Best Booking.com Credit Card Promotions

There are many popular online booking sites that allow consumers to save on their travels, particularly on flights and hotels. However, different sites offer different promotions through bank partnerships. We've gathered all current promotions provided by Booking.com and organised them by bank and credit card, so you can quickly and easily see exactly how much you could save.

Best DBS & POSB Credit Card with Booking.com Promotions
Best Citibank Credit Cards with Booking.com Promotions
Best OCBC Credit Cards with Booking.com Promotions
  • OCBC 365: Rebates on essentials with easy fee-waiver
  • OCBC 90°N: Unlimited cashback + miles & annual renewal bonus
Best UOB Credit Cards with Booking.com Promotions
  • KrisFlyer UOB: 3mi/S$1 on dining, transport, shopping & travel
  • UOB PRVI Miles Amex: Fee-Waiver + 20k bonus miles, 2.4 miles per $1 overseas
  • UOB One: Highest flat rebate on the market, earn up to $300/qtr
Best HSBC Credit Card with Booking.com Promotions
Best Maybank Credit Cards with Booking.com Promotions
Best American Express Credit Cards with Booking.com Promotions
Best CIMB Credit Cards with Booking.com Promotions

Compare the Best Cards with Booking.com Promotions in Singapore by Dollar Value

Based on a high monthly spend of S$2,000, we analysed the best credit cards on the market to estimate returned value-to-consumer after 2 years, accounting for rebates and netting out annual fees. As a note, dollar value is heavily dependent on spending habits; intangible benefits (like free travel insurance and airport lounge access) are valuable but difficult to quantify.

A graph displaying how the best credit cards with Booking promotions compare to one another in terms of their rewards
Best Credit Cards with Booking Promotions in Singapore by Estimated 2-Year Dollar Value
Best DBS & POSB Card w/ Booking.com Promo Best Citibank Cards w/ Booking.com Promo Best OCBC Cards w/ Booking.com Promo Best UOB Cards w/ Booking.com Promo Best HSBC Card w/ Booking.com Promo Best Maybank Cards w/ Booking.com Promo Best Amex Cards w/ Booking.com Promo Best CIMB Cards w/ Booking.com Promo

Compare Credit Cards with Booking.com Promotions by Dollar Value

Based on a high monthly spend of S$2,000, we analysed the best credit cards on the market to estimate returned value-to-consumer after 2 years, accounting for rebates and netting out annual fees. As a note, dollar value is heavily dependent on spending habits; intangible benefits (like free travel insurance and airport lounge access) are valuable but difficult to quantify.

A graph displaying how the best credit cards with Booking promotions compare to one another in terms of their rewards
Best Credit Cards with Booking Promotions in Singapore by Estimated 2-Year Dollar Value

Everything You Need to Know About Booking.com Promotions

Booking.com is one of the most comprehensive travel sites worldwide, with more than 28 million accommodation listings around the world. This includes over 700k hotels, 800k apartments, 21k resorts, 434k villas and 14k cabins–perfect for planning a unique adventure. Fortunately, Booking has partnered with several banks to provide special discounts to credit card holders. Consumers simply need to book, and ultimately pay, using a qualifying credit card–no need for vouchers or promo codes. To make saving on your next trip even easier, we've aggregated all of Booking.com's current promotions and organised them by bank, providing additional reviews for qualifying credit cards.

DBS & POSB Booking.com Credit Card Promotion (Aug 2020):

Best Current Booking.com Promotion:Final Booking Date:
Up to 10% cashback on accommodation bookings1 Jul 2020
(See Booking or bank website for details)

If you're looking to enjoy a promotional discount through Booking.com, make sure you complete your checkout process through the designated DBS/POSB partnership page (typically, the Booking homepage + /DBSDeals). Payments made through other channels, including online or through the mobile app, may not be eligible. Here's one of the best DBS credit cards that come with a Booking discount.

DBS Altitude Visa: Easy Fee-Waiver, Affordable Perks

  • Free lounge access & golf privileges, waivable fee
  • Promotions: S$220 cashback w/ promo code "SHOP220" via our partnership with SGSaver
  • Double your miles on online spend & offline shopping until 31 Aug 2020
  • Receive 8% off online shopping by reaching monthly Personalised Spend Goal online (rewards capped at S$16-S$120/mo)
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver, subsequently with S$25,000 annual spend
  • 1.2 miles per S$1 locally, 2 miles overseas, 3 miles for online travel bookings
  • Miles earned never expire
  • Free travel insurance, 2x lounge visits, golfing & dining privileges
  • DBS My Preferred Payment Plan (0% interest instalments)
If you're an average consumer looking for luxury travel perks–without the corresponding high fee–consider DBS Altitude Visa Card. Cardholders earn a fairly standard 1.2 miles per S$1 locally and 2 miles overseas, boosted to 3 miles for online travel bookings (for up to S$5k spend/month). This boost applies to a broad variety of airline, hotel, and accommodations sites, making it easy to earn at every point of the vacation-planning process.


What DBS Altitude Card really stands out for, however, are its high-end benefits. Even though the card's annual fee is just S$192.6, waived completely with S$25k annual spend, it provides perks typically associated with far more expensive travel cards: up to 2 free lounge visits annually, complimentary travel insurance, discounted green fees and lifestyle privileges via Visa Digital Concierge. Those who don't spend enough to qualify for the waiver receive 10,000 bonus miles (worth approximately S$100). Overall, DBS Altitude Card is a great match for people seeking an affordable travel card that still comes with exclusive benefits.

  • Stand-Out: Free lounge access & golf privileges, waivable fee
  • Promotions: S$220 cashback w/ promo code "SHOP220" via our partnership with SGSaver
  • Double your miles on online spend & offline shopping until 31 Aug 2020
  • Receive 8% off online shopping by reaching monthly Personalised Spend Goal online (rewards capped at S$16-S$120/mo)
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver, subsequently with S$25,000 annual spend
  • 1.2 miles per S$1 locally, 2 miles overseas, 3 miles for online travel bookings
  • Miles earned never expire
  • Free travel insurance, 2x lounge visits, golfing & dining privileges
  • DBS My Preferred Payment Plan (0% interest instalments)
If you're an average consumer looking for luxury travel perks–without the corresponding high fee–consider DBS Altitude Visa Card. Cardholders earn a fairly standard 1.2 miles per S$1 locally and 2 miles overseas, boosted to 3 miles for online travel bookings (for up to S$5k spend/month). This boost applies to a broad variety of airline, hotel, and accommodations sites, making it easy to earn at every point of the vacation-planning process.


