Get a Personalised Pet Insurance Quote

 Image

I'd like to talk more about a financial product

Full Name
Phone
Email
By submitting this form, you authorise and consent to The Provider and its related corporations collecting, using and/or disclosing your data for purposes reasonably required to contact you. Its representatives or distribution partners may contact you by SMS, telephone call and/or email in relation to this enquiry.
{"formID":"email-form-page-1346335d1afde19d","emailEndpoint":"https:\/\/ql22ttw7pg.execute-api.ap-southeast-1.amazonaws.com\/prod\/","apiKey":"a8HqBRV78j1Y5FHv7PpSB792NpBrk5nq7mNL0cri","recipientEmail":"","recipientEmailFallback":"[email protected]","formType":"simple-lead-capture","formTitle":"I'd like to talk more about","buttonText":"Find out more","emailSubject":"","endpoint":"https:\/\/mongogateway.valuechampion.sg\/Gateway","productId":0,"productCollection":"pet_insurance_companies"}

What is Pet Insurance?

Pet insurance is an insurance policy for cats and dogs that help reduce the overall cost of unexpected, hefty veterinary bills. It acts as a financial safety net for pet owners as it covers veterinary expenses either entirely or in part.

Like health insurance for humans, there is usually an out-of-pocket deductible payment that you have to pay before the policy begins its coverage. After deductibles, most pet insurance policies reimburse up to 80% of costs.

In Singapore, pet insurance coverage ranges by insurance provider and plan. Usually, most pet insurance policies will cover:

  • Physical accidents (E.g. Poisoning, Cuts, Fractures)
  • Surgical treatment
  • Non-surgical treatments
  • Cancer treatments
  • Post-surgery treatment and care
  • Chemotherapy
  • Vaccinations
  • Spay/neuter operations
  • Third-party liability
  • Theft (If your dog goes missing due to theft)

There are some things that you have to take into account before getting pet insurance. Firstly, you have to take into account the age of the pet. Some pet insurers will not insure your pet if your pet has passed a certain age, and most insurers' age limit for new policies is ten years old.

Purchasing insurance early also guarantees lower monthly premiums. After your pet crosses a certain age, you will have significantly fewer policies to select. Moreover, these policies are normally more expensive and do not cover pre-existing conditions.

Secondly, you have to consider if your pet breed is insurable, and pet Insurance only covers specific breeds of cats and dogs.

To know more about which pet insurance plan suits you, please fill in your information in the quotation above.

Advertiser Disclosure: ValueChampion is a free source of information and tools for consumers. Our site may not feature every company or financial product available on the market. However, the guides and tools we create are based on objective and independent analysis so that they can help everyone make financial decisions with confidence. Some of the offers that appear on this website are from companies which ValueChampion receives compensation. This compensation may impact how and where offers appear on this site (including, for example, the order in which they appear). However, this does not affect our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services

We strive to have the most current information on our site, but consumers should inquire with the relevant financial institution if they have any questions, including eligibility to buy financial products. ValueChampion is not to be construed as in any way engaging or being involved in the distribution or sale of any financial product or assuming any risk or undertaking any liability in respect of any financial product. The site does not review or include all companies or all available products.