Best Air Miles Credit Cards with Free Airport Transfers in Singapore 2019

Singaporeans love to travel and Changi is a very busy airport for that reason. Although Changi is located relatively close to the city, there aren’t that many convenient and cheap ways to get to the airport. Below, we feature some credit cards that provide free airport transfer to Changi Airport.

Best Credit Cards for TransfersAirport Transfer BenefitsCard Features
OCBC VoyageUp to 2 Transfers/month, requires minimum spend of S$3,000/transfer1.6 miles per S$1 on local dining, no-fee miles redemption
UOB PRVI Miles2 Transfers/quarter, requires minimum overseas spend of S$1,000/quarterUp to 20,000 renewal miles, 2.4 miles per $1 overseas
Citi Prestige2 Transfers/quarter. requires minimum spend of S$20,000/quarter25,000 bonus miles/yr, lounge and JetQuay access & more
CIMB V. Infinite10% Transfer discount via DragonPass, available in 300 cities1% unlimited cashback, 2% travel & foreign currency
SC Visa InfiniteGrab Rebates + Hertz Asia Privileges, with global transport perks & free yacht hire3 miles per S$1 overseas, rewards for tax payments

Best Travel Card for Flexible Miles Redemption: OCBC Voyage Card

Consider this if you want flexible miles redemption and dine out frequently

Annual Income Requirement S$120,000
Foreigner Income Requirement S$120,000
Promotions:
  • Up to 7% off worldwide hotel bookings with Agoda

OCBC Voyage Card is the absolute best option for frequent travellers because it allows cardholders to enjoy up to 24 free transfers a year–that’s 3x the amount possible with competitor cards. In order to enjoy this privilege, cardholders must spend at least S$3,000 within a given month; this qualifies for 1 free transfer. Cardholders receive a 2nd free transfer if they spend another S$3,000 that month (for a grand total of S$6,000).

OCBC Voyage Card also offers greater flexibility in terms of transfers. Cardholders can transfer to, or from, a variety of authorised points: Changi International Airport, Seletar Airport, Harbourfront Ferry Terminal, Tanah Merah Ferry Terminal, and Railway Stations. Many cards limit transfers to Changi Airport.

Finally, OCBC Voyage Card is an excellent option in itself for top-notch perks and flexible miles rewards. Cardholders earn 1.2 miles per S$1 locally, a boosted 1.6 miles for local dining, and 2.3 miles overseas. In addition, there are no black-out dates or conversion fees for miles redemption. Cardholders receive unlimited lounge access and golfing privileges across SE Asia. All in all, these features make OCBC Voyage Card the absolute best card for transfers, especially for those also seeking flexibility and luxury perks.

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  • Annual fee: S$488
  • 1.2 miles per S$1 local spend, 1.6 miles local dining, 2.3 miles overseas
  • Unlimited lounge access, free limo transfers, golfing privileges
  • Free travel insurance & global concierge service
  • Up to 19% fuel savings with Caltex
  • Annual fee: S$488
  • 1.2 miles per S$1 local spend, 1.6 miles local dining, 2.3 miles overseas
  • Unlimited lounge access, free limo transfers, golfing privileges
  • Free travel insurance & global concierge service
  • Up to 19% fuel savings with Caltex

Best Travel Card for Rapidly Earning Miles: UOB PRVI Miles American Express Card

Consider this if you want to maximise mile rewards without paying an extravagant annual fee

Annual Income Requirement S$30,000
Foreigner Income Requirement S$40,000
Promotions:
  • Up to S$100 worth of free Grab rides with min. S$1,000 spend within 1st month
  • Up to 10 miles per S$1 spend with Kaligo

UOB PRVI Miles American Express Card is one of the best travel cards on the market. Cardholders earn top rewards rates of 1.4 miles per S$1 locally, 2.4 overseas, and 10 with major airlines & hotels. In addition, they receive great perks–one of them being free airport transfer privileges. Cardholders receive up to 2 transfers per quarter when they spend S$1,000 overseas during that quarter. Given it’s a travel card, this is more than reasonable. In addition, this minimum requirement is far lower than any competitor’s.

