CIMB Visa Infinite Credit Card is a great no fee credit card for travellers. While its cashback rate of 1% in Singapore and 2% overseas aren't the highest in the market, this card still stands out due to its affordability and great travel benefits. For example, it comes with a complimentary travel insurance as well as premium lounge access for its holders. Not only that, it earns 2% rebate on all travel, overseas and foreign currency transactions while also charging the lowest foreign currency transaction fee in the market of 1% (1% rebate in Singapore). Overall, this is a card that strikes a balance of affordability and travel rewards for frequent travellers who want to save on fees they pay for their rewards.
|No annual fee|
|Unlimited 1% rebate in Singapore and overseas|
|Complimentary green fees at 40 golf clubs in SE Asia|
|Low foreign exchange transaction fee of 1%|
What makes CIMB Visa Infinite Credit Card Stand Out
For budget-minded travellers, CIMB Visa Infinite Credit Card provides an excellent way to save on various expenditures. First, this card provides 1% rebate on all retail transactions, which increases to 2% for travel, overseas and foreign currency transactions. While you need to maintain a monthly spending requirement of S$2,000 to receive the 2% bonus, we believe this shouldn't be much of a problem for its cardholders who are required to earn at least S$120,000 annually.
We think this card is very well worth a serious consideration for a traveller who wants to reduce the fee they pay to banks in either foreign transaction fee or annual fees. This card doesn't charge any annual fee and doesn't impose any spending requirements to be eligible for the card, while also charging the lowest foreign transaction fee in the market of 1%. Although its 1-2% of rebate isn't the highest for cashback cards, it compares faovrably to 1-3 miles per S$1 spent provided by most other travel credit cards. Not only that, CIMB Visa Infinite Card provides nice travel perks like 3 complimentary lounge visits every year and a S$1mn complimentary travel insurance for you and your family.
CIMB Visa Infinite Credit Card's Features and Benefits:
|CIMB Visa Infinite Credit Card Benefits & Features||Details|
|Annual Income Requirement|
How does the CIMB Visa Infinite Credit Card Compare Against Other Cards?
Read our comparisons of CIMB Visa Infinite Credit Card with other cards and learn what makes each card unique in their own way. We compare and contrast each card to highlight its uniqueness to help you identify the card that you need.
CIMB Visa Infinite vs Standard Chartered Visa Infinite Card
Standard Chartered Visa Infinite Credit Card is a higher end travel credit card than CIMB Visa Infinite. It charges an annual fee of S$588.5, and provides much more travel rewards than CIMB Visa Infinite Card. For example, it comes with 6 complimentary lounge access per year, complimentary Hilton HHonor Gold status and variety of other travel perks like Grab ride discounts globally. Its mile awards are also much more generous at 1.4 miles per S$1 spentlocally and 3 miles per S$1 spent overseas. Therefore, if you prefer to earn more miles and have a richer set of travel perks to enjoy, it might be worth paying more for this card.
CIMB Visa Infinite vs CIMB World MasterCard
CIMB World MasterCard Credit Card is a flat rate cashback card designed for golfers. While it rewards 1% cashback on all expenses, this card's true highlight is its complimentary golf green fees at over 40 golf courses in SE Asia. This card is very good card for budget conscious golfers who would appreciate its golf perks, low foreign currency transaction fee, lack of an annual fee and rebates in both Singapore and overseas.
CIMB Visa Infinite vs CIMB Visa Signature Card
CIMB Visa Signature Credit Card provides 10% rebate is on dining and overseas spending. Otherwise, this card also has no fee or monthly minimum spend. also, its annual income requirement is much lower than CIMB Visa Infinite at S$30,000.
CIMB Visa Infinite vs CIMB Platinum MasterCard
CIMB Platinum Mastercard Credit Card provides 10% rebate is on travel, healthy, beauty and wellness expenditures. Otherwise, this card also has no fee or monthly minimum spend. also, its annual income requirement is much lower than CIMB Visa Infinite at S$30,000.