Best Credit Card Promotions 2018

With so many cash rebate bonuses, gifts and mile awards being advertised by banks, it can be difficult to discern which credit card offers the best promotions and welcome bonuses. Here, we have compiled a list of the best credit card promotions in Singapore to make your search easier.

Table of Contents

Best Citibank Credit Card Promotions

According to Citibank's website, they have total of 15 credit cards available in Singapore. Below, we feature some of the best promotions and welcome bonus offers from Citi in Singapore. While we continue to update our page with the latest offers from each bank, you should make sure to read the fine prints on the terms & conditions page for each promotion on the bank's website. Banks often impose various requirements for you to qualify for some of these promotions.

Best Air Miles Rewards Credit Card: Citi PremierMiles Visa Card

Consider this if you are an average consumer who wants a balance of generous mile awards and other travel perks

Annual Income Requirement S$30,000
Foreigner Income Requirement S$42,000

Citi PremierMiles Visa Card is one of our favorite travel cards for average consumers. It has a very good set of offers that includes great mile awards (1.2 miles for S$ spent locally) and bonus miles. As a promotion, Citi is offering an incredible bonus miles of up to 30,000 miles. If we were to value a mile at 1 cent, that's promotional bonus of S$300 (and more if you redeem your miles for business class or better). To earn this bonus, all you have to do is spend S$10,000 in the first 3 months. If you can't spend the S$10,000 in 3 months, you can still get 15,000 miles just by spending any amount of money on the card. Not only that, you can also receive 10,000 miles when you pay the annual fee to renew your card every single year.

Summary of Citi Premier Miles

  • Annual fee: S$267.5
  • 1.2 miles for S$1 spent locally, 2 miles for S$1 spent overseas
  • Up to 10 miles per S$1 spent on online travel booking sites like Kaligo and Agoda
  • Complimentary travel insurance and Priority Pass Membership for free lounge access
  • Access to Citi Privileges globally
  • 14% off petrol spend at Shell & Esso
  • Promotion: Spend S$7.5k in 3 months and pay annual fee to receive 21,000 miles
  • Bonus: 10,000 miles when you pay the annual fee and renew
  • Read Our Full Review

Best Rewards On Food: Citi Cash Back Card

Consider this if you spend mostly on food and transportation

Annual Income Requirement S$30,000
Foreigner Income Requirement S$42,000

Previously known as Citibank Dividend Card, Citi Cash Back Card is one of the best credit cards for cash rebate on all expenses related to food. This card's highlight is the 8% cashback on dining, grocery and Grab spend. For people who tend to eat out just as often as they cook at home, Citi Cash Back can help save money on all of their meals any time and wherever they eat. Though it doesn't provide benefits for entertainment, shopping and utility expenses, Citi Cash Back card still provides up to 20.88% fuel savings on petrol.

Citibank is currently providing a promotion of S$120 of cash rebate welcome gift. It also has a relatively high cap on monthly cash rebate of S$100. If you are looking for a way to save money on all your meals in and out of home, Citi Cash Back Card could be an excellent choice for you.

Summary of Citi Cash Back Card

  • Annual fee: S$192.6, first year waived
  • 8% cash back on grocery, dining and Grab spend
  • 20% cashback with selected merchants (rotating)
  • Up to 20.88% off on petrol at Esso & Shell
  • Relatively high cashback cap of S$100 a month
  • Promotion: S$120 cash rebate welcome gift
  • Read Our Full Review

Cashback Rewards and EZ-Link: Citibank SMRT Platinum Visa Card

Consider this if you want to earn cashback on your daily commute on public transit

Annual Income Requirement S$30,000
Foreigner Income Requirement S$42,000

Citibank SMRT Platinum Visa Card is another excellent card that provides cashback rewards and doubles up as an EZ-Reload card. The highlight of the card is probably its 7% cashback on groceries, one of the highest in Singapore. It also helps you to save some money on your morning or afternoon coffees with up to 15% rebate at various coffee chains like Starbucks.

Citi SMRT card is also more affordable than POSB Everyday Card because its annual fee of S$192.6 is waived for 2 years. This card functions perfectly well for those who commute daily on SMRT, enjoy coffee often and shop for groceries on their way back home from work. Currently, Citi is offering a welcome bonus promotion of S$120 cash rebate for new cardholders who apply online.

Summary of Citibank SMRT Platinum Visa Card

  • Annual fee: S$192.6, waived for 2 years
  • Rebates: up to 7% on groceries, up to 15% rebate on coffee, 2% on EZ-Reload Auto Top-Ups
  • Promotion: S$120 cash rebate welcome gift
  • Read Our Full Review

Best Luxury Travel Reward Miles Card: Citi Prestige MasterCard Credit Card

Consider this if you want special travel perks like free hotel nights and unlimited lounge access

Annual Income Requirement S$120,000
Foreigner Income Requirement S$120,000

Just as the name suggests, Citi Prestige MasterCard Card is a luxury credit card with luxurious benefits. If you can stomach the S$535 of annual fee, there are plenty of reasons why you should consider getting Citi Prestige card. Its 1.3 miles for S$1 spent locally and 2 miles for S$1 spent overseas, which gets a boost of up to 30% if you are a loyal Citigold member. Other special benefits include SPG Gold Status, complimentary nights at hotels, and special deals and discounts at golf courses and resorts.

Not only that, Citi is offering an annual bonus of 25,000 miles every time you pay the annual fee as welcome and renewal bonuses. If you redeem these miles for business class or better (at least S$0.03 per mile), this promotional award can be significantly valuable even compared to the high annual fee of over S$500.

Summary of Citi Prestige MasterCard Credit Card

  • Annual fee: S$535
  • Annual income requirement: S$120,000
  • 1.3 miles and 2 miles for every S$1 spent locally and overseas, respectively, with the ability to boost your reward miles by up to 30% with a banking account with Citi
  • Special benefits at Four Seasons and Ritz Carlton around the world, unlimited complimentary 4th night at any hotel
  • Unlimited Airport Lounge VIP Access
  • Complimentary travel insurance
  • Promotion: Annual bonus of up to 25,000 miles when you pay the annual fee
  • Read Our Full Review

Best Miles Card for Shopping: Citi Rewards Visa Card

Consider this if you want to maximise miles rewards on shopping expenses

Annual Income Requirement S$30,000
Foreigner Income Requirement S$42,000

Citi Rewards Visa Card is one of the best miles rewards cards for shopping expenses. Citi Rewards card's 4 miles for every s$1 spent on shopping both online and offline is unmatched by any cards we’ve seen in this category. This is a big differentiating factor for this card because most other cards limit award miles for either online purchases or offline purchases at specific offline retail stores. While its 0.4 miles on other purchases is unimpressive, Citi nicely rounds up Citi Rewards' offer with a 14% discount on petrol.