What DBS Altitude Card really stands out for, however, are its high-end benefits. Even though the card's annual fee is just S$192.6, waived completely with S$25k annual spend, it provides perks typically associated with far more expensive travel cards: up to 2 free lounge visits annually, complimentary travel insurance, discounted green fees and lifestyle privileges via Visa Digital Concierge. Those who don't spend enough to qualify for the waiver receive 10,000 bonus miles (worth approximately S$100). Overall, DBS Altitude Card is a great match for people seeking an affordable travel card that still comes with exclusive benefits.

Citibank Booking.com Credit Card Promotion (Aug 2020):

Best Current Booking.com Promotion:Final Booking Date:
Up to 10% cashback on accommodation bookings31 Mar 2021
(See Booking or bank website for details)

Citibank credit cardholders can benefit from planning their vacations with Booking.com because there typically aren't booking or cancellation fees. This allows consumers to realize their full savings and focus on their trip. If you're interested in a Citi credit card so you can take advantage of this promotion, consider the great options below.

Citi PremierMiles Visa: Affordable Perks & Bonus Miles

  • Earn 2mi/S$1 overseas, 2 free lounge visits/yr
  • Promotions: Free S$200 cash via PayNow (new customers) via our partnership with SGSaver
  • S$30 cash via PayNow (existing customers)
  • Additional 26,500 bonus miles w/ 1st annual fee payment & S$9k spend within 3 months (or 6,4000 miles with 1st year annual fee waiver with S$3k spend within 3 months)
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • 10,000 bonus annual renewal miles (worth S$100)
  • 1.2 miles per S$1 local spend, 2 miles overseas
  • Miles earned never expire
  • 2 free lounge visits & free travel insurance
Citi PremierMiles Visa Card offers the average consumer affordable access to competitive miles rates and travel perks. Cardholders earn a fairly standard rate of 1.2 miles per S$1 locally and 2 miles overseas. However, consumers also receive 10,000 renewal miles (worth about S$100) with each payment of the S$192.6 annual fee. In terms of perks, cardholders enjoy 2 free lounge visits every year and complimentary travel insurance. Overall, Citi PMV Card is an affordable match for the everyday consumer who likes to travel.
  • Stand-Out: Earn 2mi/S$1 overseas, 2 free lounge visits/yr
  • Promotions: Free S$200 cash via PayNow (new customers) via our partnership with SGSaver
  • S$30 cash via PayNow (existing customers)
  • Additional 26,500 bonus miles w/ 1st annual fee payment & S$9k spend within 3 months (or 6,4000 miles with 1st year annual fee waiver with S$3k spend within 3 months)
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • 10,000 bonus annual renewal miles (worth S$100)
  • 1.2 miles per S$1 local spend, 2 miles overseas
  • Miles earned never expire
  • 2 free lounge visits & free travel insurance
Citi PremierMiles Visa Card offers the average consumer affordable access to competitive miles rates and travel perks. Cardholders earn a fairly standard rate of 1.2 miles per S$1 locally and 2 miles overseas. However, consumers also receive 10,000 renewal miles (worth about S$100) with each payment of the S$192.6 annual fee. In terms of perks, cardholders enjoy 2 free lounge visits every year and complimentary travel insurance. Overall, Citi PMV Card is an affordable match for the everyday consumer who likes to travel.

Citi Cash Back Card: Rebates on Global Food & Petrol

  • Up to 8% rebate on global dining, groceries & petrol
  • Promotions: Free S$200 cash via PayNow (new customers) via our partnership with SGSaver
  • S$30 cash via PayNow (existing customers)
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • 8% cashback on dining, grocery, & petrol (any station)
  • Up to 20.88% fuel savings at Esso & Shell
Citi Cash Back Card offers a great way to earn cashback on essentials both locally and overseas. Cardholders earn 8% rebate on dining, groceries and petrol both in Singapore and abroad–amongst the highest cashback rates on the market. These categories are capped at S$25 each, individually maxed out with approximately S$313 spend, allowing cardholders to earn up to S$75/month on a budget of about S$1k. While there's a minimum spend requirement of S$888, those most likely to max out rewards will already spend at this level. Overall, consumers who spend about S$1k/month on global food & petrol should strongly consider Citi Cash Back Card.
  • Stand-Out: Up to 8% rebate on global dining, groceries & petrol
  • Promotions: Free S$200 cash via PayNow (new customers) via our partnership with SGSaver
  • S$30 cash via PayNow (existing customers)
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • 8% cashback on dining, grocery, & petrol (any station)
  • Up to 20.88% fuel savings at Esso & Shell
Citi Cash Back Card offers a great way to earn cashback on essentials both locally and overseas. Cardholders earn 8% rebate on dining, groceries and petrol both in Singapore and abroad–amongst the highest cashback rates on the market. These categories are capped at S$25 each, individually maxed out with approximately S$313 spend, allowing cardholders to earn up to S$75/month on a budget of about S$1k. While there's a minimum spend requirement of S$888, those most likely to max out rewards will already spend at this level. Overall, consumers who spend about S$1k/month on global food & petrol should strongly consider Citi Cash Back Card.

OCBC Booking.com Credit Card Promotion (Aug 2020):

Best Current Booking.com Promotion:Final Booking Date:
Up to 10% cashback on accommodation bookings30 Nov 2020
(See Booking or bank website for details)

In order to enjoy the promotions above, consumers will need to pay using their OCBC credit card at checkout. We've reviewed a few of the best OCBC credit cards below.

