Best Expedia Credit Card Promotions 2020

Hotel and flight bookings are an important part of vacation planning. Fortunately, many banks in Singapore partner with online booking sites, like Expedia, to offer special discounts on standard rates. We've gathered together all current Expedia credit card promotions, providing in-depth reviews of corresponding cards that qualify.

Best Citibank Credit Cards with Expedia Promotions
Best DBS & POSB Credit Card with Expedia Promotions
Best American Express Credit Cards with Expedia Promotions
Best OCBC Credit Cards with Expedia Promotions
  • OCBC 365: Rebates on essentials with easy fee-waiver
  • OCBC 90°N: Unlimited cashback + miles & annual renewal bonus
Best UOB Credit Cards with Expedia Promotions
  • KrisFlyer UOB: 3mi/S$1 on dining, transport, shopping & travel
  • UOB PRVI Miles Amex: Fee-Waiver + 20k bonus miles, 2.4 miles per $1 overseas
  • UOB YOLO: Up to 8% rebate on weekend dining, entertainment, Grab & more
  • UOB One: Highest flat rebate on the market, earn up to $300/qtr
Best Maybank Credit Cards with Expedia Promotions
Best HSBC Credit Cards with Expedia Promotions
Best CIMB Credit Cards with Expedia Promotions

Compare the Best Credit Cards with Expedia Promotions in Singapore by Dollar Value

Based on a high monthly spend of S$2,000, we analysed the best credit cards on the market to estimate returned value-to-consumer after 2 years, accounting for rebates and netting out annual fees. As a note, dollar value is heavily dependent on spending habits; intangible benefits (like free travel insurance and airport lounge access) are valuable but difficult to quantify.

A graph displaying how the best credit cards with Expedia promotions compare to one another in terms of their rewards
Best Credit Cards with Expedia Promotions in Singapore by Estimated 2-Year Dollar Value
Best Citibank Cards w/ Expedia Promotions Best DBS/POSB Card w/ Expedia Promotions Best Amex Cards w/ Expedia Promotions Best OCBC Cards w/ Expedia Promotions Best UOB Cards w/ Expedia Promotions Best Maybank Cards w/ Expedia Promotions Best HSBC Cards w/ Expedia Promotions Best CIMB Cards w/ Expedia Promotions

Compare Credit Cards with Expedia Promotions by Dollar Value

Based on a high monthly spend of S$2,000, we analysed the best credit cards on the market to estimate returned value-to-consumer after 2 years, accounting for rebates and netting out annual fees. As a note, dollar value is heavily dependent on spending habits; intangible benefits (like free travel insurance and airport lounge access) are valuable but difficult to quantify.

A graph displaying how the best credit cards with Expedia promotions compare to one another in terms of their rewards
Best Credit Cards with Expedia Promotions in Singapore by Estimated 2-Year Dollar Value

Citibank Expedia Credit Card Promotion (Apr 2020):

Current Promo:Code:Expires:
10% off hotel bookingsCITIHOTEL1031 Dec 2020
S$15 off hotel+flight pkg (min. S$500)CITIPKG1531 Dec 2020

Citibank cardholders can enjoy voucher discounts with Expedia through a designated Expedia landing page (typically homepage + /citibank). Cardholders must book online according to the promotional criteria (may be exclusive to hotels or to package bookings), entering a specific voucher code under the "How would you like to pay?" section at checkout. After applying the voucher, consumers must finish the purchase by paying with their qualifying Citi credit card. We've reviewed a few great options below.

Citi PremierMiles Visa: Annual Bonus Miles + Affordable Perks

  • Earn 2mi/S$1 overseas, 2 free lounge visits/yr
  • Promotions: Free S$200 cash via PayNow (new customers) via our partnership with SGSaver
  • S$30 cash via PayNow (existing customers)
  • Additional 26,500 bonus miles w/ 1st annual fee payment & S$9k spend within 3 months (or 6,4000 miles with 1st year annual fee waiver with S$3k spend within 3 months)
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • 10,000 bonus annual renewal miles (worth S$100)
  • 1.2 miles per S$1 local spend, 2 miles overseas
  • Miles earned never expire
  • 2 free lounge visits & free travel insurance
Citi PremierMiles Visa Card is an excellent option for consumers looking for an affordable miles card with travel perks and an annual rewards boost. Cardholders earn 1.2 miles per S$1 local spend, 2 miles overseas–plus a 10,000 mile renewal bonus, worth approximately S$100. This bonus offsets its S$192.6 annual fee. In addition, cardholders are entitled to 2 free lounge visits every year. Overall, Citi PMV Card is a great fit if you're interested in a continual miles boost paired with free lounge access.
  • Stand-Out: Earn 2mi/S$1 overseas, 2 free lounge visits/yr
  • Promotions: Free S$200 cash via PayNow (new customers) via our partnership with SGSaver
  • S$30 cash via PayNow (existing customers)
  • Additional 26,500 bonus miles w/ 1st annual fee payment & S$9k spend within 3 months (or 6,4000 miles with 1st year annual fee waiver with S$3k spend within 3 months)
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • 10,000 bonus annual renewal miles (worth S$100)
  • 1.2 miles per S$1 local spend, 2 miles overseas
  • Miles earned never expire
  • 2 free lounge visits & free travel insurance
Citi PremierMiles Visa Card is an excellent option for consumers looking for an affordable miles card with travel perks and an annual rewards boost. Cardholders earn 1.2 miles per S$1 local spend, 2 miles overseas–plus a 10,000 mile renewal bonus, worth approximately S$100. This bonus offsets its S$192.6 annual fee. In addition, cardholders are entitled to 2 free lounge visits every year. Overall, Citi PMV Card is a great fit if you're interested in a continual miles boost paired with free lounge access.

Citi Cash Back Card: Rebates for Foodies

  • Up to 8% rebate on global dining, groceries & petrol
  • Promotions: Free S$200 cash via PayNow (new customers) via our partnership with SGSaver
  • S$30 cash via PayNow (existing customers)
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • 8% cashback on dining, grocery, & petrol (any station)
  • Up to 20.88% fuel savings at Esso & Shell
Citi Cash Back Card is a great option for average consumers because it rewards the key spend categories of dining and transport. Cardholders earn 8% rebate on dining, groceries, and petrol (stacked on additional fuel discounts) after just S$888 minimum spend. Rewards are capped at S$25/category, adding up to a potential S$75/month–or S$900/year. In addition, while there's a S$192.6 annual fee, it's waived the 1st year. This allows cardholders to focus on maximising their earnings, rather than worrying about extra costs.
  • Stand-Out: Up to 8% rebate on global dining, groceries & petrol
  • Promotions: Free S$200 cash via PayNow (new customers) via our partnership with SGSaver
  • S$30 cash via PayNow (existing customers)
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • 8% cashback on dining, grocery, & petrol (any station)
  • Up to 20.88% fuel savings at Esso & Shell
Citi Cash Back Card is a great option for average consumers because it rewards the key spend categories of dining and transport. Cardholders earn 8% rebate on dining, groceries, and petrol (stacked on additional fuel discounts) after just S$888 minimum spend. Rewards are capped at S$25/category, adding up to a potential S$75/month–or S$900/year. In addition, while there's a S$192.6 annual fee, it's waived the 1st year. This allows cardholders to focus on maximising their earnings, rather than worrying about extra costs.