Summary of Citi Rewards Card

  • Annual fee: S$192.6, waived 1st year
  • 4 miles (10 reward points) for every S$1 spent on shopping (including online), 8 miles (20 reward points) at select shops
  • Up to 14% off on petrol at Esso and Shell
  • Promotion: 8 miles per S$1 spent on Lazada and Amazon
  • Welcome Bonus: S$120 cash rebate welcome gift
  • Read Our Full Review

Best DBS & POSB Credit Card Promotions

According to DBS and POSB's websites, they have total of 10 credit cards available in Singapore. In our opinion, the cards featured below represent the best credit card promotions from DBS and POSB. If you are interested in one of these cards, read on to find out which one is the best fit for you!

Best No Annual Fee Miles Credit Card: DBS Altitude Card

Consider this if you a good miles credit card with an easily waived annual fee

Annual Income Requirement S$30,000
Foreigner Income Requirement S$45,000

DBS Altitude Card is one of the best miles credit cards in Singapore because of its combination of rich rewards and affordability. For example, you can earn 1.2 miles for every S$1 of local expenditure and 2 miles for every S$1 of overseas expense. Not only that, DBS Altitude Card's annual fee of S$192.6 is waived if you maintain an annual spend of S$25,000, making it very affordable for an average consumer spending about S$2,000 per month. Furthermore, DBS Altitude comes with a variety of other perks like bonus rewards on travel bookings, complimentary travel insurance and lounge access globally.

Summary of DBS Altitude Card

  • Annual fee: S$192.6, waived when you spend at least S$25,000 a year
  • Option to earn 10,000 bonus miles when paying the annual fee to renew
  • 1.2 miles for S$1 of local spend and 2 miles for overseas spend
  • 3 miles for S$1 spent on online travel bookings
  • Up to 10 miles per S$1 spent on online travel booking sites like Kaligo and Expedia
  • 14% discount on petrol at Esso
  • Complimentary travel insurance: S$1mn in accident & death
  • 2 Complimentary Global Airport Lounge Access visits per year with Priority Pass Membership
  • Promotion: 10,000 miles welcome gift for Amex card if you spend S$2,000 per month for the first 3 consecutive months; 1 chance to win 2 SIA suites class tickets for every S$500 spend (5x for travel bookings)
  • Read Our Full Review

Best Cash Rebate Card for Health & Medical Expenses: POSB Everyday Card

Consider this if you want to save on your family's essential needs like groceries, cosmetics, pharmaceutical, medical and petrol bills

Annual Income Requirement S$30,000
Foreigner Income Requirement S$45,000

POSB Everyday Card is one of the best credit card for moms. It has a diverse mix of rewards program: 20% of cashback on petrol, 5% on groceries and 3% off at cosmetics and pharmaceutical needs at Watsons, 3% on medical and bills and another 1% on monthly telco, SP services, cable TV and broadband bills. Not only that, it can also even double up as an EZ-Reload card, adding additional benefit of convenience. These characteristics make it one of the best cashback cards in the market for families, especially in terms of keeping them healthy. Lastly, its annual fee of S$192.6 is waived for the 1st year.

Summary of POSB Everyday Card

  • Annual fee: S$192.6, waived for 1 year
  • Rebates: 5% on groceries, 3% on health, beauty and medical expenses, 1% rebate on monthly telco, SP services, cable and broadband bill
  • Up to 20.1% discount on petrol at SPC
  • Promotion: 20% cash rebates on online food delivery and 10% cash rebates on dining (half for existing customers), 10% rebate on ComfortDelgro taxi
  • Read Our Full Review

Best Online Shopping Cashback Card: DBS Live Fresh Card

Consider this if you shop online or use mobile wallet frequently

Annual Income Requirement S$30,000
Foreigner Income Requirement S$45,000

DBS Live Fresh Card is easily the best cashback card one can get for online shopping needs in Singapore. It can help you save up to 10% on all your online and mobile transactions, especially if you shop often with some large merchants like Amazon, Lazada, Deliveroo, FoodPanda, Grab and Uber. Although DBS Live Fresh Card comes with a monthly minimum spend of S$600, we don't think this is a huge issue given the universal presence of e-commerce and mobile payment systems in Singapore. Its annual fee is also relatively low around S$128.4 and is also waived for 1 year.

Summary of DBS Live Fresh Credit Card

  • Annual fee: S$128.4, waived for 1 year
  • 5% cashback on online transactions and mobile payments
  • Automatic enrollment for EZ-Reload
  • Promotion: 10% rebate on online & Visa payWave spend + S$50 welcome cashback for new customers
  • Read Our Full Review

Best Miles Card for 0% Interest Payment Plans: DBS Woman's World Card

Consider this if you need to make a large purchase that you can't immediately afford

Annual Income Requirement S$80,000
Foreigner Income Requirement S$80,000

For people who frequently buy expensive items that they can't readily afford, DBS Woman's World Card is an excellent way to earn miles card to consider. First, its 4 miles per S$1 spent online and 1.2 miles per S$1 spent overseas can help you accumulate a lot of miles quickly while shopping. Most uniquely, DBS Womn's World Card sets itself apart from competition with its 0% interest payment plans. With DBS's approval, this card's My Preferred Payment Plan allows cardholders to spread out their payments in instalments over 3, 6 or 12 months long tenure. If you tend to make a relatively large payment every now and then, this feature could save you a lot of money in interest.

Highlights

  • Annual fee: S$192.6, 1-year annual fee waiver
  • 4 mile for every S$1 on online spend
  • 1.2 mile for S$1 spent overseas
  • 0% interest payment plan
  • Promotion: 1 chance to win 2 SIA suites class tickets for every S$500 spend (5x for travel bookings)
  • Read Our Full Review

Best Standard Chartered Credit Card Promotions

According to Standard Chartered's website, they have total of 10 credit cards available in Singapore. The cards featured below, in our opinion, represent the best credit card promotions from Standard Chartered currently. If you are interested in one of these cards, read on to find out which one is the best fit for you!

