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Personal Loans

Secured Loans vs Unsecured Loans: What’s Right For You?

by ValueChampion Editorial Team on Jul 30, 2024

In general, loans can be divided into two major categories: secured and unsecured. A secured loan is “secured” by an asset called collateral that the...

Personal Loans
Personal Loans

Calculating Effective Interest Rate vs Applied Interest Rate

by ValueChampion Editorial Team on Jul 30, 2024

When you’re looking to apply for a personal loan from a bank, you would’ve seen the terms effective interest rate (EIR) and applied interest rate...

Personal Loans
Personal Loans

Advantages of Personal Loans in Singapore

by ValueChampion Editorial Team on Jul 30, 2024

There are many benefits and advantages to getting personal loans in Singapore. What are those advantages? Read on to find out!

Personal Loans
Personal Loans

Moneylenders Credit Bureau’s Guide To Your Loan Information Report

by ValueChampion Editorial Team on Jul 30, 2024

Your loan information report is a record of your active loans. To successfully apply for loans in Singapore, you will need a good loan repayment...

Personal Loans
Personal Loans

What’s The Maximum Interest Rate A Licensed Moneylender Can Legally Charge To Customers?

by ValueChampion Editorial Team on Jul 30, 2024

Licensed moneylenders often get mistaken for having high interest rates for personal loans, but this is not the case. Read on to find out the...

Personal Loans
Personal Loans

5 Common Credit Mistakes That Can Affect Your Loan Application

by ValueChampion Editorial Team on Jul 30, 2024

It is important as credit cards and personal loan holders not to neglect your financial health with your day-to-day spending. These are the most common...

Personal Loans
Personal Loans

How to Get the Best Credit Score to Apply for Loans in Singapore

by Priscilla Lee on Jul 30, 2024

Here’s how to improve your credit score or maintain a healthy one to help you easily apply for personal loans in Singapore.

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