Best Expedia Credit Card Promotions 2024

Hotel and flight bookings are an important part of vacation planning. Fortunately, many banks in Singapore partner with online booking sites, like Expedia, to offer special discounts on standard rates. We've gathered together all current Expedia credit card promotions, providing in-depth reviews of corresponding cards that qualify.

Best Citibank Credit Cards with Expedia Promotions
Best DBS & POSB Credit Card with Expedia Promotions
  • DBS Altitude: Earn 5 miles per S$1 spend on online flight & hotel transactions (capped at S$5,000 per month) and overseas spend (at point-of-sale), earn S$1 = 2 miles on overseas spend (online transactions), earn S$1 = 1.2 miles on local spend. All miles earned through this card is via DBS Points and thus will never expire.
Best American Express Credit Cards with Expedia Promotions
Best UOB Credit Cards with Expedia Promotions
  • KrisFlyer UOB: 3mi/S$1 on dining, transport, shopping & travel
  • UOB PRVI Miles Amex: Fee-Waiver + 20k bonus miles, 2.4 miles per $1 overseas
  • UOB YOLO: Rebates on online and contactless spend with easy fee-waiver
  • UOB One: Highest flat rebate on the market, earn up to $300/qtr
Best Maybank Credit Cards with Expedia Promotions
Best HSBC Credit Cards with Expedia Promotions
Best CIMB Credit Cards with Expedia Promotions
  • CIMB Platinum MC: 10% rebate on wine and dine, transport, petrol, health and travel, capped at S$100/month
  • CIMB Visa Infinite: Unlimited 2% cashback on travel, overseas and online spend in foreign currencies

Compare the Best Credit Cards with Expedia Promotions in Singapore by Dollar Value

Based on a high monthly spend of S$2,000, we analysed the best credit cards on the market to estimate returned value-to-consumer after 2 years, accounting for rebates and netting out annual fees. As a note, dollar value is heavily dependent on spending habits; intangible benefits (like free travel insurance and airport lounge access) are valuable but difficult to quantify.

A graph displaying how the best credit cards with Expedia promotions compare to one another in terms of their rewards
Best Credit Cards with Expedia Promotions in Singapore by Estimated 2-Year Dollar Value
Best Citibank Cards w/ Expedia Promotions Best DBS/POSB Card w/ Expedia Promotions Best Amex Cards w/ Expedia Promotions Best OCBC Cards w/ Expedia Promotions Best UOB Cards w/ Expedia Promotions Best Maybank Cards w/ Expedia Promotions Best HSBC Cards w/ Expedia Promotions Best CIMB Cards w/ Expedia Promotions

Compare Credit Cards with Expedia Promotions by Dollar Value

Based on a high monthly spend of S$2,000, we analysed the best credit cards on the market to estimate returned value-to-consumer after 2 years, accounting for rebates and netting out annual fees. As a note, dollar value is heavily dependent on spending habits; intangible benefits (like free travel insurance and airport lounge access) are valuable but difficult to quantify.

A graph displaying how the best credit cards with Expedia promotions compare to one another in terms of their rewards
Best Credit Cards with Expedia Promotions in Singapore by Estimated 2-Year Dollar Value

Citibank Expedia Credit Card Promotion (Jan 2024):

Current Promo:Code:Expires:
Selected Hotels only: 20% off, capped at SGD50CITI20Book by 30 Jun 2022
9% off hotels on Expedia, "Flight + Hotel" PackagesCITISG9 (9% off hotel), CITISG15 (SGD 15 off Flight + Hotel)Book by 31 Dec 2022

Citibank cardholders can enjoy voucher discounts with Expedia through a designated Expedia landing page (typically homepage + /citibank). Cardholders must book online according to the promotional criteria (may be exclusive to hotels or to package bookings), entering a specific voucher code under the "How would you like to pay?" section at checkout. After applying the voucher, consumers must finish the purchase by paying with their qualifying Citi credit card. We've reviewed a few great options below.

Citi PremierMiles Visa: Annual Bonus Miles + Affordable Perks

  • Annual fee: S$192.6, 1-year waiver
  • 10,000 bonus annual renewal miles (worth S$100)
  • 1.2 miles per S$1 local spend, 2 miles overseas
  • Miles earned never expire
  • 2 free lounge visits & free travel insurance
Citi PremierMiles Visa Card is an excellent option for consumers looking for an affordable miles credit card with travel perks and an annual rewards boost. Cardholders earn 1.2 miles per S$1 local spend, 2 miles overseas–plus a 10,000 mile renewal bonus, worth approximately S$100. This bonus offsets its S$192.6 annual fee. In addition, cardholders are entitled to 2 free lounge visits every year. Overall, Citi PMV Card is a great fit if you're interested in a continual miles boost paired with free lounge access.
  • Annual fee: S$192.6, 1-year waiver
  • 10,000 bonus annual renewal miles (worth S$100)
  • 1.2 miles per S$1 local spend, 2 miles overseas
  • Miles earned never expire
  • 2 free lounge visits & free travel insurance
Citi PremierMiles Visa Card is an excellent option for consumers looking for an affordable miles credit card with travel perks and an annual rewards boost. Cardholders earn 1.2 miles per S$1 local spend, 2 miles overseas–plus a 10,000 mile renewal bonus, worth approximately S$100. This bonus offsets its S$192.6 annual fee. In addition, cardholders are entitled to 2 free lounge visits every year. Overall, Citi PMV Card is a great fit if you're interested in a continual miles boost paired with free lounge access.