Citi Cash Back+ Card: Highest Flat Unltd. Cashback

  • Top unlimited flat cashback rate of 1.6%
  • Promotions: Free S$250 cash via PayNow (new customers) via our partnership with SGSaver
  • S$30 Cash via PayNow (existing cardholders)
  • Read Our Full Review
  • Annual fee: S$192.6, waived for 1 year
  • Unlimited 1.6% rebate on all spend
  • No minimum spend requirements
Citi Cash Back+ Card is one of the absolute best cashback cards on the market for high spenders seeking an easy way to reach their full rewards potential. Cardholders earn 1.6% flat unlimited rebate, both locally and overseas. This is slightly higher than the 1.5% standard. While the difference may seem small, it adds up quickly for those with very large budgets. Given that Citi Cash Back+ is best suited to those who spend about S$7k+/month (lower spenders can earn more with capped alternatives), this feature is especially attractive. And, the moderate S$192.6 is waived the 1st year, making it easy to focus on earning immediately without dealing with added hassle or cost.
  • Stand-Out: Top unlimited flat cashback rate of 1.6%
  • Promotions: Free S$250 cash via PayNow (new customers) via our partnership with SGSaver
  • S$30 Cash via PayNow (existing cardholders)
  • Read Our Full Review
  • Annual fee: S$192.6, waived for 1 year
  • Unlimited 1.6% rebate on all spend
  • No minimum spend requirements
Citi Cash Back+ Card is one of the absolute best cashback cards on the market for high spenders seeking an easy way to reach their full rewards potential. Cardholders earn 1.6% flat unlimited rebate, both locally and overseas. This is slightly higher than the 1.5% standard. While the difference may seem small, it adds up quickly for those with very large budgets. Given that Citi Cash Back+ is best suited to those who spend about S$7k+/month (lower spenders can earn more with capped alternatives), this feature is especially attractive. And, the moderate S$192.6 is waived the 1st year, making it easy to focus on earning immediately without dealing with added hassle or cost.

Citi Prestige MasterCard: Luxury Perks at a Premium

  • Unltd lounge access, free travel insurance & bonus hotel nights
  • Promotions: Free S$200 cash via PayNow (new customers) via our partnership with SGSaver
  • S$30 cash via PayNow (existing customers)
  • Read Our Full Review
  • Annual fee: S$535
  • 1.3 miles per S$1 local spend, 2 miles overseas
  • 25,000 annual renewal miles (worth S$250)
  • 15%-30% annual Citi relationship bonus
  • Unlimited lounge access, travel insurance, free hotel nights & more
Citi Prestige MasterCard is ideal for wealthy travellers who place a premium on luxury perks. Cardholders earn 1.3 miles per S$1 locally and 2 miles overseas, but enjoy an added bonus of 25,000 annual renewal miles (worth S$250) and a Citi relationship bonus, based on tenure, of up to 30% in rewards every year. In terms of perks, consumers enjoy unlimited lounge access, up to 6 free green fees per year, complimentary limo transfers, bonus hotel nights, free travel insurance & much more. These perks and bonuses may validate the admittedly high S$535 annual fee. Those who are willing to pay this fee, however, can enjoy some of the best luxury travel perks currently available on the market.
  • Stand-Out: Unltd lounge access, free travel insurance & bonus hotel nights
  • Promotions: Free S$200 cash via PayNow (new customers) via our partnership with SGSaver
  • S$30 cash via PayNow (existing customers)
  • Read Our Full Review
  • Annual fee: S$535
  • 1.3 miles per S$1 local spend, 2 miles overseas
  • 25,000 annual renewal miles (worth S$250)
  • 15%-30% annual Citi relationship bonus
  • Unlimited lounge access, travel insurance, free hotel nights & more
Citi Prestige MasterCard is ideal for wealthy travellers who place a premium on luxury perks. Cardholders earn 1.3 miles per S$1 locally and 2 miles overseas, but enjoy an added bonus of 25,000 annual renewal miles (worth S$250) and a Citi relationship bonus, based on tenure, of up to 30% in rewards every year. In terms of perks, consumers enjoy unlimited lounge access, up to 6 free green fees per year, complimentary limo transfers, bonus hotel nights, free travel insurance & much more. These perks and bonuses may validate the admittedly high S$535 annual fee. Those who are willing to pay this fee, however, can enjoy some of the best luxury travel perks currently available on the market.

DBS & POSB Expedia Credit Card Promotion (Apr 2020):

Current Promo:Code:Expires:
10% off hotel bookingsDBSHOTEL1031 Dec 2020
S$15 off hotel+flight pkg (min. S$500)DBSHOTEL1031 Dec 2020

Interestingly enough, some credit card Expedia discounts are promoted through a third party, such as a travel agency. This is occasionally the case with DBS & POSB discounts. However, the process of applying voucher codes is still roughly the same. Cardholders must book through a designated Expedia webpage (typically the homepage + /dbs). Next, consumers must search for and select a booking that matches the promotional criteria (ie, hotel or package). Finally, cardholders must enter the voucher code at checkout and then pay with their DBS or POSB card. We've reviewed the best credit card option below.

DBS Altitude Visa: Boost for Bookings & No-Fee Perks

  • Free lounge access & golf privileges, waivable fee
  • Promotions: Choose between free AirPods w/ Charging Case (worth S$239) OR 38k miles w/ S$2k spend in 1st 60 days
  • Receive 8% off online shopping by reaching monthly Personalised Spend Goal online (rewards capped at S$16-S$120/mo)
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver, subsequently with S$25,000 annual spend
  • 1.2 miles per S$1 locally, 2 miles overseas, 3 miles for online travel bookings
  • Miles earned never expire
  • Free travel insurance, 2x lounge visits, golfing & dining privileges
  • DBS My Preferred Payment Plan (0% interest instalments)
DBS Altitude Visa Card offers average consumers affordable access to luxury perks, plus boosted rewards for online travel bookings. Cardholders earn 1.2 miles per S$1 spend and 2 miles overseas. Rates are boosted to 3 miles per S$1 (up to 15,000 mi/month) on online travel bookings with Cathay Pacific, Singapore Air, Qatar Airways, AirBnB, Agoda–and, of course, Expedia. This special rewards rate pairs nicely with DBS's Expedia promotions to further boost savings.


Cardholders also enjoy extra perks during their travels. Benefits include 2 free lounge visits annually, complimentary lounge access, discounted green fees and lifestyle privileges via Visa Digital Concierge. These perks are often limited to pricey travel cards, but DBS Altitude has an annual fee of just S$192.6–waived with S$25k annual spend (about S$2,083/month). Those who spend less alternatively receive 10,000 annual bonus miles (worth S$100). Overall, DBS Altitude Card might be a great fit if you want an affordable travel card that still provides luxury perks.

  • Stand-Out: Free lounge access & golf privileges, waivable fee
  • Promotions: Choose between free AirPods w/ Charging Case (worth S$239) OR 38k miles w/ S$2k spend in 1st 60 days
  • Receive 8% off online shopping by reaching monthly Personalised Spend Goal online (rewards capped at S$16-S$120/mo)
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver, subsequently with S$25,000 annual spend
  • 1.2 miles per S$1 locally, 2 miles overseas, 3 miles for online travel bookings
  • Miles earned never expire
  • Free travel insurance, 2x lounge visits, golfing & dining privileges
  • DBS My Preferred Payment Plan (0% interest instalments)
DBS Altitude Visa Card offers average consumers affordable access to luxury perks, plus boosted rewards for online travel bookings. Cardholders earn 1.2 miles per S$1 spend and 2 miles overseas. Rates are boosted to 3 miles per S$1 (up to 15,000 mi/month) on online travel bookings with Cathay Pacific, Singapore Air, Qatar Airways, AirBnB, Agoda–and, of course, Expedia. This special rewards rate pairs nicely with DBS's Expedia promotions to further boost savings.


