Circles.Life Plans: Should You Switch Over?

Written by Tan Mae Brenda, Junior Analyst

Launched in Singapore in 2016, Circles.Life is a Mobile Virtual Network Operator (MVNOs) and the first fully digital telecommunication (telco) company in Asia that offers contract-free, SIM-only plans. With a SIM-Only plan, you will not be bounded by any telco for a minimum contract period, giving you the freedom to change or cancel your plan anytime.

Backed by M1’s network, Circles.Life is able to provide users with more than 99 percent of 4G+ Coverage islandwide. Circles.Life offers a variety of plans with plans starting from as low as $5.

However, such plans are pricey on a cost per gigabyte basis. Overall, Circles.Life plans are great for those who prefer a budget-friendly option and are light data users. Do take note that most plans have a registration fee of $38.

Circles.Life Features & Benefits

Key Features:
  • Contract-free
  • Cheapest Plan: $5 for 2GB
  • Enjoy rewards all year round
Promotions:

What Makes Circles.Life Stand Out

Since 2016, there has been an influx of SIM-Only data plans in the telco market with MNVOs such as redONE joining the extremely competitive market.

To differentiate themselves, Circles.Life offers one of the cheapest plans in the market at $5 for 2GB. Apart from this plan, Circles.Life also offers an array of budget-friendly plans catering from light to heavy data users. Users will also benefit from their wide selection of add-ons that can be conveniently added via Circles.Life mobile application, offering flexibility in their plans.

Priding itself as being a consumer-centric brand, users of Circles.Life, or Circles.Lifers stand to gain rewards all year round. From free AIG free COVID Vaccine insurance and many more, you can be sure that you will enjoy perks when you switch over to Circles.Life.

Ultimately, for those looking for an affordable and flexible SIM-Only data plan, Circles.Life’s plans are a great option.

Base Plans

Standard PlanUpsized PlanMega Upsized Plan
ProsEnjoy the same price foreverFree AIG free COVID Vaccine insurance
Budget friendly
Data rollover
Enjoy the same price forever
AIG free COVID Vaccine insurance
ConsHigher than average price/GBData reverts to 50GB after 6 months
Monthly Data20GB100GB300GB
Talk Time100 min100min (Outgoing)
Free (Incoming)
100min
Monthly Cost$18$20$38
Price/GB$0.90$0.20$0.13

Standard Plan

Essentials Plan
Essentials Plan
Consider this if you are looking for a basic no-frills plan

For those who would like a basic no-frills plan, consider Circles.Life's Standard Plan. The Standard Plan is one of the basic plans that Circles.Life offers. Suitable for moderate data users, you will also be able to pay the same rates forever.

Upsized Plan

Do More Plan
Do More Plan
Consider this if you love to have a fuss-free plan

For those who are looking for a bang for their buck, consider Circles.Life's Upsized Plan. With only S$2 more, you can get 5 times more data for the next 6 months. This makes the Upsized Plan is suitable for heavy data users looking for an affordable data plan.

Mega Upsized Plan

Do Even More Plan
Do Even More Plan
Consider this if you are looking a plan with a great amount of data and unlimited talk time

For those who require a great amount of data and unlimited talk time, consider Circles.Life's Mega Upsized Plan. With the data rollover option of up to 300GB, you do not need to worry about not getting your money’s worth when you do not use the entire 100GB of data in a month.

Data-Only

Data-Only 50GB PlanData-Only 130GB Plan
ProsCancel anytimeCancel anytime
Data rollover
Affordable
ConsHigh registration feeHigh registration fee
Monthly Data50GB130GB
Monthly Cost$20$40
Price/GB$0.40$0.27

Data-Only 50GB Plan

Data-Only 50GB Plan
Data-Only 50GB Plan
Consider this if you do not need the extra benefits

Suitable for tablets, portable WiFi and Data-Only second lines, Circles.Life’s Data-Only 50GB plan is a great option for those who do not require the talk time and SMS features of a regular SIM-only plan.