Citi Cash Back Card: Rebates for Foodies

  • Annual fee: S$192.6, 1-year waiver
  • Up to 8% cashback on dining, grocery, & petrol (any station)
  • Up to 20.88% fuel savings at Esso & Shell
Citi Cash Back Card is a great option for average consumers because it rewards the key spend categories of dining and transport. Cardholders earn up to 8% rebate on dining, groceries, and petrol (stacked on additional fuel discounts) after just S$800 minimum spend. Rewards are capped at S$80/month–or S$960/year. In addition, while there's a S$192.6 annual fee, it's waived the 1st year. This allows cardholders to focus on maximising their earnings, rather than worrying about extra costs.
  • Annual fee: S$192.6, 1-year waiver
  • Up to 8% cashback on dining, grocery, & petrol (any station)
  • Up to 20.88% fuel savings at Esso & Shell
Citi Cash Back Card is a great option for average consumers because it rewards the key spend categories of dining and transport. Cardholders earn up to 8% rebate on dining, groceries, and petrol (stacked on additional fuel discounts) after just S$800 minimum spend. Rewards are capped at S$80/month–or S$960/year. In addition, while there's a S$192.6 annual fee, it's waived the 1st year. This allows cardholders to focus on maximising their earnings, rather than worrying about extra costs.

Citi Cash Back+ Card: Highest Flat Unlimited. Cashback

  • Annual fee: S$192.6, waived for 1 year
  • Unlimited 1.6% rebate on all spend
  • No minimum spend requirements
Citi Cash Back+ Card is one of the absolute best cashback credit cards on the market for high spenders seeking an easy way to reach their full rewards potential. Cardholders earn 1.6% flat unlimited rebate, both locally and overseas. This is slightly higher than the 1.5% standard. While the difference may seem small, it adds up quickly for those with very large budgets. Given that Citi Cash Back+ is best suited to those who spend about S$7k+/month (lower spenders can earn more with capped alternatives), this feature is especially attractive. And, the moderate S$192.6 is waived the 1st year, making it easy to focus on earning immediately without dealing with added hassle or cost.
  • Annual fee: S$192.6, waived for 1 year
  • Unlimited 1.6% rebate on all spend
  • No minimum spend requirements
Citi Cash Back+ Card is one of the absolute best cashback credit cards on the market for high spenders seeking an easy way to reach their full rewards potential. Cardholders earn 1.6% flat unlimited rebate, both locally and overseas. This is slightly higher than the 1.5% standard. While the difference may seem small, it adds up quickly for those with very large budgets. Given that Citi Cash Back+ is best suited to those who spend about S$7k+/month (lower spenders can earn more with capped alternatives), this feature is especially attractive. And, the moderate S$192.6 is waived the 1st year, making it easy to focus on earning immediately without dealing with added hassle or cost.

Citi Prestige MasterCard: Luxury Perks at a Premium

Citi Prestige Card
Citi Prestige Card
  • Unlimited lounge access, free travel insurance & bonus hotel nights
  • Promotions:
  • Read Our Full Review
  • Annual fee: S$535
  • 1.3 miles per S$1 local spend, 2 miles overseas
  • 25,000 annual renewal miles (worth S$250)
  • 15%-30% annual Citi relationship bonus
  • Unlimited lounge access, travel insurance, free hotel nights & more
Citi Prestige MasterCard is ideal for wealthy travellers who place a premium on luxury perks. Cardholders earn 1.3 miles per S$1 locally and 2 miles overseas, but enjoy an added bonus of 25,000 annual renewal miles (worth S$250) and a Citi relationship bonus, based on tenure, of up to 30% in rewards every year. In terms of perks, consumers enjoy unlimited lounge access, up to 6 free green fees per year, complimentary limo transfers, bonus hotel nights, free travel insurance & much more. These perks and bonuses may validate the admittedly high S$535 annual fee. Those who are willing to pay this fee, however, can enjoy some of the best luxury travel perks currently available on the market.
Citi Prestige Card
Citi Prestige Card
  • Stand-Out: Unlimited lounge access, free travel insurance & bonus hotel nights
  • Promotions:
  • Read Our Full Review
  • Annual fee: S$535
  • 1.3 miles per S$1 local spend, 2 miles overseas
  • 25,000 annual renewal miles (worth S$250)
  • 15%-30% annual Citi relationship bonus
  • Unlimited lounge access, travel insurance, free hotel nights & more
Citi Prestige MasterCard is ideal for wealthy travellers who place a premium on luxury perks. Cardholders earn 1.3 miles per S$1 locally and 2 miles overseas, but enjoy an added bonus of 25,000 annual renewal miles (worth S$250) and a Citi relationship bonus, based on tenure, of up to 30% in rewards every year. In terms of perks, consumers enjoy unlimited lounge access, up to 6 free green fees per year, complimentary limo transfers, bonus hotel nights, free travel insurance & much more. These perks and bonuses may validate the admittedly high S$535 annual fee. Those who are willing to pay this fee, however, can enjoy some of the best luxury travel perks currently available on the market.

DBS & POSB Expedia Credit Card Promotion (Jan 2024):

Current Promo:Code:Expires:
9% off hotel bookings, 5% off “Things to do” bookings, S$15 off on flight + hotel package bookings w/ S$500 min. spendHotel Bookings - DBSSG922, “Things to do” bookings - DBSSG522, flight + hotel package bookings - DBSSG15Book by Dec. 31, 2022
9% off hotel bookings, 5% off “Things to do” bookings, S$15 off on flight + hotel package bookings w/ S$500 min. spend"Hotel Bookings - (Code: DBSSG922) “Things to do” bookings - (Code: DBSSG522) flight + hotel package bookings - (Code: DBSSG15)"Book by Dec. 31, 2022

Interestingly enough, some credit card Expedia discounts are promoted through a third party, such as a travel agency. This is occasionally the case with DBS & POSB discounts. However, the process of applying voucher codes is still roughly the same. Cardholders must book through a designated Expedia webpage (typically the homepage + /dbs). Next, consumers must search for and select a booking that matches the promotional criteria (ie, hotel or package). Finally, cardholders must enter the voucher code at checkout and then pay with their DBS or POSB card. We've reviewed the best credit card option below.

DBS Altitude Visa: Boost for Bookings & No-Fee Perks

  • Earn Up to 10 miles per S$1 spend, miles earned through this card will never expire.
  • Promotions:
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver, subsequently with S$25,000 annual spend
  • 1.2 miles per S$1 locally, 2 miles overseas, 3 miles for online travel bookings
  • Miles earned never expire
  • Free travel insurance, 2x lounge visits, golfing & dining privileges
  • DBS My Preferred Payment Plan (0% interest instalments)
DBS Altitude Visa Card offers average consumers affordable access to luxury perks, plus boosted rewards for online travel bookings. Cardholders earn 1.2 miles per S$1 spend and 2 miles overseas. Rates are boosted to 3 miles per S$1 (up to 15,000 mi/month) on online travel bookings with Cathay Pacific, Singapore Air, Qatar Airways, AirBnB, Agoda–and, of course, Expedia. This special rewards rate pairs nicely with DBS's Expedia promotions to further boost savings.