Cardholders also enjoy extra perks during their travels. Benefits include 2 free lounge visits annually, complimentary lounge access, discounted green fees and lifestyle privileges via Visa Digital Concierge. These perks are often limited to pricey travel cards, but DBS Altitude has an annual fee of just S$192.6–waived with S$25k annual spend (about S$2,083/month). Those who spend less alternatively receive 10,000 annual bonus miles (worth S$100). Overall, DBS Altitude Card might be a great fit if you want an affordable travel card that still provides luxury perks.

American Express Expedia Credit Card Promotion (Apr 2020):

Current Promo:Code:Expires:
10% off hotel bookingsAMEXHOTEL1031 Dec 2020
(See Expedia or bank website for details)

American Express cardholders can often use a coupon code to secure discounts on Expedia hotel or travel package bookings. Redeeming such a code simply requires consumers to visit the designated Expedia landing page (typically homepage + /amex), select a qualifying booking, and enter the coupon code on the payment page during the booking process. Consumers must use an eligible Amex credit card to pay for their travel reservations. Read our reviews below to learn about a few great options.

American Express Singapore Airlines Krisflyer Card: Rapid & Accessible Bonus Miles

  • Up to 21k+ bonus miles w/ S$10k spend in 6mo
  • Promotions: Spend S$10k w/in 1st 6mo, receive 16k bonus miles
  • 5,000 bonus miles w/ 1st spend
  • S$150 cash credit w/ Singapore Airlines after S$12k spend
  • Read Our Full Review
  • Annual fee: S$176.55, 1-year waiver
  • 1.1 miles per S$1 local & overseas spend, 2 mi overseas in June & December only
  • 2 miles per S$1 spend on SingaporeAir online & app, SilkAir, KrisShop in-flight & online
  • 3.1 miles per S$1 spend on Grab transactions (up to 620 mi/mo)
  • Free travel insurance
  • Hertz Gold Plus Rewards & Amex Selects Privileges
If you're planning a big trip and want to rapidly accrue bonus miles in less than a year, American Express Singapore Airlines KrisFlyer Card may be your best bet. Cardholders can earn up to 21,500 welcome miles within just 6 months, with as little as S$10,000 spend–5k miles with their first transaction, 8k miles with S$5k spend in the first 3 months, 8k miles with S$5k spend in the next 3 months and 500 miles with the first Grab transaction. Cardholders who spend S$12k within the 1st year also receive a S$150 credit that can be used on their next SIA air ticket.


Of course, cardholders also earn for their daily spend. Consumers receive 1.1 KrisFlyer miles per S$1 spend, increased to 2 miles overseas in June & December and for online purchases with SingaporeAir and KrisShop. Grab transactions earn 3.1 miles per S$1, capped at 620 miles/month. These rates are paired with a few travel perks, like free travel insurance and Hertz rental car privileges. Overall, Amex SIA KF Card is a great option for consumers who want to quickly accrue bonus miles and who prefer to fly with Singapore Airlines.

  • Stand-Out: Up to 21k+ bonus miles w/ S$10k spend in 6mo
  • Promotions: Spend S$10k w/in 1st 6mo, receive 16k bonus miles
  • 5,000 bonus miles w/ 1st spend
  • S$150 cash credit w/ Singapore Airlines after S$12k spend
  • Read Our Full Review
  • Annual fee: S$176.55, 1-year waiver
  • 1.1 miles per S$1 local & overseas spend, 2 mi overseas in June & December only
  • 2 miles per S$1 spend on SingaporeAir online & app, SilkAir, KrisShop in-flight & online
  • 3.1 miles per S$1 spend on Grab transactions (up to 620 mi/mo)
  • Free travel insurance
  • Hertz Gold Plus Rewards & Amex Selects Privileges
American Express Singapore Airlines KrisFlyer Card is one of the best travel card for promotions in bonuses–in fact, new cardmembers earn 5,000 bonus miles with their first spend. With S$5,000 spend in 3 months, consumers earn another 7,500 miles, and after S$12,000 spend receive a S$150 cash credit to Singapore Airlines. Consumers even receive 500 bonus miles with their 1st Grab ride.


In the meantime, cardholders also earn miles for their spend. General spend earns 1.1 miles per S$1 (2 miles overseas in June & December), and spend with SingaporeAir, SilkAir and KrisShop earns 2 miles. Spend with select merchants (like Deliveroo, McDonald's & more) and on Grab rides earn 3.1 miles per S$1, up to 620 miles/month. While pricier travel cards may also offer bonus miles, Amex SIA KF Card is the most affordable option for the value it provides, with just a S$176.55 fee that’s waived 1 year.

American Express Singapore Airlines Krisflyer Ascend Card: Exclusive Memberships & Luxury Perks

  • Access to Hilton Honors Silver & Krisflyer Elite Gold status
  • Promotions: Spend S$10k w/in 1st 3mo, receive 16k bonus miles
  • 5,000 bonus miles w/ 1st spend
  • 1,500 KrisFlyer Miles each for 1st 2 supplementary cards
  • Read Our Full Review
  • Annual fee: S$337.05
  • 1.2 miles per S$1 local & overseas spend, 2 miles overseas in June & December only
  • 2 miles per S$1 spend on SingaporeAir online & app, SilkAir, KrisShop in-flight & online
  • 3.2 miles per S$1 spend on Grab transactions (up to 640 mi/mo)
  • 4 free lounge visits/year, free annual hotel night, travel insurance
  • Access to Hilton Honors Silver & Krisflyer Elite Gold status
Singapore Airlines loyalists who prioritise luxury perks and exclusive memberships can enjoy top rates and upgrades with American Express Singapore Airlines KrisFlyer Ascend Card. Cardholders earn 1.2 miles per S$1 generally, boosted to 2 miles on SIA brands and overseas in June & December. Consumers also earn 3.2 miles per S$1 spend on Grab, up to 640 miles/month. These rewards heavily favour those who fly with SIA frequently.


Nonetheless, Amex SIA KF Ascend Card's perks provide great convenience and comfort to all cardholders. Consumers can enjoy up to 4 free lounge visits yearly, a complimentary annual hotel night and free travel insurance. Perhaps even better, cardholders can unlock membership upgrades to Hilton Honors Silver, KrisFlyer Gold Elite, and Hertz Gold Plus. In addition to these perks, cardholders receive up to 21,500 bonus miles within their 1st 3 months when they spend S$10k (about S$3,333/month). This bonus, worth about S$215, offsets the moderate S$337.05 fee–which is lower than the S$450+ charged by comparable travel cards. Altogether, Amex SIA KF Ascend Card is great for SIA loyalists seeking luxury perks and membership privileges at a discounted cost.

  • Stand-Out: Access to Hilton Honors Silver & Krisflyer Elite Gold status
  • Promotions: Spend S$10k w/in 1st 3mo, receive 16k bonus miles
  • 5,000 bonus miles w/ 1st spend
  • 1,500 KrisFlyer Miles each for 1st 2 supplementary cards
  • Read Our Full Review
  • Annual fee: S$337.05
  • 1.2 miles per S$1 local & overseas spend, 2 miles overseas in June & December only
  • 2 miles per S$1 spend on SingaporeAir online & app, SilkAir, KrisShop in-flight & online
  • 3.2 miles per S$1 spend on Grab transactions (up to 640 mi/mo)
  • 4 free lounge visits/year, free annual hotel night, travel insurance
  • Access to Hilton Honors Silver & Krisflyer Elite Gold status
Singapore Airlines loyalists who prioritise luxury perks and exclusive memberships can enjoy top rates and upgrades with American Express Singapore Airlines KrisFlyer Ascend Card. Cardholders earn 1.2 miles per S$1 generally, boosted to 2 miles on SIA brands and overseas in June & December. Consumers also earn 3.2 miles per S$1 spend on Grab, up to 640 miles/month. These rewards heavily favour those who fly with SIA frequently.


