Fixed vs. Floating Rate: Which is Better for Your Home Loan? | ValueChampion Singapore
by Kyuhoon Kim on May 8, 2018
One of the most challenging tasks when shopping for a home loan is to choose between a fixed rate loan or a floating rate loan...
Loans
Loans
Loans
Car Loan Analysis: Should you get financing from a bank or an auto dealer? | ValueChampion Singapore
by Duckju Kang on Apr 20, 2018
It's no secret that cars in Singapore are massively expensive: import taxes, COEs and registration fees can easily add up to S$50,000 or more, effectively...
Loans
SIBOR Reform: Potential Implications for Singaporean Consumers | ValueChampion Singapore
by Duckju Kang on Dec 7, 2017
The Association of Banks in Singapore published a proposal on 4 December to improve the way it calculates SIBOR. SIBOR stands for Singapore Interbank Offered...
Loans
Singaporeans with Personal Debt Problem Could Take 10 Years to Pay Off Their Loans (And How They Could Avoid It) | ValueChampion Singapore
by Duckju Kang on Nov 16, 2017
With the rapidly growing mountain of personal debt in the country, the government of Singapore has been introducing many measures to try and control this...
Loans
Why You Should Never Borrow from Unauthorized Lenders | ValueChampion Singapore
by Duckju Kang on Sep 11, 2017
Unauthorized moneylenders are always looking for people who are in a crunch for cash. It seems they are even on Whatsapp pretending to be licensed...
Loans
Debunking 3 Common Credit Myths: Couples Edition | ValueChampion Singapore
by Duckju Kang on Aug 21, 2017
Whether you’re planning a wedding or already married, it’s critical for you to understand how marriage changes your finances. Will my spouse’s credit debt affect...
Loans
Why Consumers Need to be Ready for a Continued Rise in Bank Fees | ValueChampion Singapore
by Duckju Kang on Jul 5, 2017
Singaporean banks have been raising their fees like credit card charges in the recent months. What people may not realise, however, is that this fee...
