UOB Home Loan Review: One of Singapore's Cheapest Home Loan Options

UOB Home Loan Review: One of Singapore's Cheapest Home Loan Options

UOB provides very competitive home loan options for HDB and private residences.

Good for

  • Individuals seeking competitive home loan interest rates
  • Borrowers seeking to refinance their home loan of at less than S$500,000

Bad for

  • Borrowers seeking home loan refinancing for loans of more than S$500,000

Editor's Rating

4.5/5.0

UOB's strong reputation and consistently competitive interest rates make it one of the best sources of home loans for Singaporeans. For instance, the bank is one of the largest in Singapore and tends to offer some of the best fixed and floating rates for all types of home loans.

Summary of UOB's Home Loans
Generally offers some of the best home loan interest rates in Singapore
Legal Fee Subsidies: 0.4% of loan principal, capped at S$1,500 / S$1,800
Minimum loan principal: S$100,000
Total loans in Singapore: S$171 billion

Table of Contents

What Makes UOB Stand Out to Borrowers

As a well-established home lender, with S$88.6 billion in total home loans globally, UOB is a great source of home loans in Singapore. The bank's low interest rates for all types of home loans make it a great option for prospective homeowners as well as borrowers seeking to refinance their home loans.

UOB HDB Home Loans Interest Rates as of November 20, 2019

UOB tends to offer some of the cheapest HDB housing loans. In terms of total interest cost and fixed and floating interest rates, UOB is typically one of leaders in Singapore. Below, we display UOB's current rates for HDB loans.