Nonetheless, Amex SIA KF Ascend Card's perks provide great convenience and comfort to all cardholders. Consumers can enjoy up to 4 free lounge visits yearly, a complimentary annual hotel night and free travel insurance. Perhaps even better, cardholders can unlock membership upgrades to Hilton Honors Silver, KrisFlyer Gold Elite, and Hertz Gold Plus. In addition to these perks, cardholders receive up to 21,500 bonus miles within their 1st 3 months when they spend S$10k (about S$3,333/month). This bonus, worth about S$215, offsets the moderate S$337.05 fee–which is lower than the S$450+ charged by comparable travel cards. Altogether, Amex SIA KF Ascend Card is great for SIA loyalists seeking luxury perks and membership privileges at a discounted cost.

OCBC Expedia Credit Card Promotion (Apr 2020):

Current Promo:Code:Expires:
10% off hotel bookingsOCBCHOTEL1031 Dec 2020
S$60 off hotel booking (min. S$400)OCBCPKG1531 Dec 2020

OCBC cardholders can take advantage of the discounts above by applying a coupon code during the checkout process. Promotions typically apply only to certain types of bookings, so it's important to read over the eligibility criteria before booking. You can find out more about current promotions–and redeem current discounts–through a dedicated Expedia landing page (typically the homepage + /ocbc). There may be minimum spend requirements and booking windows associated with the promotion. In all cases, however, reservations must be booked using an OCBC credit card at checkout in order to qualify for the discount. Learn more about a few of the best OCBC credit cards below.

OCBC 365 Card: No-Fee Rebates on Essentials

  • Up to 6% rebate on dining, groceries, transport & more
  • Promotions: Free S$100 cash via PayNow (new customers) via our partnership with SGSaver
  • Free S$50 cash w/ S$300 min. spend in 1st mo
  • Boost to 6% cashback on groceries & at convenience stores
  • Read Our Full Review
  • Annual fee: S$192.6, 2-year waiver, subsequently with S$10,000 annual spend
  • 6% rebate on dining & online food delivery
  • 3% rebate on groceries, land transport, recurring bills & online travel
  • Up to 23% fuel savings with Caltex, 20.4% with Esso, 5% other stations
  • Free travel insurance, Visa Signature Privileges
If you're an everyday consumer seeking no-fee rebates on essentials, OCBC 365 Card may be a great match for you. After just S$800 minimum spend, cardholders earn 6% cashback on dining, 5% on petrol, and 3% on groceries, land transport (Grab, Gojek, ComfortDelGro & more), recurring telco & electricity bills, and even online travel bookings. This includes merchants like Agoda, Expedia and AirBnB. Overall, cardholders can earn up to S$80/month in rewards.


Unlike its closest competitor, OCBC 365 Card offers cardholders a fee waiver. Consumers are exempt from the S$192.6 fee for 2 years and then subsequently with just S$10k annual spend (about S$833/month). This is relatively attainable for the average consumer, making OCBC 365 Card a great no-fee option for people seeking everyday cashback.

  • Stand-Out: Up to 6% rebate on dining, groceries, transport & more
  • Promotions: Free S$100 cash via PayNow (new customers) via our partnership with SGSaver
  • Free S$50 cash w/ S$300 min. spend in 1st mo
  • Boost to 6% cashback on groceries & at convenience stores
  • Read Our Full Review
  • Annual fee: S$192.6, 2-year waiver, subsequently with S$10,000 annual spend
  • 6% rebate on dining & online food delivery
  • 3% rebate on groceries, land transport, recurring bills & online travel
  • Up to 23% fuel savings with Caltex, 20.4% with Esso, 5% other stations
  • Free travel insurance, Visa Signature Privileges
If you're an everyday consumer seeking no-fee rebates on essentials, OCBC 365 Card may be a great match for you. After just S$800 minimum spend, cardholders earn 6% cashback on dining, 5% on petrol, and 3% on groceries, land transport (Grab, Gojek, ComfortDelGro & more), recurring telco & electricity bills, and even online travel bookings. This includes merchants like Agoda, Expedia and AirBnB. Overall, cardholders can earn up to S$80/month in rewards.


Unlike its closest competitor, OCBC 365 Card offers cardholders a fee waiver. Consumers are exempt from the S$192.6 fee for 2 years and then subsequently with just S$10k annual spend (about S$833/month). This is relatively attainable for the average consumer, making OCBC 365 Card a great no-fee option for people seeking everyday cashback.

OCBC 90°N Card: Mix of Miles & Cashback Rewards

  • Earn unlimited cashback & miles, no conversion fees
  • Promotions: Up to 10% off Expedia bookings
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • Renewal bonus: 10,000 Travel$ (worth 10,000 miles or S$100)
  • Miles Option: 1.2 miles per S$1 locally, 2.1 miles overseas
  • Cashback Option: 1.2% rebate locally, 2.1% overseas
  • No conversion fees & rewards never expire
  • Access to Mastercard Airport Experiences
OCBC 90°N Card offers competitive, flexible, and affordable rewards to high spenders looking to max out their earning potential. Cardholders earn in Travel$, each of which can be redeemed for S$0.01 cash rebate or 1 air mile. As such, earnings rates are equivalent in value to an unlimited 1.2% local cashback & 2.1% overseas or 1.2 miles per S$1 locally and 2 miles overseas. In either case, OCBC 90°N Card's rate for spend in foreign currency is quite competitive, making the card a great fit for people with large overseas budgets.


One of the biggest perks of OCBC 90°N Card is that points earned are not devalued based on redemption type (usually redeeming for cashback reduces final value-to-consumer) and there are no conversion fees (transfers typically cost S$25 each). Cardholders also receive 10,000 Travel$ per year, which translates to S$100 rebate or 10,000 air miles in value. This bonus offsets the S$192.6 fee, which is already quite moderate. Overall, OCBC 90°N Card is a great match for consumers looking for unlimited rewards–both in cashback and miles.

  • Stand-Out: Earn unlimited cashback & miles, no conversion fees
  • Promotions: Up to 10% off Expedia bookings
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • Renewal bonus: 10,000 Travel$ (worth 10,000 miles or S$100)
  • Miles Option: 1.2 miles per S$1 locally, 2.1 miles overseas
  • Cashback Option: 1.2% rebate locally, 2.1% overseas
  • No conversion fees & rewards never expire
  • Access to Mastercard Airport Experiences
OCBC 90°N Card offers competitive, flexible, and affordable rewards to high spenders looking to max out their earning potential. Cardholders earn in Travel$, each of which can be redeemed for S$0.01 cash rebate or 1 air mile. As such, earnings rates are equivalent in value to an unlimited 1.2% local cashback & 2.1% overseas or 1.2 miles per S$1 locally and 2 miles overseas. In either case, OCBC 90°N Card's rate for spend in foreign currency is quite competitive, making the card a great fit for people with large overseas budgets.