Unlimited Cashback + EZ-Link: Standard Chartered Unlimited Cashback Card

Consider this if you want unlimited amount of cash rebate and can spend more than S$5,000 per month

Annual Income Requirement S$30,000
Foreigner Income Requirement S$60,000

Standard Chartered Unlimited Cashback Card is an excellent choice for people who are looking for a simple flat rate card to use. It offer an unlimited cash rebate of 1.5% for every dollar you spend on everything. In order to strengthen the simple appeal of having a flat rate credit card, it also has no minimum spending requirement and can double up as an EZ-Link Card. We think this is an ideal choice for those who want an easy way to earn a decent amount of cash rebate while avoiding annual fees (waived for 2 years) and simplifying their modes of payment for a variety of things.

Summary of Standard Chartered Unlimited Cashback Credit Card

  • Annual fee: S$192.6, 2 Year Waiver
  • 1.5% unlimited cash back on all your expenditure
  • Foreign exchange transaction fee: 3.5%
  • No minimum spend requirement
  • Up to 24% discount on petrol at Caltex
  • EZ-Link compatible
  • Promotion: Up to S$100 in cashback + Up to S$150 in Prime Now credits, 10% cashback & free Amazon Prime
  • 15% discounts & more on all Grab rides, GrabRewards Platinum Tier Status
  • Read Our Full Review

Best Air Miles Card for Frequent Business Travelers: Standard Chartered Visa Infinite Card

Consider this if you travel overseas frequently for business or shopping

Annual Income Requirement S$150,000
Foreigner Income Requirement S$150,000

Standard Chartered Visa Infinite Card is a high end travel card designed for frequent business travelers who spend a lot of time overseas. While 1.4 miles awarded for S$1 spent locally is already phenomenal, where SC Visa Infinite card outshines its peers is its 3 miles reward for S$1 spent overseas.

SC Visa Infinte Card also comes with luxurious perks like Hilton HHonor Gold Status, discounts on Grab rides globally and discounts on golf clubs and private jets. For busy business travelers who have the money to spend but not much time for leisure, Standard Chartered Visa Infinite Card could help to squeeze every ounce of happiness and joy out of your time in style. Currently, Standard Chartered is running a promotion offer of 35,000 welcome bonus miles for new customers who apply online. Click the button above to get this deal quickly!

Summary of Standard Chartered Visa Infinite Card

  • Annual fee: S$588.6 and no waiver
  • 1.4 miles and 3 miles for every S$1 spent locally and overseas, respectively.
  • Hilton HHonor Gold status, complimentary VIP lounge access & travel insurance, discounts for golf clubs, yachts and private jets
  • Promotion: Welcome bonus of 35,000 miles (or 15,000 miles and a Samsonite 28" luggage)
  • 15% discounts & more on all Grab rides, GrabRewards Platinum Tier Status
  • Read Our Full Review

Best Cross-border Online Shopping Rebate Card: Standard Chartered SingPost Spree Credit Card

Consider this if you shop from overseas online shopping sites

Annual Income Requirement S$30,000
Foreigner Income Requirement S$60,000

Standard Chartered SingPost Spree Credit Card is an online shopping rebate card with a few caveats. This card work decently for people who spend relatively little on online shopping because it is one of a few cards with no minimum spending requirement. Furthermore, this card can work well for people who like to shop with online retailers overseas, since it provides up to 3% of cashback on foreign currency online transactions & vPost purchases. It also offers a unique online price guarantee that makes sure you get the best price for anything you buy online. Its lack of minimum spend requirement and 2-year annual fee waiver make it very easy to manage along with other cards you may want to use for other categories like dining.

Summary of Standard Chartered Singpost Spree Credit Card

  • Annual fee: S$192.6, waived for 2 years
  • Rebates: 3% foreign currency online purchases & vPost transactions, 2% on local online transactions, 1% on other retail transactions
  • No monthly minimum spend & Online price guarantee
  • Promotion: Up to S$100 in cashback + Up to S$150 in Prime Now credits, 10% cashback & free Amazon Prime
  • 15% discounts & more on all Grab rides, GrabRewards Platinum Tier Status
  • Read Our Full Review

Dining and Overseas Spending for Low Income: Standard Chartered Rewards+ Credit Card

Consider this if you want a no-fee credit card for dining & foreign currency or overseas spending

Annual Income Requirement S$30,000
Foreigner Income Requirement S$60,000

Standard Chartered Rewards Plus Credit Card could be a decent card for budget minded consumers who want rewards on dining and travelling. First, it provides an effective rewards rate of around 3% on foreign currency and overseas spends on retail, dining and travel, with another 1.5% rewards on local dining transactions. Its 3% rewards rate is particularly high for those spending categories compared to other cards in the market. Secondly, its annual fee of S$192.6 is waived automatically for 2 years. Although an average person can only earn about S$60 to S$70 of rewards per year on this card, we think it can work decently well for low income individuals with limited budget or for those who want a specialised dining or travel credit card to complement another general purpose credit card.

Highlights

  • Annual fee: S$192.6 waived for 2 years
  • About 3% rewards on foreign currency or overseas transactions (retail, dining and travel)
  • About 1.5% rewards on dining transactions in SGD
  • No minimum spending requirement
  • Promotion: Up to S$100 in cashback
  • 15% discounts & more on all Grab rides, GrabRewards Platinum Tier Status
  • Read Our Full Review

Best HSBC Credit Card Promotions

According to HSBC's website, they have total of 9 credit cards available in Singapore. Cards featured below represent the best promotions and welcome bonus offers from HSBC in Singapore. While we continue to update our page with the latest offers from each bank, you should make sure to read the fine prints on the terms & conditions page for each promotion on the bank's website. Sometimes, banks can impose various requirements for you to qualify for some of these promotions.

Best No-Fee Air Miles Rewards Credit Card: HSBC Revolution Card

Consider this if you spend mostly on shopping, dining and entertainment

Annual Income Requirement S$30,000
Foreigner Income Requirement S$40,000

HSBC Revolution Card is another no-fee credit card from HSBC. While its flat rate award is relatively weak at 0.4 miles per S$1 spent, HSBC Revolution Card grants 2 miles for every dollar spent on self-indulging activities like online shopping, dining and entertainment. With 2 miles per S$1 spent on categories like online spending, dining and entertainment, this card can help you earn more than S$500 worth of miles (i.e. 50,000 miles) in two years. What's more, HSBC Revolution gives 16% off on petrol and 10% off on travel bookings, so you can save even more money.