Cardholders also enjoy extra perks during their travels. Benefits include 2 free lounge visits annually, complimentary lounge access, discounted green fees and lifestyle privileges via Visa Digital Concierge. These perks are often limited to pricey travel credit cards, but DBS Altitude has an annual fee of just S$192.6–waived with S$25k annual spend (about S$2,083/month). Those who spend less alternatively receive 10,000 annual bonus miles (worth S$100). Overall, DBS Altitude Card might be a great fit if you want an affordable travel credit card that still provides luxury perks.

  • Stand-Out: Earn Up to 10 miles per S$1 spend, miles earned through this card will never expire.
  • Promotions:
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver, subsequently with S$25,000 annual spend
  • 1.2 miles per S$1 locally, 2 miles overseas, 3 miles for online travel bookings
  • Miles earned never expire
  • Free travel insurance, 2x lounge visits, golfing & dining privileges
  • DBS My Preferred Payment Plan (0% interest instalments)
DBS Altitude Visa Card offers average consumers affordable access to luxury perks, plus boosted rewards for online travel bookings. Cardholders earn 1.2 miles per S$1 spend and 2 miles overseas. Rates are boosted to 3 miles per S$1 (up to 15,000 mi/month) on online travel bookings with Cathay Pacific, Singapore Air, Qatar Airways, AirBnB, Agoda–and, of course, Expedia. This special rewards rate pairs nicely with DBS's Expedia promotions to further boost savings.


Cardholders also enjoy extra perks during their travels. Benefits include 2 free lounge visits annually, complimentary lounge access, discounted green fees and lifestyle privileges via Visa Digital Concierge. These perks are often limited to pricey travel credit cards, but DBS Altitude has an annual fee of just S$192.6–waived with S$25k annual spend (about S$2,083/month). Those who spend less alternatively receive 10,000 annual bonus miles (worth S$100). Overall, DBS Altitude Card might be a great fit if you want an affordable travel credit card that still provides luxury perks.

American Express Expedia Credit Card Promotion (Jan 2024):

Current Promo:Code:Expires:
9% off "Expedia Rate" Hotel BookingsAMEX9Book by 31 Dec 2022

American Express cardholders can often use a coupon code to secure discounts on Expedia hotel or travel package bookings. Redeeming such a code simply requires consumers to visit the designated Expedia landing page (typically homepage + /amex), select a qualifying booking, and enter the coupon code on the payment page during the booking process. Consumers must use an eligible Amex credit card to pay for their travel reservations. Read our reviews below to learn about a few great options.

American Express Singapore Airlines Krisflyer Card: Straightforward KrisFlyer Miles

American Express Singapore Airlines KrisFlyer Credit Card
American Express Singapore Airlines KrisFlyer Credit Card
  • Annual fee: S$176.55, 1-year waiver
  • 1.1 miles per S$1 local & overseas spend, 2 mi overseas in June & December only
  • 2 miles per S$1 spend on SingaporeAir online & app, SilkAir, KrisShop in-flight & online
  • 3.1 miles per S$1 spend on Grab transactions (up to 620 mi/mo)
  • Free travel insurance
  • Hertz Gold Plus Rewards & Amex Selects Privileges
If you're planning a trip and intend to book with SingaporeAir, consider American Express Singapore Airlines KrisFlyer Card–a great "starter" card for frequent flyers looking to earn miles. Cardholders earn 1.1 KrisFlyer miles per S$1 general spend, increased to 2 miles overseas in June & December and for online purchases with SingaporeAir and KrisShop. Grab transactions earn 3.1 miles per S$1, capped at 620 miles/month. Cardholders earn directly in KrisFlyer miles, so there's no need to worry about conversion rates, transfer fees or processing times. In addition, consumers have access to a few travel perks like free travel insurance and Hertz rental car privileges. Overall, Amex SIA KF Card is a great option for consumers who want to earn straightforward miles, and who prefer to fly with Singapore Airlines.
American Express Singapore Airlines KrisFlyer Credit Card
American Express Singapore Airlines KrisFlyer Credit Card
  • Stand-Out: Earn rewards for SIA spend, no transfer fees or processing times
  • Promotions:
  • Read Our Full Review
  • Annual fee: S$176.55, 1-year waiver
  • 1.1 miles per S$1 local & overseas spend, 2 mi overseas in June & December only
  • 2 miles per S$1 spend on SingaporeAir online & app, SilkAir, KrisShop in-flight & online
  • 3.1 miles per S$1 spend on Grab transactions (up to 620 mi/mo)
  • Free travel insurance
  • Hertz Gold Plus Rewards & Amex Selects Privileges
If you're planning a trip and intend to book with SingaporeAir, consider American Express Singapore Airlines KrisFlyer Card–a great "starter" card for frequent flyers looking to earn miles. Cardholders earn 1.1 KrisFlyer miles per S$1 general spend, increased to 2 miles overseas in June & December and for online purchases with SingaporeAir and KrisShop. Grab transactions earn 3.1 miles per S$1, capped at 620 miles/month. Cardholders earn directly in KrisFlyer miles, so there's no need to worry about conversion rates, transfer fees or processing times. In addition, consumers have access to a few travel perks like free travel insurance and Hertz rental car privileges. Overall, Amex SIA KF Card is a great option for consumers who want to earn straightforward miles, and who prefer to fly with Singapore Airlines.