Data-Only 130GB Plan

Data-Only 130GB Plan
Data-Only 130GB Plan
Consider this if you need a great amount of data

If you require a large amount of data, Circles.Life Data-Only 130GB Plan is an affordable option. Advertised to be used for tablets, portable WiFi and Data-Only second lines, Circles.Life’s Data-Only 130GB plan also offers data rollover.

Family Plan

Family Plan
Family Plan
Consider this if you are looking for a plan that can house your family

For families who prefer to have all their telco bills under one bill, Circles.Life's Family Plan is a great option. Under the Family Plan, you are able to have up to six accounts. For existing customers, you can easily switch over to this plan on the Circles.Life mobile application.

Family Plan
ProsMultiple phone plans in one bill
Cancel anytime
ConsHigh registration fee
Monthly Data200GB
Talk Time500min
SMS200
Monthly Cost$90 (6 sims)
Price/GB$0.45

e-SIM 20GB Base Plan

Circles.Life's eSIM 20GB Base Plan offers you the perks of dual SIM without needing to have both in one device. This makes eSIMs great for frequent travelers, business owners, professionals with a work phone, and anyone else who needs to switch between two lines.

e-SIM 20GB Base Plan
(Keep your existing number)
e-SIM 20GB Base Plan
(Get a new number)
ProsCancel anytime
Keep your existing number
Cancel anytime
ConsNot compatible with all phonesNot compatible with all phones
Monthly Data20GB100GB
Talk Time100min$100
SMS2525
Monthly Cost$18$38
Price/GB$0.72$0.38

e-SIM Unlimited Data Plan

For frequent travelers, business owners, professionals with a work phone, and anyone else who needs to switch between two lines who require more data, the e-SIM Unlimited Data Plan is a great alternative to the e-SIM 20GB Base Plan.

e-SIM Unlimited Data Plan
(Keep your existing number)
e-SIM Unlimited Data Plan
(Get a new number)
ProsCancel anytime
Keep your existing number
Cancel anytime
ConsNot compatible with all phonesNot compatible with all phones
Monthly Data100GB100GB
Talk Time100min100min
SMS2525
Monthly Cost$38$48
Price/GB$0.38$0.48

For the Light Data Users

Don’t need so much data? Fret not as Circles.Life also has a 2GB for $5 Plan as well as a 5GB for $10 Plan. Such plans are perfect for light data users who are on a budget. However, should you find yourself needing more, feel free to add data and talk time instantly using the Circles.Life mobile application.

$5 Plan5GB for $10 Plan
ProsBudget-friendly
ConsVery little data
Not found on Home and Plan page
Not worth on a price per GB basis
High registration fee
Monthly Data2GB5GB
Talk Time50min100min
SMS2525
Monthly Cost$5$10
Price/GB$0.40$2.00

Travel Plans

With borders slowly opening up, you may find yourself looking for travel data plans to stay safe and connected while abroad. As such, you can consider getting a Circles.Life travel plan However, Circles.Life’s travel plans do not cover countries such as New Zealand, Europe and Japan.

Travel 20GB PlanTravel 100GB Plan
ProsTwo free months of GoRoam PlusTwo free months of GoRoam Plus
ConsHigher than average price/GB
Low coverage
Low coverage
Monthly Data200GB100GB
Talk Time100min100min
SMS2525
Monthly Cost$18$38
Price/GB$0.90$0.38

Should You Make The Switch?

Overall, Circles.Life’s plans are great for those who are on a budget and are only looking for fuss-free SIM-Only data plans. While the plans for light data users may be less price competitive, heavy data users can stand to gain from the highly competitive pricing.

Should you decide to make the switch, do check the terms and conditions of each plan and understand the amount of data, talk time and SMS that you need before you decide to make the switch.

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Tan Boon Hun

Boon Hun spent over five years in the content marketing space as the managing editor of Goody Feed creating interesting and relevant content for the social media generation. In 2022, he moved to the FinTech space while remaining true to his roots, intending to bring financial literacy to more people in Singapore. When not doing his work, he can be found watching people build homes on YouTube.