The fact that all of this comes for absolutely free is the greatest part of this deal from HSBC: though it does charge an annual fee of S$160.5, this fee is waived for the first 2 years for everyone, and subsequently waived for those who maintain an annual expenditure of just S$12,500 on the card. We think HSBC Revolution Card could be an excellent choice for young people who might be more conscious about costs but have an active shopping habit or social life, i.e. millennials, online shoppers and foodies. Currently, HSBC Revolution Card also comes with a promotional welcome offer of up to S$160 in cash rebate for new customers.

Summary of HSBC Revolution Card

  • Annual fee: S$160.5. waived for 2 years, and then waived in subsquently for annual spend of S$12,500
  • 2 miles on online spend (shopping and travel bookings), dining, and entertainment
  • 16% off on petrol at Caltex & Shell
  • Up to 10% off on travel bookings online
  • Welcome Bonus: A Samsonite Astra 55cm luggage (worth S$350) or S$100 cash back for new customers (S$50 for existing customers)
  • Promotion: Save up to S$10,000 with 1,000 Entertainer 1-for-1 deals
  • Read Our Full Review

Cashback and Air Miles Rewards: HSBC Visa Platinum Credit Card

Consider this if you want to earn rebates and miles on living expenses

Annual Income Requirement S$30,000
Foreigner Income Requirement S$40,000

HSBC Visa Platinum Credit Card is a well-rounded credit card that earns both cashbakc and air miles as rewards. It is perfect for people with a moderate budget because HSBC waives its S$180 annual fee for 2 years. Even after the 2nd year, the annual fee is waivered for those who maintain $12,500 of annual spending on the card. HSBC Visa Platinum card's cashback offer also covers some of the essential daily needs like groceries (5%), telecom bills (5%) and petrol (21%). Also, it can be used a travel card since it earns 0.4 miles for every dollar of expenditure. As a promotion, HSBC is currently providing a cashback relcome bonus of S$160 for new customers (S$90 for existing customers).

Summary of HSBC Visa Platinum Credit Card

  • Annual fee: S$192.6, waived for 2 years, subsequently waived for an annual spend of at least S$12,500
  • 5% cashback on grocery, cable, internet and mobile bills
  • 2% cashback on dining
  • Up to 21% off on petrol at Shell and Caltex
  • Welcome Bonus: A Samsonite Astra 55cm luggage (worth S$350) or S$100 cash back for new customers (S$50 for existing customers)
  • Promotion: Save up to S$10,000 with 1,000 Entertainer 1-for-1 deals
  • Read Our Full Review

Best No-Fee Cashback Card: HSBC Advance Credit Card

Consider this if you either make S$3,500 per month, have S$30,000 of cash savings or have a home loan with HSBC

Annual Income Requirement S$30,000
Foreigner Income Requirement S$40,000

For people who are wealthy enough to qualify for HSBC's Advance Banking status, HSBC Advance Credit Card is likely the best no-fee cashback card in Singapore. HSBC Advance card combines a flat rate cashback of up to 3.5% with a perpetual waiver of its annual fee, making it one of the most cost-effective way to rack up savings over time. For high spenders, this card is especially rewarding because of its high cap on monthly rebate of S$125 vs. S$50-70 for most other cards. However, this card is not as effective for non-Advance customers, so we highly recommend that you read our detailed review to see if you can qualify for HSBC Advance program.

Summary of HSBC Advance Credit Card

  • Annual fee: S$192.6, waived for Advance Customers
  • Rebate: Up to 3.5% of cash rebate for HSBC Advance Customers (1.5% for non-Advance customers)
  • 16% discount on petrol at Shell and Caltex
  • Welcome Bonus: A Samsonite Astra 55cm luggage (worth S$350) or S$100 cash back for new customers (S$50 for existing customers)
  • Promotion: Save up to S$10,000 with 1,000 Entertainer 1-for-1 deals
  • Read Our Full Review

Best American Express Credit Card Promotions

According to American Express's website, they have total of 12 credit cards available in Singapore. Below, we discuss the best credit card promotion offers from Amex currently available in Singapore. Although we continue to update our page with the latest offers from each bank, you should always make read the fine prints on the terms & conditions page for each bank's website. Sometimes, these promotions come with various requirements for your to qualify for cash rebate or mile bonuses.

Flat Rate to Maximize Cashback Reward Dollars: American Express True Cashback Card

Consider this if you want unlimited amount of cash rebate and value American Express's services

Annual Income Requirement S$30,000
Foreigner Income Requirement S$60,000

Flat rate cashback cards offer a nice way of dealing away with the complexity of handling multiple credit cards, and American Express True Cashback Card is an excellent choice for people who are looking for a simple flat rate card to use. On top of the 1.5% flat rate cash rebate on everything, Amex is running a promotion that boosts your rebate rate to 3% during the first 6 months of use. It is also one of the rare cards that has no cap on cashback you can earn and no monthly spend requirement, so you can earn as much cashback as you want as long as your budget is big enough.

Summary of American Express True CashbackCredit Card

  • Annual fee: S$171.2, waived for the 1st year
  • 1.5% cashback on everything
  • No cap on cashback or monthly spend requirement
  • Promotion: 3% cashback rewards rate boost for the first 6 months for up to S$5,000 of spend
  • Read Our Full Review

Best for Miles Card Beginners: American Express Singapore Airlines KrisFlyer Card

Consider this if you want an easy to use miles card and fly mostly on Singapore Airline's various brands

Annual Income Requirement S$30,000
Foreigner Income Requirement S$60,000

American Express Singapore Airlines KrisFlyer Card is a great card for miles card beginners. Amex Singapore Airlines KrisFlyer card is easy to use because it doesn’t require additional fees or long processing time to redeem miles. If you are unfamiliar with how this works or don't want the trouble of navigating the redemption system, Amex KrisFlyer card is an excellent way of getting your feet wet.

It also provides a great reward of 1.1 mile per S$1 spent locally, 2 miles per S$1 spent overseas or on singaporeair.com and silkair.com for your travel bookings. Since Singapore Airlines and its subsidiary Silk Air have more than 40% market share of flights in Singapore, we don't think being limited to these two airlines will present material problems for most people. This card's annual fee is S$176.6 and is waived for the first year.