American Express Singapore Airlines Krisflyer Ascend Card: Exclusive Memberships & Luxury Perks

American Express Singapore Airlines KrisFlyer Ascend Credit Card
American Express Singapore Airlines KrisFlyer Ascend Credit Card
  • Annual fee: S$337.05
  • 1.2 miles per S$1 local & overseas spend, 2 miles overseas in June & December only
  • 2 miles per S$1 spend on SingaporeAir online & app, SilkAir, KrisShop in-flight & online
  • 3.2 miles per S$1 spend on Grab transactions (up to 640 mi/mo)
  • 4 free lounge visits/year, free annual hotel night, travel insurance
  • Access to Hilton Honors Silver & Krisflyer Elite Gold status
Singapore Airlines loyalists who prioritise luxury perks and exclusive memberships can enjoy top rates and upgrades with American Express Singapore Airlines KrisFlyer Ascend Card. Cardholders earn 1.2 miles per S$1 generally, boosted to 2 miles on SIA brands and overseas in June & December. Consumers also earn 3.2 miles per S$1 spend on Grab, up to 640 miles/month. These rewards heavily favour those who fly with SIA frequently.


Nonetheless, Amex SIA KF Ascend Card's perks provide great convenience and comfort to all cardholders. Consumers can enjoy up to 4 free lounge visits yearly, a complimentary annual hotel night and free travel insurance. Perhaps even better, cardholders can unlock membership upgrades to Hilton Honors Silver, KrisFlyer Gold Elite, and Hertz Gold Plus. In addition to these perks, cardholders receive up to 21,500 bonus miles within their 1st 3 months when they spend S$10k (about S$3,333/month). This bonus, worth about S$215, offsets the moderate S$337.05 fee–which is lower than the S$450+ charged by comparable travel credit cards. Altogether, Amex SIA KF Ascend Card is great for SIA loyalists seeking luxury perks and membership privileges at a discounted cost.

American Express Singapore Airlines KrisFlyer Ascend Credit Card
American Express Singapore Airlines KrisFlyer Ascend Credit Card
  • Stand-Out: Access to Hilton Honors Silver & Krisflyer Elite Gold status
  • Promotions:
  • Read Our Full Review
  • Annual fee: S$337.05
  • 1.2 miles per S$1 local & overseas spend, 2 miles overseas in June & December only
  • 2 miles per S$1 spend on SingaporeAir online & app, SilkAir, KrisShop in-flight & online
  • 3.2 miles per S$1 spend on Grab transactions (up to 640 mi/mo)
  • 4 free lounge visits/year, free annual hotel night, travel insurance
  • Access to Hilton Honors Silver & Krisflyer Elite Gold status
Singapore Airlines loyalists who prioritise luxury perks and exclusive memberships can enjoy top rates and upgrades with American Express Singapore Airlines KrisFlyer Ascend Card. Cardholders earn 1.2 miles per S$1 generally, boosted to 2 miles on SIA brands and overseas in June & December. Consumers also earn 3.2 miles per S$1 spend on Grab, up to 640 miles/month. These rewards heavily favour those who fly with SIA frequently.


Nonetheless, Amex SIA KF Ascend Card's perks provide great convenience and comfort to all cardholders. Consumers can enjoy up to 4 free lounge visits yearly, a complimentary annual hotel night and free travel insurance. Perhaps even better, cardholders can unlock membership upgrades to Hilton Honors Silver, KrisFlyer Gold Elite, and Hertz Gold Plus. In addition to these perks, cardholders receive up to 21,500 bonus miles within their 1st 3 months when they spend S$10k (about S$3,333/month). This bonus, worth about S$215, offsets the moderate S$337.05 fee–which is lower than the S$450+ charged by comparable travel credit cards. Altogether, Amex SIA KF Ascend Card is great for SIA loyalists seeking luxury perks and membership privileges at a discounted cost.

UOB Expedia Credit Card Promotion (Jan 2024):

Current Promo:Code:Expires:
9% off hotel bookings worldwide, S$15 off "flight + hotel" package bookings (minimum spend of S$500)UOBSG9 (9% off), UOBSG15 (SGD 15 off flight + hotel)Book by 31 December 2022

To take advantage of a UOB Expedia promotion, you'll first need to visit the designated Expedia landing page (typically the homepage + /uob). Next, select a qualifying booking option–whether hotel or vacation package–and proceed to checkout. At this point, you'll have the opportunity to enter a voucher code. Apply the voucher, then finish your reservation by paying with your UOB credit card. If you're looking for a new card, consider the options below.

KrisFlyer UOB Credit Card: Top Hotel & Flight Booking Miles for SIA Flyers

  • Annual fee: S$192.6, 1-year waiver
  • 3 mi/S$1 spend on SIA brands (SIA, SilkAir, Scoot, KrisShop)
  • 3 mi/S$1 on dining, transport, online shopping & travel bookings w/ S$500 min. SIA spend/yr
  • 1.2 mi/S$1 on general spend
  • 10,000 annual renewal miles
  • Scoot privileges, KrisShop rebate, fast-track to KF Elite Silver & more
KrisFlyer UOB Card is perhaps the best credit card on the market for young SIA loyalists who tend to travel on a budget. Cardholders earn 1.2 miles per S$1 general local and overseas spend, plus 3 miles for transactions with Scoot, SIA, SilkAir and KrisShop. Those who spend at least S$500 per year with SIA receive a rate boost to 3 miles per S$1 on global dining, online food delivery, transport (including public transit), online fashion shopping and travel bookings–including through Expedia. As a result, loyalty to SIA fuels rapid miles accrual along every step of the way of the vacation planning process.


KF UOB Card also provides great perks for budget travellers. Cardholders enjoy priority check-in & boarding, free standard seat selection, complimentary baggage allowance upgrades and flight booking flexibility waivers at Scoot (SIA's low cost carrier). Other perks include S$15 worth of vouchers both for ChangiWiFi and for Grab trips to and from the airport, plus a S$20 KrisShop rebate following a S$100 nett transaction at the store. Higher spenders can unlock KrisFlyer Elite Silver status with S$5k/year SIA spend, but all cardholders–regardless of spend level–receive 10,000 annual bonus miles (worth about S$100). Overall, KrisFlyer UOB Card is one of the best options on the market for young travellers, especially those willing to primarily fly with SIA.

