Whether you're new to travel cards and want easy-to-earn miles or you're looking for the best miles promotions on the market, American Express Singapore Airlines KrisFlyer Card is the best option for you. With Amex SIA KF Card, you directly earn KrisFlyer miles for your spend–rather than points that need to be converted–which allows you to avoid transfer fees & lengthy processing times. General purchases earn 1.1 miles per S$1 (2 miles overseas in June & December), with SIA earns 2 miles, and spend with Grab earns 3.1 miles. Amex SIA KF Card also frequently offers market-leading sign-on bonuses, though these change from time to time. If you're a SIA loyalist or just want a hassle-free miles card, Amex SIA KrisFlyer is a great option for you and could be one of the best miles credit cards around in Singapore.
American Express Singapore Airlines KrisFlyer Card Features and Benefits
What Makes American Express Singapore Airlines KrisFlyer Card Stand Out
American Express Singapore Airlines KrisFlyer Card offers consumers a straightforward, hassle-free way to earn miles without conversions, added fees, or processing time. Cardholders earn 1.1 miles per S$1 spend locally and overseas (except for in June and December, when consumers earn 2 miles per S$1 in overseas spend); 2 miles for spend with SingaporeAir, SilkAir and KrisShop in-flight and online; and 3.1 miles on Grab rides. Miles earned are credited directly to the cardholder’s KrisFlyer account.
Amex SIA KF Card is especially fit for Singapore Airlines loyalists. Cardholders earn miles at a higher rate for associated bookings and purchases, and can earn a S$120 cash credit to SingaporeAir with S$12,000 spend. Consumers even receive 5,000 KF miles with their first card transaction and 500 miles for their first Grab booking, which together contribute approximately S$55 additional value-to-consumer.
|Illustration of Total Value-to-Consumer with S$12k Annual Spend|
|Max Rewards Earned||26,640 mi|
|Bonus SIA Credit||S$150.00|
However, Amex SIA KF Card is less beneficial for consumers without an airline preference or who are comfortable with miles conversion programs. Competitor cards offer up to 1.6 miles per S$1 local spend and 3 miles overseas, and pricier alternatives offer perks like free lounge access and limo transfers. Amex SIA KF Card’s special bookings rates also only apply to outbound flights, which can be limiting.
Nonetheless, consumers seeking a straightforward miles card can benefit from Amex SIA KF Card’s simple rewards structure and connection with Singapore Airlines. And, while there's a S$176.55 fee, it's waived the first year–allowing cardholders to focus on earning.
How Does Amex Singapore Airlines KrisFlyer Card’s Rewards Program Work?
Use our quick and easy-to-read guide below to learn how you you can redeem card rewards.
- Rewards are earned as KrisFlyer Miles
- Cardholder must link Card to a Singapore Airlines KrisFlyer account
- KrisFlyer Miles earned are directly credited to Singapore Airlines KrisFlyer account
- Additional taxes, charges and fees may apply when redeeming mileage
- Usage of KrisFlyer Miles is subject to the KrisFlyer Terms & Conditions, per Singapore Airlines
Amex Singapore Airlines KrisFlyer Card Rewards Exclusions
Some credit card expenditures are ineligible for earning rewards. We identify these exclusions below.
How does Amex Singapore Airlines KrisFlyer Card Compare Against Other Cards?
Read our comparisons of Amex Singapore Airlines KrisFlyer Card with other cards and learn what makes each card unique in their own way. We compare and contrast each card to highlight its uniqueness to help you identify the card that you need.
Amex Singapore Airlines KrisFlyer Card v. Amex Singapore Airlines KrisFlyer Ascend Card
American Express Singapore Airlines KrisFlyer Ascend Card bears some similarity to Amex SIA KF Credit Card, but adds extra value by providing unique travel perks and membership upgrades. Cardholders earn at approximately the same rates: 1.2 miles/S$1 general spend (v. 1.1 miles), 2 miles with SIA brands and overseas June & December, and 3.2 miles (v. 3.1 miles) on Grab transactions.
As mentioned, Amex SIA KF Ascend Card's key differentiator is its travel perks. Cardholders enjoy 4 free lounge visits and 1 free hotel night per year, plus free travel insurance. Additionally, consumers are eligible for exclusive hotel, flight and car rental upgrades (Hilton Honors Silver, KrisFlyer Elite Gold, and Hertz Gold Plus). The annual fee is more expensive than Amex SIA KF Card's at S$337.05, but is far less than those offered by luxury travel cards with similar perks. Those who are willing to spend just a bit more for travel benefits may prefer Amex SIA KF Ascend Card to Amex SIA KF Card.
Amex Singapore Airlines KrisFlyer Card v. DBS Altitude Visa Card
DBS Altitude Visa Card offers consumers no-fee miles (S$192.6 fee waived with S$25,000 annual spend), plus 1.2 miles per S$1 local spend, 2 miles overseas, and 3 miles for online travel bookings. Consumers also enjoy perks like free travel insurance, lounge access, golfing and dining privileges. While cardholders can enrol in a KrisFlyer Miles Auto Conversion Programme, this convenience comes at an additional cost–S$42.8 annually. DBS Altitude Visa Card, nonetheless, is a worthwhile alternative to Amex SIA KF Card.
Amex Singapore Airlines KrisFlyer Card v. Maybank Horizon Visa Signature Card
Consumers looking for a no-fee miles card that rewards dining and transport may be interested in Maybank Horizon Visa Signature Card. Cardholders earn 3.2 miles per S$1 spend on local dining, petrol, taxi fares and bookings with Agoda and 2 miles on air tickets, travel packages and foreign currency transactions–plus free travel insurance and airport lounge access. Consumers do not receive welcome miles, however, and miles conversion can be complicated (multiple airlines, conversion rates, and conversion methods). Consumers who value simplicity and promos may prefer Amex SIA KF Card.
Amex Singapore Airlines KrisFlyer Card v. Citi PremierMiles Visa Card
Average consumers can benefit from Citi PremierMiles Visa Card’s respectable rewards rates of 1.2 miles per S$1 local spend, 2 miles overseas, and up to 10 miles with select travel booking sites. Citi PMV Card also offers perks like 2 free airport lounge visits. Ultimately, Amex SIA KF Card may be a better fit for those who prioritise convenience and mostly fly with Singapore Airlines.
Amex Singapore Airlines KrisFlyer Card v. OCBC Voyage Card
OCBC Voyage Card is a better fit for more affluent consumers who are willing to pay the S$488 fee for travel perks and flexibility in miles redemption. Cardholders earn 1.2 miles per S$1 local spend, 1.6 miles on local dining and 2.3 miles overseas. Miles can be redeemed at any airline, at any time, with minimal processing and no black-out dates. In addition, cardholders enjoy perks like free travel insurance, lounge access and limo transfers. However, Singapore Airlines loyalists who value convenience over flexibility may be better off with Amex SIA KF Card.