UOB PRVI Miles Card’s S$256.8 fee is already lower than most cards with similar rates and perks. Cardholders who spend S$50,000/year, however, are exempt from the fee altogether. In addition, spend at this level earns 20,000 bonus miles (worth S$200). No other travel card allows consumers to accrue no-fee miles this rapidly, while enjoying such perks. If you want to maximise your miles and easily access free transfers, UOB PRVI Miles Card is the best option for you.

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  • Annual fee: S$256.8, 1-year waiver, subsequently with S$50,000 annual spend
  • 20,000 bonus annual renewal miles (worth S$200) with S$50,000 annual spend
  • 1.4 miles per S$1 local spend, 2.4 miles overseas, 10 miles at major airlines & airports
  • 8 free limo transfers & free travel insurance
  • UOB PRVI Travel Butler & Amex Essentials
  • Annual fee: S$256.8, 1-year waiver, subsequently with S$50,000 annual spend
  • 20,000 bonus annual renewal miles (worth S$200) with S$50,000 annual spend
  • 1.4 miles per S$1 local spend, 2.4 miles overseas, 10 miles at major airlines & airports
  • 8 free limo transfers & free travel insurance
  • UOB PRVI Travel Butler & Amex Essentials

Best Miles Card for Luxury Travel Perks: Citi Prestige MasterCard

Consider this if you want special travel perks like free hotel nights and unlimited lounge access

Annual Income Requirement S$120,000
Foreigner Income Requirement S$120,000
Promotions:
  • Welcome gift of 25,000 miles upon card approval
  • Earn up to 10 miles per S$1 spend on hotel bookings at Kaligo

Citi Prestige MasterCard not only has some of the highest rewards rates on the market, it also provides top-notch luxury perks–including up to 8 free limo transfers annually. Cardholders receive 2 complimentary transfers every quarter in which they spend at least S$20,000. While this minimum may seem high, this card is best fit for affluent travellers. In fact, the annual fee is S$535–though this is quickly offset by 25,000 annual renewal miles (worth S$250) and an annual bonus up to 30% based on tenure of relationship with Citibank.

Citi Prestige Card also offers remarkable perks like unlimited lounge access, bonus 4th hotel nights worldwide, access to JetQuay and golfing privileges throughout SE Asia. In addition, S$1 spend earns 1.3 miles locally and 2 miles overseas. Ultimately, if you’re a high spender interested in the very best luxury perks, Citi Prestige Card may just be the best card for you.

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  • Annual fee: S$535
  • 1.3 miles per S$1 local spend, 2 miles overseas
  • 25,000 annual renewal miles (worth S$250)
  • 15%-30% annual Citi relationship bonus
  • Unlimited lounge access, travel insurance, free hotel nights & more
  • Up to 14% fuel savings with Esso & Shell
  • Annual fee: S$535
  • 1.3 miles per S$1 local spend, 2 miles overseas
  • 25,000 annual renewal miles (worth S$250)
  • 15%-30% annual Citi relationship bonus
  • Unlimited lounge access, travel insurance, free hotel nights & more
  • Up to 14% fuel savings with Esso & Shell

Best Cashback for Frequent Travellers: CIMB Visa Infinite Card

Consider this if you want a no fee cashback card for travelling

Annual Income Requirement Singaporean & Singapore PR: S$120,000 . Applicants who do not meet the minimum requirement can submit a minimum Fixed Deposit Collateral of S$50,000
Foreigner Income Requirement N/A
Promotions:
  • Up to S$60 rebate w/ S$500 monthly spend for 3 months total

If you’re an affluent traveller and prefer earning cashback to miles, CIMB Visa Infinite Card offers an excellent, no-fee way to maximise rewards for your spend. Cardholders earn an unlimited 2% cashback on all travel expenses (airlines, hotels, cruise lines, travel agencies & more) and overseas spend (in SGD or in foreign currency), after a S$2,000 minimum. All other spend earns 1% rebate with no minimum requirement.

Because rewards are uncapped, cardholders have unlimited earning potential, making CIMB Visa Infinite Card ideal for high spenders. However, unlike many travel cards, CIMB Visa Infinite Card is free forever. Cardholders still enjoy perks and privileges associated with pricey travel cards, like free travel insurance, lounge access, and up to 10% off limo transfers in 300 cities, via DragonPass. Overall, CIMB Visa Infinite Card is the absolute best cashback card for affluent travellers, especially those interested in airport transfers.