  • Annual fee: S$192.6, 1-year waiver
  • 3 mi/S$1 spend on SIA brands (SIA, SilkAir, Scoot, KrisShop)
  • 3 mi/S$1 on dining, transport, online shopping & travel bookings w/ S$500 min. SIA spend/yr
  • 1.2 mi/S$1 on general spend
  • 10,000 annual renewal miles
  • Scoot privileges, KrisShop rebate, fast-track to KF Elite Silver & more
KrisFlyer UOB Card is perhaps the best credit card on the market for young SIA loyalists who tend to travel on a budget. Cardholders earn 1.2 miles per S$1 general local and overseas spend, plus 3 miles for transactions with Scoot, SIA, SilkAir and KrisShop. Those who spend at least S$500 per year with SIA receive a rate boost to 3 miles per S$1 on global dining, online food delivery, transport (including public transit), online fashion shopping and travel bookings–including through Expedia. As a result, loyalty to SIA fuels rapid miles accrual along every step of the way of the vacation planning process.


KF UOB Card also provides great perks for budget travellers. Cardholders enjoy priority check-in & boarding, free standard seat selection, complimentary baggage allowance upgrades and flight booking flexibility waivers at Scoot (SIA's low cost carrier). Other perks include S$15 worth of vouchers both for ChangiWiFi and for Grab trips to and from the airport, plus a S$20 KrisShop rebate following a S$100 nett transaction at the store. Higher spenders can unlock KrisFlyer Elite Silver status with S$5k/year SIA spend, but all cardholders–regardless of spend level–receive 10,000 annual bonus miles (worth about S$100). Overall, KrisFlyer UOB Card is one of the best options on the market for young travellers, especially those willing to primarily fly with SIA.

UOB PRVI Miles American Express Card: Market-Leading Miles for Above-Average Spenders

  • Annual fee: S$259.20 (first year- waived)
  • Annual fee waived and 20,000 bonus annual renewal miles (worth S$200) with min annual spend of S$50,000
  • 1.4 miles/ S$1 local spend, 2.4 miles/S$1 overseas
  • 6 miles/S$1 spend on Expedia, Agoda and UOB Travel
  • Complimentary airport transfers & free travel insurance
  • Can choose to redeem for miles or cashback
If you're an above-average spender looking to rapidly accrue miles without paying an annual fee, consider UOB PRVI Miles American Express Card. Cardholders earn 1.4 miles per S$1 locally, 2.4 miles overseas and 6 miles on hotel and airline bookings (including through Expedia and Agoda). These rates are on par–or higher than–those offered by the priciest travel credit cards. Nonetheless, UOB PRVI Miles Card's already moderate S$256.8 fee is waived with just S$50k annual spend (about S$4,167/month). At this spend rate, cardholders also earn 20,000 bonus miles (worth S$200).


While UOB PRVI Miles Card at first seems like a clear match for travellers with substantial budgets, it's important to point out that its perks are fairly limited. Cardholders receive complimentary travel insurance and limo transfers, but do not receive lounge access (which is offered by even more affordable cards). Still, cardholders who prioritise earning miles over luxury travel privileges can benefit greatly from UOB PRVI Miles Card.

  • Stand-Out: Up to 20k bonus miles & fee waiver w/ S$50k annual spend
  • Promotions:
  • Read Our Full Review
  • Annual fee: S$259.20 (first year- waived)
  • Annual fee waived and 20,000 bonus annual renewal miles (worth S$200) with min annual spend of S$50,000
  • 1.4 miles/ S$1 local spend, 2.4 miles/S$1 overseas
  • 6 miles/S$1 spend on Expedia, Agoda and UOB Travel
  • Complimentary airport transfers & free travel insurance
  • Can choose to redeem for miles or cashback
If you're an above-average spender looking to rapidly accrue miles without paying an annual fee, consider UOB PRVI Miles American Express Card. Cardholders earn 1.4 miles per S$1 locally, 2.4 miles overseas and 6 miles on hotel and airline bookings (including through Expedia and Agoda). These rates are on par–or higher than–those offered by the priciest travel credit cards. Nonetheless, UOB PRVI Miles Card's already moderate S$256.8 fee is waived with just S$50k annual spend (about S$4,167/month). At this spend rate, cardholders also earn 20,000 bonus miles (worth S$200).


While UOB PRVI Miles Card at first seems like a clear match for travellers with substantial budgets, it's important to point out that its perks are fairly limited. Cardholders receive complimentary travel insurance and limo transfers, but do not receive lounge access (which is offered by even more affordable cards). Still, cardholders who prioritise earning miles over luxury travel privileges can benefit greatly from UOB PRVI Miles Card.

UOB YOLO Card: Rebates for Social Young Adults

  • 8% cashback on online & mobile contactless spend, 0.3% all other spend (max S$60/month)
  • Promotions:
  • Read Our Full Review
  • Annual fee: S$192.60 (first year- waived)
  • 8% cashback on online and mobile contactless spend
  • 0.3% cashback on all other spend
  • S$600 min spend, S$60 cashback cap
  • Southeast Asia’s first bio-sourced card
Social weekend spenders can earn top rebates with UOB YOLO Card. Cardholders earn 8% cashback on weekend dining, entertainment, Grab & select UOB Travel (3% on weekdays) and 3% on online shopping and travel bookings (including via Expedia & Agoda). These rates are unlocked after a relatively low S$600 minimum spend, which makes UOB YOLO Card a bit easier to use for young adults with limited budgets. And, rewards can be maxed out at S$60/month, adding up to an impressive S$720/year. While there's a S$192.6 annual fee, it's waived the first year, making UOB YOLO Card an affordable match for young social spenders.
  • Stand-Out: 8% cashback on online & mobile contactless spend, 0.3% all other spend (max S$60/month)
  • Promotions:
  • Read Our Full Review
  • Annual fee: S$192.60 (first year- waived)
  • 8% cashback on online and mobile contactless spend
  • 0.3% cashback on all other spend
  • S$600 min spend, S$60 cashback cap
  • Southeast Asia’s first bio-sourced card
Social weekend spenders can earn top rebates with UOB YOLO Card. Cardholders earn 8% cashback on weekend dining, entertainment, Grab & select UOB Travel (3% on weekdays) and 3% on online shopping and travel bookings (including via Expedia & Agoda). These rates are unlocked after a relatively low S$600 minimum spend, which makes UOB YOLO Card a bit easier to use for young adults with limited budgets. And, rewards can be maxed out at S$60/month, adding up to an impressive S$720/year. While there's a S$192.6 annual fee, it's waived the first year, making UOB YOLO Card an affordable match for young social spenders.

