DBS Live Fresh Student Card is great for students seeking the convenience of an all-in-one card with EZ-Link functionality. Cardholders earn 0.3% cashback with no minimum spend requirement, up to S$20/month. Consumers also can enjoy frequent promotions for prizes like trips to Mexico or customized sneakers. In addition, the S$128.4–while high–is waived for 5 years.
DBS Live Fresh Student Card Features and Benefits:
- Age: 18 to 27 years old
- Income: No minimum requirement
- Must be a Singapore Citizen or Permanent Resident
- Be an eligible Undergraduate student from NUS, NTU, SMU, SUTD, SUSS, SIT, Nanyang Polytechnic, Ngee Ann Polytechnic, Temasek Polytechnic, Singapore Polytechnic or Republic Polytechnic
- 0.3% cashback on general spend
- Exclusions include educational spend, top-ups, insurance & telco
- No minimum spend requirement
- S$20/month cap on earnings
- S$500 credit limit
- Rotating sweepstakes & promotions for young adults
- S$10 off foodpanda order when you spend S$150 within 30 days of getting the card
What Makes DBS Live Fresh Student Card Stand Out
DBS Live Fresh Student Card is great for students interested in a cashback card with EZ-Link functionality. Cardholders also enjoy 0.3% flat cashback on spend, and the S$128.4 fee–while high–is waived for 5 years. These features make DBS Live Fresh Student Card especially convenient and maintenance-free.
On the downside, DBS Live Fresh Student Card’s 0.3% rate is lower than competitors’. Students can earn 1% cashback on all spend with Maybank eVibes Card, or 1% on select categories with CIMB AWSM Card. DBS Live Fresh Student Card also caps rewards at S$20/month, while most student cards are unlimited. However, this is not much of a drawback–cardholders would need to spend S$6,667 to max out the cap at this rate, which would be difficult for a student with low or no income.
Ultimately, the feature that stands out most for DBS Live Fresh Student Card is its EZ-Link functionality. However, students may also enjoy the frequent promotions that come with the card, such as nightclub privileges and vacation sweepstakes.
How Does DBS Live Fresh Student Card’s Rewards Program Work?
Use our quick and easy-to-read guide below to learn how you you can redeem card rewards.
- Every 1 dollar of cashback earned is equal to S$1
- Cashback is credited to the cardholder's account every month
- Cashback is automatically applied to part of the billed amount for that month
- Cashback is forfeited and is non-transferable when an account is closed
DBS Live Fresh Student Card Rewards Exclusions
Some credit card expenditures are ineligible for earning rewards. We identify these exclusions below.
How does DBS Live Fresh Student Card Compare Against Other Cards?
Read our comparisons of DBS Live Fresh Student Card with other cards and learn what makes each card unique in their own way. We compare and contrast each card to highlight its uniqueness to help you identify the card that you need.
DBS Live Fresh Student Card v. Maybank eVibes Card
Students and NSF men are most likely to maximise rewards for their spend with Maybank eVibes Card, which offers unlimited 1% flat rebate with no minimum spend requirement. Cardholders also have access to Maybank TREATS programme’s dining and lifestyle discounts and privileges. While Maybank eVIbes Card offers a much higher rewards rate, DBS Live Fresh Student Card is a better fit for those seeking a card with EZ-Link functionality.
DBS Live Fresh Student Card v. Standard Chartered Manhattan S$500 Card
Standard Chartered Manhattan S$500 Card offers both students and low income working adults 0.25% cashback on all spend. While this rate is slightly lower than that offered by DBS Live Fresh Student Card, SC Manhattan S$500 Card stands out for its availability to non-students earning less than S$30,000/year, which is rare amongst similar cards.
DBS Live Fresh Student Card v. Citi Clear Card
Citi Clear Card offers students an alternative to cashback–cardholders earn the equivalent of 0.4 miles per S$1 spend, with no minimum requirement or cap. Cardholders also enjoy dining discounts and privileges through Citi Gourmet Pleasures. In fact, consumers can enjoy up to 10% off Starbucks and 5% off Dunkin’ Donuts and Subways. Students and young adults who frequently dine out should definitely consider Citi Clear Card.