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  • Annual fee: Free
  • Unlimited 2% cashback on all travel expenses, foreign currency transactions & overseas spend
  • Unlimited 1% cashback on all other spend
  • Free travel insurance, 3x lounge access, discounted limo transfers
  • CIMB 0% Interest i.Pay Instalment Plan
  • Annual fee: Free
  • Unlimited 2% cashback on all travel expenses, foreign currency transactions & overseas spend
  • Unlimited 1% cashback on all other spend
  • Free travel insurance, 3x lounge access, discounted limo transfers
  • CIMB 0% Interest i.Pay Instalment Plan

Best Miles Card for Affluent Business Travellers: Standard Chartered Visa Infinite Card

Consider this if you travel frequently for business

Annual Income Requirement S$150,000
Foreigner Income Requirement S$150,000
Promotions:
  • Receive up to 35,000 welcome miles

While Standard Chartered Visa Infinite Card does not offer free airport transfers in itself, we’ve included it because of the exceptional transport benefits it offers travellers in other ways. First of all, cardholders enjoy 15% cashback on Grab, up to S$30/month, after S$900 spend. Those who prefer to drive themselves can enjoy Hertz Asia Privileges with 10% rental, bonus days and free upgrades. Cardholders also receive fuel savings up to 25% with Caltex.

Beyond these benefits, SC Visa Infinite Card is also worth mentioning because it offers the highest rewards rates on the market. Cardholders earn 1.4 miles per S$1 locally, and an astounding 3 miles per S$1 overseas. Cardholders also earn for their banking activity–including on income tax payments–which are usually excluded by other cards. Finally, SC Visa Infinite provides a variety of luxury perks, from lounge access and golfing privileges to a free annual yacht hire. Ultimately, SC Visa Infinite Card is one of the best luxury travel cards on the market, and while lacking free limo transfers, it more than makes up for this with other transport perks.

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  • Annual fee: S$588.5
  • 1.4 miles per S$1 local spend, 3 miles overseas (S$2,000 min spend)
  • 35,000 welcome miles (worth S$350)
  • Tax payments are eligible for rewards points
  • Free travel insurance, 6x lounge access, 1 free 4hr yacht hire
  • Hertz Asia Privileges, Golfing/Dining/Hotel Privileges
  • Up to 25% fuel savings with Caltex, 15% rebate on Grab
  • Annual fee: S$588.5
  • 1.4 miles per S$1 local spend, 3 miles overseas (S$2,000 min spend)
  • 35,000 welcome miles (worth S$350)
  • Tax payments are eligible for rewards points
  • Free travel insurance, 6x lounge access, 1 free 4hr yacht hire
  • Hertz Asia Privileges, Golfing/Dining/Hotel Privileges
  • Up to 25% fuel savings with Caltex, 15% rebate on Grab

Summary of Best Credit Cards for Free Airport Transfers 2019

Below, we've prepared a summary of our picks for the best credit cards for free airport transfers in 2019.

CardBest for...Annual Fee
OCBC VoyageFlexible MilesS$488.0
UOB PRVI MilesRapid MilesS$256.8 (waiver)
Citi PrestigeLuxury Travel PerksS$535.0
CIMB Visa InfiniteCashback for TravellersS$0.0
SC Visa InfiniteAffluent Business TravellersS$588.5
CardBest for...Annual Fee
OCBC VoyageFlexible MilesS$488.0
UOB PRVI MilesRapid MilesS$256.8 (waiver)
Citi PrestigeLuxury Travel PerksS$535.0
CIMB Visa InfiniteCashback for TravellersS$0.0
SC Visa InfiniteAffluent Business TravellersS$588.5

Conclusion

Travel cards can be rather expensive in terms of annual fees and minimum spend requirements. However, for those who know how to use these cards properly, they can be more valuable than other cards available in the market. Complimentary airport transfer service to Changi is just one of those services, and we recommend that you actively use this feature if you have any of the cards we discussed here.

Carrie Arndt

Carrie is a Senior Analyst at ValueChampion, specialising in credit cards in Singapore. She previously led consumer studies worldwide as a Senior Research Executive at MMR Research.

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