UOB One Credit Card: Top Rebates for Consistent Spenders

  • Annual fee: S$192.60 (first year- waived)
  • 5% rebate on general spend, up to S$200/quarter (S$2,000 min spend) with min 5 transactions/mo
  • Up to 10% on Grab, Shopee, Dairy Farm Singapore & select UOB travel, 1% on utilities bills
  • 3.33% rebate, up to S$100/quarter (S$1,000 min spend)
  • 3.33% rebate, up to S$50/quarter (S$500 min spend)
  • 0.03% rebate on all spend if no rebate earned for calendar year
  • Up to 21.15% savings at Shell and 22.66% at SPC
UOB One Card offers consistent, moderate spenders the opportunity to earn S$1,200+ in annual rewards. Those who spend S$2k every month for an entire quarter earn 5% rebate, up to S$300 (S$100/month). Lower and inconsistent spenders earn 3.33% cashback, up to S$100/qtr with S$1k monthly spend or up to S$50/qtr with S$500 monthly spend. Cardholders enjoy a +5% boost on Grab & UOB Travel transactions (effectively 10% rebate) and +1% on utilities bills (effectively 6%). Even better, these rebates pair with additional savings through UOB SMART$ Rebate Programme, which offers extra rewards with select merchants. Overall, UOB One Card is one of the best everyday credit cards on the market for stable spenders with budgets of at least S$2k/month.
  • Annual fee: S$192.60 (first year- waived)
  • 5% rebate on general spend, up to S$200/quarter (S$2,000 min spend) with min 5 transactions/mo
  • Up to 10% on Grab, Shopee, Dairy Farm Singapore & select UOB travel, 1% on utilities bills
  • 3.33% rebate, up to S$100/quarter (S$1,000 min spend)
  • 3.33% rebate, up to S$50/quarter (S$500 min spend)
  • 0.03% rebate on all spend if no rebate earned for calendar year
  • Up to 21.15% savings at Shell and 22.66% at SPC
UOB One Card offers consistent, moderate spenders the opportunity to earn S$1,200+ in annual rewards. Those who spend S$2k every month for an entire quarter earn 5% rebate, up to S$300 (S$100/month). Lower and inconsistent spenders earn 3.33% cashback, up to S$100/qtr with S$1k monthly spend or up to S$50/qtr with S$500 monthly spend. Cardholders enjoy a +5% boost on Grab & UOB Travel transactions (effectively 10% rebate) and +1% on utilities bills (effectively 6%). Even better, these rebates pair with additional savings through UOB SMART$ Rebate Programme, which offers extra rewards with select merchants. Overall, UOB One Card is one of the best everyday credit cards on the market for stable spenders with budgets of at least S$2k/month.

Maybank Expedia Credit Card Promotion (Jan 2024):

Current Promo:Code:Expires:
9% off worldwide hotel bookingsMBB9Book by Dec. 31, 2022

Maybank's Expedia promotions, like most other banks', are quite easy to redeem. Cardholders must book through a designated landing page on Expedia (typically the homepage + /maybank). At the checkout stage, consumers just need to enter their coupon or voucher code where prompted. Finally, the reservation must be booked using an eligible Maybank credit card. Here are a few stand-out options to consider.

Maybank Horizon Visa Signature: Top Miles for Spend in SG

  • Annual fee: S$180 (waived for three years)
  • Subsequent annual fee is waived with min annual spend of S$18,000
  • 3.2 miles per S$1 local spend on dining, petrol, taxis, Grab & hotel bookings with Agoda
  • 2 miles per S$1 spend on air tickets, travel packages & foreign currency transactions
  • Access to airport lounges & free travel insurance
Maybank Horizon Visa Signature Card is a great match for local spenders who'd like to earn miles for daily purchases made in Singapore. Unlike most travel credit cards, MB Horizon heavily rewards local expenditures. In fact, cardholders earn a market-leading 3.2 miles per S$1 spend on dining, petrol, Grab, taxis, and hotel bookings with Agoda (though discounts with Expedia are also offered). Still, MB Horizon's overseas rates are also competitive, at 2 miles per S$1 spend on air tickets, travel packages and transactions made in foreign currencies. Cardholders also enjoy free travel insurance and access to airport lounges.


MB Horizon also offers an easy fee-waiver. Cardholders who spend just S$18,000/year (about S$1,500/month) are exempt from paying the S$180.0 annual fee. Given many travel cards have annual fees of S$200+ without waiver options, MB Horizon is also one of the most affordable rapidly-accruing miles credit card on the market.

  • Stand-Out: Market-leading 3.2 mi/S$1 local dining & transport spend
  • Promotions:
  • Read Our Full Review
  • Annual fee: S$180 (waived for three years)
  • Subsequent annual fee is waived with min annual spend of S$18,000
  • 3.2 miles per S$1 local spend on dining, petrol, taxis, Grab & hotel bookings with Agoda
  • 2 miles per S$1 spend on air tickets, travel packages & foreign currency transactions
  • Access to airport lounges & free travel insurance
Maybank Horizon Visa Signature Card is a great match for local spenders who'd like to earn miles for daily purchases made in Singapore. Unlike most travel credit cards, MB Horizon heavily rewards local expenditures. In fact, cardholders earn a market-leading 3.2 miles per S$1 spend on dining, petrol, Grab, taxis, and hotel bookings with Agoda (though discounts with Expedia are also offered). Still, MB Horizon's overseas rates are also competitive, at 2 miles per S$1 spend on air tickets, travel packages and transactions made in foreign currencies. Cardholders also enjoy free travel insurance and access to airport lounges.


