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SingLife Cancer Insurance: Is It Worth It?

Both of SingLife’s cancer insurance policies are among the most expensive on the market despite offering similar coverage to other cancer insurance plans.

SingLife Cancer Insurance: Is It Worth It?

Both of SingLife’s cancer insurance policies are among the most expensive on the market despite offering similar coverage to other cancer insurance plans.


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  • Individuals who prefer an online application


  • Those looking for high coverage options
  • Individuals who don’t want expensive premiums

SingLife offers 2 different types of cancer insurance policies–the Cancer Plan Series 1.1 & Cancer Plus Plan Series 1.1. While both offer similar coverage to other types of insurance on the market, they are both much more expensive than other cancer insurance plans on the market. So, individuals that are looking for cheap coverage should look towards other providers.

Table of Contents

Summary of SingLife Cancer Insurance
Pricier annual premiums compared to market average
Below average maximum coverage of S$100,000
2 policies to choose from for payouts for early, intermediate, and late stage cancer diagnoses

Highlights of SingLife Cancer Insurance: What You Should Know

SingLife's cancer insurance plans cost above average while providing similar or less benefits than other plans on the market, making them difficult to recommend for budget-constrained or value-seeking consumers. SingLife offers 2 different cancer insurance policies–Cancer Insurance Plan Series 1.1 and Cancer Insurance Plus Plan Series 1.1. While both are similar in certain aspects, like coverage options and coverage limit, they do differ in their benefits and premiums. Both plans offer 3 types of coverage–S$60,000, S$80,000, and S$100,000. As far as Singlife's benefits and payouts go, the regular insurance plan pays 100% of the sum assured only when the policyholder is diagnosed with late-stage/major cancer. Whereas their Plus Plan pays 25%, 50%, and 100% of the sum assured for early, intermediate, and late-stage diagnoses respectively.

Cancer PolicyEarly-Stage PayoutIntermediate-Stage PayoutLate-Stage Payout
Plan Series 1.1N/AN/A100% Sum Assured
Plus Plan Series 1.125% Sum Assured50% Sum Assured100% Sum Assured

Unlike many other insurance policies that offer coverage up to S$200,000 to S$300,000, SingLife only offers a maximum of S$100,000 worth of coverage for both plans. Furthermore, you will have to pay 15% to 37% more for the Plus Plan to get the 100% payout at all cancer stages on top of premiums that are already 1% to 77% above average. This is unlike most other cancer insurance plans on the market that provide a 100% payout for cancer diagnoses at any stage in their base plan. Thus, we recommend FWD or Great Eastern for those who are looking for high levels of coverage for a fair price.

Policy Exclusions & Eligibility

Before purchasing one of SingLife’s policies, consider some of their eligibility requirements and exclusions.

In order to qualify for a policy, an applicant must be:

  • Between 18 and 65 years old
  • A permanent Singapore resident or a foreigner holding an Employment Pass, Dependent Pass, Long Term Visitor’s Pass, S-pass, or EntrePass

For both major and all cancer benefits, SingLife will not cover any claim that is directly or indirectly caused by:

  • A self-inflicted injury
  • The influence or deliberate misuse of drugs/alcohol
  • A pre-existing condition
  • AIDS or HIV

It is also important to note that there is a waiting period of 90 days after the start date of the policy. This means that SingLife will not pay any benefits if the life assured is diagnosed with any stage of cancer within 90 days of starting their policy. Additionally, SingLife will not pay any claims if the life assured dies within 7 days from their diagnosis.

Contact Informations & Claims

SingLife has an online quote process that consists of 7 questions. In addition, their application form allows you to use MyInfo. Policyholders also have the option to file a claim online making the application and claim process virtually hassle-free.

Contact Information
Customer Service Hotline+65 6911 1111
Mailing Address18 Robinson Road, #04-03 Singapore 048547
Application SubmissionOnline Form
Claim SubmissionOnline Form
Customer service email[email protected]

SingLife’s Cancer Insurance Cost & Features

If you believe that you may be at risk for developing cancer and want to protect yourself from the financial burden of getting cancer, cancer insurance may be a suitable option for you. It is important that you speak to a financial representative about how a long-term policy may impact your financial situation. If you would like to compare SingLife’s cancer policies to other cancer insurance plans, take a look at our guide to the best cancer insurance plans in Singapore.

Amount InsuredGenderAge 25Age 35Age 45Age 55
Cancer Plan 1.1
Cancer Plus Plan 1.1

Protected up to specified limits by SDIC. This is only product information provided. You may wish to seek advice from a qualified adviser before buying the product. If you choose not to seek advice from a qualified adviser, you should consider whether the product is suitable for you. Buying an insurance product that is not suitable for you may impact your ability to finance your future financial needs. If you decide that the policy is not suitable after purchasing the policy, you may terminate the policy in accordance with the free-look provision, if any, and the insurer may recover from you any expense incurred by the insurer in underwriting the policy.

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