OCBC 365 Card: No-Fee Cashback on Essentials

  • Up to 6% rebate on dining, groceries, transport & more
  • Promotions: Free S$100 Grab Food Voucher (new customers) via our partnership with SGSaver
  • Free S$50 cash w/ S$300 min. spend in 1st mo (existing customers)
  • Boost to 6% cashback on groceries & at convenience stores
  • Read Our Full Review
  • Annual fee: S$192.6, 2-year waiver, subsequently with S$10,000 annual spend
  • 6% rebate on dining & online food delivery
  • 3% rebate on groceries, land transport, recurring bills & online travel
  • Up to 23% fuel savings with Caltex, 20.4% with Esso, 5% other stations
  • Free travel insurance, Visa Signature Privileges
If you want no-fee rebates on daily essentials, look no further than OCBC 365 Card. After S$800 minimum spend, cardholders earn a competitive 6% cashback on dining & online food delivery, 5% on petrol, and 3% on groceries, land transport (like Grab, Gojek & more), and recurring electric & telco bills. Rewards are capped at a competitive S$80/month, meaning consumers can earn up to S$960/year.


OCBC 365 Card also comes with an easy fee waiver. Cardholders who spend S$10,000/year–which averages to about S$833/month–are exempt from the S$192.6 annual fee (which is already waived the 1st 2 years). Given the card's minimum spend requirement of S$800, it's probable that any cardholder set to benefit from this card would also reasonably achieve this waiver. Altogether, if you spend S$1k-2k/month on essentials and want to avoid an annual fee, OCBC 365 Card is definitely worth considering.

  • Stand-Out: Up to 6% rebate on dining, groceries, transport & more
  • Promotions: Free S$100 Grab Food Voucher (new customers) via our partnership with SGSaver
  • Free S$50 cash w/ S$300 min. spend in 1st mo (existing customers)
  • Boost to 6% cashback on groceries & at convenience stores
  • Read Our Full Review
  • Annual fee: S$192.6, 2-year waiver, subsequently with S$10,000 annual spend
  • 6% rebate on dining & online food delivery
  • 3% rebate on groceries, land transport, recurring bills & online travel
  • Up to 23% fuel savings with Caltex, 20.4% with Esso, 5% other stations
  • Free travel insurance, Visa Signature Privileges
If you want no-fee rebates on daily essentials, look no further than OCBC 365 Card. After S$800 minimum spend, cardholders earn a competitive 6% cashback on dining & online food delivery, 5% on petrol, and 3% on groceries, land transport (like Grab, Gojek & more), and recurring electric & telco bills. Rewards are capped at a competitive S$80/month, meaning consumers can earn up to S$960/year.


OCBC 365 Card also comes with an easy fee waiver. Cardholders who spend S$10,000/year–which averages to about S$833/month–are exempt from the S$192.6 annual fee (which is already waived the 1st 2 years). Given the card's minimum spend requirement of S$800, it's probable that any cardholder set to benefit from this card would also reasonably achieve this waiver. Altogether, if you spend S$1k-2k/month on essentials and want to avoid an annual fee, OCBC 365 Card is definitely worth considering.

OCBC 90°N Card: Miles or Cashback, No Transfer Fees

  • Earn unlimited cashback & miles, no conversion fees
  • Promotions: Up to 10% off Expedia bookings
  • Apply with MyInfo and get instant approval and use of a digital card (via partnership with SingSaver)
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • Renewal bonus: 10,000 Travel$ (worth 10,000 miles or S$100)
  • Miles Option: 1.2 miles per S$1 locally, 2.1 miles overseas
  • Cashback Option: 1.2% rebate locally, 2.1% overseas
  • No conversion fees & rewards never expire
  • Access to Mastercard Airport Experiences
If you want to easily switch between earning cashback and miles without having to worry about devaluations or conversion fees, you may be interested in OCBC 90°N Card. Cardholders earn Travel$, which are each equal to S$0.01 rebate or 1 air mile when redeemed. Accordingly, consumers earn the equivalent of an unlimited 1.2% cashback locally & 2.1% overseas, or 1.2 miles per S$1 locally and 2.1 miles overseas. In either case, the overseas rate is highly competitive in terms of market standards. And, however cardholders decide to redeem their Travel$, there are no conversion fees and valuation remains constant–most cards devalue points that are redeemed for cash rebates.


Cardholders may also be interested in the 10,000 Travel$ annual bonus, equal to S$100 cash rebate of 10,000 air miles when redeemed. This bonus offsets more than half of the S$192.6 annual fee. As a result, OCBC 90°N Card offers cardholders an affordable way to earn a mix of miles and cashback, without added costs or complications.

  • Stand-Out: Earn unlimited cashback & miles, no conversion fees
  • Promotions: Up to 10% off Expedia bookings
  • Apply with MyInfo and get instant approval and use of a digital card (via partnership with SingSaver)
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • Renewal bonus: 10,000 Travel$ (worth 10,000 miles or S$100)
  • Miles Option: 1.2 miles per S$1 locally, 2.1 miles overseas
  • Cashback Option: 1.2% rebate locally, 2.1% overseas
  • No conversion fees & rewards never expire
  • Access to Mastercard Airport Experiences
If you want to easily switch between earning cashback and miles without having to worry about devaluations or conversion fees, you may be interested in OCBC 90°N Card. Cardholders earn Travel$, which are each equal to S$0.01 rebate or 1 air mile when redeemed. Accordingly, consumers earn the equivalent of an unlimited 1.2% cashback locally & 2.1% overseas, or 1.2 miles per S$1 locally and 2.1 miles overseas. In either case, the overseas rate is highly competitive in terms of market standards. And, however cardholders decide to redeem their Travel$, there are no conversion fees and valuation remains constant–most cards devalue points that are redeemed for cash rebates.


Cardholders may also be interested in the 10,000 Travel$ annual bonus, equal to S$100 cash rebate of 10,000 air miles when redeemed. This bonus offsets more than half of the S$192.6 annual fee. As a result, OCBC 90°N Card offers cardholders an affordable way to earn a mix of miles and cashback, without added costs or complications.

UOB Booking.com Credit Card Promotion (Aug 2020):

Best Current Booking.com Promotion:Final Booking Date:
Up to 10% cashback on accommodation bookings
(See Booking or bank website for details)

These Booking.com promotions only apply when consumers pre-pay for their accommodation with a UOB credit card, so make sure to book in advance of your trip. If you're interested in a UOB credit card that will complement your travel & lifestyle, consider the options below.