MB Horizon also offers an easy fee-waiver. Cardholders who spend just S$18,000/year (about S$1,500/month) are exempt from paying the S$180.0 annual fee. Given many travel cards have annual fees of S$200+ without waiver options, MB Horizon is also one of the most affordable rapidly-accruing miles credit card on the market.

Maybank Family & Friends MasterCard: No-Fee Rebates in SG & MY

  • Annual fee: S$180 (3 years fee waiver)
  • Up to 8% rebate on 5 preferred categories (dining & food delivery, groceries, retail, petrol discounts & online TV streaming)
  • Up to S$125 cashback per month with S$800 min spend
  • 0.3% rebate all other spend
If you spend S$500–S$1,000/month in Singapore & Malaysia, you can quickly max out top cashback with Maybank Family & Friends Card. Cardholders spending as little as S$500/month earn 5% rebate on fast food & food delivery, groceries, petrol, transport and data communications/online TV streaming. Most other credit cards on the market offer 3.33% cashback or less at this spend level. People who spend S$800/month earn an even higher 8% rebate in these spend categories, up to S$80/month. This cap can be maxed out with just S$1k spend–which also unlocks a fee waiver (the S$180.0 fee is waived with S$12k annual spend). Overall, Maybank F&F Card is perfect for those with moderate budgets seeking no-fee cashback on core expenses.
  • Annual fee: S$180 (3 years fee waiver)
  • Up to 8% rebate on 5 preferred categories (dining & food delivery, groceries, retail, petrol discounts & online TV streaming)
  • Up to S$125 cashback per month with S$800 min spend
  • 0.3% rebate all other spend
If you spend S$500–S$1,000/month in Singapore & Malaysia, you can quickly max out top cashback with Maybank Family & Friends Card. Cardholders spending as little as S$500/month earn 5% rebate on fast food & food delivery, groceries, petrol, transport and data communications/online TV streaming. Most other credit cards on the market offer 3.33% cashback or less at this spend level. People who spend S$800/month earn an even higher 8% rebate in these spend categories, up to S$80/month. This cap can be maxed out with just S$1k spend–which also unlocks a fee waiver (the S$180.0 fee is waived with S$12k annual spend). Overall, Maybank F&F Card is perfect for those with moderate budgets seeking no-fee cashback on core expenses.

HSBC Expedia Credit Card Promotion (Jan 2024):

Current Promo:Code:Expires:
9% off on hotel bookingsBook by 31 December 2022Offers are available when payment is made with any valid HSBC Credit/Debit Card

HSBC's Expedia promotions are occasionally driven by third parties, like travel agencies. In either case, however, applying discounts is about the same. Cardholders simply must visit the dedicated landing page on Expedia (typically the homepage + /hsbc), search and select their desired booking, and then apply the voucher code when prompted at the checkout screen. Reservations must be booked with a qualifying HSBC credit card. Here are a few options below.

HSBC Revolution: Miles for Local Social Spend

  • No annual fee
  • Earn up to 4 miles, equivalent to up to 10X reward points or up to 2.5% cashback for every S$1 spent
  • Points can be redeemed for miles through Mileage Programme in blocks of 10,000 Points for 4,000 miles
  • Receive complimentary access to the ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide
  • T&Cs apply. SGD deposits are insured by up to S$75K by SDIC.
If you're a local, social spender and want to enjoy top miles rates without travelling abroad, HSBC Revolution Card may be the best option for you. Cardholders earn 2 miles per S$1 spend on local dining & entertainment, as well as for online transactions. Most miles credit cards offer just 1.2 miles per S$1 spend locally, rewarding 2 miles only for purchases made overseas.


HSBC Revolution Card's online rate is also quite impressive, as it applies to online bill & transit payments as well as travel bookings. Many of these transactions are usually excluded from earning rewards. Finally, cardholders never need to worry about minimum spend requirements or caps on their earnings. The S$160.5 is waived for 2 years, and then with just S$12,500 annual spend. Altogether, HSBC Revolution Card is affordable, easy to use and a great way for consumers to maximise miles for their local social spend.

  • No annual fee
  • Earn up to 4 miles, equivalent to up to 10X reward points or up to 2.5% cashback for every S$1 spent
  • Points can be redeemed for miles through Mileage Programme in blocks of 10,000 Points for 4,000 miles
  • Receive complimentary access to the ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide
  • T&Cs apply. SGD deposits are insured by up to S$75K by SDIC.
If you're a local, social spender and want to enjoy top miles rates without travelling abroad, HSBC Revolution Card may be the best option for you. Cardholders earn 2 miles per S$1 spend on local dining & entertainment, as well as for online transactions. Most miles cards offer just 1.2 miles per S$1 spend locally, rewarding 2 miles only for purchases made overseas.


HSBC Revolution Card's online rate is also quite impressive, as it applies to online bill & transit payments as well as travel bookings. Many of these transactions are usually excluded from earning rewards. Finally, cardholders never need to worry about minimum spend requirements or caps on their earnings. The S$160.5 is waived for 2 years, and then with just S$12,500 annual spend. Altogether, HSBC Revolution Card is affordable, easy to use and a great way for consumers to maximise miles for their local social spend.

HSBC Advance Card: Top Rebates for Advance Customers

  • Annual fee: S$194.40 (first year- waived)
  • 2.5% base cashback when you spend above SGD2,000
  • 1.5% base cashback with no minimum spend
  • 1% bonus cashback on your eligible credit card spending if you are HSBC Everyday Global Account holder and qualified for the HSBC Everyday+. T&Cs apply. SGD deposits are insured by up to S$75K by SDIC
  • Receive complimentary access to the ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide
HSBC Advance Card offers consumers who spend at least S$2,000/month an opportunity to earn an incredible 3.5% cashback rate–the highest potential earning value on the market for capped cashback credit cards. 3.5% rate is comprised of 2.5% base rate and 1% bonus rate, which you can qualify for by spending at least S$2,000 and depositing a minimum of S$2,000 per month in fresh funds and charging at least five transactions to their account. With this bonus rate, monthly cashback is capped at S$300, which is S$3,600 per year in savings.
  • Stand-Out: Up to 3.5% flat cashback, lofty S$370/month rewards cap
  • Promotions:
  • Read Our Full Review
  • Annual fee: S$194.40 (first year- waived)
  • 2.5% base cashback when you spend above SGD2,000
  • 1.5% base cashback with no minimum spend
  • 1% bonus cashback on your eligible credit card spending if you are HSBC Everyday Global Account holder and qualified for the HSBC Everyday+. T&Cs apply. SGD deposits are insured by up to S$75K by SDIC
  • Receive complimentary access to the ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide

