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Singapore Airlines KrisFlyer: Best Rewards Program for Global Travels

Great Member Perks and Unique Rewards for Debit Card Users

Singapore Airlines KrisFlyer: Best Rewards Program for Global Travels

Great Member Perks and Unique Rewards for Debit Card Users

4.8/5.0

ValueChampion Rating ValueChampion Icon

Good for

  • Those looking for travel flexibility
  • Redeeming miles on overseas travel
  • UOB debit and credit card users

Bad for

  • Redeeming miles on local travel
  • Those only looking for budget deals

Singapore Airlines KrisFlyer Rewards Program offers several benefits to its members which extend far beyond mileage earnings. These include KrisFlyer 3-tier membership, with 2 out of the 3 tiers automatically qualifying you for Star Alliance membership benefits as well. For those who travel in First and Business Class, KrisFlyer also offers PPS Club membership. If you are interested in budget airlines, their subsidiary Scoot Airlines offers low-cost flights throughout Asia with its own rewards program - which you can also combine with KrisFlyer.

Best Value for Money Package:

Card selection with salary creditingKrisFlyer UOB Debit Card
Card selection w/o salary creditingKrisFlyer UOB Credit Card
MembershipsKrisFlyer Elite Silver (min 25,000 miles) + Star Alliance Silver + Scoot Insider
OutcomeHigher earnings per spend, 3 memberships, unlimited perks on airlines and worldwide travel
ProsCons
  • Best earning potential on a UOB Debit Card
  • Double perks with KrisFlyer and Star Alliance Membership
  • Redeem KrisFlyer miles on low-cost Scoot flights
  • Accelerated membership upgrade with KrisFlyer credit cards
  • Best to only redeem miles on flights
  • Unless in highest tier, airport perks are limited
Pros
  • Best earning potential on a UOB Debit Card
  • Double perks with KrisFlyer and Star Alliance Membership
  • Redeem KrisFlyer miles on low-cost Scoot flights
  • Accelerated membership upgrade with KrisFlyer credit cards
Cons
  • Best to only redeem miles on flights
  • Unless in highest tier, airport perks are limited

Singapore Airlines KrisFlyer Membership

Earn Miles ThroughRedeem Miles For
Co-brand cards: Amex and UOBFlights (mix miles and cash)
Financial Services: AIG travel insurance, Bank of China BOC points, CIMB Niaga debit card, DBS credit cardSaver Awards (fewer KrisFlyer miles, same perks)
Ground transportation: Avis, Budget, Sixt, Grab, HertzCredit at KrisShop (brands like Apple, Bally, SK-II)
Hotels & Resorts: Hilton, World of Hyatt, IHG, +34 moreNew rewards daily on Kris+ app
Retailers: The Bicester Village, Club21, +10 moreDonate miles
Others: The Economist, Esso, Chope, Foodpanda, and more

There are plenty of benefits when it comes to KrisFlyer membership. KrisFlyer members can also enroll in the Scoot Insider rewards program, which lets you redeem KrisFlyer miles on low-cost flights in Southeast Asia. Another great benefit is that once you reach the KrisFlyer Elite Silver tier, you will also be automatically enrolled in Star Alliance membership, an alliance consisting of 26 additional airlines.

In addition to the memberships below, you can sign up for a free Scoot Insider membership and sync your miles earned through KrisFlyer with Scoot miles, thereby being able to use miles of one program on flights of the other's.

Updated Membership Rules: Normally, qualifying for KrisFlyer Elite Silver requires that you earn 25,000 Elite miles within 12 consecutive months to gain a membership that expires after 12 months. In response to global COVID-19 travel restrictions, these membership renewal rules have been adjusted. Memberships which were to be renewed between March 2020 and February 2021 will be automatically renewed. Memberships which will be renewed between March 2021 and February 2022 will only need to earn 50% of the required miles for renewal.

KrisFlyer (free)
  • Star Alliance Status: None
  • Members-only promotional deals
  • Mix miles and cash to purchase flights, baggage and select seats
  • 5% off advance seat selection
  • 30% off additional baggage
  • 30MB 2-hour free WIFI
KrisFlyer Elite Silver (25,000 miles)
  • Star Alliance Status: Silver
  • Earn 25% more KrisFlyer miles on Singapore Airlines and SilkAir
  • Complimentary Standard Seat selection in Economy Class
  • 10% off Extra Legroom seats
KrisFlyer Elite Gold (50,000 miles)
  • Star Alliance Status: Gold
  • Worldwide lounge access, including Star Alliance lounges (for Singapore Airlines, Virgin Atlantic and Virgin Australia)
  • Priority check-in, boarding and baggage handling
  • Complimentary Forward Zone and Standard Seat selection in Economy Class
  • 15% off Extra Legroom seats
Each tier's benefits include those of the preceding tier
Star Alliance Silver
  • Priority Reservations Waitlist
  • Priority Airport Standby
Star Alliance Gold
  • Priority Airport Check-in & Boarding
  • Priority Baggage Handling
  • Extra Baggage Allowance
  • Airport Lounge Access (1000 worldwide)
  • Gold Track Airport Security
Each tier's benefits include those of the preceding tier