KrisFlyer UOB Credit Card: Boosted Booking Miles for SIA Flyers

  • Boosted everyday miles w/ SIA perks & privileges
  • Promotions: Receive up to 10,000 KrisFlyer miles
  • Receive 3,000 KF miles w/ 1st transaction (S$5 min.)
  • S$20 Cash upon approval (via SingSaver)
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • 3 mi/S$1 spend on SIA brands (SIA, SilkAir, Scoot, KrisShop)
  • 3 mi/S$1 on dining, transport, online shopping & travel bookings w/ S$500 min. SIA spend/yr
  • 1.2 mi/S$1 on general spend
  • 10,000 annual renewal miles
  • Scoot privileges, KrisShop rebate, fast-track to KF Elite Silver & more
KrisFlyer UOB Card is one of the best cards on the market for young adults who don't mind flying with SIA and typically travel on a budget. Cardholders earn a fairly modest 1.2 miles per S$1 on general local and overseas transactions, elevated to 3 miles for spend with SIA, Scoot, SilkAir and KrisShop. However, those who spend at least S$500/year with SIA brands unlock a remarkable boosted rate of 3 miles per S$1 spend on global dining & online food delivery, transport, online fashion & travel bookings–including with Booking. Cardholders loyal to SIA can expedite miles accrual both at home as well as during their entire vacation planning process.


In terms of perks, KF UOB Card is tailored to fit the needs of young, practical travellers. Cardholders receive privileges with Scoot, SIA's most affordable airline, such as flight booking flexibility waivers, baggage allowance upgrades, free standard seat selection and complimentary priority check-in & boarding. Consumers also receive S$15 in vouchers towards Grab rides to and from the airport as well as for ChangiWiFi, plus a S$20 rebate with S$100 nett spend at KrisShop. KF UOB Card also rewards cardholders with 10,000 bonus renewal miles every year. This bonus, worth about S$100, offsets the already reasonable S$192.6 fee, making KrisFlyer UOB Card the best affordable option for young travellers willing to fly with SIA.

  • Stand-Out: Boosted everyday miles w/ SIA perks & privileges
  • Promotions: Receive up to 10,000 KrisFlyer miles
  • Receive 3,000 KF miles w/ 1st transaction (S$5 min.)
  • S$20 Cash upon approval (via SingSaver)
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • 3 mi/S$1 spend on SIA brands (SIA, SilkAir, Scoot, KrisShop)
  • 3 mi/S$1 on dining, transport, online shopping & travel bookings w/ S$500 min. SIA spend/yr
  • 1.2 mi/S$1 on general spend
  • 10,000 annual renewal miles
  • Scoot privileges, KrisShop rebate, fast-track to KF Elite Silver & more
KrisFlyer UOB Card is one of the best cards on the market for young adults who don't mind flying with SIA and typically travel on a budget. Cardholders earn a fairly modest 1.2 miles per S$1 on general local and overseas transactions, elevated to 3 miles for spend with SIA, Scoot, SilkAir and KrisShop. However, those who spend at least S$500/year with SIA brands unlock a remarkable boosted rate of 3 miles per S$1 spend on global dining & online food delivery, transport, online fashion & travel bookings–including with Booking. Cardholders loyal to SIA can expedite miles accrual both at home as well as during their entire vacation planning process.


In terms of perks, KF UOB Card is tailored to fit the needs of young, practical travellers. Cardholders receive privileges with Scoot, SIA's most affordable airline, such as flight booking flexibility waivers, baggage allowance upgrades, free standard seat selection and complimentary priority check-in & boarding. Consumers also receive S$15 in vouchers towards Grab rides to and from the airport as well as for ChangiWiFi, plus a S$20 rebate with S$100 nett spend at KrisShop. KF UOB Card also rewards cardholders with 10,000 bonus renewal miles every year. This bonus, worth about S$100, offsets the already reasonable S$192.6 fee, making KrisFlyer UOB Card the best affordable option for young travellers willing to fly with SIA.

UOB PRVI Miles American Express Card: Rapid Miles Accrual w/ Fee Waiver

  • Up to 20k bonus miles & fee waiver w/ S$50k annual spend
  • Promotions: Receive S$150 cash credit w/ S$1.5k spend in 1st mo (first 400 sign-ups) via our partnership w/ SGSaver
  • Earn 3mi/S$1 on 1st S$5k spend online & on groceries, w/ S$2.5k min. spend
  • Earn 4.4mi/S$1 on 1st S$80 spend on local transit fare paid via SimplyGo
  • Read Our Full Review
  • Annual fee: S$256.8, 1-year waiver, subsequently with S$50,000 annual spend
  • 20,000 bonus annual renewal miles (worth S$200) with S$50,000 annual spend
  • 1.4 miles per S$1 local spend, 2.4 miles overseas, 6 miles at major airlines & airports
  • 8 free limo transfers & free travel insurance
  • UOB PRVI Travel Butler & Amex Essentials
UOB PRVI Miles American Express Card is one of the best cards on the market for above-average spenders who want to rapidly accrue miles. Cardholders earn at highly competitive rates that are typically limited to more expensive cards: 1.4 miles per S$1 locally, 2.4 miles overseas and 6 miles with major hotels & airlines. However, UOB PRVI Miles Amex Card has an annual fee of just S$256.8, which is waived completely with S$50,000 annual spend (about S$4,167/month). Even better, at this spend level, cardholders are also gifted 20,000 bonus miles (worth about S$200).


In addition to these top rates, cardholders can also typically enjoy promotional boosts in select spend categories (previously groceries, transit, mobile pay & more). These allow cardholders to rapidly accrue miles while also avoiding extra costs and fees. However, it is worth mentioning that perks are primarily limited to free travel insurance and limo transfers.