Bank1st Yr InterestLock-in PeriodApply Now
UOB Fixed1.86%2 years
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"new_loan","property_type":"hdb","sort":"total_interest_cost","construction_status":"completed","loan_amount":500000,"property_purchase":"yes"},"loan":{"bank_name":"UOB","name":"Fixed","interestRateYear1":"1.86","interestRateYear2":"1.86","interestRateYear3":"1.13","interestRateYear4":"1.13","interestRateYear5":"1.130","interestRateYear6Plus":"1.13","lockInPeriod":"2 years","features":"- Waiver of Full Redemption Penalty, Due to Sale of Property\r\n\r\n- 1 x Free conversion after 24months\r\n","additionalInformation":"","propertyType":"hdb-loan","loanType":"new,refinance","minLoanAmount":300000,"rt1":"Fixed","rt2":"Fixed","rt3":"MLCR(UOB)","rt4":"MLCR(UOB)","rt5":"MLCR(UOB)","rt6":"MLCR(UOB)","rt1r":"0.00","rt2r":"0.00","rt3r":"0.85","rt4r":"0.85","rt5r":"0.85","rt6r":"0.85","sumYear1":"1.86","sumYear2":"1.86","sumYear3":"1.98","sumYear4":"1.98","sumYear5":"1.98","sumYear6":"1.98","sum":"1.86","y2":"$2,085","y3":"$2,112","y4":"$2,112","y5":"$2,112","y6":"$2,112","y1":"$2,085","monthly_installments":"$2,085","total_interest_cost":107608,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}
UOB Fixed1.92%2 years
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"new_loan","property_type":"hdb","sort":"total_interest_cost","construction_status":"completed","loan_amount":500000,"property_purchase":"yes"},"loan":{"bank_name":"UOB","name":"Fixed","interestRateYear1":"1.92","interestRateYear2":"1.92","interestRateYear3":"1.13","interestRateYear4":"1.13","interestRateYear5":"1.130","interestRateYear6Plus":"1.13","lockInPeriod":"2 years","features":"- Waiver of 50% Penalty due to sale, remaining 50% to be refunded if replacement loan is accepted within 6months from redemption.\r\n\r\n- 1 x Free conversion after 12months\r\n\r\n- Waiver of Penalty for Partial Payment (1 x up to 10% of original loan amount)","additionalInformation":"","propertyType":"hdb-loan","loanType":"new,refinance","minLoanAmount":300000,"rt1":"Fixed","rt2":"Fixed","rt3":"MLCR(UOB)","rt4":"MLCR(UOB)","rt5":"MLCR(UOB)","rt6":"MLCR(UOB)","rt1r":"0.00","rt2r":"0.00","rt3r":"0.85","rt4r":"0.85","rt5r":"0.85","rt6r":"0.85","sumYear1":"1.92","sumYear2":"1.92","sumYear3":"1.98","sumYear4":"1.98","sumYear5":"1.98","sumYear6":"1.98","sum":"1.92","y2":"$2,100","y3":"$2,113","y4":"$2,113","y5":"$2,113","y6":"$2,113","y1":"$2,100","monthly_installments":"$2,100","total_interest_cost":108232,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}
UOB Fixed1.86%3 years
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"new_loan","property_type":"hdb","sort":"total_interest_cost","construction_status":"completed","loan_amount":500000,"property_purchase":"yes"},"loan":{"bank_name":"UOB","name":"Fixed","interestRateYear1":"1.86","interestRateYear2":"1.86","interestRateYear3":"2.06","interestRateYear4":"1.21","interestRateYear5":"1.210","interestRateYear6Plus":"1.21","lockInPeriod":"3 years","features":"- Waiver of Full Redemption Penalty, Due to Sale of Property\r\n\r\n- 1 x Free conversion after 24month\r\n\r\n- Waiver of Penalty for Partial Payment (1 x up to 10% of original loan amount)","additionalInformation":"","propertyType":"hdb-loan","loanType":"new,refinance","minLoanAmount":100000,"rt1":"Fixed","rt2":"Fixed","rt3":"Fixed","rt4":"MLCR(UOB)","rt5":"MLCR(UOB)","rt6":"MLCR(UOB)","rt1r":"0.00","rt2r":"0.00","rt3r":"0.00","rt4r":"0.85","rt5r":"0.85","rt6r":"0.85","sumYear1":"1.86","sumYear2":"1.86","sumYear3":"2.06","sumYear4":"2.06","sumYear5":"2.06","sumYear6":"2.06","sum":"1.86","y2":"$2,085","y3":"$2,130","y4":"$2,130","y5":"$2,130","y6":"$2,130","y1":"$2,085","monthly_installments":"$2,085","total_interest_cost":112360,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}
UOB Fixed1.88%3 years
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"new_loan","property_type":"hdb","sort":"total_interest_cost","construction_status":"completed","loan_amount":500000,"property_purchase":"yes"},"loan":{"bank_name":"UOB","name":"Fixed","interestRateYear1":"1.88","interestRateYear2":"1.88","interestRateYear3":"2.06","interestRateYear4":"1.21","interestRateYear5":"1.210","interestRateYear6Plus":"1.21","lockInPeriod":"3 years","features":"- Waiver of 50% Penalty due to sale, remaining 50% to be refunded if replacement loan is accepted within 6months from redemption.\r\n\r\n- 1 x Free conversion after 12month\r\n\r\n- Waiver of Penalty for Partial Payment (1 x up to 10% of original loan amount)","additionalInformation":"","propertyType":"hdb-loan","loanType":"new,refinance","minLoanAmount":100000,"rt1":"Fixed","rt2":"Fixed","rt3":"Fixed","rt4":"MLCR(UOB)","rt5":"MLCR(UOB)","rt6":"MLCR(UOB)","rt1r":"0.00","rt2r":"0.00","rt3r":"0.00","rt4r":"0.85","rt5r":"0.85","rt6r":"0.85","sumYear1":"1.88","sumYear2":"1.88","sumYear3":"2.06","sumYear4":"2.06","sumYear5":"2.06","sumYear6":"2.06","sum":"1.88","y2":"$2,090","y3":"$2,131","y4":"$2,131","y5":"$2,131","y6":"$2,131","y1":"$2,090","monthly_installments":"$2,090","total_interest_cost":112744,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}
UOB Board2.05%2 years
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"new_loan","property_type":"hdb","sort":"total_interest_cost","construction_status":"completed","loan_amount":500000,"property_purchase":"yes"},"loan":{"bank_name":"UOB","name":"Board","interestRateYear1":"1.20","interestRateYear2":"1.20","interestRateYear3":"1.20","interestRateYear4":"1.20","interestRateYear5":"1.200","interestRateYear6Plus":"1.20","lockInPeriod":"2 years","features":"- Waiver of 50% Penalty due to sale, remaining 50% to be refunded if replacement loan is accepted within 6months from redemption.\r\n\r\n- Partial payment allowed up to remaining balance \u003E$80k during lock in.","additionalInformation":"1 x Free conversion within lock in, IF MLCR increases","propertyType":"hdb-loan","loanType":"new,refinance","minLoanAmount":80000,"rt1":"MLCR(UOB)","rt2":"MLCR(UOB)","rt3":"MLCR(UOB)","rt4":"MLCR(UOB)","rt5":"MLCR(UOB)","rt6":"MLCR(UOB)","rt1r":"0.85","rt2r":"0.85","rt3r":"0.85","rt4r":"0.85","rt5r":"0.85","rt6r":"0.85","sumYear1":"2.05","sumYear2":"2.05","sumYear3":"2.05","sumYear4":"2.05","sumYear5":"2.05","sumYear6":"2.05","sum":"2.05","y2":"$2,131","y3":"$2,131","y4":"$2,131","y5":"$2,131","y6":"$2,131","y1":"$2,131","monthly_installments":"$2,131","total_interest_cost":113728,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}
UOB Tracker2.43%1 year
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"new_loan","property_type":"hdb","sort":"total_interest_cost","construction_status":"completed","loan_amount":500000,"property_purchase":"yes"},"loan":{"bank_name":"UOB","name":"Tracker","interestRateYear1":"0.63","interestRateYear2":"0.63","interestRateYear3":"0.63","interestRateYear4":"0.63","interestRateYear5":"0.630","interestRateYear6Plus":"0.63","lockInPeriod":"1 year","features":"- 1 x Free Conversion after lock in (Min Loan at conversion = $100k)\r\n\r\n- 50% Waiver of penalty due to sale","additionalInformation":"","propertyType":"private-loan,hdb-loan","loanType":"new,refinance","minLoanAmount":100000,"rt1":"3M SIBOR","rt2":"3M SIBOR","rt3":"3M SIBOR","rt4":"3M SIBOR","rt5":"3M SIBOR","rt6":"3M SIBOR","rt1r":"1.80","rt2r":"1.80","rt3r":"1.80","rt4r":"1.80","rt5r":"1.80","rt6r":"1.80","sumYear1":"2.43","sumYear2":"2.43","sumYear3":"2.43","sumYear4":"2.43","sumYear5":"2.43","sumYear6":"2.43","sum":"2.43","y2":"$2,226","y3":"$2,226","y4":"$2,226","y5":"$2,226","y6":"$2,226","y1":"$2,226","monthly_installments":"$2,226","total_interest_cost":141088,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}

UOB is also a great option for prospective homeowners considering a BTO unit. The bank is generally among the most affordable lenders for housing loans for for these homes. For reference, the table below displays UOB's current interest rates for BTO residences.

