Credit Cards

Find The Best Credit Cards in 2024. Apply via ValueChampion now!

Cashback Credit Cards

Apply now and get S$350 cash credit. For new-to-UOB Credit Cardmembers only. T&Cs apply.

UOB One Credit Card

Maximum cashback for stable budgets.


UOB One Credit Card


Pros

  • Good fit for budgets of at least S$2,000 per month
  • Easy cashback on daily spend
  • Gives rebates for paying bills

Cons

  • Doesn't fit inconsistent budgets
  • Annual fee
More Details
Apply now and get 10% cashback plus S$350 cash credit. For new-to-UOB Credit Cardmembers only. T&Cs apply.

UOB Absolute Cashback Card

UOB Absolute Cashback gives you 1.7% limitless cashback on all categories, no limits, no minimums and no caps.


UOB Absolute Cashback Card


Pros

  • Unlimited cashback
  • No min, caps or exclusions
  • American Express Card privileges

Cons

  • Low cashback rate for smaller budgets
  • Annual fee
More Details
Apply now and get S$350 cash credit. For new-to-UOB Credit Cardmembers only. T&Cs apply.

UOB EVOL Card

Everyday cashback on online and contactless spend


UOB EVOL Card


Pros

  • Easy to use cashback card
  • Great for budgets of at least S$600/month
  • Rewards all online and mobile spend

Cons

  • Cashback capped at S$60/mo
More Details
22 Mar – 30 Jun: New HSBC cardholders can receive a Samsonite suitcase (worth S$680) or S$200 cashback. Existing HSBC cardholders can recevie S$50 cashback.

HSBC Advance Credit Card

People with high expenses will appreciate the HSBC Advance Credit Card cashback potential.


HSBC Advance Credit Card


Pros

  • Great fit for budgets between S$2,000 and S$8,000/month
  • Easy, low-maintenance cashback

Cons

  • Lacks travel perks
  • Doesn't fit highly specialised spend behaviors
More Details

CIMB Visa Infinite

CIMB Visa Infinite Credit Card is a great fit for travellers who spend a lot overseas.


CIMB Visa Infinite


Pros

  • Best fit for monthly budgets above S$2,000
  • Unlimited 2% cashback on travel, overseas and online
  • No annual fee credit card

Cons

  • Lack cashback on essentials (ie groceries, bills)
  • Doesn't reward airline & hotel spend
  • Not a good fit for low-spenders
More Details

CIMB Visa Signature

With CIMB Visa Signature Card, you can earn 10% cashback on online retail, beauty, pet shops, groceries, and cruise line transactions.


CIMB Visa Signature


Pros

  • Rewards online shopping, groceries and beauty spend
  • Rewards pet spend and cruises
  • No annual fee credit card

Cons

  • Lacks discounts on transport & petrol
  • Doesn't fit frequent travellers
  • 10% cashback is capped at S$100 per statement month
More Details

CIMB World Mastercard

CIMB Word MasterCard is one of the highest unlimited cashback cards on the market.


CIMB World Mastercard


Pros

  • Enjoy 2% unlimited cashback on eligible merchant categories and 1% unlimited cashback on other spend
  • Benefits highly diversified spending

Cons

  • Minimum spend of $1,000 to enjoy the upsized 2% cashback on eligible merchants
  • Travel, dining out and petrol spend are not eligible for upsized cashback
More Details

Air Miles Credit Cards

Apply now and enjoy a dining experience for two at Michelin-starred restaurants & a Jo Malone Gift Set. For new-to-UOB Credit Cardmembers only. T&Cs apply.

UOB Lady's Card

What makes UOB Lady's Card unique is that it allows you to select a preferred spend category, be it beauty, dining, entertainment or fashion, and accelerate your accrual of miles on the selected category


UOB Lady's Card


Pros

  • High miles rewards (30 miles per $5 spent) on two categories of spending
  • No minimum spend

Cons

  • Cap of 2,800 bonus UNI$ (5,600 miles, equivalent to S$1,000 spend) per month
  • Points have a 2 year expiry
More Details
Apply now and get up to 31,000 miles plus first year annual fee waived. For new-to-UOB Credit Cardmembers only. T&Cs apply.