  • Stand-Out: Up to 20k bonus miles & fee waiver w/ S$50k annual spend
  • Promotions: Receive S$150 cash credit w/ S$1.5k spend in 1st mo (first 400 sign-ups) via our partnership w/ SGSaver
  • Earn 3mi/S$1 on 1st S$5k spend online & on groceries, w/ S$2.5k min. spend
  • Earn 4.4mi/S$1 on 1st S$80 spend on local transit fare paid via SimplyGo
  • Read Our Full Review
  • Annual fee: S$256.8, 1-year waiver, subsequently with S$50,000 annual spend
  • 20,000 bonus annual renewal miles (worth S$200) with S$50,000 annual spend
  • 1.4 miles per S$1 local spend, 2.4 miles overseas, 6 miles at major airlines & airports
  • 8 free limo transfers & free travel insurance
  • UOB PRVI Travel Butler & Amex Essentials
UOB PRVI Miles American Express Card is one of the best cards on the market for above-average spenders who want to rapidly accrue miles. Cardholders earn at highly competitive rates that are typically limited to more expensive cards: 1.4 miles per S$1 locally, 2.4 miles overseas and 6 miles with major hotels & airlines. However, UOB PRVI Miles Amex Card has an annual fee of just S$256.8, which is waived completely with S$50,000 annual spend (about S$4,167/month). Even better, at this spend level, cardholders are also gifted 20,000 bonus miles (worth about S$200).


In addition to these top rates, cardholders can also typically enjoy promotional boosts in select spend categories (previously groceries, transit, mobile pay & more). These allow cardholders to rapidly accrue miles while also avoiding extra costs and fees. However, it is worth mentioning that perks are primarily limited to free travel insurance and limo transfers.

UOB One Credit Card: Best Rebates for Stable Spenders

  • Up to 5% rebate on all spend, S$300/quarter
  • Promotions: Receive S$150 cash credit w/ S$1.5k spend in 1st mo (first 400 sign-ups)
  • S$20 via PayNow (via partnership w/SingSaver)
  • Bonus +5% rebate (up to 10%) on Grab & UOB Travel Planner
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • 5% rebate, up to S$300/quarter (S$2,000 min spend)
  • Up to 10% on Grab & select UOB travel, 6% on utilities bills
  • 3.33% rebate, up to S$100/quarter (S$1,000 min spend)
  • 3.33% rebate, up to S$50/quarter (S$500 min spend)
  • UOB SMART$ Rebate Programme
Average spenders with stable budgets may be able to earn more with UOB One Card than with any other card currently on the market. Cardholders who spend S$2k/month for an entire quarter earn 5% rebate, up to S$100/month (S$300/quarter). This rate is boosted to 10% on Grab & UOB Travel and to 6% for utilities bills, with boosted rewards not counting towards the cap (allowing for even greater earnings). Lower or inconsistent spenders earn at less competitive rates, however, at 3.33% rebate capped at S$33/month with S$1k monthly spend or S$17/month with S$500 monthly spend. As a result, UOB One Card is best suited to consumers who can reliably maintain a budget of S$2k.
  • Stand-Out: Up to 5% rebate on all spend, S$300/quarter
  • Promotions: Receive S$150 cash credit w/ S$1.5k spend in 1st mo (first 400 sign-ups)
  • S$20 via PayNow (via partnership w/SingSaver)
  • Bonus +5% rebate (up to 10%) on Grab & UOB Travel Planner
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • 5% rebate, up to S$300/quarter (S$2,000 min spend)
  • Up to 10% on Grab & select UOB travel, 6% on utilities bills
  • 3.33% rebate, up to S$100/quarter (S$1,000 min spend)
  • 3.33% rebate, up to S$50/quarter (S$500 min spend)
  • UOB SMART$ Rebate Programme
Average spenders with stable budgets may be able to earn more with UOB One Card than with any other card currently on the market. Cardholders who spend S$2k/month for an entire quarter earn 5% rebate, up to S$100/month (S$300/quarter). This rate is boosted to 10% on Grab & UOB Travel and to 6% for utilities bills, with boosted rewards not counting towards the cap (allowing for even greater earnings). Lower or inconsistent spenders earn at less competitive rates, however, at 3.33% rebate capped at S$33/month with S$1k monthly spend or S$17/month with S$500 monthly spend. As a result, UOB One Card is best suited to consumers who can reliably maintain a budget of S$2k.

HSBC Booking.com Credit Card Promotion (Aug 2020):

Best Current Booking.com Promotion:Final Booking Date:
Up to 10% cashback on accommodation bookings31 Dec 2020
(See Booking or bank website for details)

Booking.com credit card promotions typically apply to accommodations worldwide. If you checkout with your HSBC credit card, you can easily enjoy savings on both your vacations and staycations. We've reviewed one of the best HSBC credit cards below.

HSBC Revolution: No-Fee Social & Online Miles

  • Up to 2mi/S$1 spend on online insurance & bill-pay
  • Promotions: Receive Samsonite Prestige 69cm Spinner Exp luggage or S$150 cashback
  • Apply online with MyInfo via SingPass, receive S$30 in Grab rides
  • Read Our Full Review
  • Annual fee: S$160.5, 2-year waiver, subsequently with S$12,500 annual spend
  • 2 miles per S$1 spend on local dining & entertainment, online spend (unlimited)
  • Online rate includes travel bookings, recurring bills & transit payments
  • No minimum spend requirement
Local social spenders with large online budgets can earn no-fee miles with HSBC Revolution Card. Cardholders earn 2 miles per S$1 on local dining and entertainment, as well as on all of their online transactions–including travel bookings and bill-pay. There are no minimum spend requirements and no earnings caps, and cardholders can even earn a fee-waiver with just S$12,500 annual spend (about S$1,042/month). Ultimately, HSBC Revolution Card is a great fit for online shoppers & local spenders looking for maintenance-free miles.
  • Stand-Out: Up to 2mi/S$1 spend on online insurance & bill-pay
  • Promotions: Receive Samsonite Prestige 69cm Spinner Exp luggage or S$150 cashback
  • Apply online with MyInfo via SingPass, receive S$30 in Grab rides
  • Read Our Full Review
  • Annual fee: S$160.5, 2-year waiver, subsequently with S$12,500 annual spend
  • 2 miles per S$1 spend on local dining & entertainment, online spend (unlimited)
  • Online rate includes travel bookings, recurring bills & transit payments
  • No minimum spend requirement
Local social spenders with large online budgets can earn no-fee miles with HSBC Revolution Card. Cardholders earn 2 miles per S$1 on local dining and entertainment, as well as on all of their online transactions–including travel bookings and bill-pay. There are no minimum spend requirements and no earnings caps, and cardholders can even earn a fee-waiver with just S$12,500 annual spend (about S$1,042/month). Ultimately, HSBC Revolution Card is a great fit for online shoppers & local spenders looking for maintenance-free miles.