Summary of Amex KrisFlyer Card

  • Annual fee: S$176.55, first year fee waived
  • 1.1 miles per S$1 of local spend, 2 miles per S$1 spent on singaporeair.com, silkair.com, KrisShop and SilkAir SkyShop
  • 2 miles per S$1 spent overseas in June and December
  • 3.1 KrisFlyer miles per S$1 spent on Grab and Uber rides
  • Access to American Express Selects
  • Promotions: Up to 20,000 bonus KrisFlyer Miles when you spend S$5,000 in the first 3 months
  • 1,500 KrisFlyer Miles each for the first two approved supplementary cards
  • S$150 Cashback for use with Singapore Airlines when you spend S$12,000
  • Read Our Full Review

Best Maybank Credit Card Promotions

According to Maybank's website, they have total of 10 credit cards available in Singapore. Below, we've meticulously selected 4 credit card promotion offers from Maybank currently available.

No Annual Fee Miles Card for Dining and Petrol: Maybank Horizon Visa Signature Card

Consider this if you want to maximise miles earned on dining and petrol

Annual Income Requirement S$50,000
Foreigner Income Requirement S$60,000

Maybank Horizon Visa Signature Card is an excellent miles credit card designed for a moderate budget. For people who are conscious of paying the upfront annual fees that most rewards credit cards charge, Maybank Horizon Visa Signature Card waives its annual fee (S$150 per year) for anyone who spend just S$1,500 on the card every month (S$18,000 per year). Despite this easy fee waiver, Maybank Horizon Card's 3.2 reward miles for every S$1 you spend on dining or on petrol is practically one of the best deals we've seen for these two categories. You can also earn 2 to 3.2 miles per dollar on your travel bookings and on the money you spend overseas. By providing great mile award rates for your travel expense as well as your daily needs, Maybank Horizon helps you build up miles while saving up on the annual fee you would otherwise have to spend with other cards.

Highlights

  • Annual fee: S$180, waived with S$18,000 of annual spend
  • 2 miles for S$1 spent on air tickets, travel packages and foreign currency transactions
  • 3.2 miles for every S$1 spent on petrol, dining, taxi fares (including GrabTaxi) and hotel bookings via agoda.com/horizon
  • Complimentary access to selected VIP airport lounges & travel insurance
  • Bonus: Receive a complimentary Samsonite Orfeo 69cm Spinner worth S$420 when you apply for 2 Maybank Credit Cards and CreditAble
  • Read Our Full Review

Highest Unlimited Flat Rate Cashback: Maybank FC Barcelona Visa Signature Card

Consider this if you want to earn an unlimited amount of cash rebate without paying an annual fee

Annual Income Requirement S$30,000
Foreigner Income Requirement S$45,000 for Malaysians; S$60,000 for Others

Maybank's FC Barcelona Visa Signature Card is an excellent choice for people who are looking for a combination of convenience of flat rate cards, high rewards rate and annual fee waiver. Maybank FC Barcelona Card's unlimited cashback is available at a rate of 1.6%, which is higher than 1.5% provided by its competing products. Not only that, this card's annual fee (S$120) is waived for simply charging S$10,000 on the card annually, while other cards tend to charge a relatively high fee of around S$180. While it doesn't come with a petrol discount, we think this card works perfectly well for those who are looking for the convenience of a unlimited cashback without the high cost.

Highlights

  • Annual fee: S$120, waived with S$10,000 of annual spend
  • 1.5% cashback on everything
  • 0.8 miles per S$1 spent on foreign currency transactions
  • No cap on cashback or monthly spend requirement
  • No monthly minimum spend & Online price guarantee
  • Bonus: Chance to win a free trip for 2 to FC Barcelona Live game every season
  • Promotion: Receive a complimentary Samsonite Orfeo 69cm Spinner worth S$420 when you apply for 2 Maybank Credit Cards and CreditAble
  • Read Our Full Review

Best No-Fee Card for Low Income Consumers: Maybank Platinum Visa Credit Card

Consider this if you spend S$300 to S$1,000 per month

Annual Income Requirement S$30,000
Foreigner Income Requirement S$60,000

Maybank Platinum Visa Card provides low-income consumers with an inexpensive way to earn credit card rewards on their everyday expenditures. First, it is one of a few cards in Singapore that actually charges no annual fee without any conditions. Secondly, it provides up to 3.33% in cash rebate for every dollar you spend in Singapore. Though it caps its total rebate at S$100 per quarter (S$400 per year), it's still one of the highest yielding cashback cards in the market for modest spenders with a monthly budget of around S$1,000.

Highlights

  • Annual fee: S$0, S$20 quarterly servicing fee waived if you use the card at least once every 3 months
  • Up to 3.33% cash rebate on all expenditures (max S$100 per quarter)
  • Travel insurance coverage of up to S$500,000
  • Promotion: Up to 3% cash rebate on foreign currency transactions
  • Bonus: Receive a complimentary Samsonite Orfeo 69cm Spinner worth S$420 when you apply for 2 Maybank Credit Cards and CreditAble
  • Read Our Full Review

Best Golf Credit Card: Maybank World Mastercard

Consider this if you are an avid golfer who travels frequently to golf clubs worldwide

Annual Income Requirement S$80,000
Foreigner Income Requirement S$80,000

Maybank World Mastercard is easily the best golf credit card in Singapore. That's because it provides its principal cardmember complimentary green fees all year around at 79 world-class fairways in 15 different countries, by far the best deal available for golfers in the country. Furthermore, avid golfers get to enjoy special 4Play 3Pay promotions with ferry rebate at The Els Club Malaysia. Not only that, it comes with mile and cash back rewards to cover a golfer's every major expenditure area: dining, petrol and travel expenses. Though this card comes with a relatively high annual fee of S$240, it's much cheaper to use than other luxury cards that come with worse golf privileges. In our estimation, Maybank World MasterCard's benefits are more than valuable enough to offset the annual fee for people who golf at least once or twice a month.