One of the biggest perks of OCBC 90°N Card is that points earned are not devalued based on redemption type (usually redeeming for cashback reduces final value-to-consumer) and there are no conversion fees (transfers typically cost S$25 each). Cardholders also receive 10,000 Travel$ per year, which translates to S$100 rebate or 10,000 air miles in value. This bonus offsets the S$192.6 fee, which is already quite moderate. Overall, OCBC 90°N Card is a great match for consumers looking for unlimited rewards–both in cashback and miles.

UOB Expedia Credit Card Promotion (Apr 2020):

Current Promo:Code:Expires:
10% off hotel bookingsUOBHOTEL1031 Dec 2020
S$15 off hotel+flight pkg (min. S$500)UOBPKG1531 Dec 2020

To take advantage of a UOB Expedia promotion, you'll first need to visit the designated Expedia landing page (typically the homepage + /uob). Next, select a qualifying booking option–whether hotel or vacation package–and proceed to checkout. At this point, you'll have the opportunity to enter a voucher code. Apply the voucher, then finish your reservation by paying with your UOB credit card. If you're looking for a new card, consider the options below.

KrisFlyer UOB Credit Card: Top Hotel & Flight Booking Miles for SIA Flyers

  • Boosted everyday miles w/ SIA perks & privileges
  • Promotions: S$150 cashback with S$1.5k spend in 1st month via our partnership with SGSaver
  • Receive 3,000 KF miles w/ 1st transaction (S$5 min.)
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • 3 mi/S$1 spend on SIA brands (SIA, SilkAir, Scoot, KrisShop)
  • 3 mi/S$1 on dining, transport, online shopping & travel bookings w/ S$500 min. SIA spend/yr
  • 1.2 mi/S$1 on general spend
  • 10,000 annual renewal miles
  • Scoot privileges, KrisShop rebate, fast-track to KF Elite Silver & more
KrisFlyer UOB Card is perhaps the best card on the market for young SIA loyalists who tend to travel on a budget. Cardholders earn 1.2 miles per S$1 general local and overseas spend, plus 3 miles for transactions with Scoot, SIA, SilkAir and KrisShop. Those who spend at least S$500 per year with SIA receive a rate boost to 3 miles per S$1 on global dining, online food delivery, transport (including public transit), online fashion shopping and travel bookings–including through Expedia. As a result, loyalty to SIA fuels rapid miles accrual along every step of the way of the vacation planning process.


KF UOB Card also provides great perks for budget travellers. Cardholders enjoy priority check-in & boarding, free standard seat selection, complimentary baggage allowance upgrades and flight booking flexibility waivers at Scoot (SIA's low cost carrier). Other perks include S$15 worth of vouchers both for ChangiWiFi and for Grab trips to and from the airport, plus a S$20 KrisShop rebate following a S$100 nett transaction at the store. Higher spenders can unlock KrisFlyer Elite Silver status with S$5k/year SIA spend, but all cardholders–regardless of spend level–receive 10,000 annual bonus miles (worth about S$100). Overall, KrisFlyer UOB Card is one of the best options on the market for young travellers, especially those willing to primarily fly with SIA.

  • Stand-Out: Boosted everyday miles w/ SIA perks & privileges
  • Promotions: S$150 cashback with S$1.5k spend in 1st month via our partnership with SGSaver
  • Receive 3,000 KF miles w/ 1st transaction (S$5 min.)
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • 3 mi/S$1 spend on SIA brands (SIA, SilkAir, Scoot, KrisShop)
  • 3 mi/S$1 on dining, transport, online shopping & travel bookings w/ S$500 min. SIA spend/yr
  • 1.2 mi/S$1 on general spend
  • 10,000 annual renewal miles
  • Scoot privileges, KrisShop rebate, fast-track to KF Elite Silver & more
KrisFlyer UOB Card is perhaps the best card on the market for young SIA loyalists who tend to travel on a budget. Cardholders earn 1.2 miles per S$1 general local and overseas spend, plus 3 miles for transactions with Scoot, SIA, SilkAir and KrisShop. Those who spend at least S$500 per year with SIA receive a rate boost to 3 miles per S$1 on global dining, online food delivery, transport (including public transit), online fashion shopping and travel bookings–including through Expedia. As a result, loyalty to SIA fuels rapid miles accrual along every step of the way of the vacation planning process.


KF UOB Card also provides great perks for budget travellers. Cardholders enjoy priority check-in & boarding, free standard seat selection, complimentary baggage allowance upgrades and flight booking flexibility waivers at Scoot (SIA's low cost carrier). Other perks include S$15 worth of vouchers both for ChangiWiFi and for Grab trips to and from the airport, plus a S$20 KrisShop rebate following a S$100 nett transaction at the store. Higher spenders can unlock KrisFlyer Elite Silver status with S$5k/year SIA spend, but all cardholders–regardless of spend level–receive 10,000 annual bonus miles (worth about S$100). Overall, KrisFlyer UOB Card is one of the best options on the market for young travellers, especially those willing to primarily fly with SIA.

UOB PRVI Miles American Express Card: Market-Leading Miles for Above-Average Spenders

  • Up to 20k bonus miles & fee waiver w/ S$50k annual spend
  • Promotions: Receive S$100 cash credit w/ 5 transactions in 1st mo (via our partnership w/ SGSaver)
  • Receive S$150 cash credit w/ S$1.5k spend in 1st mo (first 800 sign-ups)
  • Earn 3mi/S$1 on 1st S$5k spend online & on groceries, w/ S$2.5k min. spend
  • Read Our Full Review
  • Annual fee: S$256.8, 1-year waiver, subsequently with S$50,000 annual spend
  • 20,000 bonus annual renewal miles (worth S$200) with S$50,000 annual spend
  • 1.4 miles per S$1 local spend, 2.4 miles overseas, 6 miles at major airlines & airports
  • 8 free limo transfers & free travel insurance
  • UOB PRVI Travel Butler & Amex Essentials
If you're an above-average spender looking to rapidly accrue miles without paying an annual fee, consider UOB PRVI Miles American Express Card. Cardholders earn 1.4 miles per S$1 locally, 2.4 miles overseas and 6 miles on hotel and airline bookings (including through Expedia and Agoda). These rates are on par–or higher than–those offered by the priciest travel cards. Nonetheless, UOB PRVI Miles Card's already moderate S$256.8 fee is waived with just S$50k annual spend (about S$4,167/month). At this spend rate, cardholders also earn 20,000 bonus miles (worth S$200).


While UOB PRVI Miles Card at first seems like a clear match for travellers with substantial budgets, it's important to point out that its perks are fairly limited. Cardholders receive complimentary travel insurance and limo transfers, but do not receive lounge access (which is offered by even more affordable cards). Still, cardholders who prioritise earning miles over luxury travel privileges can benefit greatly from UOB PRVI Miles Card.

  • Stand-Out: Up to 20k bonus miles & fee waiver w/ S$50k annual spend
  • Promotions: Receive S$100 cash credit w/ 5 transactions in 1st mo (via our partnership w/ SGSaver)
  • Receive S$150 cash credit w/ S$1.5k spend in 1st mo (first 800 sign-ups)
  • Earn 3mi/S$1 on 1st S$5k spend online & on groceries, w/ S$2.5k min. spend
  • Read Our Full Review
  • Annual fee: S$256.8, 1-year waiver, subsequently with S$50,000 annual spend
  • 20,000 bonus annual renewal miles (worth S$200) with S$50,000 annual spend
  • 1.4 miles per S$1 local spend, 2.4 miles overseas, 6 miles at major airlines & airports
  • 8 free limo transfers & free travel insurance
  • UOB PRVI Travel Butler & Amex Essentials
If you're an above-average spender looking to rapidly accrue miles without paying an annual fee, consider UOB PRVI Miles American Express Card. Cardholders earn 1.4 miles per S$1 locally, 2.4 miles overseas and 6 miles on hotel and airline bookings (including through Expedia and Agoda). These rates are on par–or higher than–those offered by the priciest travel cards. Nonetheless, UOB PRVI Miles Card's already moderate S$256.8 fee is waived with just S$50k annual spend (about S$4,167/month). At this spend rate, cardholders also earn 20,000 bonus miles (worth S$200).