Maybank Booking.com Credit Card Promotion (Aug 2020):

Best Current Booking.com Promotion:Final Booking Date:
Up to 10% cashback on accommodation bookings31 Jan 2021
(See Booking or bank website for details)

Even if you book your trip online in advance, you may still need to pay with your Maybank credit card once you check into your hotel. Be sure you bring a qualifying card with you. If you're interested in a Maybank credit card, consider the options below.

Maybank Horizon Visa Signature: Local Miles for Dining, Petrol & More

  • Market-leading 3.2 mi/S$1 local dining & transport spend
  • Promotions: Receive S$100 rebate w/ S$250 spend/mo for 2mo
  • Receive S$30 cash via PayNow (through our partnership w/ SGSaver)
  • Read Our Full Review
  • Annual fee: S$180.0, 3-year waiver, subsequently with S$18,000 annual spend
  • 3.2 miles per S$1 local spend on dining, petrol, taxis, Grab & hotel bookings with Agoda
  • 2 miles per S$1 spend on air tickets, travel packages & foreign currency transactions
  • Up to 17.2% fuel savings on petrol in Singapore
  • Access to airport lounges & free travel insurance
If you want a miles cards that rewards both local essentials as well as spend on vacations, Maybank Horizon Visa Signature Card is one of the best options available. Cardholders earn 3.2 miles per S$1 spend on local dining, transport, petrol, and Agoda hotel bookings, which is much higher than the 1.2 miles per S$1 local standard. MB Horizon Card is still competitive for overseas spend, however, offering 2 miles per S$1 on air tickets, travel packages and spend in foreign currency. Cardholders also enjoy a few perks like lounge access and free travel insurance.


MB Horizon Card is not just a great card for spend at home and abroad; it's also essentially maintenance-free. After just S$18,000 annual spend (about S$1,500/month), cardholders are exempt from paying the S$180.0 annual fee (which is already waived the 1st 3 years). As a result, consumers can focus on easily accruing miles on everyday spend rather than worrying about added costs.

  • Stand-Out: Market-leading 3.2 mi/S$1 local dining & transport spend
  • Promotions: Receive S$100 rebate w/ S$250 spend/mo for 2mo
  • Receive S$30 cash via PayNow (through our partnership w/ SGSaver)
  • Read Our Full Review
  • Annual fee: S$180.0, 3-year waiver, subsequently with S$18,000 annual spend
  • 3.2 miles per S$1 local spend on dining, petrol, taxis, Grab & hotel bookings with Agoda
  • 2 miles per S$1 spend on air tickets, travel packages & foreign currency transactions
  • Up to 17.2% fuel savings on petrol in Singapore
  • Access to airport lounges & free travel insurance
If you want a miles cards that rewards both local essentials as well as spend on vacations, Maybank Horizon Visa Signature Card is one of the best options available. Cardholders earn 3.2 miles per S$1 spend on local dining, transport, petrol, and Agoda hotel bookings, which is much higher than the 1.2 miles per S$1 local standard. MB Horizon Card is still competitive for overseas spend, however, offering 2 miles per S$1 on air tickets, travel packages and spend in foreign currency. Cardholders also enjoy a few perks like lounge access and free travel insurance.


MB Horizon Card is not just a great card for spend at home and abroad; it's also essentially maintenance-free. After just S$18,000 annual spend (about S$1,500/month), cardholders are exempt from paying the S$180.0 annual fee (which is already waived the 1st 3 years). As a result, consumers can focus on easily accruing miles on everyday spend rather than worrying about added costs.

Maybank Family & Friends MasterCard: Top Rebates for Spend in SG & MY

  • Best for rebates in SG & MY w/ S$500 min. spend
  • Promotions: Receive S$100 rebate w/ S$250 spend/mo for 2mo
  • Receive S$30 cash via PayNow (through our partnership w/ SGSaver)
  • Read Our Full Review
  • Annual fee: S$180.0, 3-year waiver then w/ S$12k annual spend
  • Up to 8% rebate on fast food & food delivery, groceries, transport, petrol & online TV streaming in Singapore & Malaysia, after S$800 min spend (5% rebate with S$500 min spend)
  • 0.3% rebate all other spend
Whether you're an average spender or have a slightly lower budget, Maybank Family & Friends Card may be a great fit for you–especially if you primarily spend in Singapore & Malaysia. Cardholders earn 5% rebate in both countries on fast food & food delivery, groceries, transport, petrol and data communications/online TV streaming after just S$500 minimum spend–at this budget, most cards offer 3.33% cashback at most. Even better, those spending S$800/month earn at 8% across these categories, up to S$80/month.


Maybank Family & Friends Card also offers a fee waiver, making it quite affordable. In fact, the S$180.0 fee is waived for the 1st 3 years, then subsequently with just S$12k annual spend. At this spend level–about S$1k/month–cardholders would not only unlock this waiver, but could also max out the S$80 monthly cap. As a result, people who spend about this much on local & regional essentials can easily earn up to S$960/year without paying a fee.

  • Stand-Out: Best for rebates in SG & MY w/ S$500 min. spend
  • Promotions: Receive S$100 rebate w/ S$250 spend/mo for 2mo
  • Receive S$30 cash via PayNow (through our partnership w/ SGSaver)
  • Read Our Full Review
  • Annual fee: S$180.0, 3-year waiver then w/ S$12k annual spend
  • Up to 8% rebate on fast food & food delivery, groceries, transport, petrol & online TV streaming in Singapore & Malaysia, after S$800 min spend (5% rebate with S$500 min spend)
  • 0.3% rebate all other spend
Whether you're an average spender or have a slightly lower budget, Maybank Family & Friends Card may be a great fit for you–especially if you primarily spend in Singapore & Malaysia. Cardholders earn 5% rebate in both countries on fast food & food delivery, groceries, transport, petrol and data communications/online TV streaming after just S$500 minimum spend–at this budget, most cards offer 3.33% cashback at most. Even better, those spending S$800/month earn at 8% across these categories, up to S$80/month.