Highlights

  • Annual fee: S$240, 1 year waiver
  • 2 complimentary green fees per month at 79 world-class fairways in 15 countries
  • 10X TREATS points (or 4 miles) per S$1 spent at select retail and dining establishments
  • 19.1% savings on petrol in Singapore (including the 4 miles per S$1 spent on petrol)
  • Up to 20% savings at select SPG Hotel and Resorts restaurants
  • Complimentary VIP Access to JetQuay at Changi Airport
  • Bonus: Receive a complimentary Samsonite Orfeo 69cm Spinner worth S$420 when you apply for 2 Maybank Credit Cards and CreditAble
  • Read Our Full Review

Cashback Rewards in Singapore and Malaysia: Maybank Family & Friends MasterCard Credit Card

Consider this if you spend a lot of time in both Singapore and Malaysia

Annual Income Requirement S$30,000
Foreigner Income Requirement S$60,000

Maybank Family & Friends MasterCard Credit Card is an ideal choice for people who frequently move between Singapore and Malaysia. Its cashback of 8% on petrol, transportation and groceries apply in both countries, providing the flexibility and versatility you need to save money in both countries. Maybank Family & Friends card is extremely easy to use due to its low annual fee and minim spend requirements.

Highlights

  • Annual fee: S$80, waived with S$12,000 of annual spend
  • 8% rebate on transportation (Grab, taxis, bus and train rides), fast food delivery (i.e. foodpanda), and other retail transactions at special merchant outlets
  • Up to 9.3% rebate on groceries including merchant discount
  • Up to 20.88% savings on petrol including merchant discount
  • Above rebates apply in both Singapore & Malaysia
  • Promotion: Receive a complimentary Samsonite Orfeo 69cm Spinner worth S$420 when you apply for 2 Maybank Credit Cards and CreditAble
  • Read Our Full Review

Best OCBC Credit Card Promotions

According to OCBC's website, they have total of 11 credit cards available in Singapore. Below few cards represent the best credit card promotion offers from OCBC currently available in Singapore, in our opinion.

Best No Annual Fee Cashback Card: OCBC 365 Credit Card

Consider this if you want to avoid high annual fees and spend at least S$800 monthly

Annual Income Requirement S$30,000
Foreigner Income Requirement S$45,000

OCBC 365 Credit Card is one of the best cash rebate cards we recommend for people who want to avoid paying annual fees on their cards. Because it covers a wide variety of reward categories that are central to everyone's daily life, it can be a very cost effective way of saving on your everyday expenditures. For instance, OCBC 365 provides 6% rebate on dining, 22% on petrol, and 3% on groceries and monthly bill. It is also quite cheap to use because only S$10,000 of annual spend qualifies you for the annual fee waiver every year. In summary, OCBC 365 Card presents a cheap and convenient way of earning rewards on almost all the daily needs of an average person or family without skewing towards a specific category. If you are an average family that enjoy both cooking at home and dining out, this card will suit your lifestyle quite well.

Highlights

  • Annual fee: S$192.6, waived for 2 years and subsequently waived for annual spend of only S$10,000
  • Rebates: up to 6% on dining, 3% on online shopping, groceries and recurring monthly bills
  • Up to 22.2% on petrol
  • Min annual income: S$30,000 (S$45,000 for foreigners)
  • Promotion: S$50 cashback when you apply for 2 OCBC credit cards online
  • Read Our Full Review

Entertainment And Shopping Cashback Rewards Without Fee: OCBC Frank Card

Consider this if you want an online shopping card with an easy annual fee waiver

Annual Income Requirement S$30,000
Foreigner Income Requirement S$45,000

OCBC Frank Card is an awesome entertainment rewards card that is affordable for almost anyone. Unlike a more expensive UOB YOLO Card, OCBC Frank card only charges an annual fee of S$80, and even provides an easy waiver for anyone who spends S$10,000 or more annually on the card. Its benefits include up to 5% rebate on entertainment expenses and 6% rebate on online expenses. If you are looking for ways to cut down on night life expenses without sacrificing too much, you should seriously consider getting an OCBC Frank Card.

Highlights

  • Annual fee: S$80, waived for 2 years and subsequently for annual spend over S$10,000
  • 5% rebate on entertainment on weekends, 3% on weekdays
  • 14% off on petrol at Caltex & Esso stations
  • 6% rebate on online shopping, travel bookings and food delivery
  • Min annual income: S$30,000 (S$45,000 for foreigners)
  • Promotion: S$50 cashback when you apply for 2 OCBC credit cards online
  • Read Our Full Review

OCBC Cashflo Card: Best No-Fee 0% Instalment Credit Card

Consider this if you want to earn rebates on your 0% instalment payments

Annual Income Requirement S$30,000
Foreigner Income Requirement S$45,000

If you are looking for a no-fee credit card with 0% instalment plan, OCBC Cashflo Credit Card is likely your best bet. This is the only card with a 0% instalment payment plan that provides an annual fee waiver: its fee of S$160.5 is waived for the first 2 years, and then waived in subsequent years for people who spend at least S$10,000 on the card annually. This card also rewards up to 1% of rebate on all of your purchases, including those made with the instalment plan.

Highlights

  • Annual fee: S$160.5, waived for 2 years & subsequently if you spend at least S$10,000 annually
  • 1% cash rebate with monthly bill of at least S$1,000
  • 0.5% cash rebate with monthly bill below S$1,000
  • No fee 0% instalment payment plan: earn rewards, pay over 3 months when you spend below S$1,000, over 6 months when you spend above S$1,000
  • Min annual income: S$30,000 (S$45,000 for foreigners)
  • Promotion: S$50 cashback when you apply for 2 OCBC credit cards online
  • Read Our Full Review

OCBC Titanium MasterCard Credit Card: Best No-Fee Miles Card for Shopping

Consider this if you want to accrue miles from your shopping purchases

Annual Income Requirement S$30,000
Foreigner Income Requirement S$45,000

Since its major rebranding in late 2016, OCBC Titanium has, in our estimation, risen to become one of the best air miles credit cards for frequent shoppers. It now provides mile rewards equivalent with those awarded by the Citi Rewards Visa Card, awarding 4 miles for every S$1 spent on shopping and 0.4 miles per S$1 spent otherwise. As it waives its annual fee of S$192.6 for the first 2 years, it is actually cheaper than the Citi Rewards Visa Card, which only waives its annual fee for the first year. Not only that, it also has an added benefit of providing 4 miles for every S$1 spent via mobile payments like Apple Pay and Android Pay, which is widely accepted everywhere in Singapore. Furthermore, this card's annual fee can also be waived as long as you spend a minimum of S$10,000 annually, making it an excellent miles card for frequent shoppers who want to avoid paying high annual fees.

