Credit Cards

Find The Best Credit Cards in 2024. Apply via ValueChampion now!

Cashback Credit Cards

Apply now and get S$350 cash credit. For new-to-UOB Credit Cardmembers only. T&Cs apply. Valid till 31 July 2024.

UOB One Credit Card

Maximum cashback for stable budgets.


UOB One Credit Card


Pros

  • Good fit for budgets of at least S$2,000 per month
  • Easy cashback on daily spend
  • Gives rebates for paying bills

Cons

  • Doesn't fit inconsistent budgets
  • Annual fee
More Details
Apply now and get S$350 cash credit. For new-to-UOB Credit Cardmembers only. T&Cs apply. Valid till 31 July 2024.

UOB Absolute Cashback Card

UOB Absolute Cashback gives you 1.7% limitless cashback on all categories, no limits, no minimums and no caps.


UOB Absolute Cashback Card


Pros

  • Unlimited cashback
  • No min, caps or exclusions
  • American Express Card privileges

Cons

  • Low cashback rate for smaller budgets
  • Annual fee
More Details
Apply now and get an Apple Watch SE 2nd Gen with CASETiFY Impact Band (worth S$453). For new-to-UOB Credit Cardmembers only. T&Cs apply. Valid till 31 July 2024.

UOB EVOL Card

Everyday cashback on online and contactless spend


UOB EVOL Card


Pros

  • Easy to use cashback card
  • Great for budgets of at least S$600/month
  • Rewards all online and mobile spend

Cons

  • Cashback capped at S$60/mo
More Details
Live your adventure with HSBC Credit Cards! From 24 Jun to 23 Sep 2024, apply, activate and spend with HSBC credit cards to stand to win an all-electric Mercedes-Benz EQB and round-trip air tickets to Paris.
Apply now and get welcome gift of up to S$300 cashback. Alternatively get a Samsonite ZELTUS 69cm Spinner exp with built-in scale worth S$680 + S$100 cashback. Offer valid till 30 Sep 2024. T&Cs apply.

HSBC Live+ Credit Card

Earn cashback while living up your life by getting up to 8% cashback on dining, shopping and entertainment expenses.


HSBC Live+ Credit Card


Pros

  • Great option for spenders who mainly spend on lifestyle expenses and have low necessity expenses like groceries or utilities
  • Low minimum spend of S$600 a month

Cons

  • Cashback capped at S$250 per quarter
  • Base cashback rate is only 0.3% for all other types of qualifying spend
More Details
Live your adventure with HSBC Credit Cards! From 24 Jun to 23 Sep 2024, apply, activate and spend with HSBC credit cards to stand to win an all-electric Mercedes-Benz EQB and round-trip air tickets to Paris.
Apply now and get a Samsonite ZELTUS 69cm Spinner Exp with built-in scale worth S$680 or S$200 cashback. Offer valid till 30 Sep 2024. T&Cs apply.

HSBC Advance Credit Card

People with high expenses will appreciate the HSBC Advance Credit Card cashback potential.


HSBC Advance Credit Card


Pros

  • Great fit for budgets between S$2,000 and S$8,000/month
  • Easy, low-maintenance cashback

Cons

  • Lacks travel perks
  • Doesn't fit highly specialised spend behaviors
More Details

CIMB Visa Infinite

CIMB Visa Infinite Credit Card is a great fit for travellers who spend a lot overseas.


CIMB Visa Infinite


Pros

  • Best fit for monthly budgets above S$2,000
  • Unlimited 2% cashback on travel, overseas and online
  • No annual fee credit card

Cons

  • Lack cashback on essentials (ie groceries, bills)
  • Doesn't reward airline & hotel spend
  • Not a good fit for low-spenders
More Details

CIMB Visa Signature

With CIMB Visa Signature Card, you can earn 10% cashback on online retail, beauty, pet shops, groceries, and cruise line transactions.


CIMB Visa Signature


Pros

  • Rewards online shopping, groceries and beauty spend
  • Rewards pet spend and cruises
  • No annual fee credit card

Cons

  • Lacks discounts on transport & petrol
  • Doesn't fit frequent travellers
  • 10% cashback is capped at S$100 per statement month
More Details

CIMB World Mastercard

CIMB Word MasterCard is one of the highest unlimited cashback cards on the market.