Maybank Family & Friends Card also offers a fee waiver, making it quite affordable. In fact, the S$180.0 fee is waived for the 1st 3 years, then subsequently with just S$12k annual spend. At this spend level–about S$1k/month–cardholders would not only unlock this waiver, but could also max out the S$80 monthly cap. As a result, people who spend about this much on local & regional essentials can easily earn up to S$960/year without paying a fee.

American Express Booking.com Credit Card Promotion (Aug 2020):

Best Current Booking.com Promotion:Final Booking Date:
Coming soon!
(See Booking or bank website for details)

American Express often offers cardholders 1 free year of GENIUS membership with Booking. This allows consumers to enjoy up to 10% discount on a variety of accommodations all year, plus perks with select hotels and resorts. If you're interested in an American Express credit card, we've reviewed a few of the best below.

American Express Singapore Airlines Krisflyer: Accessible Miles for SIA Loyalists

  • Earn rewards for SIA spend, no transfer fees or processing times
  • Promotions: Spend S$4k w/in 1st 3mo, receive 8k bonus miles
  • 8,000 bonus miles w/ 1st spend within 4th to 6th month of card approval
  • S$150 cash credit w/ Singapore Airlines after S$12k spend
  • Read Our Full Review
  • Annual fee: S$176.55, 1-year waiver
  • 1.1 miles per S$1 local & overseas spend, 2 mi overseas in June & December only
  • 2 miles per S$1 spend on SingaporeAir online & app, SilkAir, KrisShop in-flight & online
  • 3.1 miles per S$1 spend on Grab transactions (up to 620 mi/mo)
  • Free travel insurance
  • Hertz Gold Plus Rewards & Amex Selects Privileges
American Express Singapore Airlines KrisFlyer Card is a great beginner's miles card, especially for travellers who primarily fly with SingaporeAir. Cardholders earn 1.1 miles per S$1 general spend, boosted to 2 miles for overseas transactions in June & December and purchases with SIA brands (SIA online, SilkAir, KrisShop & more). Cardholders also earn 3.1 miles per S$1 spend on Grab rides, up to 620 miles/month. Rewards are earned directly in KrisFlyer miles, so consumers never need to worry about conversion fees or processing times. Ultimately, consumers can pair miles from booking their SIA flight with Booking.com hotel savings to make their next trip easy and affordable.
  • Stand-Out: Earn rewards for SIA spend, no transfer fees or processing times
  • Promotions: Spend S$4k w/in 1st 3mo, receive 8k bonus miles
  • 8,000 bonus miles w/ 1st spend within 4th to 6th month of card approval
  • S$150 cash credit w/ Singapore Airlines after S$12k spend
  • Read Our Full Review
  • Annual fee: S$176.55, 1-year waiver
  • 1.1 miles per S$1 local & overseas spend, 2 mi overseas in June & December only
  • 2 miles per S$1 spend on SingaporeAir online & app, SilkAir, KrisShop in-flight & online
  • 3.1 miles per S$1 spend on Grab transactions (up to 620 mi/mo)
  • Free travel insurance
  • Hertz Gold Plus Rewards & Amex Selects Privileges
American Express Singapore Airlines KrisFlyer Card is a great beginner's miles card, especially for travellers who primarily fly with SingaporeAir. Cardholders earn 1.1 miles per S$1 general spend, boosted to 2 miles for overseas transactions in June & December and purchases with SIA brands (SIA online, SilkAir, KrisShop & more). Cardholders also earn 3.1 miles per S$1 spend on Grab rides, up to 620 miles/month. Rewards are earned directly in KrisFlyer miles, so consumers never need to worry about conversion fees or processing times. Ultimately, consumers can pair miles from booking their SIA flight with Booking.com hotel savings to make their next trip easy and affordable.

American Express Singapore Airlines Krisflyer Ascend Card: Exclusive Travel Memberships

  • Access to Hilton Honors Silver & Krisflyer Elite Gold status
  • Promotions: Spend S$8k w/in 1st 3mo, receive 16k bonus miles
  • Spend S$8k in 4th to 6th month, receive another 16k bonus miles
  • Read Our Full Review
  • Annual fee: S$337.05
  • 1.2 miles per S$1 local & overseas spend, 2 miles overseas in June & December only
  • 2 miles per S$1 spend on SingaporeAir online & app, SilkAir, KrisShop in-flight & online
  • 3.2 miles per S$1 spend on Grab transactions (up to 640 mi/mo)
  • 4 free lounge visits/year, free annual hotel night, travel insurance
  • Access to Hilton Honors Silver & Krisflyer Elite Gold status
If you're a SIA loyalist looking for exclusive travel perks, American Express Singapore Airlines KrisFlyer Ascend Card may be a great match. Cardholders earn 1.2 miles per S$1 spend, boosted to 2 miles on SIA brands and overseas in June & December and 3.2 miles on Grab transactions (up to 640 miles/month). Additionally, cardholders can earn up to 21,500 bonus miles within their 1st 3 months.


Amex SIA KF Ascend Card's privileges, however, are what really stand out. Cardholders enjoy up to 4 free lounge visits every year, a free hotel night annually, complimentary travel insurance & more. Additionally, consumers can potentially receive membership upgrades to Hilton Honors Silver and KrisFlyer Elite Gold. While these perks are quite exclusive, consumers are charged a fairly moderate fee of S$337.05. Altogether, Amex SIA KF Ascend provides SIA flyers with a great balance of rewards, perks and bonuses at a reasonable price.

  • Stand-Out: Access to Hilton Honors Silver & Krisflyer Elite Gold status
  • Promotions: Spend S$8k w/in 1st 3mo, receive 16k bonus miles
  • Spend S$8k in 4th to 6th month, receive another 16k bonus miles
  • Read Our Full Review
  • Annual fee: S$337.05
  • 1.2 miles per S$1 local & overseas spend, 2 miles overseas in June & December only
  • 2 miles per S$1 spend on SingaporeAir online & app, SilkAir, KrisShop in-flight & online
  • 3.2 miles per S$1 spend on Grab transactions (up to 640 mi/mo)
  • 4 free lounge visits/year, free annual hotel night, travel insurance
  • Access to Hilton Honors Silver & Krisflyer Elite Gold status
If you're a SIA loyalist looking for exclusive travel perks, American Express Singapore Airlines KrisFlyer Ascend Card may be a great match. Cardholders earn 1.2 miles per S$1 spend, boosted to 2 miles on SIA brands and overseas in June & December and 3.2 miles on Grab transactions (up to 640 miles/month). Additionally, cardholders can earn up to 21,500 bonus miles within their 1st 3 months.