HSBC Advance Card offers consumers who spend at least S$2,000/month an opportunity to earn an incredible 3.5% cashback rate–the highest potential earning value on the market for capped cashback credit cards. 3.5% rate is comprised of 2.5% base rate and 1% bonus rate, which you can qualify for by spending at least S$2,000 and depositing a minimum of S$2,000 per month in fresh funds and charging at least five transactions to their account. With this bonus rate, monthly cashback is capped at S$300, which is S$3,600 per year in savings.

CIMB Expedia Credit Card Promotion (Jan 2024):

Current Promo:Code:Expires:
---

If you're a CIMB cardholder looking to apply your discount, visit the dedicated Expedia landing page (typically the homepage + /cimb) and then find your desired booking. At the checkout stage, enter the voucher code–as shown above–where prompted. Pay for the reservation with your CIMB Card once the discount has been applied. If you don't have a CIMB credit card but are interested in earning top cashback rewards, consider the options we've reviewed below.

CIMB Platinum MasterCard: Rebates for Dining, Transport, Medical

CIMB Platinum Mastercard
CIMB Platinum Mastercard
  • 10% rebate on wine and dine, transport, petrol, health and travel, capped at S$100/month
  • Promotions:
  • Read Our Full Review
  • Annual fee: free for life
  • 10% cashback on dining, medical, transport, petrol & overseas travel
  • 10% cashback on select electronics/furnishings vendors
  • Unlimited 0.2% cashback on all other spend
  • CIMB 0% Interest i.Pay Instalment Plan
Cardholders interested in a no-fee cashback card that rewards diversified, mostly practical spend may want to consider CIMB Platinum MasterCard. Consumers earn 10% rebate on dining, medical, transport, select electronics & furnishings and travel spend in foreign currencies. Each category is capped at S$20 earnings, which can be reached with just S$200 spend. As a result, those with an even spend distribution across these areas can earn up to S$100/month with just S$1,000 spend. Because CIMB Platinum MasterCard has no annual fee, cardholders can enjoy these rewards stress and maintenance-free.
CIMB Platinum Mastercard
CIMB Platinum Mastercard
  • Stand-Out: 10% rebate on wine and dine, transport, petrol, health and travel, capped at S$100/month
  • Promotions:
  • Read Our Full Review
  • Annual fee: free for life
  • 10% cashback on dining, medical, transport, petrol & overseas travel
  • 10% cashback on select electronics/furnishings vendors
  • Unlimited 0.2% cashback on all other spend
  • CIMB 0% Interest i.Pay Instalment Plan
Cardholders interested in a no-fee cashback card that rewards diversified, mostly practical spend may want to consider CIMB Platinum MasterCard. Consumers earn 10% rebate on dining, medical, transport, select electronics & furnishings and travel spend in foreign currencies. Each category is capped at S$20 earnings, which can be reached with just S$200 spend. As a result, those with an even spend distribution across these areas can earn up to S$100/month with just S$1,000 spend. Because CIMB Platinum MasterCard has no annual fee, cardholders can enjoy these rewards stress and maintenance-free.

CIMB Visa Infinite Card: Unltd. Cashback for Wealthy Travellers

  • Unlimited 2% cashback on travel, overseas and online spend in foreign currencies
  • Promotions:
  • Read Our Full Review
  • Annual fee: free for life
  • Unlimited 2% cashback on all travel and overseas spend
  • Unlimited 2% cashback on online spend in foreign currencies
  • Unlimited 1% cashback on all other spend
  • Free travel insurance, 3 complimentary access to airport lounges
  • Visa Infinite Concierge
  • CIMB 0% Interest i.Pay Instalment Plan
If you're an affluent traveller who prefers cashback to miles, consider CIMB Visa Infinite Card. Cardholders earn 1% unlimited rebate on general spend, boosted to 2% for travel & overseas spend after reaching a S$2,000 minimum requirement. Cardholders also enjoy a variety of luxury perks typically limited to miles-earning credit cards. These include free travel insurance, 3 lounge visits/year and discounted limo transfers. Even better, there's no annual fee. As a result, cardholders who want to earn unlimited rebates overseas without compromising on perks should consider CIMB Visa Infinite Card.
  • Stand-Out: Unlimited 2% cashback on travel, overseas and online spend in foreign currencies
  • Promotions:
  • Read Our Full Review
  • Annual fee: free for life
  • Unlimited 2% cashback on all travel and overseas spend
  • Unlimited 2% cashback on online spend in foreign currencies
  • Unlimited 1% cashback on all other spend
  • Free travel insurance, 3 complimentary access to airport lounges
  • Visa Infinite Concierge
  • CIMB 0% Interest i.Pay Instalment Plan
If you're an affluent traveller who prefers cashback to miles, consider CIMB Visa Infinite Card. Cardholders earn 1% unlimited rebate on general spend, boosted to 2% for travel & overseas spend after reaching a S$2,000 minimum requirement. Cardholders also enjoy a variety of luxury perks typically limited to miles-earning credit cards. These include free travel insurance, 3 lounge visits/year and discounted limo transfers. Even better, there's no annual fee. As a result, cardholders who want to earn unlimited rebates overseas without compromising on perks should consider CIMB Visa Infinite Card.

Learn More About How to Find the Best Credit Card for You

Zoryana Melesh

Zoryana is a Senior Research Analyst at ValueChampion, who focuses on evaluating credit cards, savings and fixed deposits in Singapore. She holds a BA in Political Science and an MPA in International Finance and Economic Policy, both from Columbia University. Prior to joining ValueChampion, Zoryana worked in treasury management consulting.

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