CIMB World Mastercard


Pros

  • Enjoy 2% unlimited cashback on eligible merchant categories and 1% unlimited cashback on other spend
  • Benefits highly diversified spending

Cons

  • Minimum spend of $1,000 to enjoy the upsized 2% cashback on eligible merchants
  • Travel, dining out and petrol spend are not eligible for upsized cashback
More Details

Air Miles Credit Cards

Apply now and get S$350 cash credit. For new-to-UOB Credit Cardmembers only. T&Cs apply. Valid till 31 July 2024.

UOB Lady's Card

What makes UOB Lady's Card unique is that it allows you to select a preferred spend category, be it beauty, dining, entertainment or fashion, and accelerate your accrual of miles on the selected category


UOB Lady's Card


Pros

  • High miles rewards (30 miles per $5 spent) on two categories of spending
  • No minimum spend

Cons

  • Cap of 2,800 bonus UNI$ (5,600 miles, equivalent to S$1,000 spend) per month
  • Points have a 2 year expiry
More Details
Apply now and get up to 31,000 miles plus first year annual fee waived. For new-to-UOB Credit Cardmembers only. T&Cs apply. Valid till 31 July 2024.

KrisFlyer UOB Credit Card

UOB KrisFlyer Credit Card is a great option for SIA Loyalists who tend to fly on a budget.


KrisFlyer UOB Credit Card


Pros

  • 3 mi per S$1 on SIA, SilkAir, Scoot & KrisShop
  • Up to 3 mi on dining, transport, online shopping & travel
  • Expedited KF Elite Silver status, Scoot privileges
  • 10,000 annual bonus renewal miles

Cons

  • Just 1.2 mi on non-category overseas spend
  • No lounge access perks
  • No spend-based fee-waiver
More Details
Apply now and get up to 50,000 miles. For new-to-UOB Credit Cardmembers only. T&Cs apply. Valid till 31 July 2024.

UOB PRVI Miles Visa Card

UOB PRVI Miles Visa Card is a great fit for high spenders and frequent travelers looking to rapidly accrue miles, with no min spend both at home, abroad and on travel bookings.


UOB PRVI Miles Visa Card


Pros

  • Great for rapid miles accrual
  • Awards high spend on airlines & hotels
  • Complimentary travel insurance

Cons

  • Doesn't fit infrequent travellers with mostly local budgets
  • Lacks luxury perks & privileges
More Details

American Express Singapore Airlines Business Credit Card

Best SME credit card for business travellers.

Read Full Review
American Express Singapore Airlines Business Credit Card


Pros

  • Firms that frequently conduct business overseas
  • Companies with travelling upper-management execs
  • Businesses who typically book with a variety of airlines

Cons

  • Small businesses who only operate locally
  • Those who rarely fly with SIA
More Details
Live your adventure with HSBC Credit Cards! From 24 Jun to 23 Sep 2024, apply, activate and spend with HSBC credit cards to stand to win an all-electric Mercedes-Benz EQB and round-trip air tickets to Paris.
Apply now and enjoy instant approval. Receive 30,000 miles – in form of 75,000 Reward points – when you meet the T&Cs. Offer valid till 31 Aug 2024.

HSBC TravelOne Credit Card

With the HSBC TravelOne Credit Card, cardholders can earn 1.2 miles per S$1 on local spend and up to 2.4 miles per S$1 on foreign spend.


HSBC TravelOne Credit Card


Pros

  • No minimum spend per month to earn miles rewards
  • No cap on cashback earned per month
  • Provides complimentary travel insurance coverage and airport lounge visits

Cons

  • Not the best card for infrequent travellers with mostly local budgets
More Details

 

Learn More In Our Detailed Round Ups

Best Cashback Credit Cards in Singapore

Best Cashback Credit Cards in Singapore

Check out the best cashback credit cards in Singapore, considering factors such as annual fees, cashback rates and consumer spending habits to help streamline your decision process.

Find Out More
Best Air Miles Credit Cards in Singapore

Best Air Miles Credit Cards in Singapore

Our research team analysed the fine print for all the best air miles credit cards in Singapore to identify which cards provide the highest value-to-consumers.

Find Out More

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