If you need more detailed information about a specific card, take a look at our selections for the strongest grocery rebates in Singapore below.
|Best Cards for Groceries||Grocery Rebate||Card Features|
|Citi Cash Back||Up to 8%||Cashback on food & petrol worldwide|
|MB Family & Friends||Up to 8%||Top Rebates in Singapore & Malaysia|
|Citi SMRT||Up to 5%||Rewards for essentials + EZ-Link, no minimum|
|POSB Everyday||Up to 5%||Everyday rebates + ABT capabilities|
|HSBC Visa Platinum||Up to 5%||Cashback + miles on local food & petrol|
|UOB One||Up to 5%||Highest flat rebate, up to S$300/quarter|
|MB Platinum Visa||Up to 3.33%||Flat rebate with just S$300 minimum|
|OCBC 365||Up to 3%||Cashback on essentials, easy fee-waiver|
|CIMB Visa Signature||Up to 10%||Flat rebate with just S$800 minimum|
|UOB Delight||Up to 17%||Earn Rewards after just S$800|
|BOC Sheng Siong||Up to 12%||No minimum spend required to start earning|
How to Choose a Credit Card For Grocery Rebates
Buying groceries isn't the most glamorous way to use a credit card, but there are still opportunities to earn cash back or even miles at the supermarket. Cards that offer high rewards on groceries tend to be those that also reward other types of everyday spending, like petrol or public transportation. A few cards give you boosted rates at specific grocery stores, such as the Citi SMRT Card's bonus for spending at the FairPrice Xtra in the Kallang Wave Mall.
However, simply picking up the card with the highest rewards rate on groceries isn't the full story. You should also check whether the card puts monthly caps on how much rewards you can earn or whether you're required to spend a certain amount each month in order to earn any rewards at all. These rewards caps and minimum spend requirements can hurt the final value of your rewards if they don't fit your regular spending patterns.
Fortunately, our RealValue rewards calculator accounts for all of those factors, from annual fees and rewards caps to the actual rewards rates for every category. If you're in a rush, simply enter an estimate of your spending above and refer to our instant calculations to find the best grocery card for you.
Frequently Asked Questions
Grocery shoppers in Singapore have a number of good credit cards to choose from. The UOB Delight Card can unlock discounts of up to 17% when used at the right merchants, while other cards offer lower rewards but a much wider selection of stores to earn rewards from.
There's no reason to avoid buying groceries with a credit card that offers cashback or other rewards on that spend. However, it may make sense to avoid putting groceries on a card that offers little to no rewards on grocery spending. That's why it's important to make sure you have the right cards for each expense.
We think the UOB Delight offers the strongest deals for anyone who shops regularly at NTUC Fairprice. In particular, the card offers a market-leading 17% in potential discounts on spending at Fairprice Xtra Kallang Wave. However, many other cards give you some form of discount or rebate on Fairprice as well as other grocery stores.