While UOB PRVI Miles Card at first seems like a clear match for travellers with substantial budgets, it's important to point out that its perks are fairly limited. Cardholders receive complimentary travel insurance and limo transfers, but do not receive lounge access (which is offered by even more affordable cards). Still, cardholders who prioritise earning miles over luxury travel privileges can benefit greatly from UOB PRVI Miles Card.

UOB YOLO Card: Rebates for Social Young Adults

  • Top weekend rebates of up to 8% for social spenders
  • Promotions: Receive S$150 cash credit w/ S$1.5k spend in 1st mo (first 800 sign-ups)
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • 8% cashback on weekend dining, entertainment, Grab, select UOB Travel (3% weekdays)
  • 3% online travel & fashion
  • Free travel insurance
Social weekend spenders can earn top rebates with UOB YOLO Card. Cardholders earn 8% cashback on weekend dining, entertainment, Grab & select UOB Travel (3% on weekdays) and 3% on online shopping and travel bookings (including via Expedia & Agoda). These rates are unlocked after a relatively low S$600 minimum spend, which makes UOB YOLO Card a bit easier to use for young adults with limited budgets. And, rewards can be maxed out at S$60/month, adding up to an impressive S$720/year. While there's a S$192.6 annual fee, it's waived the first year, making UOB YOLO Card an affordable match for young social spenders.
  • Stand-Out: Top weekend rebates of up to 8% for social spenders
  • Promotions: Receive S$150 cash credit w/ S$1.5k spend in 1st mo (first 800 sign-ups)
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • 8% cashback on weekend dining, entertainment, Grab, select UOB Travel (3% weekdays)
  • 3% online travel & fashion
  • Free travel insurance
Social weekend spenders can earn top rebates with UOB YOLO Card. Cardholders earn 8% cashback on weekend dining, entertainment, Grab & select UOB Travel (3% on weekdays) and 3% on online shopping and travel bookings (including via Expedia & Agoda). These rates are unlocked after a relatively low S$600 minimum spend, which makes UOB YOLO Card a bit easier to use for young adults with limited budgets. And, rewards can be maxed out at S$60/month, adding up to an impressive S$720/year. While there's a S$192.6 annual fee, it's waived the first year, making UOB YOLO Card an affordable match for young social spenders.

UOB One Credit Card: Top Rebates for Consistent Spenders

  • Up to 5% rebate on all spend, S$300/quarter
  • Promotions: Receive S$150 cash credit w/ S$1.5k spend in 1st mo (first 800 sign-ups)
  • Bonus +5% rebate (up to 10%) on Grab & UOB Travel Planner
  • Bonus +1% rebate (up to 6%) on Singapore Power utilities bill
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • 5% rebate, up to S$300/quarter (S$2,000 min spend)
  • 3.33% rebate, up to S$100/quarter (S$1,000 min spend)
  • 3.33% rebate, up to S$50/quarter (S$500 min spend)
  • UOB SMART$ Rebate Programme
UOB One Card offers consistent, moderate spenders the opportunity to earn S$1,200+ in annual rewards. Those who spend S$2k every month for an entire quarter earn 5% rebate, up to S$300 (S$100/month). Lower and inconsistent spenders earn 3.33% cashback, up to S$100/qtr with S$1k monthly spend or up to S$50/qtr with S$500 monthly spend. Cardholders enjoy a +5% boost on Grab & UOB Travel transactions (effectively 10% rebate) and +1% on utilities bills (effectively 6%). Even better, these rebates pair with additional savings through UOB SMART$ Rebate Programme, which offers extra rewards with select merchants. Overall, UOB One Card is one of the best everyday cards on the market for stable spenders with budgets of at least S$2k/month.
  • Stand-Out: Up to 5% rebate on all spend, S$300/quarter
  • Promotions: Receive S$150 cash credit w/ S$1.5k spend in 1st mo (first 800 sign-ups)
  • Bonus +5% rebate (up to 10%) on Grab & UOB Travel Planner
  • Bonus +1% rebate (up to 6%) on Singapore Power utilities bill
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • 5% rebate, up to S$300/quarter (S$2,000 min spend)
  • 3.33% rebate, up to S$100/quarter (S$1,000 min spend)
  • 3.33% rebate, up to S$50/quarter (S$500 min spend)
  • UOB SMART$ Rebate Programme
UOB One Card offers consistent, moderate spenders the opportunity to earn S$1,200+ in annual rewards. Those who spend S$2k every month for an entire quarter earn 5% rebate, up to S$300 (S$100/month). Lower and inconsistent spenders earn 3.33% cashback, up to S$100/qtr with S$1k monthly spend or up to S$50/qtr with S$500 monthly spend. Cardholders enjoy a +5% boost on Grab & UOB Travel transactions (effectively 10% rebate) and +1% on utilities bills (effectively 6%). Even better, these rebates pair with additional savings through UOB SMART$ Rebate Programme, which offers extra rewards with select merchants. Overall, UOB One Card is one of the best everyday cards on the market for stable spenders with budgets of at least S$2k/month.

Maybank Expedia Credit Card Promotion (Apr 2020):

Current Promo:Code:Expires:
10% off hotel bookingsMBSG10EXP31 Dec 2020
(See Expedia or bank website for details)

Maybank's Expedia promotions, like most other banks', are quite easy to redeem. Cardholders must book through a designated landing page on Expedia (typically the homepage + /maybank). At the checkout stage, consumers just need to enter their coupon or voucher code where prompted. Finally, the reservation must be booked using an eligible Maybank credit card. Here are a few stand-out options to consider.

Maybank Horizon Visa Signature: Top Miles for Spend in SG

  • Market-leading 3.2 mi/S$1 local dining & transport spend
  • Promotions: Receive free American Tourister Luggage w/ S$300 monthly spend for 2mo (req. both card + Creditable applications)
  • Read Our Full Review
  • Annual fee: S$180.0, 3-year waiver, subsequently with S$18,000 annual spend
  • 3.2 miles per S$1 local spend on dining, petrol, taxis, Grab & hotel bookings with Agoda
  • 2 miles per S$1 spend on air tickets, travel packages & foreign currency transactions
  • Up to 17.2% fuel savings on petrol in Singapore
  • Access to airport lounges & free travel insurance
Maybank Horizon Visa Signature Card is a great match for local spenders who'd like to earn miles for daily purchases made in Singapore. Unlike most travel cards, MB Horizon heavily rewards local expenditures. In fact, cardholders earn a market-leading 3.2 miles per S$1 spend on dining, petrol, Grab, taxis, and hotel bookings with Agoda (though discounts with Expedia are also offered). Still, MB Horizon's overseas rates are also competitive, at 2 miles per S$1 spend on air tickets, travel packages and transactions made in foreign currencies. Cardholders also enjoy free travel insurance and access to airport lounges.


