Does Your Travel Insurance Plan Cover Extreme Sports and Activities?

Whether you are crossing the border to JB, hopping on a ferry to Bintan, or taking to the skies to visit a country further away from our sunny abode, one thing is of greatest priority – your safety. And this is especially important if you are an adrenaline junkie and adventurer at heart. Do any travel insurance plans offer you the protection and coverage you need while partaking in these thrilling and adventurous activities? Some certainly do.

What Kind Of Activities Are Covered By Travel Insurance?

1. Popular Activities

In the great wilderness abroad, there are so many fun things to do and amazing sights to behold – it would be a waste not to go ahead and explore. More importantly, there are just so many adventures to embark on. If you are travelling overseas to look for these activities that can only be done there, due to their huge areas and natural capacities, you may want to find a travel insurance plan that gives you the necessary protection.

2. Sports Equipment Coverage

Due to the limited land and size capacity in Singapore, some sports and activities are not quite feasible for dwellers of our sunny island. Hence, for lovers of sports such as water sports and golf, travelling overseas to participate in them would be the most ideal and provide you with a great deal of fun and enjoyment. However, for such activities, there are factors to consider, such as the rental of recreational facilities and equipment, as well as the possibility of damages. Travel insurers even provide unique and catered packages such as the ‘Hole-in-1’ insurance coverage, something that probably  avid golfers would know.

3. Extreme Activities

Is trekking too boring for you? Or is taking a hot air balloon too slow for you? For the thrill-seekers who want to travel overseas to get their heart rate up and adrenaline pumping, you would be relieved to know that these extreme activities are also covered by some travel insurers. With those travel plans, you will be able to hop on your bungee jump or skydive in the clear blue skies with peace of mind.

Going Abroad? Check Out These Travel Insurance Plans For You

If you’re planning to take a well-deserved vacation with your family and friends, don’t forget the number one travel essential – travel insurance. If you are going overseas soon and are looking for affordable travel coverage and a good-value insurance plan, we’ve got some top picks for you below.

If you would like to peruse even more travel insurance plans that might cater to your needs, check out our roundup of the best travel insurance in Singapore!

Best For The Adventurous At Heart

1. MSIG TravelEasy

Consider this if you often go on family vacations and are shopping based on coverage rather than price.

MSIG TravelEasy has three tiers of travel insurance plans, namely – Standard, Elite and Premier. The tiers offer differing sums of coverage and protection, depending on the premiums paid, as well as the level of activities the insured will embark on.

For the thrill-seekers, MSIG TravelEasy’s Elite and Premier Plans provide an Adventurous Activities Cover, where benefits will be paid out if the insured suffers from an accident or death while participating in a myriad of activities such as bungee jumping, hot air ballooning, jet-skiing, mountaineering or white-water rafting, whilst adhering to all guidelines and regulations. This makes MSIG’s plans suitable for those who are travelling for a little adventure, all while getting insured and protected at the same time.

Other interesting covers include Golfer’s Cover and Unused Entertainment Ticket, highlighting the MSIG TravelEasy insurance plans’ suitability for the young adults and young at heart, who travel overseas to partake in these fun and niche hobbies, whilst receiving protection from the travel insurance policies.

Read More: MSIG Travel Insurance: What’s the Deal?

2. HL Assurance

Consider this if you are looking to for cheap coverage for global destinations and hotel or rental car perks.

The travel insurance plans offered by HL Assurance: Basic, Enhanced, Superior and Premier all offer good utility and value for the prices of their premiums.

HL Assurance’s travel insurance offers various perks such as golf benefits and coverage, but has exclusions on many other adventurous sports, hence it may not be the most suitable for adrenaline junkies.

However, the policies offer No Claims Discount (NCD), so if you are a loyal customer of HL Assurance’s travel insurance plans, this would pay off well for you. If you do not make any claims from your current travel insurance policy, you can stand to enjoy a 10% discount off your subsequent travel insurance plan, on top of any other ongoing promotions.

HL Assurance allows customers to connect with EMA Global, so you can still engage in communication with regional alarm centres and customer support whilst being overseas. This would bring great peace of mind for many travellers going abroad.

Read More: HL Assurance Travel Insurance: What Are Its Strengths?

Conclusion

There are many travel insurance plans out there that cater to all sorts of avid travellers. Whether you are a frequent flyer, a thrill-seeker, or seeking a peaceful and relaxing recharge, travel insurance is always a priority to ensure that you are able to take a vacation with a peace of mind assured. Travel insurance offered by the various insurance providers in Singapore offer a myriad of features and benefits, and choosing the right one for you and your family, tailored for your trip and personal preferences, could give you the maximum coverage and protection you deserve.