If your travel schedule is somewhat unpredictable, OCBC Voyage Card offers the flexibility you need with easy mile redemption and high rates both overseas and at home. Cardholders earn 2.4 miles per S$1 spend overseas and 1.2 miles locally–plus a boosted rate of 1.6 miles for local dining. The miles you earn can be easily redeemed with no black-out dates and minimal processing time. And, above it all, OCBC Voyage Card comes with unlimited lounge access, limo transfers, golfing privileges & more. Overall, OCBC Voyage Card is excellent for those seeking both flexible miles & luxury perks.
What Makes OCBC Voyage Card Stand Out
OCBC Voyage Card is excellent for affluent consumers with a shifting travel schedule, who want to earn high miles locally and overseas. Consumers earn 2.4 miles per S$1 spend overseas and 1.2 miles on general local spend, which aligns with similar cards. OCBC Voyage Card also offers 1.6 miles per S$1 on local dining however, which is great for less frequent travellers. Cardholders also enjoy free travel insurance, unlimited lounge access, golfing privileges, and limo transfers (free with S$3,000 min. spend).
Consumers are most likely to benefit from OCBC Voyage Card if they spend most of their budget locally, with at least 25% of local spend on dining. Frequent travellers might prefer Standard Chartered Visa Infinite Card, which offers 3 miles per S$1 spend overseas, and consumers with lower spend on dining could earn more miles with Citi Prestige MasterCard (1.3 miles per S$1 local spend).
Monthly Value-to-Consumer Based on S$6,000 Spend
|Spend Ratio||OCBC Voyage||Citi Prestige|
|10% OS, 80% LG, 10% LD||S$81.6||S$82.2|
|10% OS, 65% LG, 25% LD||S$85.2||S$82.2|
|10% OS, 45% LG, 45% LD||S$90.0||S$82.2|
It’s also worth mentioning that, as with many travel cards, high spend is most likely to maximise rewards. Given that 1 mile has an approximate S$0.01 value-to-consumer, OCBC Voyage Card’s rates are roughly equivalent to 2.4% rebate overseas, 1.6% on local dining, and 1.2% on general local spend. Consumers looking to maximise value return on their spend may prefer a cashback card. Those spending S$8,000+/month, however, may earn similar or greater return value with OCBC Voyage Card than with many cashback alternatives, while also enjoying the travel perks.
Ultimately, OCBC Voyage Card is great for miles-seeking consumers with varying travel schedules because of its high rewards rate for local dining and its great travel perks. While there’s a S$488 non-waivable fee, the card is most likely to benefit affluent consumers in the first place. In addition, cardholders receive 15,000 bonus miles (worth S$150) every year, which offsets the cost. For travellers seeking both perks and flexibility, OCBC Voyage Card is worth considering.
How Does OCBC Voyage Card’s Rewards Program Work?
Use our quick and easy-to-read guide below to learn how you you can redeem card rewards.
- Spend rewarded in Voyage Miles, redeemable as cash, KrisFlyer miles, or vouchers
- 1 Voyage Mile = 1 KrisFlyer Mile
- Voyage Miles must be redeemed by phone, via the Voyage Exchange hotline
- There is no conversion fee for changing Voyage Miles to KrisFlyer Miles
- Voyage Miles never expire
OCBC Voyage Card Features and Benefits:
|Rewards Rate Details |
|Perks & Benefits |
OCBC Voyage Card Rewards Exclusions
Some credit card expenditures are ineligible for earning rewards. We identify these exclusions below.
How does OCBC Voyage Card Compare Against Other Cards?
Read our comparisons of OCBC Voyage Card with other cards and learn what makes each card unique in their own way. We compare and contrast each card to highlight its uniqueness to help you identify the card that you need.
OCBC Voyage Card v. Citi Prestige MasterCard
Affluent travellers seeking luxury perks might consider Citi Prestige MasterCard, which offers 1.3 miles per S$1 local spend, 2 miles overseas–higher than those offered by OCBC Voyage Card. Cardholders who spend more time locally are less likely to benefit, but frequent travellers earn quickly while enjoying free travel insurance, unlimited lounge access, hotel nights and more. There is a S$535 fee, but cardholders receive 25,000 annual renewal miles (worth S$250) which actually offsets the cost to lower than OCBC Voyage Card’s.
OCBC Voyage Card v. Standard Chartered Visa Infinite Card
Frequent business travellers can maximise miles for overseas spend and also earn rewards for banking activity with Standard Chartered Visa Infinite Card. Cardholders earn 3 miles per S$1 overseas spend, 1.4 miles locally with S$2,000 minimum spend–amongst the highest rates on the market–and even tax payments are eligible to earn miles. Consumers also enjoy free travel insurance, airport lounge access, hotel and golfing privileges and more. Overseas travellers willing to pay the S$588.5 non-waivable fee (offset by 35,000 welcome miles) can earn more miles with SC VI Card than with any other on the market.
OCBC Voyage Card v. Citi PremierMiles Visa Card
Average consumers seeking miles for spend might consider Citi PremierMiles Visa Card, which offers 1.2 miles per S$1 local spend, 2 miles overseas. While these rates are lower than those offered by OCBC Voyage Card, Citi PMV Card’s fee is just S$196.2 and comes with 10,000 annual renewal miles (worth S$100), which makes the card more affordable. Consumers can still enjoy free travel insurance and 2 free lounge visits per year, making Citi PMV Card great for average spenders who want perks.
OCBC Voyage Card v. UOB PRVI Miles American Express Card
Consumers spending S$4,000+/month can earn miles at top rates while avoiding an annual fee with UOB PRVI Miles American Express Card. Cardholders earn 1.4 miles per S$1 local spend, 2.4 overseas, and 10 with major airlines and hotels. While perks are limited to travel insurance and airport transfers, consumers who spend S$50,000/year are exempt from the S$256.8 fee and earn 20,000 bonus miles. UOB PRVI Miles Card is great for above average spenders looking to maximise earnings, while optimising with most travel cards requires higher spend.