Amex SIA KF Ascend Card's privileges, however, are what really stand out. Cardholders enjoy up to 4 free lounge visits every year, a free hotel night annually, complimentary travel insurance & more. Additionally, consumers can potentially receive membership upgrades to Hilton Honors Silver and KrisFlyer Elite Gold. While these perks are quite exclusive, consumers are charged a fairly moderate fee of S$337.05. Altogether, Amex SIA KF Ascend provides SIA flyers with a great balance of rewards, perks and bonuses at a reasonable price.

CIMB Booking.com Credit Card Promotion (Aug 2020):

Best Current Booking.com Promotion:Final Booking Date:
Up to 10% cashback on accommodation bookings1 Jul 2020
(See Booking or bank website for details)

CIMB credit cards stand out from competitors because they have no annual fee. This means you can easily accrue cashback rewards, while simultaneously saving on rates, when you take advantage of these Booking promotions. Here are a few great CIMB credit cards below.

CIMB Visa Infinite Card: Unltd. Cashback for Affluent Travellers

  • Unltd. travel & overseas cashback plus lounge & waived green fees
  • Promotions: Receive S$50 cash credit w/ S$200 monthly spend for 1st 2mo
  • Read Our Full Review
  • Annual fee: Free
  • Unlimited 2% cashback on all travel expenses & overseas spend
  • Unlimited 1% cashback on all other spend
  • Free travel insurance, 3x lounge access, discounted limo transfers
  • Complimentary green fees at 108 fairways across 16 countries
  • CIMB 0% Interest i.Pay Instalment Plan
CIMB Visa Infinite Card is a great match for affluent travellers–especially golfers–who prefer cashback to miles. Cardholders earn an unlimited 1% rebate on all spend, elevated to 2% on travel & overseas transactions after S$2,000 monthly spend–a higher rate than offered by most other unlimited cards. Even better, consumers also enjoy luxury perks typically associated with miles-earning cards: 3 free lounge visits/year, discounted limo transfers, complimentary travel insurance and up to 2 free green fees monthly at fairways worldwide. Finally, CIMB Visa Infinite Card has no annual fee. As a result, affluent travellers who want to earn cashback without sacrificing luxury perks can do so–for free–with CIMB Visa Infinite Card.
  • Stand-Out: Unltd. travel & overseas cashback plus lounge & waived green fees
  • Promotions: Receive S$50 cash credit w/ S$200 monthly spend for 1st 2mo
  • Read Our Full Review
  • Annual fee: Free
  • Unlimited 2% cashback on all travel expenses & overseas spend
  • Unlimited 1% cashback on all other spend
  • Free travel insurance, 3x lounge access, discounted limo transfers
  • Complimentary green fees at 108 fairways across 16 countries
  • CIMB 0% Interest i.Pay Instalment Plan
CIMB Visa Infinite Card is a great match for affluent travellers–especially golfers–who prefer cashback to miles. Cardholders earn an unlimited 1% rebate on all spend, elevated to 2% on travel & overseas transactions after S$2,000 monthly spend–a higher rate than offered by most other unlimited cards. Even better, consumers also enjoy luxury perks typically associated with miles-earning cards: 3 free lounge visits/year, discounted limo transfers, complimentary travel insurance and up to 2 free green fees monthly at fairways worldwide. Finally, CIMB Visa Infinite Card has no annual fee. As a result, affluent travellers who want to earn cashback without sacrificing luxury perks can do so–for free–with CIMB Visa Infinite Card.

CIMB Platinum MasterCard: Rebates for Transport, Dining & Medical Spend

  • Up to 10% cashback on transport, dining, medical & more
  • Promotions: Receive S$50 cash credit w/ S$200 monthly spend for 1st 2mo
  • Read Our Full Review
  • Annual fee: Free
  • 10% cashback on medical, transport, dining & overseas travel
  • 10% cashback on select electronics/furnishings vendors
  • CIMB 0% Interest i.Pay Instalment Plan
CIMB Platinum MasterCard offers cardholders the opportunity to earn no-fee cashback in primarily practical spend categories. Cardholders earn a market-leading 10% cashback on dining, transport, medical, electronics & furnishings, and overseas travel spend. While these rates are quite high, consumers can only access them after S$800 minimum spend, and earnings are capped at S$20/category (maxed out with S$200 spend). As a result, this card is best for diversified spenders with budgets that somewhat evenly span a variety of areas. Such individuals have the potential to earn up to S$100/month, or S$1,200/year. And, because CIMB Platinum MasterCard has no fee, it's also essentially maintenance-free.
  • Stand-Out: Up to 10% cashback on transport, dining, medical & more
  • Promotions: Receive S$50 cash credit w/ S$200 monthly spend for 1st 2mo
  • Read Our Full Review
  • Annual fee: Free
  • 10% cashback on medical, transport, dining & overseas travel
  • 10% cashback on select electronics/furnishings vendors
  • CIMB 0% Interest i.Pay Instalment Plan
CIMB Platinum MasterCard offers cardholders the opportunity to earn no-fee cashback in primarily practical spend categories. Cardholders earn a market-leading 10% cashback on dining, transport, medical, electronics & furnishings, and overseas travel spend. While these rates are quite high, consumers can only access them after S$800 minimum spend, and earnings are capped at S$20/category (maxed out with S$200 spend). As a result, this card is best for diversified spenders with budgets that somewhat evenly span a variety of areas. Such individuals have the potential to earn up to S$100/month, or S$1,200/year. And, because CIMB Platinum MasterCard has no fee, it's also essentially maintenance-free.

Resources on How to Find the Best Credit Card for You

Carrie Arndt

Carrie is a Senior Analyst at ValueChampion, specialising in credit cards in Singapore. She previously led consumer studies worldwide as a Senior Research Executive at MMR Research.

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