Credit Cards

Last-Minute Christmas Shopping Hacks and Gift Ideas For The Procrastinator In All Of Us

Are you still not done with your Christmas shopping? Fret not—here are three ideas that can help inspire your last-minute gift shopping.

We have all experienced the mad dash to get last-minute Christmas presents. While rushing down to the nearest shopping mall to look for gifts is always an option, sometimes we are stuck with limited options in store or lackluster discounts.

Here are some other hacks when Christmas shopping and unique last minute gift ideas that won’t break the bank.

Make Use of Same Day Delivery

Lazada year end sale
Source: Lazada

If you are not one for crowded malls, or just do not have time to do any in-person shopping, make sure to look out for sites that offer same day shipping so that you are able to get your Christmas presents delivered to you in time to wrap them before Christmas day.

One site that offers same day delivery is Lazada. They offer both same day delivery as well as self-collection on specific items.

On top of that, Lazada is currently running a sale from 16 to 28 December where you are able to get up to 50% off festive items. You are even able to get food and drinks such as Calsberg beer or Jinro soju at a discount if you need drinks for your guests when hosting a Christmas party.

Lazada is also collaborating with Citibank where you can get up to $6 off from now until 3 January if you spend a minimum of S$130 on your Citibank credit card. Make sure to stack your vouchers together with sales items to fully maximise your savings when shopping for Christmas items.

Citi Cash Back Card
Citi Cash Back Card offers highest available cashback on petrol (20.88%), followed by groceries (8%) and dining (6%). Another benefit is cashback rates apply both at home and abroad.
  • Pros
    • Great dining and groceries rewards
    • High petrol discounts
    • Cons
      • Lacks shopping and entertainment rewards
      • Not suitable for lower budgets

      Gift An Experience

      gift an experience christmas
      Source: Unsplash

      If you are still at a loss of what gift you can get your loved ones, consider gifting them an experience instead of a physical item.

      Gifting an experience could be especially appreciated by the minimalist in your life who does not like to collect vast amounts of stuff. It is also a good excuse to plan an activity and spend some quality time with said loved one, making the gift an extra meaningful one.

      If you are looking for good deals of attractions around Singapore, check out Klook for deals on different attractions available. Klook is currently running their Chapters of Joy year-end holiday sale until 31 December so you might even be able to get snag extra savings on your purchases.

      Read Also: Best Cashback Credit Cards in Singapore 2022

      Current Klook Credit Card Promotion

      Klook visa promotion
      Source: Klook

      Their ongoing round of promotions last from now until the 24 December, where you can find hidden promo codes of up to 25% off when reading Klook’s short stories.

      If you own a Visa card, you can enjoy Visa exclusive promotions such as 15% off on Visa weekends with a minimum spend of S$50 or an additional 15% off activity bundles with Visa Pass Exclusives.

      DBS Altitude Visa
      PROMO: New DBS/POSB Cardmembers can get up to S$150 with a min. spend of $800
      DBS Altitude Visa Card is an excellent credit card for average spenders who prioritise travel perks. Ultimately, if you want to enjoy top privileges with respectable rewards rates, all without paying a fee, DBS Altitude Card is the best option for you.
      • Pros
        • Great for online travel bookings
        • Cons
          • Those willing to pay an annual fee for more bonus miles
          • Affluent travellers who are willing to pay a high fee for luxury travel perks

          Support Local Online Bakeries

          Honeypeachsg
          Source: Honeypeachsg Cake Shop - Jingle Cupcake Set

          For the foodies in your life, you can opt to support one of Singapore’s budding local bakeries and gift your loved ones unique and instagrammable confectionaries.

          The holiday season is a time for indulgence. Gifting your loved ones with a sweet tooth a variety of unique sweet treats to sample could be a special and unusual present!

          For example, online bakery Honeypeachsg is currently offering Christmas specials like their Jingle Cupcake set or their Reindeer Christmas dessert box. These themed box sets come nicely packaged and presentable as gifts so no extra work is required by you.

          Honeypeachsg even offers free delivery so you can get the deserts delivered to your loved ones’ doorstep at no extra cost!

          American Express Singapore Airlines KrisFlyer Credit Card
          American Express Singapore Airlines KrisFlyer Credit Card
          Consider this if you want to earn SIA miles with spend on your credit card
          • Pros
            • Easy-to-use miles card
            • No conversions & transfer fees
            • Great rewards with Singapore Airlines
            • Cons
              • Not easy to maximise miles
              • Lacks airline/travel rewards aside from SIA

              Conclusion

              Whether you decide to go for physical gifts or choose a less traditional route by gifting an experience or sweet treat, make sure that you are making your money work for you.

              The festive period is a high spend period for many of us. Now more than ever, it is important to remember to stack promotions or sales with credit card rewards to earn points as you go about your regular shopping. If you would like to find the credit card that best suits your needs, check out our roundup of the best credit cards in Singapore.

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              Cover image source: Unsplash

              Enya Rodrigues

              Enya is a budding Research Analyst at ValueChampion. She has a BA in Economics from the University of Melbourne and has previously worked in the banking sector. Enya combines her experience and passion for personal finance to bring digestible and enriching financial content to readers.

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