Bank1st Yr InterestLock-in PeriodApply Now
UOB Board2.08%2 years
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"new_loan","property_type":"hdb","sort":"total_interest_cost","construction_status":"under-construction","loan_amount":500000,"property_purchase":"yes"},"loan":{"bank_name":"UOB","name":"Board","interestRateYear1":"1.23","interestRateYear2":"1.23","interestRateYear3":"1.23","interestRateYear4":"1.23","interestRateYear5":"1.230","interestRateYear6Plus":"1.23","lockInPeriod":"2 years","features":"- Partial payment up to remaining loan \u003E $80k\r\n\r\n- Waiver of 50% Penalty due to sale\r\n\r\n- Lock in start from disbursement\r\n\r\n- 1 x Free conversion if MLCR increases.","additionalInformation":"","propertyType":"hdb-under-construction","loanType":"new","minLoanAmount":80000,"rt1":"MLCR(UOB)","rt2":"MLCR(UOB)","rt3":"MLCR(UOB)","rt4":"MLCR(UOB)","rt5":"MLCR(UOB)","rt6":"MLCR(UOB)","rt1r":"0.85","rt2r":"0.85","rt3r":"0.85","rt4r":"0.85","rt5r":"0.85","rt6r":"0.85","sumYear1":"2.08","sumYear2":"2.08","sumYear3":"2.08","sumYear4":"2.08","sumYear5":"2.08","sumYear6":"2.08","sum":"2.08","y2":"$2,139","y3":"$2,139","y4":"$2,139","y5":"$2,139","y6":"$2,139","y1":"$2,139","monthly_installments":"$2,139","total_interest_cost":116032,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}
UOB Tracker2.43%0
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"new_loan","property_type":"hdb","sort":"total_interest_cost","construction_status":"under-construction","loan_amount":500000,"property_purchase":"yes"},"loan":{"bank_name":"UOB","name":"Tracker","interestRateYear1":"0.63","interestRateYear2":"0.63","interestRateYear3":"0.63","interestRateYear4":"0.63","interestRateYear5":"0.630","interestRateYear6Plus":"0.63","lockInPeriod":0,"features":"1 time free conversion, either\r\n- from first disbursement to TOP\r\n- Anytime from TOP.\r\n\r\n- Full waiver of cancellation fee due to sale of property","additionalInformation":"","propertyType":"private-under-construction,hdb-under-construction","loanType":"new,refinance","minLoanAmount":100000,"rt1":"3M SIBOR","rt2":"3M SIBOR","rt3":"3M SIBOR","rt4":"3M SIBOR","rt5":"3M SIBOR","rt6":"3M SIBOR","rt1r":"1.80","rt2r":"1.80","rt3r":"1.80","rt4r":"1.80","rt5r":"1.80","rt6r":"1.80","sumYear1":"2.43","sumYear2":"2.43","sumYear3":"2.43","sumYear4":"2.43","sumYear5":"2.43","sumYear6":"2.43","sum":"2.43","y2":"$2,226","y3":"$2,226","y4":"$2,226","y5":"$2,226","y6":"$2,226","y1":"$2,226","monthly_installments":"$2,226","total_interest_cost":141088,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}

UOB Private Home Loans Interest Rates as of November 20, 2019

Just like its competitive HDB loans, UOB tends to offer some of the lowest fixed and floating interest rates for private home loans. For a live look at the bank's private housing loan rates, see our table below.