MB Horizon also offers an easy fee-waiver. Cardholders who spend just S$18,000/year (about S$1,500/month) are exempt from paying the S$180.0 annual fee. Given many travel cards have annual fees of S$200+ without waiver options, MB Horizon is also one of the most affordable rapidly-accruing miles card on the market.

  • Stand-Out: Market-leading 3.2 mi/S$1 local dining & transport spend
  • Promotions: Receive free American Tourister Luggage w/ S$300 monthly spend for 2mo (req. both card + Creditable applications)
  • Read Our Full Review
  • Annual fee: S$180.0, 3-year waiver, subsequently with S$18,000 annual spend
  • 3.2 miles per S$1 local spend on dining, petrol, taxis, Grab & hotel bookings with Agoda
  • 2 miles per S$1 spend on air tickets, travel packages & foreign currency transactions
  • Up to 17.2% fuel savings on petrol in Singapore
  • Access to airport lounges & free travel insurance
Maybank Horizon Visa Signature Card is a great match for local spenders who'd like to earn miles for daily purchases made in Singapore. Unlike most travel cards, MB Horizon heavily rewards local expenditures. In fact, cardholders earn a market-leading 3.2 miles per S$1 spend on dining, petrol, Grab, taxis, and hotel bookings with Agoda (though discounts with Expedia are also offered). Still, MB Horizon's overseas rates are also competitive, at 2 miles per S$1 spend on air tickets, travel packages and transactions made in foreign currencies. Cardholders also enjoy free travel insurance and access to airport lounges.


MB Horizon also offers an easy fee-waiver. Cardholders who spend just S$18,000/year (about S$1,500/month) are exempt from paying the S$180.0 annual fee. Given many travel cards have annual fees of S$200+ without waiver options, MB Horizon is also one of the most affordable rapidly-accruing miles card on the market.

Maybank Family & Friends MasterCard: No-Fee Rebates in SG & MY

  • Best for rebates in SG & MY w/ S$500 min. spend
  • Promotions: Receive free American Tourister Luggage w/ S$300 monthly spend for 2mo (req. both card + Creditable applications)
  • Read Our Full Review
  • Annual fee: S$180.0, 3-year waiver then w/ S$12k annual spend
  • Up to 8% rebate on dining, groceries, transport, petrol & online TV streaming in Singapore & Malaysia, after S$800 min spend (5% rebate with S$500 min spend)
  • 0.3% rebate all other spend
If you spend S$500–S$1,000/month in Singapore & Malaysia, you can quickly max out top cashback with Maybank Family & Friends Card. Cardholders spending as little as S$500/month earn 5% rebate on dining, groceries, petrol, transport and data communications/online TV streaming. Most other cards on the market offer 3.33% cashback or less at this spend level. People who spend S$800/month earn an even higher 8% rebate in these spend categories, up to S$80/month. This cap can be maxed out with just S$1k spend–which also unlocks a fee waiver (the S$180.0 fee is waived with S$12k annual spend). Overall, Maybank F&F Card is perfect for those with moderate budgets seeking no-fee cashback on core expenses.
  • Stand-Out: Best for rebates in SG & MY w/ S$500 min. spend
  • Promotions: Receive free American Tourister Luggage w/ S$300 monthly spend for 2mo (req. both card + Creditable applications)
  • Read Our Full Review
  • Annual fee: S$180.0, 3-year waiver then w/ S$12k annual spend
  • Up to 8% rebate on dining, groceries, transport, petrol & online TV streaming in Singapore & Malaysia, after S$800 min spend (5% rebate with S$500 min spend)
  • 0.3% rebate all other spend
If you spend S$500–S$1,000/month in Singapore & Malaysia, you can quickly max out top cashback with Maybank Family & Friends Card. Cardholders spending as little as S$500/month earn 5% rebate on dining, groceries, petrol, transport and data communications/online TV streaming. Most other cards on the market offer 3.33% cashback or less at this spend level. People who spend S$800/month earn an even higher 8% rebate in these spend categories, up to S$80/month. This cap can be maxed out with just S$1k spend–which also unlocks a fee waiver (the S$180.0 fee is waived with S$12k annual spend). Overall, Maybank F&F Card is perfect for those with moderate budgets seeking no-fee cashback on core expenses.

HSBC Expedia Credit Card Promotion (Apr 2020):

Current Promo:Code:Expires:
10% off hotel bookingsHSBCHOTEL1031 Dec 2020
(See Expedia or bank website for details)

HSBC's Expedia promotions are occasionally driven by third parties, like travel agencies. In either case, however, applying discounts is about the same. Cardholders simply must visit the dedicated landing page on Expedia (typically the homepage + /hsbc), search and select their desired booking, and then apply the voucher code when prompted at the checkout screen. Reservations must be booked with a qualifying HSBC credit card. Here are a few options below.

HSBC Revolution: Miles for Local Social Spend

  • Up to 2mi/S$1 spend on online insurance & bill-pay
  • Promotions: Receive Samsonite Prestige 69cm Spinner Exp luggage or S$150 cashback
  • Apply online with MyInfo via SingPass, receive S$20 in Grab rides
  • Read Our Full Review
  • Annual fee: S$160.5, 2-year waiver, subsequently with S$12,500 annual spend
  • 2 miles per S$1 spend on local dining & entertainment, online spend (unlimited)
  • Online rate includes travel bookings, recurring bills & transit payments
  • No minimum spend requirement
If you're a local, social spender and want to enjoy top miles rates without travelling abroad, HSBC Revolution Card may be the best option for you. Cardholders earn 2 miles per S$1 spend on local dining & entertainment, as well as for online transactions. Most miles cards offer just 1.2 miles per S$1 spend locally, rewarding 2 miles only for purchases made overseas.


HSBC Revolution Card's online rate is also quite impressive, as it applies to online bill & transit payments as well as travel bookings. Many of these transactions are usually excluded from earning rewards. Finally, cardholders never need to worry about minimum spend requirements or caps on their earnings. The S$160.5 is waived for 2 years, and then with just S$12,500 annual spend. Altogether, HSBC Revolution Card is affordable, easy to use and a great way for consumers to maximise miles for their local social spend.

  • Stand-Out: Up to 2mi/S$1 spend on online insurance & bill-pay
  • Promotions: Receive Samsonite Prestige 69cm Spinner Exp luggage or S$150 cashback
  • Apply online with MyInfo via SingPass, receive S$20 in Grab rides
  • Read Our Full Review
  • Annual fee: S$160.5, 2-year waiver, subsequently with S$12,500 annual spend
  • 2 miles per S$1 spend on local dining & entertainment, online spend (unlimited)
  • Online rate includes travel bookings, recurring bills & transit payments
  • No minimum spend requirement
If you're a local, social spender and want to enjoy top miles rates without travelling abroad, HSBC Revolution Card may be the best option for you. Cardholders earn 2 miles per S$1 spend on local dining & entertainment, as well as for online transactions. Most miles cards offer just 1.2 miles per S$1 spend locally, rewarding 2 miles only for purchases made overseas.


HSBC Revolution Card's online rate is also quite impressive, as it applies to online bill & transit payments as well as travel bookings. Many of these transactions are usually excluded from earning rewards. Finally, cardholders never need to worry about minimum spend requirements or caps on their earnings. The S$160.5 is waived for 2 years, and then with just S$12,500 annual spend. Altogether, HSBC Revolution Card is affordable, easy to use and a great way for consumers to maximise miles for their local social spend.