Highlights

  • Annual fee: S$192.6, 2-year annual fee waiver, with subsequent years waived with annual spend of S$10,000
  • 4 mile for every S$1 on shopping (offline, online and overseas)
  • 4 miles for every S$1 spent on mobile payments (Apple Pay, Android Pay, Samsung Pay)
  • Min annual income: S$30,000 (S$45,000 for foreigners)
  • Promotion: S$50 cashback when you apply for 2 OCBC credit cards online
  • Read Our Full Review

Miles Credit Card with Flexible Miles Redemption: OCBC Voyage

Consider this if you want the ability to redeem your miles whenever you want, without blackout dates

Annual Income Requirement S$120,000
Foreigner Income Requirement S$120,000

Perhaps the most distinguishing characteristic of OCBC Voyage card is its flexible mile redemption prgoram. It is the only card we have seen that allows you to redeem miles for any flight at any time, without a long process time or blacked out dates. Because OCBC Voyage will allow you to book your free flight last minute (as long as there is avaialbility on the flight), OCBC Voyage card is ideal for busy professionals who may not have much visibility into their schedule weeks in advance.

OCBC Voyage card also comes with great mile benefits like 2.3 miles for S$1 spent on dining or overseas (everything else receives 1 mile). Its slick alloy material sets it apart from other "luxury" travel cards in the market. Although it has a rather high annual fee of S$488, OCBC Voyage helps offset the cost with 15,000 welcome bonus miles and an opportunity to buy 150,000 miles for S$3,210 (S$0.02 per mile), which is a great deal if you can redeem it for business class flights or better.

Summary of OCBC Voyage

  • Annual fee: S$488, no waiver
  • 1 mile per S$1 spent, 2.3 miles for S$1 spent overseas or on local dining
  • Flexible miles redemption program that allows you to book any flight you want at anytime
  • Unlimited VIP lounge access, complimentary travel insurance and free airport limo service
  • Min annual income: S$120,000 (S$120,000 for foreigners)
  • Read Our Full Review
  • Promotion: S$50 cashback when you apply for 2 OCBC credit cards online
  • Bonus: Welcome bonus of 15,000 miles and ability to buy 150,000 KrisFlyer Miles for S$3,210 (S$0.02 per mile)

Best UOB Credit Card Promotions

According to UOB's website, they have total of 15 credit cards available in Singapore. Below few cards represent the best credit card promotion offers from UOB currently available in Singapore, in our opinion. As some of these promotions come with various requirements for your to qualify for cash rebate or mile bonuses, you should always make read the fine prints on the terms & conditions page for each bank's website. At any rate, to help you keep up with the latest trends, we continue to update our page with the latest offers from each bank.

Highest Flat Rate Cashback: UOB One Card

UOB One Card

Consider this if you want to maximise your cash rebate and spend about S$2,000 per month

Annual Income Requirement S$30,000
Foreigner Income Requirement S$40,000

We like UOB One Card because it provides up to 5% of flat rate cashback on all your expenditures. This translates to roughly S$2,257 of 2-year dollar value given that it charges an annual fee of S$192.6 (which is waived for the 1st year) and has a maximum cashback cap of S$100 per month. The only caveat is that you have to spend a certain amount around S$2,000 consistently every month. Not meeting this condition for even one month could lower your cashback significantly. Given this, we think UOB One is suitable for people who have very consistent monthly expenses, i.e. families with large and recurring or fixed expenditures. UOB is also providing a S$80 of cash rebate for new customers.

Summary of UOB One Card

  • Annual fee: $192.6, waived 1st year
  • Flat rate cashback of up to 5% (max S$100/month)
  • Up to 24% discount on petrol at SPC and Caltex
  • Extra interest income of up to 3.33% on your UOB One Savings account
  • Promotion: S$80 cash credit for new card members
  • Read Our Full Review

Luxury Air Miles Without the Luxury Fees: UOB PRVI Miles American Express Card

UOB PRVI Miles American Express Card

Consider this if you want to maximise mile rewards without paying an extravagant annual fee

Annual Income Requirement S$80,000
Foreigner Income Requirement S$80,000

UOB PRVI Miles American Express Credit Card provides an excellent opportunity to earn luxury mile awards without the luxury fee. While it only charges an annual fee of S$$256.8 (waived for the 1st year), it still other luxury credit cards with an offer of 1.4 miles for S$1 for local spend and 2.4 miles per dollar.

Given the low fee, however, UOB PRVI Miles card does come with less perks compared to the more expensive cards. Its promotion of 20,000 miles for people whoe spend S$50,000 on the card each year is also quite difficult to receive as it requires a S$4,000 of monthly expenditure. We think this card works quite nicely for people who want to earn high miles, and prefer low annual fee over perks like free lounge access or hotel rewards.

Summary of UOB PRVI Miles Card

  • One of the highest awards rates, 1.4 miles for S$1 spent locally, 2.4 miles for S$1 spent overseas, 6 miles on S$1 spent on travel
  • Annual fee of S$256.8, waived 1st year
  • Promotion: 10,000 welcome bonus miles when you spend S$6,000 within 3 months of approval date
  • Bonus: 20,000 loyalty miles every year with at least S$50,000 of spend on the card (exclusive to American Express version)
  • Read Our Full Review

Best Cashback on Groceries: UOB Delight Card

UOB Delight Card

Consider this if you want maximum savings on groceries

Annual Income Requirement S$30,000
Foreigner Income Requirement S$40,000

UOB Delight Credit Card offers the best deal in Singapore for groceries. If you don’t mind buying house brands or private labels at Cold Storage, Giant and Guardian, UOB Delight Credit Card can save up to 18% off of your grocery bills. This is because it provides 8% off on groceries, and offers another 10% discount on house brands at aforementioned supermarkets. Nicknamed a “mom card” by some, UOB Delight Credit Card addresses other parts of family life with its 3% rebate on mass transit and utility bills.

UOB Delight Credit Card is also very cheap to use, only requiring S$85.6 of annual fee that is waived for the first year. UOB is also providing a S$80 cash welcome gift for new customers at this time. These characteristics, in our view, make UOB Delight card an ideal for any big families with a lot of fixed expenses on groceries and utilities to take care of every month.