KrisFlyer UOB Credit Card

UOB KrisFlyer Credit Card is a great option for SIA Loyalists who tend to fly on a budget.


KrisFlyer UOB Credit Card


Pros

  • 3 mi per S$1 on SIA, SilkAir, Scoot & KrisShop
  • Up to 3 mi on dining, transport, online shopping & travel
  • Expedited KF Elite Silver status, Scoot privileges
  • 10,000 annual bonus renewal miles

Cons

  • Just 1.2 mi on non-category overseas spend
  • No lounge access perks
  • No spend-based fee-waiver
More Details
Apply now and get up to 50,000 miles. For new-to-UOB Credit Cardmembers only. T&Cs apply.

UOB PRVI Miles Visa Card

UOB PRVI Miles Visa Card is a great fit for high spenders and frequent travelers looking to rapidly accrue miles, with no min spend both at home, abroad and on travel bookings.


UOB PRVI Miles Visa Card


Pros

  • Great for rapid miles accrual
  • Awards high spend on airlines & hotels
  • Complimentary travel insurance

Cons

  • Doesn't fit infrequent travellers with mostly local budgets
  • Lacks luxury perks & privileges
More Details

American Express Singapore Airlines Business Credit Card

Best SME credit card for business travellers.

Read Full Review
American Express Singapore Airlines Business Credit Card


Pros

  • Firms that frequently conduct business overseas
  • Companies with travelling upper-management execs
  • Businesses who typically book with a variety of airlines

Cons

  • Small businesses who only operate locally
  • Those who rarely fly with SIA
More Details

 

Learn More In Our Detailed Round Ups

Best Cashback Credit Cards in Singapore

Best Cashback Credit Cards in Singapore

Check out the best cashback credit cards in Singapore, considering factors such as annual fees, cashback rates and consumer spending habits to help streamline your decision process.

Find Out More
Best Air Miles Credit Cards in Singapore

Best Air Miles Credit Cards in Singapore

Our research team analysed the fine print for all the best air miles credit cards in Singapore to identify which cards provide the highest value-to-consumers.

Find Out More

Latest Articles

Credit Cards
Credit Cards

Why You Should Not Hoard Your Credit Card Rewards

by ValueChampion Editorial Team on Jun 10, 2024

Hoarding your credit card rewards can lead to an erosion of returns due to inflation, devaluation and reward forfeiture. Here’s how to avoid it.

Travel Insurance
Travel Insurance

Top 9 Things You Should Never Do While Travelling Abroad

by ValueChampion Editorial Team on Jun 10, 2024

Whether you’re a seasoned veteran of overseas travel or a bright-eyed newbie embarking on your first trip out of Singapore, make sure you don’t fall...

Travel Insurance
Travel Insurance

3 Financial Tips For the June Travel Season

by ValueChampion Editorial Team on Jun 7, 2024

The June busy travel season is finally upon us! We look at three easy ways that you can save on your June holiday travel expenses...

Credit Cards
Credit Cards

How to Reduce Your Singapore Credit Card Fees to Effectively Zero

by ValueChampion Editorial Team on Jun 7, 2024

We are aware of credit card fees. But we get spooked when something like an annual fee appears in out monthly statement. What are the...

Credit Cards
Credit Cards

Everything You Need to Know About Credit Card Cash Advance

by Joyce Chua on Jun 7, 2024

Thinking about getting a cash advance? Think again. Cash advance comes with high fees and interest, so you shouldn’t get one unless you’ve exhausted all...

Renovation Loans
Renovation Loans

5 Tips On Renovating Your Home On A Budget

by ValueChampion Editorial Team on Jun 6, 2024

Renovating your new home can be incredibly expensive. We suggest five tips to help you renovate your home without breaking the bank.

Credit Cards
Credit Cards

5 Fashionable Ways of Saving on Your Wardrobe Cost

by ValueChampion Editorial Team on Jun 6, 2024

Shopping can be an expensive hobby. Here, we discuss some easy ways of reducing this cost by addressing some of the common mistakes shoppers make...

common.arrowcommon.arrowPrev

3 of 75

Nextcommon.arrowcommon.arrow