Bank1st Yr InterestLock-in PeriodApply Now
UOB Fixed1.86%2 years
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"new_loan","property_type":"private","sort":"total_interest_cost","construction_status":"completed","loan_amount":500000,"property_purchase":"yes"},"loan":{"bank_name":"UOB","name":"Fixed","interestRateYear1":"1.86","interestRateYear2":"1.86","interestRateYear3":"1.13","interestRateYear4":"1.13","interestRateYear5":"1.130","interestRateYear6Plus":"1.13","lockInPeriod":"2 years","features":"- Waiver of Full Redemption Penalty, Due to Sale of Property\r\n\r\n- 1 x Free conversion after 24months\r\n","additionalInformation":"","propertyType":"private-loan","loanType":"new,refinance","minLoanAmount":300000,"rt1":"Fixed","rt2":"Fixed","rt3":"MLCR(UOB)","rt4":"MLCR(UOB)","rt5":"MLCR(UOB)","rt6":"MLCR(UOB)","rt1r":"0.00","rt2r":"0.00","rt3r":"0.85","rt4r":"0.85","rt5r":"0.85","rt6r":"0.85","sumYear1":"1.86","sumYear2":"1.86","sumYear3":"1.98","sumYear4":"1.98","sumYear5":"1.98","sumYear6":"1.98","sum":"1.86","y2":"$2,085","y3":"$2,112","y4":"$2,112","y5":"$2,112","y6":"$2,112","y1":"$2,085","monthly_installments":"$2,085","total_interest_cost":107608,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}
UOB Fixed1.92%2 years
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"new_loan","property_type":"private","sort":"total_interest_cost","construction_status":"completed","loan_amount":500000,"property_purchase":"yes"},"loan":{"bank_name":"UOB","name":"Fixed","interestRateYear1":"1.92","interestRateYear2":"1.92","interestRateYear3":"1.13","interestRateYear4":"1.13","interestRateYear5":"1.130","interestRateYear6Plus":"1.13","lockInPeriod":"2 years","features":"- Waiver of 50% Penalty due to sale, remaining 50% to be refunded if replacement loan is accepted within 6months from redemption.\r\n\r\n- 1 x Free conversion after 12months\r\n\r\n- Waiver of Penalty for Partial Payment (1 x up to 10% of original loan amount)","additionalInformation":"","propertyType":"private-loan","loanType":"new,refinance","minLoanAmount":300000,"rt1":"Fixed","rt2":"Fixed","rt3":"MLCR(UOB)","rt4":"MLCR(UOB)","rt5":"MLCR(UOB)","rt6":"MLCR(UOB)","rt1r":"0.00","rt2r":"0.00","rt3r":"0.85","rt4r":"0.85","rt5r":"0.85","rt6r":"0.85","sumYear1":"1.92","sumYear2":"1.92","sumYear3":"1.98","sumYear4":"1.98","sumYear5":"1.98","sumYear6":"1.98","sum":"1.92","y2":"$2,100","y3":"$2,113","y4":"$2,113","y5":"$2,113","y6":"$2,113","y1":"$2,100","monthly_installments":"$2,100","total_interest_cost":108232,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}
UOB Fixed1.86%3 years
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"new_loan","property_type":"private","sort":"total_interest_cost","construction_status":"completed","loan_amount":500000,"property_purchase":"yes"},"loan":{"bank_name":"UOB","name":"Fixed","interestRateYear1":"1.86","interestRateYear2":"1.86","interestRateYear3":"2.06","interestRateYear4":"1.21","interestRateYear5":"1.210","interestRateYear6Plus":"1.21","lockInPeriod":"3 years","features":"- Waiver of Full Redemption Penalty, Due to Sale of Property\r\n\r\n- 1 x Free conversion after 24month\r\n\r\n- Waiver of Penalty for Partial Payment (1 x up to 10% of original loan amount)","additionalInformation":"","propertyType":"private-loan","loanType":"new,refinance","minLoanAmount":100000,"rt1":"Fixed","rt2":"Fixed","rt3":"Fixed","rt4":"MLCR(UOB)","rt5":"MLCR(UOB)","rt6":"MLCR(UOB)","rt1r":"0.00","rt2r":"0.00","rt3r":"0.00","rt4r":"0.85","rt5r":"0.85","rt6r":"0.85","sumYear1":"1.86","sumYear2":"1.86","sumYear3":"2.06","sumYear4":"2.06","sumYear5":"2.06","sumYear6":"2.06","sum":"1.86","y2":"$2,085","y3":"$2,130","y4":"$2,130","y5":"$2,130","y6":"$2,130","y1":"$2,085","monthly_installments":"$2,085","total_interest_cost":112360,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}
UOB Fixed1.88%3 years
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"new_loan","property_type":"private","sort":"total_interest_cost","construction_status":"completed","loan_amount":500000,"property_purchase":"yes"},"loan":{"bank_name":"UOB","name":"Fixed","interestRateYear1":"1.88","interestRateYear2":"1.88","interestRateYear3":"2.06","interestRateYear4":"1.21","interestRateYear5":"1.210","interestRateYear6Plus":"1.21","lockInPeriod":"3 years","features":"- Waiver of 50% Penalty due to sale, remaining 50% to be refunded if replacement loan is accepted within 6months from redemption.\r\n\r\n- 1 x Free conversion after 12month\r\n\r\n- Waiver of Penalty for Partial Payment (1 x up to 10% of original loan amount)","additionalInformation":"","propertyType":"private-loan","loanType":"new,refinance","minLoanAmount":100000,"rt1":"Fixed","rt2":"Fixed","rt3":"Fixed","rt4":"MLCR(UOB)","rt5":"MLCR(UOB)","rt6":"MLCR(UOB)","rt1r":"0.00","rt2r":"0.00","rt3r":"0.00","rt4r":"0.85","rt5r":"0.85","rt6r":"0.85","sumYear1":"1.88","sumYear2":"1.88","sumYear3":"2.06","sumYear4":"2.06","sumYear5":"2.06","sumYear6":"2.06","sum":"1.88","y2":"$2,090","y3":"$2,131","y4":"$2,131","y5":"$2,131","y6":"$2,131","y1":"$2,090","monthly_installments":"$2,090","total_interest_cost":112744,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}
UOB Board2.05%2 years
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"new_loan","property_type":"private","sort":"total_interest_cost","construction_status":"completed","loan_amount":500000,"property_purchase":"yes"},"loan":{"bank_name":"UOB","name":"Board","interestRateYear1":"1.20","interestRateYear2":"1.20","interestRateYear3":"1.20","interestRateYear4":"1.20","interestRateYear5":"1.200","interestRateYear6Plus":"1.20","lockInPeriod":"2 years","features":"- Waiver of 50% Penalty due to sale, remaining 50% to be refunded if replacement loan is accepted within 6months from redemption.\r\n\r\n- Partial payment allowed up to remaining balance \u003E$200k during lock in.","additionalInformation":"1 x Free conversion within lock in, IF MLCR increases","propertyType":"private-loan","loanType":"new,refinance","minLoanAmount":100000,"rt1":"MLCR(UOB)","rt2":"MLCR(UOB)","rt3":"MLCR(UOB)","rt4":"MLCR(UOB)","rt5":"MLCR(UOB)","rt6":"MLCR(UOB)","rt1r":"0.85","rt2r":"0.85","rt3r":"0.85","rt4r":"0.85","rt5r":"0.85","rt6r":"0.85","sumYear1":"2.05","sumYear2":"2.05","sumYear3":"2.05","sumYear4":"2.05","sumYear5":"2.05","sumYear6":"2.05","sum":"2.05","y2":"$2,131","y3":"$2,131","y4":"$2,131","y5":"$2,131","y6":"$2,131","y1":"$2,131","monthly_installments":"$2,131","total_interest_cost":113728,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}

UOB also tends to offer some of the best home loans for private residences under construction. The bank's loans are generally some of the cheapest available; both in terms of interest rates and total interest costs. For context, we've provided a table of UOB's current interest rates for loans for private homes under construction.