Singapore Airlines KrisFlyer Cards

One of the easiest and quickest ways of accumulating KrisFlyer miles is by using a KrisFlyer debit or credit card for your purchases. In addition to receiving up to 6 KrisFlyer miles on every S$1 spent, you can also take advantage of other perks these cards have to offer, such as: welcome miles, bonus gifts, airline and airport privileges, and discounts on shopping and dining. Read our reviews below to figure out which one of these cards will be the best fit for you.

KrisFlyer UOB Debit Card

KrisFlyer UOB Debit Card
KrisFlyer UOB Debit Card
The good: Highest earning per S$1 spent of all KrisFlyer cards
The bad: Limited card benefits on high spending
KrisFlyer UOB Debit Card
KrisFlyer UOB Debit Card
The good: Highest earning per S$1 spent of all KrisFlyer cards
The bad: Limited card benefits on high spending

What is unique about this card is the fact that most airline or hotel rewards programs don't partner with debit cards, only credit cards. While the former rewards you for saving, the latter rewards you for spending. Saving is now made easier and more beneficial with Krisflyer UOB Debit Card, allowing you to keep your debit card, yet take advantage of perks typically awarded to those with a credit card.

For every S$1 spent, receive:
  • 1.4 KrisFlyer miles (min balance 3,000)
  • 3.4 KrisFlyer miles (min balance 100,000)
  • 5.4 KrisFlyer miles with minimum S$350,000 deposit
  • Up to 6.4 KrisFlyer miles with salary crediting
  • Conversion fees waived
  • 1,000 KrisFlyer miles welcome gift at sign-up
Exclusive Privileges on Scoot Flights:
  • Priority check in and boarding for Scoot flights
  • Additional baggage allowance for Scoot flights
  • Standard seat selection for Scoot flights
  • Booking flexibility waiver for Scoot flight
Age18 years
SalaryNo minimum
Min depositS$1,000 to open account
Annual feeS$53.50 (first year waived)

KrisFlyer UOB Credit Card

The good: KrisFlyer accelerated membership and Scoot Airline perks
The bad: High minimum annual income for foreigners

The good: KrisFlyer accelerated membership and Scoot Airline perks
The bad: High minimum annual income for foreigners

KrisFlyer UOB Credit Card is a great option for frequent travelers with Singapore Airlines. It offers up to 10,000 KrisFlyer miles simply for signing up and 3 KrisFlyer miles for every S$1 spent on Singapore Airlines, Scoot and KrisShop. In addition to privileges on Scoot flights, you also get an accelerated upgrade to KrisFlyer Elite Silver membership tier and a S$20 rebate on purchases from KrisShop. All in all, this is a great card if you are looking to maximize your KrisFlyer miles earning potential while enjoying extra membership and flight privileges.

For every S$1 spent, receive:
  • 3 KrisFlyer miles on Singapore Airlines, SilkAir, Scoot and KrisShop
  • 3 KrisFlyer miles on dining, food delivery, online shopping and travel
  • 1.2 KrisFlyer miles on other spend
Exclusive KrisFlyer and Scoot Privileges:
  • Accelerate upgrade to KrisFlyer Elite Silver membership tier
  • Priority check in and boarding for Scoot flights
  • Additional baggage allowance for Scoot flights
  • Standard seat selection for Scoot flights
  • Booking flexibility waiver for Scoot flight
  • S$20 rebate on KrisShop purchases with min spend
Min age21 years
Salary Requirement for citizens and PRMin annual salary of S$30,000
Salary Requirement for foreignersMin annual salary of S$80,000
Annual fee (principal card)S$192.60 (first year waived)
Annual fee (supplementary card)S$96.30

American Express Singapore Airlines KrisFlyer Credit Card

American Express Singapore Airlines KrisFlyer Credit Card
American Express Singapore Airlines KrisFlyer Credit Card
The good: Benefits for high spending
The bad: No airline or membership privileges
American Express Singapore Airlines KrisFlyer Credit Card
American Express Singapore Airlines KrisFlyer Credit Card
The good: Benefits for high spending
The bad: No airline or membership privileges
While at 1.1 KrisFlyer miles per S$1 on all spend American Express KrisFlyer Credit Card doesn't offer the highest KrisFlyer miles earn rate compared to other KrisFlyer cards, it does offer the best rewards for high spenders. After the first charge on your card, you will receive a welcome bonus of 7,500 KrisFlyer miles. In order to qualify for the additional spend bonus, you must spend at least S$3,000 in the first 3 months to receive 5,000 KrisFlyer miles. New American Express applicants will receive an additional Acer Monitor KA242Y (u.p. S$349*) as a gift.

