Duckju Kang

Founder, Chief Executive Officer

Duckju (DJ) is the founder and CEO of ValueChampion. He covers the financial services industry, consumer finance products, budgeting and investing. He previously worked at hedge funds such as Tiger Asia and Cadian Capital. He graduated from Yale University with a Bachelor of Arts degree in Economics with honors, Magna Cum Laude. His work has been featured on major international media such as CNBC, Bloomberg, CNN, the Straits Times, Today and more.

How Options Work: A Basic Guide

Options can be a great tool for a savvy investor. Read our guide to options to learn what call options and put options are, how they work,...

A Basic Guide to Stocks

Tired of complicated explanations of stocks filled with jargon? Here is a simple to understand yet thorough explanation of stocks and how...

A Comprehensive Guide to Valuation and Investment Strategies

For new investors, we explain the concept and method of valuation and how various investment strategies revolve around it.

A Basic Guide to Investing: Why it is important

What is investing? Why is it important and why should I care? We have prepared a simple to understand guide to investing and how you should...

SIBOR and SOR: What it is, Why It Matters and Latest Trends

Read our guide to find out how Singapore Interbank Offered Rate (SIBOR) and Swap Offer Rate (SOR) have been trending, and learn how to...

The Basics of Refinancing Your Mortgage Loan

Read our guide to learn more about refinancing your home loan.

Average Cost of Pawnshop Loans: Good Alternative to Loans? 2021

Pawnshops are very popular in Singapore, and for some good reasons. Although they require a valuable item of your own for you to borrow...

Balance Transfer vs Debt Consolidation Plan: Which Is Better?

Read our guide to learn if you should use balance transfer or a debt consolidation plan to ease the burden of your personal debt.

Personal Installment Loans vs Personal Line of Credit: How Should You Choose?

Read our guide to learn the most appropriate usage of personal instalment loans and personal lines of credit so that you can use them...

Personal Loan vs Payday Loan: Why You Should Avoid Getting A Payday Loan

Here are some reasons why you should never consider getting a payday loan. Instead, personal loans are a much better option for people who...

Cash Advance vs Personal Loan in Singapore: What Should You Choose?

Are you in a financial pinch, and need cash quickly? See our analysis to understand if you need to get a credit card cash advance or a...

Calculating Effective Interest Rate vs Annual Interest Rate

Here's how to calculate the effective interest rate and the annual interest rates.