Bank1st Yr InterestLock-in PeriodApply Now
UOB Board1.98%0
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"new_loan","property_type":"private","sort":"total_interest_cost","construction_status":"under-construction","loan_amount":500000,"property_purchase":"yes"},"loan":{"bank_name":"UOB","name":"Board","interestRateYear1":"1.13","interestRateYear2":"1.13","interestRateYear3":"1.13","interestRateYear4":"1.13","interestRateYear5":"1.130","interestRateYear6Plus":"1.13","lockInPeriod":0,"features":"2 time free conversion\r\n- from first disbursement to TOP\r\n- Anytime from TOP.\r\n\r\n- Waiver of Redemption Penalty Due to Sale of Property, otherwise 0.75% of undisbursed amount","additionalInformation":"","propertyType":"private-under-construction","loanType":"new","minLoanAmount":500000,"rt1":"MLCR(UOB)","rt2":"MLCR(UOB)","rt3":"MLCR(UOB)","rt4":"MLCR(UOB)","rt5":"MLCR(UOB)","rt6":"MLCR(UOB)","rt1r":"0.85","rt2r":"0.85","rt3r":"0.85","rt4r":"0.85","rt5r":"0.85","rt6r":"0.85","sumYear1":"1.98","sumYear2":"1.98","sumYear3":"1.98","sumYear4":"1.98","sumYear5":"1.98","sumYear6":"1.98","sum":"1.98","y2":"$2,114","y3":"$2,114","y4":"$2,114","y5":"$2,114","y6":"$2,114","y1":"$2,114","monthly_installments":"$2,114","total_interest_cost":108832,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}
UOB Tracker2.43%0
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"new_loan","property_type":"private","sort":"total_interest_cost","construction_status":"under-construction","loan_amount":500000,"property_purchase":"yes"},"loan":{"bank_name":"UOB","name":"Tracker","interestRateYear1":"0.63","interestRateYear2":"0.63","interestRateYear3":"0.63","interestRateYear4":"0.63","interestRateYear5":"0.630","interestRateYear6Plus":"0.63","lockInPeriod":0,"features":"1 time free conversion, either\r\n- from first disbursement to TOP\r\n- Anytime from TOP.\r\n\r\n- Full waiver of cancellation fee due to sale of property","additionalInformation":"","propertyType":"private-under-construction,hdb-under-construction","loanType":"new,refinance","minLoanAmount":100000,"rt1":"3M SIBOR","rt2":"3M SIBOR","rt3":"3M SIBOR","rt4":"3M SIBOR","rt5":"3M SIBOR","rt6":"3M SIBOR","rt1r":"1.80","rt2r":"1.80","rt3r":"1.80","rt4r":"1.80","rt5r":"1.80","rt6r":"1.80","sumYear1":"2.43","sumYear2":"2.43","sumYear3":"2.43","sumYear4":"2.43","sumYear5":"2.43","sumYear6":"2.43","sum":"2.43","y2":"$2,226","y3":"$2,226","y4":"$2,226","y5":"$2,226","y6":"$2,226","y1":"$2,226","monthly_installments":"$2,226","total_interest_cost":141088,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}

UOB Refinancing Home Loan Interest Rates as of November 20, 2019

UOB has typically offered very competitive refinancing interest rates for both HDB and private residences. The bank's floating and fixed rates have both been competitive with the rates of other lenders. Below we display UOB's current home loan refinancing rates for private and HDB homes.

