CIMB Visa Infinite Credit Card

CIMB Visa Infinite Credit Card

This card offers a great way to save on health & beauty expenses while paying no annual fee.

Good for

  • Travellers looking to earn rebates in Singapore and overseas
  • Those looking for a credit card with low foreign exchange transaction fee
  • People who want a no annual fee cashback card

Bad for

  • Those who are willing to pay an annual fee for more rewards
  • People who are looking for a general purpose rewards credit card

Editor's Rating

4.0/5.0

CIMB Visa Infinite Credit Card is a great no fee credit card for travellers. While its cashback rate of 1% in Singapore and 2% overseas aren't the highest in the market, this card still stands out due to its affordability and great travel benefits. For example, it comes with a complimentary travel insurance as well as premium lounge access for its holders. Not only that, it earns 2% rebate on all travel, overseas and foreign currency transactions while also charging the lowest foreign currency transaction fee in the market of 1% (1% rebate in Singapore). Overall, this is a card that strikes a balance of affordability and travel rewards for frequent travellers who want to save on fees they pay for their rewards.

Highlights
No annual fee
Unlimited 1% rebate in Singapore and overseas
Complimentary green fees at 40 golf clubs in SE Asia
Low foreign exchange transaction fee of 1%

What makes CIMB Visa Infinite Credit Card Stand Out

For budget-minded travellers, CIMB Visa Infinite Credit Card provides an excellent way to save on various expenditures. First, this card provides 1% rebate on all retail transactions, which increases to 2% for travel, overseas and foreign currency transactions. While you need to maintain a monthly spending requirement of S$2,000 to receive the 2% bonus, we believe this shouldn't be much of a problem for its cardholders who are required to earn at least S$120,000 annually.

We think this card is very well worth a serious consideration for a traveller who wants to reduce the fee they pay to banks in either foreign transaction fee or annual fees. This card doesn't charge any annual fee and doesn't impose any spending requirements to be eligible for the card, while also charging the lowest foreign transaction fee in the market of 1%. Although its 1-2% of rebate isn't the highest for cashback cards, it compares faovrably to 1-3 miles per S$1 spent provided by most other travel credit cards. Not only that, CIMB Visa Infinite Card provides nice travel perks like 3 complimentary lounge visits every year and a S$1mn complimentary travel insurance for you and your family.

CIMB Visa Infinite Credit Card's Features and Benefits:

CIMB Visa Infinite Card

Consider this if you want a no fee cashback card for travelling

Annual Income Requirement S$120,000
Foreigner Income Requirement S$120,000
CIMB Visa Infinite Credit Card Benefits & FeaturesDetails
Annual Fee
  • S$0.0
Annual Income Requirement
  • S$120,000 for locals & foreigners
  • Applicants who do not meet the minimum requirement can submit a minimum Fixed Deposit Collateral of S$50,000
APR
  • 25.5%
Card Details
  • 1% rebate in Singapore
  • 2% rebate on travel, overseas and foreign currency transactions (requires S$2,000 of monthly minimum spend)
  • 3 complimentary lounge access per year
  • 50% discounts at dining outlets at airports
  • 1% foreign exchange transaction fee
  • Complimentary travel insurance
  • 0% interest iPayPlan: earn rebates, instalments up to 20 months, up to 5% processing fee

How does the CIMB Visa Infinite Credit Card Compare Against Other Cards?

Read our comparisons of CIMB Visa Infinite Credit Card with other cards and learn what makes each card unique in their own way. We compare and contrast each card to highlight its uniqueness to help you identify the card that you need.

A graph displaying how CIMB Visa Infinite Credit Card compares to other credit cards in Singapore in terms of their rewards
CIMB Visa Infinite Credit Card vs Other Cards by Dollar Value*

CIMB Visa Infinite vs Standard Chartered Visa Infinite Card

Standard Chartered Visa Infinite Credit Card is a higher end travel credit card than CIMB Visa Infinite. It charges an annual fee of S$588.5, and provides much more travel rewards than CIMB Visa Infinite Card. For example, it comes with 6 complimentary lounge access per year, complimentary Hilton HHonor Gold status and variety of other travel perks like Grab ride discounts globally. Its mile awards are also much more generous at 1.4 miles per S$1 spentlocally and 3 miles per S$1 spent overseas. Therefore, if you prefer to earn more miles and have a richer set of travel perks to enjoy, it might be worth paying more for this card.

CIMB Visa Infinite vs CIMB World MasterCard

CIMB World Mastercard

CIMB World MasterCard Credit Card is a flat rate cashback card designed for golfers. While it rewards 1% cashback on all expenses, this card's true highlight is its complimentary golf green fees at over 40 golf courses in SE Asia. This card is very good card for budget conscious golfers who would appreciate its golf perks, low foreign currency transaction fee, lack of an annual fee and rebates in both Singapore and overseas.

CIMB Visa Infinite vs CIMB Visa Signature Card

CIMB Visa Signature

CIMB Visa Signature Credit Card provides 10% rebate is on dining and overseas spending. Otherwise, this card also has no fee or monthly minimum spend. also, its annual income requirement is much lower than CIMB Visa Infinite at S$30,000.

CIMB Visa Infinite vs CIMB Platinum MasterCard

CIMB Platinum Mastercard

CIMB Platinum Mastercard Credit Card provides 10% rebate is on travel, healthy, beauty and wellness expenditures. Otherwise, this card also has no fee or monthly minimum spend. also, its annual income requirement is much lower than CIMB Visa Infinite at S$30,000.

Comments and Questions

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