Summary of UOB Delight Card

  • Annual fee: S$85.6, waived for the first year
  • Rebates: 8% on groceries, additional 10% on house brands, 3% on contactless transactions & monthly recurring bills
  • Promotion: S$80 cash credit for new card members
  • Read Our Full Review

Best Entertainment Rewards Cashback Card: UOB YOLO Card

UOB YOLO Card

Consider this if you are a young adult looking for discounts and perks on dining, entertainment and travel spending

Annual Income Requirement S$30,000
Foreigner Income Requirement S$40,000

The UOB YOLO Card is one of the newest cards in the market. YOLO stands for the popular phrase “You Only Live Once,” and UOB YOLO Card is targeted at young and trendy people who like to live it up. Its motto is “Eat. Drink. Play. Repeat" and the card correspondingly provides 8% cash rebate on weekend dining, entertainment and Grab rides on weekends (3% on weekdays). Not only that, UOB YOLO card also helps you save 3% on all your online fashion and travel transactions. Besides providing rich cash rebates and savings, UOB YOLO also provides awesome night life perks like priority que at the best clubs in Singapore and 1-for-1 specials at bars. If YOLO if your life motto, we think you will like this card.

Highlights

  • Annual fee: S$192.6, waived for the 1st year
  • 8% cash rebate on weekend dining, entertainment & Grab rides (3% on weekdays)
  • 3% cash rebate on online fashion and travel transactions
  • VIP perks like priority que and free access at best clubs in Singapore, 1-for-1 specials at bars and movie theaters
  • Promotion: S$80 cash credit for new card members
  • Bonus: 12% rebate on dining, entertainment and Grab all week for the first 3 months
  • Read Our Full Review

Summary of Best Credit Card Promotions 2018

In case you want a quick look at our top picks, here are ValueChampion's best credit card promotions for 2018.

Best Card PromotionsBest For...Promotion
Citi Cash BackBest Cashback CardS$120 cash rebate welcome giftLearn More
SC Unlimited CashbackUnlimited Rebate of 1.5%Up to S$100 in cashback + Up to S$150 in Prime Now credits, 10% cashback & free Amazon PrimeLearn More
POSB EverydayBest for Moms20% cash rebates on online food delivery and 10% cash rebates on dining (half for existing customers), 10% rebate on ComfortDelgro taxiLearn More
HSBC Visa PlatinumCashback & MilesA Samsonite Astra 55cm luggage (worth S$350) or S$100 cash back for new customers (S$50 for existing customers)Learn More
Citi PMVBest Miles CardSpend S$7.5k in 3 months and pay annual fee to receive 21,000 milesLearn More
DBS AltitudeMiles, No Annual Fee10,000 miles welcome gift for Amex card if you spend S$2,000 per month for the first 3 consecutive months; 1 chance to win 2 SIA suites class tickets for every S$500 spend (5x for travel bookings)Learn More
HSBC RevolutionEntertainment Miles, No Annual FeeA Samsonite Astra 55cm luggage (worth S$350) or S$100 cash back for new customers (S$50 for existing customers)Learn More
SC Visa InfiniteOverseas Spend & Business TravelWelcome bonus of 35,000 miles (or 15,000 miles and a Samsonite 28" luggage)Learn More
Amex Krisflyer MilesBonus MilesUp to 20,000 bonus KrisFlyer Miles when you spend S$5,000 in the first 3 months, 1,500 KrisFlyer Miles each for the first two approved supplementary cards, S$150 Cashback for use with Singapore Airlines when you spend S$12,000Learn More
Amex Krisflyer Miles AscendBonus MilesUp to 21,000 milesLearn More
Best Card PromotionsBest For...Promotion
Citi Cash BackLearn MoreBest Cashback CardS$120 cash rebate welcome gift
SC Unlimited CashbackLearn MoreUnlimited Rebate of 1.5%Up to S$100 in cashback + Up to S$150 in Prime Now credits, 10% cashback & free Amazon Prime
POSB EverydayLearn MoreBest for Moms20% cash rebates on online food delivery and 10% cash rebates on dining (half for existing customers), 10% rebate on ComfortDelgro taxi
HSBC Visa PlatinumLearn MoreCashback & MilesA Samsonite Astra 55cm luggage (worth S$350) or S$100 cash back for new customers (S$50 for existing customers)
Citi PMVLearn MoreBest Miles CardSpend S$7.5k in 3 months and pay annual fee to receive 21,000 miles
DBS AltitudeLearn MoreMiles, No Annual Fee10,000 miles welcome gift for Amex card if you spend S$2,000 per month for the first 3 consecutive months; 1 chance to win 2 SIA suites class tickets for every S$500 spend (5x for travel bookings)
HSBC RevolutionLearn MoreEntertainment Miles, No Annual FeeA Samsonite Astra 55cm luggage (worth S$350) or S$100 cash back for new customers (S$50 for existing customers)
SC Visa InfiniteLearn MoreOverseas Spend & Business TravelWelcome bonus of 35,000 miles (or 15,000 miles and a Samsonite 28" luggage)
Amex Krisflyer MilesLearn MoreBonus MilesUp to 20,000 bonus KrisFlyer Miles when you spend S$5,000 in the first 3 months, 1,500 KrisFlyer Miles each for the first two approved supplementary cards, S$150 Cashback for use with Singapore Airlines when you spend S$12,000
Amex Krisflyer Miles AscendLearn MoreBonus MilesUp to 21,000 miles

Compare Credit Cards by Dollar Value

To help you compare each cards more effectively, we have prepared a visual guide below that displays how much you can earn and save by using each card for 2 years in terms of dollar value*. These include cash rebates, air miles and promotions like sign up bonuses or spending bonuses. We also subtract any fee you have to incur like annual fees. These are only estimates based on an average person's spending habits, and you should read our reviews above to see if a card matches your spending habit.

A graph displaying how best credit cards with promotions compare to one another in terms of their rewards
Best Credit Cards with Promotions in Singapore

Methodology

*ValueChampion calculates the dollar value of rewards based on S$2,000 of monthly spending. We sum the value of points, miles and cashback in dollar terms and subtract the annual fee over a 24-month period. The estimates here are ValueChampion's alone, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

**To calculate the value of promotions, we simply add the cash rebate value, value of miles and bonus gifts. Given that we typically assume S$2,000 of monthly spend on the card when calculating dollar value of credit cards, we exclude promotions that require S$3,000 or more of monthly spend to qualify. For physical gifts like luggages, we take a 50% discount given that not everyone will be in need of a new luggage.

Duckju Kang

Duckju is the Senior Vice President of ValueChampion Singapore. He covers the financial services industry, consumer finance products, budgeting, and investing. He previously worked in the financial services industry, including at such hedge funds as Tiger Asia and Cadian Capital.

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