Bank1st Yr InterestLock-in PeriodApply Now
UOB Fixed1.86%2 years
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"refinance","property_type":"hdb","sort":"total_interest_cost","current_financer":"WESTPAC","current_interest_rate":5,"existing_loan_amount":500000},"loan":{"bank_name":"UOB","name":"Fixed","interestRateYear1":"1.86","interestRateYear2":"1.86","interestRateYear3":"1.13","interestRateYear4":"1.13","interestRateYear5":"1.130","interestRateYear6Plus":"1.13","lockInPeriod":"2 years","features":"- Waiver of Full Redemption Penalty, Due to Sale of Property\r\n\r\n- 1 x Free conversion after 24months\r\n","additionalInformation":"","propertyType":"hdb-loan","loanType":"new,refinance","minLoanAmount":300000,"rt1":"Fixed","rt2":"Fixed","rt3":"MLCR(UOB)","rt4":"MLCR(UOB)","rt5":"MLCR(UOB)","rt6":"MLCR(UOB)","rt1r":"0.00","rt2r":"0.00","rt3r":"0.85","rt4r":"0.85","rt5r":"0.85","rt6r":"0.85","sumYear1":"1.86","sumYear2":"1.86","sumYear3":"1.98","sumYear4":"1.98","sumYear5":"1.98","sumYear6":"1.98","sum":"1.86","y2":"$2,085","y3":"$2,112","y4":"$2,112","y5":"$2,112","y6":"$2,112","y1":"$2,085","monthly_installments":"$2,085","total_interest_cost":107608,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}
UOB Fixed1.92%2 years
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"refinance","property_type":"hdb","sort":"total_interest_cost","current_financer":"WESTPAC","current_interest_rate":5,"existing_loan_amount":500000},"loan":{"bank_name":"UOB","name":"Fixed","interestRateYear1":"1.92","interestRateYear2":"1.92","interestRateYear3":"1.13","interestRateYear4":"1.13","interestRateYear5":"1.130","interestRateYear6Plus":"1.13","lockInPeriod":"2 years","features":"- Waiver of 50% Penalty due to sale, remaining 50% to be refunded if replacement loan is accepted within 6months from redemption.\r\n\r\n- 1 x Free conversion after 12months\r\n\r\n- Waiver of Penalty for Partial Payment (1 x up to 10% of original loan amount)","additionalInformation":"","propertyType":"hdb-loan","loanType":"new,refinance","minLoanAmount":300000,"rt1":"Fixed","rt2":"Fixed","rt3":"MLCR(UOB)","rt4":"MLCR(UOB)","rt5":"MLCR(UOB)","rt6":"MLCR(UOB)","rt1r":"0.00","rt2r":"0.00","rt3r":"0.85","rt4r":"0.85","rt5r":"0.85","rt6r":"0.85","sumYear1":"1.92","sumYear2":"1.92","sumYear3":"1.98","sumYear4":"1.98","sumYear5":"1.98","sumYear6":"1.98","sum":"1.92","y2":"$2,100","y3":"$2,113","y4":"$2,113","y5":"$2,113","y6":"$2,113","y1":"$2,100","monthly_installments":"$2,100","total_interest_cost":108232,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}
UOB Fixed1.86%3 years
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"refinance","property_type":"hdb","sort":"total_interest_cost","current_financer":"WESTPAC","current_interest_rate":5,"existing_loan_amount":500000},"loan":{"bank_name":"UOB","name":"Fixed","interestRateYear1":"1.86","interestRateYear2":"1.86","interestRateYear3":"2.06","interestRateYear4":"1.21","interestRateYear5":"1.210","interestRateYear6Plus":"1.21","lockInPeriod":"3 years","features":"- Waiver of Full Redemption Penalty, Due to Sale of Property\r\n\r\n- 1 x Free conversion after 24month\r\n\r\n- Waiver of Penalty for Partial Payment (1 x up to 10% of original loan amount)","additionalInformation":"","propertyType":"hdb-loan","loanType":"new,refinance","minLoanAmount":100000,"rt1":"Fixed","rt2":"Fixed","rt3":"Fixed","rt4":"MLCR(UOB)","rt5":"MLCR(UOB)","rt6":"MLCR(UOB)","rt1r":"0.00","rt2r":"0.00","rt3r":"0.00","rt4r":"0.85","rt5r":"0.85","rt6r":"0.85","sumYear1":"1.86","sumYear2":"1.86","sumYear3":"2.06","sumYear4":"2.06","sumYear5":"2.06","sumYear6":"2.06","sum":"1.86","y2":"$2,085","y3":"$2,130","y4":"$2,130","y5":"$2,130","y6":"$2,130","y1":"$2,085","monthly_installments":"$2,085","total_interest_cost":112360,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}
UOB Fixed1.88%3 years
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"refinance","property_type":"hdb","sort":"total_interest_cost","current_financer":"WESTPAC","current_interest_rate":5,"existing_loan_amount":500000},"loan":{"bank_name":"UOB","name":"Fixed","interestRateYear1":"1.88","interestRateYear2":"1.88","interestRateYear3":"2.06","interestRateYear4":"1.21","interestRateYear5":"1.210","interestRateYear6Plus":"1.21","lockInPeriod":"3 years","features":"- Waiver of 50% Penalty due to sale, remaining 50% to be refunded if replacement loan is accepted within 6months from redemption.\r\n\r\n- 1 x Free conversion after 12month\r\n\r\n- Waiver of Penalty for Partial Payment (1 x up to 10% of original loan amount)","additionalInformation":"","propertyType":"hdb-loan","loanType":"new,refinance","minLoanAmount":100000,"rt1":"Fixed","rt2":"Fixed","rt3":"Fixed","rt4":"MLCR(UOB)","rt5":"MLCR(UOB)","rt6":"MLCR(UOB)","rt1r":"0.00","rt2r":"0.00","rt3r":"0.00","rt4r":"0.85","rt5r":"0.85","rt6r":"0.85","sumYear1":"1.88","sumYear2":"1.88","sumYear3":"2.06","sumYear4":"2.06","sumYear5":"2.06","sumYear6":"2.06","sum":"1.88","y2":"$2,090","y3":"$2,131","y4":"$2,131","y5":"$2,131","y6":"$2,131","y1":"$2,090","monthly_installments":"$2,090","total_interest_cost":112744,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}
UOB Board2.05%2 years
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"refinance","property_type":"hdb","sort":"total_interest_cost","current_financer":"WESTPAC","current_interest_rate":5,"existing_loan_amount":500000},"loan":{"bank_name":"UOB","name":"Board","interestRateYear1":"1.20","interestRateYear2":"1.20","interestRateYear3":"1.20","interestRateYear4":"1.20","interestRateYear5":"1.200","interestRateYear6Plus":"1.20","lockInPeriod":"2 years","features":"- Waiver of 50% Penalty due to sale, remaining 50% to be refunded if replacement loan is accepted within 6months from redemption.\r\n\r\n- Partial payment allowed up to remaining balance \u003E$80k during lock in.","additionalInformation":"1 x Free conversion within lock in, IF MLCR increases","propertyType":"hdb-loan","loanType":"new,refinance","minLoanAmount":80000,"rt1":"MLCR(UOB)","rt2":"MLCR(UOB)","rt3":"MLCR(UOB)","rt4":"MLCR(UOB)","rt5":"MLCR(UOB)","rt6":"MLCR(UOB)","rt1r":"0.85","rt2r":"0.85","rt3r":"0.85","rt4r":"0.85","rt5r":"0.85","rt6r":"0.85","sumYear1":"2.05","sumYear2":"2.05","sumYear3":"2.05","sumYear4":"2.05","sumYear5":"2.05","sumYear6":"2.05","sum":"2.05","y2":"$2,131","y3":"$2,131","y4":"$2,131","y5":"$2,131","y6":"$2,131","y1":"$2,131","monthly_installments":"$2,131","total_interest_cost":113728,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}

