Zoryana Melesh

Zoryana Melesh

Zoryana is a Senior Research Analyst at ValueChampion, who focuses on evaluating credit cards, savings and fixed deposits in Singapore. She holds a BA in Political Science and an MPA in International Finance and Economic Policy, both from Columbia University. Prior to joining ValueChampion, Zoryana worked in treasury management consulting.

Credit Cards
Credit Cards

Best Standard Chartered Credit Cards 2022

by Zoryana Melesh on Feb 20, 2023

We've handpicked the best credit cards from Standard Chartered and do an in-depth review of each one to help you pick the best credit card...

Credit Cards
Credit Cards

Best Reward Credit Cards in Singapore | ValueChampion

by Zoryana Melesh on Feb 9, 2023

Earn credit card bonuses while spending? Check out our reviews to see which card offers the best signup rewards, cashback, miles & bonuses for your...

Credit Cards
Credit Cards

Full Review of The American Express True Cashback Card

by Zoryana Melesh on Jan 17, 2023

We review the American Express True Cashback Card. Read on to know more about the features and benefits offered by this card via our comprehensive...

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Electricity Retailers

Best Electricity Retailers in SG 2022

by Zoryana Melesh on Jan 10, 2023

Finding your ideal electrical retailer in SG? Check out our comprehensive review to find the best & cheapest electricity plan in SG for your household.

Credit Cards
Credit Cards

Best HSBC Credit Cards in Singapore

by Zoryana Melesh on Dec 21, 2022

We've handpicked the best credit cards from HSBC and do an in-depth review of each one to help you pick the best credit card for...

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Credit Cards

Best Credit Cards for Insurance Payment in SG

by Zoryana Melesh on Dec 20, 2022

Looking for the best credit cards for insurance payments in SG? Insurance premiums are expensive, offering a great opportunity to earn rewards on payments, read...

Credit Cards
Credit Cards

HSBC Visa Platinum: Food & Petrol Cashback Credit Card

by Zoryana Melesh on Nov 9, 2022

HSBC Visa Platinum Card is the best rewards card on the market for average spenders on categories like food & petrol, with the option of...

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