This card also offers savings with American Express Selects at a number of hotels, stores and restaurants in Singapore and around the world. Currently, you can save 15% on Pan Pacific Hotels restaurants and 20% on rooms at Pan Pacific Hotels Group, with an additional 5% savings for Pan Pacific Discovery members.

For every S$1 spent, receive:
  • 3.1 KrisFlyer miles on Grab Singapore (min spend S$200/month)
  • 2 KrisFlyer miles on Singapore Airlines, Silkair tickets and KrisShop
  • 2 KrisFlyer miles on overseas spending (June & December)
  • 1.1 KrisFlyer miles on all other purchases
  • 7,500 KrisFlyer miles when you first charge your card
  • 5,000 KrisFlyer with a min spend of S$3,000 in the first 3 months + Acer Monitor KA242Y (for new customers)
  • Conversion fees waived
Min age21 years
Salary Requirement for citizens and PRMin annual salary of S$30,000
Salary Requirement for foreignersMin annual salary of S$60,000
Annual fee (principal card)S$176.55 (first year waived)
Annual fee (supplementary card)S$53.50

American Express Singapore Airlines KrisFlyer Ascend Credit Card

American Express Singapore Airlines KrisFlyer Ascend Credit Card
American Express Singapore Airlines KrisFlyer Ascend Credit Card
The good: Best value for foreigners in Singapore
The bad: High annual fee
American Express Singapore Airlines KrisFlyer Ascend Credit Card
American Express Singapore Airlines KrisFlyer Ascend Credit Card
The good: Best value for foreigners in Singapore
The bad: High annual fee

American Express KrisFlyer Ascend Credit Card is a great card for high income earners and frequent flyers with Singapore Airlines. Unlike the rest of KrisFlyer cards, this is the only one which does not waive the first year annual fee and also one that has the highest fee, at S$337.05. While it may seem expensive at first, if it fits your spending patterns, the returns on the card can be great. In addition to a welcome bonus of 7,500 KrisFlyer miles after the first spend on card, a minimum spend of S$5,000 in the first three months will earn you Bang & Olufsen Beoplay E8 2.0 headphones and an additional 10,000 KrisFlyer miles for new customers. Its earn rate is 1.2 KrisFlyer miles for every S$1 spent locally and 2 KrisFlyer miles on overseas spend (in June and December) and on Singapore Airlines and KrisShop spend, with no caps.

American Express KrisFlyer Ascend credit card also offers various travel perks such as complimentary airport lounge access and a complimentary night stay at Hilton Properties in Asia Pacific. Spending at least S$15,000 on singaporeair.com within the first 12 months will automatically upgrade you to the KrisFlyer Elite Gold Membership tier.

For every S$1 spent, receive:
  • 3.2 KrisFlyer miles on Grab Singapore (min spend S$200/month)
  • 2 KrisFlyer miles on Singapore Airlines, Silkair tickets and KrisShop
  • 2 KrisFlyer miles on overseas spending (June & December)
  • 1.2 KrisFlyer miles on all other purchases
  • 7,500 KrisFlyer miles when you first charge your card
Exclusive Travel and KrisFlyer Privileges:
  • 4 lounge access vouchers to any participating SATS Premier & Plaza Premium Lounge each year
  • 1 free hotel night’s stay at Hilton Hotels & Resorts in Asia Pacific
  • Accelerated upgrade to Elite Gold Membership with spend over S$15,000 on Singapore Airline tickets within 12 months of card approval
Min age21 years
Salary Requirement for citizens and PRMin annual salary of S$50,000
Salary Requirement for foreignersMin annual salary of S$60,000
Annual fee (principal card)S$337.05
Annual fee (supplementary card)S$80.25

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Zoryana Melesh

Zoryana is a Senior Research Analyst at ValueChampion, who focuses on evaluating credit cards, savings and fixed deposits in Singapore. She holds a BA in Political Science and an MPA in International Finance and Economic Policy, both from Columbia University. Prior to joining ValueChampion, Zoryana worked in treasury management consulting.

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