ValueChampion Launches RealValue, an Objective Credit Card Rewards Calculator

ValueChampion's RealValue Credit Card Rewards Calculator recommends the best credit cards based on the total value of rewards consumers can earn, customized for each person's spending patterns and needs

SINGAPORE – 12 January 2021 – Personal finance platform ValueChampion has today announced the launch of RealValue Credit Card Comparison Tool. The first of its kind in Singapore, this unique comparison engine aims to help consumers find the best credit cards by calculating the actual value of total rewards they can earn with each card.

Credit cards are riddled with terms & conditions that are buried in the fine print and it has become increasingly difficult for consumers to find the best option for them. As part of our mission to enable consumers to cut through the noise and make educated financial decisions, ValueChampion has developed RealValue, a custom algorithm to convert different card benefits like rebates and miles into dollars.

ValueChampion's RealValue Credit Card Comparison Tool calculates the dollar-value of different credit cards rewards programmes, such as 5% of cashback on groceries up to S$50 per month or 1.2 miles per S$1 spent locally so that consumers can understand which card best fits her needs at a glance.

ValueChampion's team of experts have distilled insights from hundreds of hours of research into something anyone can understand at a glance: RealValue calculates the dollar-value of different rewards programmes, such as 5% of cashback on groceries up to S$50 per month or 1.2 miles per S$1 spent locally. For those who want to dig a little deeper, ValueChampion's comparison tool also acts as an entry point into our library of credit card guides & reviews.

DJ Kang, Founder and CEO of ValueChampion, said: "At ValueChampion we are always looking for ways to make it easier for people to be informed and empowered, to make the best financial choices, which has remained difficult because of the complex and quickly evolving nature of the credit card industry. We created the RealValue credit card rewards calculator with the customers best interests in mind, as it is an unbiased, transparent and personalized experience for each individual user."

Depending on individual spending patterns, interests and needs, one card might be a better fit than another. Yet with so many conditions to consider, some consumers have resorted to picking cards solely based on promotions, a practice that can result in negative consequences in the long run. With RealValue, consumers can take a comprehensive approach to card shopping and easily find options that best suit their day to day needs and long term financial goals.

For more information on RealValue Credit Card Rewards Calculator, please visit:

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About ValueChampion

Founded in 2019 by a former hedge fund investor, ValueChampion is a team of expert research analysts, striving to help consumers find the best financial products and services for their needs. Our mission is to provide clarity on all of life's financial decisions. We create guides and tools based on both quantitative and qualitative analysis to make it easy to pay off debt, choose the best financial products and services (credit cards, loans, insurance policies and investment platforms) and tackle major life goals, like buying a house and saving for retirement.

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