William Hofmann

William is a Senior Research Analyst at ValueChampion Singapore, focusing on banking and SMEs. He previously was an Economic Consultant at Industrial Economics Inc.

Rising Mortgage Defaults in Singapore: Should You Be Worried?

Fluctuations in the housing industry can be a cause of concern for investors and homeowners alike. What do you need to know about the...

ValueChampion Student Interview Series: Merrill Cheong, SMU

ValueChampion aims to clarify complicated personal finance decisions. Given the rise in university tuition prices, obtaining a degree is...

How to Avoid Overpaying for Your Next Vacation

Travel can be expensive without the worry of being overcharged. In this article, we outline a number of ways to get a fair price and even...

5 Things to Look Out for When Purchasing HDB Resale Flat

New housing rules and grants have encouraged homebuyers to look at older HDB flats. What should prospective HDB resale flat buyers consider...

7 Ways a High Salary Can Be Expensive

Even those with high incomes can spend their money unwisely. Here, we outline some common costs of those with high salaries and how to...

5 Common Mistakes of First-Time Home Buyers

Buying your first home is a significant accomplishment. Don't let these mistakes ruin your achievement.

How Much Cheaper are Flats in Johor Compared to Singapore?

How much more affordable are homes in different areas of Johor compared to neighbourhoods in Singapore? We analysed median prices in both...

3 Renovation Tips for Pet Owners

Updating your home with a renovation project can be complicated if you have a pet. What must pet owners know as they prepare to renovate...

Be Aware of These 5 Common Mistakes to Ensure a Comfortable Retirement

We all want to enjoy our golden years with peace of mind. To make this possible, it is important to avoid the following errors while...

Pawnbroker Lending is on the Rise, Should You Really Consider a Pawnshop Loan?

Pawnshop loans are increasingly popular in Singapore. In this article, we analyse the advantages and drawbacks of pawnbroker loans and...

What Kind of Apartment Can You Get for S$2,500 Around the World?

Singapore's reputation as an expensive city is widely known. But do renters on the island get more for their money compared to those in...

Fixed Rates Drop Below Floating Rates: What Does It Mean for Homeowners?

Home loans come with either fixed or floating interest rates. Traditionally, fixed rates are more expensive, as they give borrowers some...

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