HSBC Advance Card: Top Rebates for Advance Customers

  • Up to 3.5% flat cashback, lofty S$125/month rewards cap
  • Promotions: Receive Samsonite Prestige 69cm Spinner Exp luggage or S$150 cashback
  • Apply online with MyInfo via SingPass, receive S$20 in Grab rides
  • Read Our Full Review
  • Annual fee: S$192.6, waived for Advance banking customers
  • Up to 3.5% flat rebate for Advance customers (2.5% for others)
  • Up to 16% fuel savings with Caltex, 14% with Shell
HSBC Advance Card is a top-notch card for affluent HSBC Advance customers, or those willing to consider opening an HSBC Advance account. Advance customers earn 3.5% flat rebate with S$2k monthly spend (2.5% if below), up to S$125/month. This reward can be maxed out with S$3,500 monthly spend. Even better, Advance customers never pay an annual fee.


Non-Advance customers, however, do not receive the same rates. Non-customers earn 2.5% flat rebate after S$2k monthly spend (1.5% if below), up to S$70/month. These rates are less competitive. Additionally, non-customers must pay a S$192.6 annual fee–though it's waived with S$12,500 annual spend. Overall, consumers can quickly and easily earn top cashback on all spend with HSBC Advance, as long as they're open to an account with HSBC.

  • Stand-Out: Up to 3.5% flat cashback, lofty S$125/month rewards cap
  • Promotions: Receive Samsonite Prestige 69cm Spinner Exp luggage or S$150 cashback
  • Apply online with MyInfo via SingPass, receive S$20 in Grab rides
  • Read Our Full Review
  • Annual fee: S$192.6, waived for Advance banking customers
  • Up to 3.5% flat rebate for Advance customers (2.5% for others)
  • Up to 16% fuel savings with Caltex, 14% with Shell
HSBC Advance Card is a top-notch card for affluent HSBC Advance customers, or those willing to consider opening an HSBC Advance account. Advance customers earn 3.5% flat rebate with S$2k monthly spend (2.5% if below), up to S$125/month. This reward can be maxed out with S$3,500 monthly spend. Even better, Advance customers never pay an annual fee.


Non-Advance customers, however, do not receive the same rates. Non-customers earn 2.5% flat rebate after S$2k monthly spend (1.5% if below), up to S$70/month. These rates are less competitive. Additionally, non-customers must pay a S$192.6 annual fee–though it's waived with S$12,500 annual spend. Overall, consumers can quickly and easily earn top cashback on all spend with HSBC Advance, as long as they're open to an account with HSBC.

CIMB Expedia Credit Card Promotion (Apr 2020):

Current Promo:Code:Expires:
10% off hotel bookingsCIMB10EXP31 Dec 2020
(See Expedia or bank website for details)

If you're a CIMB cardholder looking to apply your discount, visit the dedicated Expedia landing page (typically the homepage + /cimb) and then find your desired booking. At the checkout stage, enter the voucher code–as shown above–where prompted. Pay for the reservation with your CIMB Card once the discount has been applied. If you don't have a CIMB credit card but are interested in earning top cashback rewards, consider the options we've reviewed below.

CIMB Platinum MasterCard: Rebates for Dining, Transport, Medical

  • Up to 10% cashback on transport, dining, medical & more
  • Promotions: Pay for Grab w/ linked card & enjoy up to S$20 Grab Promo Codes
  • Read Our Full Review
  • Annual fee: Free
  • 10% cashback on medical, transport, dining & overseas travel
  • 10% cashback on select electronics/furnishings vendors
  • CIMB 0% Interest i.Pay Instalment Plan
Cardholders interested in a no-fee cashback card that rewards diversified, mostly practical spend may want to consider CIMB Platinum MasterCard. Consumers earn 10% rebate on dining, medical, transport, select electronics & furnishings and travel spend in foreign currencies. Each category is capped at S$20 earnings, which can be reached with just S$200 spend. As a result, those with an even spend distribution across these areas can earn up to S$100/month with just S$1,000 spend. Because CIMB Platinum MasterCard has no annual fee, cardholders can enjoy these rewards stress and maintenance-free.
  • Stand-Out: Up to 10% cashback on transport, dining, medical & more
  • Promotions: Pay for Grab w/ linked card & enjoy up to S$20 Grab Promo Codes
  • Read Our Full Review
  • Annual fee: Free
  • 10% cashback on medical, transport, dining & overseas travel
  • 10% cashback on select electronics/furnishings vendors
  • CIMB 0% Interest i.Pay Instalment Plan
Cardholders interested in a no-fee cashback card that rewards diversified, mostly practical spend may want to consider CIMB Platinum MasterCard. Consumers earn 10% rebate on dining, medical, transport, select electronics & furnishings and travel spend in foreign currencies. Each category is capped at S$20 earnings, which can be reached with just S$200 spend. As a result, those with an even spend distribution across these areas can earn up to S$100/month with just S$1,000 spend. Because CIMB Platinum MasterCard has no annual fee, cardholders can enjoy these rewards stress and maintenance-free.

CIMB Visa Infinite Card: Unltd. Cashback for Wealthy Travellers

  • Unltd. travel & overseas cashback plus lounge & waived green fees
  • Promotions: Pay for Grab w/ linked card & enjoy up to S$20 Grab Promo Codes
  • Read Our Full Review
  • Annual fee: Free
  • Unlimited 2% cashback on all travel expenses & overseas spend
  • Unlimited 1% cashback on all other spend
  • Free travel insurance, 3x lounge access, discounted limo transfers
  • Complimentary green fees at 108 fairways across 16 countries
  • CIMB 0% Interest i.Pay Instalment Plan
If you're an affluent traveller who prefers cashback to miles, consider CIMB Visa Infinite Card. Cardholders earn 1% unlimited rebate on general spend, boosted to 2% for travel & overseas spend after reaching a S$2,000 minimum requirement. Cardholders also enjoy a variety of luxury perks typically limited to miles-earning cards. These include free travel insurance, 3 lounge visits/year, discounted limo transfers and up to 2 free golf games every month at fairways worldwide. Even better, there's no annual fee. As a result, cardholders who want to earn unlimited rebates overseas without compromising on perks should consider CIMB Visa Infinite Card.
  • Stand-Out: Unltd. travel & overseas cashback plus lounge & waived green fees
  • Promotions: Pay for Grab w/ linked card & enjoy up to S$20 Grab Promo Codes
  • Read Our Full Review
  • Annual fee: Free
  • Unlimited 2% cashback on all travel expenses & overseas spend
  • Unlimited 1% cashback on all other spend
  • Free travel insurance, 3x lounge access, discounted limo transfers
  • Complimentary green fees at 108 fairways across 16 countries
  • CIMB 0% Interest i.Pay Instalment Plan
If you're an affluent traveller who prefers cashback to miles, consider CIMB Visa Infinite Card. Cardholders earn 1% unlimited rebate on general spend, boosted to 2% for travel & overseas spend after reaching a S$2,000 minimum requirement. Cardholders also enjoy a variety of luxury perks typically limited to miles-earning cards. These include free travel insurance, 3 lounge visits/year, discounted limo transfers and up to 2 free golf games every month at fairways worldwide. Even better, there's no annual fee. As a result, cardholders who want to earn unlimited rebates overseas without compromising on perks should consider CIMB Visa Infinite Card.

Learn More About How to Find the Best Credit Card for You

Carrie Arndt

Carrie is a Senior Analyst at ValueChampion, specialising in credit cards in Singapore. She previously led consumer studies worldwide as a Senior Research Executive at MMR Research.

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