Many lenders in Singapore offer subsidies for costs associated with refinancing home loans. UOB offers credits for legal fees of 0.4% of the loan principal. This subsidy is capped at S$1,800 for private home loans and S$1,500 for HDB loans. A few other lenders offer larger legal fee subsidies than UOB, especially for loans of more than S$500,000. This makes UOB slightly less attractive to borrowers seeking to refinance large home loans. However, the bank's low interest rates make it worth considering regardless. Also, UOB is a better option for borrowers that need to refinance smaller home loans because the lenders that tend to offer larger legal fee subsidies do not offer subsidies to borrowers seeking to refinance loans smaller than S$300,000 - S$500,000.

Applicable Fees

UOB charges fees for partial repayment, full redemption and loan cancellation. The bank's fee rates are very similar to other lenders in Singapore. Below, we display UOB's fees by loan type.

Loan TypePartial Repayment FeeFull Redemption PenaltyCancellation Fee
Board RateNo fee if minimum outstanding balance of S$200,000 is maintained, otherwise 1.5%1.5%1.5%
Tracker RateN/AN/A1.5%
Fixed Rate1.5%1.5%1.5%
BUCN/AN/A0.75%

How to Apply: Application Process

Find the Cheapest Home Loans in Singapore

$
{"defaultValue":"500000","clearOnFocus":true,"label":"Loan Amount","name":"loanAmount","symbol":"$","symbolLocation":"left","showLabel":false}

Most home loan applications are complicated and long. Typically, applications require several processes and more than 10 documents. Therefore, we recommend that individuals interested in UOB's home loan products consult our home loan broker partner by clicking any of the "Check Rates" buttons on this page.

How Does UOB Compare to Other Bank's Home Loan Rates?

Home loan interest rates change every few days in Singapore. This makes it important to compare the best rates in the market. The table below features updated interest rates for Singapore's top banks, as of November 20, 2019.

Bank1st Yr InterestLock-in PeriodApply Now
DBS Fixed1.86%2 years
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"," DBS"," HSBC"," SCB"," OCBC"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"new_loan","property_type":"hdb","sort":"total_interest_cost","construction_status":"completed","loan_amount":500000,"property_purchase":"yes"},"loan":{"bank_name":"DBS","name":"Fixed","interestRateYear1":"1.86","interestRateYear2":"1.86","interestRateYear3":"1.03","interestRateYear4":"1.03","interestRateYear5":"1.030","interestRateYear6Plus":"1.03","lockInPeriod":"2 years","features":"Waiver of penalty due to sale","additionalInformation":"","propertyType":"private-loan,hdb-loan","loanType":"new,refinance","minLoanAmount":450000,"rt1":"Fixed","rt2":"Fixed","rt3":"FHR8(DBS)","rt4":"FHR8(DBS)","rt5":"FHR8(DBS)","rt6":"FHR8(DBS)","rt1r":"0.00","rt2r":"0.00","rt3r":"0.95","rt4r":"0.95","rt5r":"0.95","rt6r":"0.95","sumYear1":"1.86","sumYear2":"1.86","sumYear3":"1.98","sumYear4":"1.98","sumYear5":"1.98","sumYear6":"1.98","sum":"1.86","y2":"$2,085","y3":"$2,112","y4":"$2,112","y5":"$2,112","y6":"$2,112","y1":"$2,085","monthly_installments":"$2,085","total_interest_cost":107608,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}
UOB Fixed1.86%2 years
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"," DBS"," HSBC"," SCB"," OCBC"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"new_loan","property_type":"hdb","sort":"total_interest_cost","construction_status":"completed","loan_amount":500000,"property_purchase":"yes"},"loan":{"bank_name":"UOB","name":"Fixed","interestRateYear1":"1.86","interestRateYear2":"1.86","interestRateYear3":"1.13","interestRateYear4":"1.13","interestRateYear5":"1.130","interestRateYear6Plus":"1.13","lockInPeriod":"2 years","features":"- Waiver of Full Redemption Penalty, Due to Sale of Property\r\n\r\n- 1 x Free conversion after 24months\r\n","additionalInformation":"","propertyType":"hdb-loan","loanType":"new,refinance","minLoanAmount":300000,"rt1":"Fixed","rt2":"Fixed","rt3":"MLCR(UOB)","rt4":"MLCR(UOB)","rt5":"MLCR(UOB)","rt6":"MLCR(UOB)","rt1r":"0.00","rt2r":"0.00","rt3r":"0.85","rt4r":"0.85","rt5r":"0.85","rt6r":"0.85","sumYear1":"1.86","sumYear2":"1.86","sumYear3":"1.98","sumYear4":"1.98","sumYear5":"1.98","sumYear6":"1.98","sum":"1.86","y2":"$2,085","y3":"$2,112","y4":"$2,112","y5":"$2,112","y6":"$2,112","y1":"$2,085","monthly_installments":"$2,085","total_interest_cost":107608,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}
DBS Fixed1.90%2 years
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"," DBS"," HSBC"," SCB"," OCBC"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"new_loan","property_type":"hdb","sort":"total_interest_cost","construction_status":"completed","loan_amount":500000,"property_purchase":"yes"},"loan":{"bank_name":"DBS","name":"Fixed","interestRateYear1":"1.90","interestRateYear2":"1.90","interestRateYear3":"1.03","interestRateYear4":"1.03","interestRateYear5":"1.030","interestRateYear6Plus":"1.03","lockInPeriod":"2 years","features":"- Waiver of penalty due to sale\r\n\r\n- Free Conversion after 24month","additionalInformation":"","propertyType":"private-loan,hdb-loan","loanType":"new,refinance","minLoanAmount":100000,"rt1":"Fixed","rt2":"Fixed","rt3":"FHR8(DBS)","rt4":"FHR8(DBS)","rt5":"FHR8(DBS)","rt6":"FHR8(DBS)","rt1r":"0.00","rt2r":"0.00","rt3r":"0.95","rt4r":"0.95","rt5r":"0.95","rt6r":"0.95","sumYear1":"1.90","sumYear2":"1.90","sumYear3":"1.98","sumYear4":"1.98","sumYear5":"1.98","sumYear6":"1.98","sum":"1.90","y2":"$2,095","y3":"$2,113","y4":"$2,113","y5":"$2,113","y6":"$2,113","y1":"$2,095","monthly_installments":"$2,095","total_interest_cost":108112,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}
UOB Fixed1.92%2 years
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"," DBS"," HSBC"," SCB"," OCBC"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"new_loan","property_type":"hdb","sort":"total_interest_cost","construction_status":"completed","loan_amount":500000,"property_purchase":"yes"},"loan":{"bank_name":"UOB","name":"Fixed","interestRateYear1":"1.92","interestRateYear2":"1.92","interestRateYear3":"1.13","interestRateYear4":"1.13","interestRateYear5":"1.130","interestRateYear6Plus":"1.13","lockInPeriod":"2 years","features":"- Waiver of 50% Penalty due to sale, remaining 50% to be refunded if replacement loan is accepted within 6months from redemption.\r\n\r\n- 1 x Free conversion after 12months\r\n\r\n- Waiver of Penalty for Partial Payment (1 x up to 10% of original loan amount)","additionalInformation":"","propertyType":"hdb-loan","loanType":"new,refinance","minLoanAmount":300000,"rt1":"Fixed","rt2":"Fixed","rt3":"MLCR(UOB)","rt4":"MLCR(UOB)","rt5":"MLCR(UOB)","rt6":"MLCR(UOB)","rt1r":"0.00","rt2r":"0.00","rt3r":"0.85","rt4r":"0.85","rt5r":"0.85","rt6r":"0.85","sumYear1":"1.92","sumYear2":"1.92","sumYear3":"1.98","sumYear4":"1.98","sumYear5":"1.98","sumYear6":"1.98","sum":"1.92","y2":"$2,100","y3":"$2,113","y4":"$2,113","y5":"$2,113","y6":"$2,113","y1":"$2,100","monthly_installments":"$2,100","total_interest_cost":108232,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}
DBS Fixed2.00%5 years
{"endpoint":"https:\/\/redbrick.valuechampion.sg\/api\/redbrick","inputs":{"filter_bank":["UOB"," DBS"," HSBC"," SCB"," OCBC"],"filter_interest_type":"both","filter_lock_in":"false","individual_or_company":"individual","loan_tenure":25,"loan_type":"new_loan","property_type":"hdb","sort":"total_interest_cost","construction_status":"completed","loan_amount":500000,"property_purchase":"yes"},"loan":{"bank_name":"DBS","name":"Fixed","interestRateYear1":"2.00","interestRateYear2":"2.00","interestRateYear3":"2.00","interestRateYear4":"2.00","interestRateYear5":"2.000","interestRateYear6Plus":"1.05","lockInPeriod":"5 years","features":"Waiver of penalty due to sale","additionalInformation":"","propertyType":"hdb-loan","loanType":"new,refinance","minLoanAmount":100000,"rt1":"Fixed","rt2":"Fixed","rt3":"Fixed","rt4":"Fixed","rt5":"Fixed","rt6":"FHR8(DBS)","rt1r":"0.00","rt2r":"0.00","rt3r":"0.00","rt4r":"0.00","rt5r":"0.00","rt6r":"0.95","sumYear1":"2.00","sumYear2":"2.00","sumYear3":"2.00","sumYear4":"2.00","sumYear5":"2.00","sumYear6":"2.00","sum":"2.00","y2":"$2,119","y3":"$2,119","y4":"$2,119","y5":"$2,119","y6":"$2,119","y1":"$2,119","monthly_installments":"$2,119","total_interest_cost":110272,"metadata":{"_id":18,"apply_now_icon_hidden":true,"apply_now_redirect":false,"apply_now_text":"Check Rates","collection":"home_loans"}}}

Comments and Questions

{"endpoint":"\/newsletter\/subscribe","style":"blue","title":"Keep up with our news and analysis.","version":"sidebar"}