Best Entertainment Credit Cards 2020

Whether you spend evenings out at bars and lounges or simply enjoy going to the movies with family, the right entertainment credit card can provide great discounts and easy rewards. After determining which of Singapore's 100+ credit cards provide the best value-to-consumer, we singled out those with privileges such as VIP club access, ticket discounts, and more. Our final selection identifies which credit cards best complement a social lifestyle.

Best Miles Card for Entertainment
Best Cashback Cards for Entertainment
Best Entertainment Cards for Online & Shopping
  • OCBC Frank: Up to 6% rebate online, low S$400 min. spend requirement
  • Citi Lazada: Up to 4 miles per S$1 spend on Lazada
Best Credit Cards for Golf & Sports
Best Entertainment Cards for High-Spenders

Compare the Best Entertainment Credit Cards in Singapore by Dollar Value

Based on an average monthly spend of S$2,000, we analysed the best credit cards on the market to estimate returned value-to-consumer after 2 years, accounting for rebates and netting out annual fees. As a note, dollar value is heavily dependent on spending habits; intangible benefits (like free travel insurance and airport lounge access) are valuable but difficult to quantify.

A graph displaying how the best entertainment credit cards compare to one another in terms of their rewards
Best Entertainment Credit Cards in Singapore by Estimated 2-Year Dollar Value
Best Miles Card for Entertainment Best Cashback Cards for Entertainment Best Entertainment Cards for Online Shopping Best Credit Cards for Golf & Sports Best Entertainment Cards for High-Spenders

Compare Best Entertainment Credit Cards by Dollar Value

Based on an average monthly spend of S$2,000, we analysed the best credit cards on the market to estimate returned value-to-consumer after 2 years, accounting for rebates and netting out annual fees. As a note, dollar value is heavily dependent on spending habits; intangible benefits (like free travel insurance and airport lounge access) are valuable but difficult to quantify.

A graph displaying how the best entertainment credit cards compare to one another in terms of their rewards
Best Entertainment Credit Cards in Singapore by Estimated 2-Year Dollar Value

Best Miles Credit Card for Entertainment

Social travellers seeking miles for entertainment spend may benefit from this credit card.

HSBC Revolution: Miles for Online & Local Entertainment

  • Up to 2mi/S$1 spend on online insurance & bill-pay
  • Promotions: Receive Samsonite Prestige 69cm Spinner Exp luggage or S$150 cashback
  • Apply online with MyInfo via SingPass, receive S$20 in Grab rides
  • Read Our Full Review
  • Annual fee: S$160.5, 2-year waiver, subsequently with S$12,500 annual spend
  • 2 miles per S$1 spend on local dining & entertainment, online spend (unlimited)
  • Online rate includes travel bookings, recurring bills & transit payments
  • No minimum spend requirement
HSBC Revolution Card is the best entertainment card if you’re a local spender and want to earn miles. While most cards that reward social spend only offer cashback, HSBC Revolution Card offers 2 miles per S$1 spend on local dining & entertainment. This includes spend at clubs, pubs, bars & family KTVs, as well as at restaurants and fast food outlets, which is fairly comprehensive. Even better, you’ll also earn 2 miles per S$1 online spend, including for transit and bill pay.


There’s no minimum spend requirement and no earnings cap, and you’ll even receive free travel insurance as a cardmember. Finally, HSBC Revolution Card also has a fee-waiver. Cardholders are exempt from the S$160.5 fee after just S$12,500 annual spend. Ultimately, there’s no better miles-earning card if you want no-fee rewards for entertainment spend–HSBC Revolution Card outshines every competitor.

  • Stand-Out: Up to 2mi/S$1 spend on online insurance & bill-pay
  • Promotions: Receive Samsonite Prestige 69cm Spinner Exp luggage or S$150 cashback
  • Apply online with MyInfo via SingPass, receive S$20 in Grab rides
  • Read Our Full Review
  • Annual fee: S$160.5, 2-year waiver, subsequently with S$12,500 annual spend
  • 2 miles per S$1 spend on local dining & entertainment, online spend (unlimited)
  • Online rate includes travel bookings, recurring bills & transit payments
  • No minimum spend requirement
HSBC Revolution Card is the best entertainment card if you’re a local spender and want to earn miles. While most cards that reward social spend only offer cashback, HSBC Revolution Card offers 2 miles per S$1 spend on local dining & entertainment. This includes spend at clubs, pubs, bars & family KTVs, as well as at restaurants and fast food outlets, which is fairly comprehensive. Even better, you’ll also earn 2 miles per S$1 online spend, including for transit and bill pay.


There’s no minimum spend requirement and no earnings cap, and you’ll even receive free travel insurance as a cardmember. Finally, HSBC Revolution Card also has a fee-waiver. Cardholders are exempt from the S$160.5 fee after just S$12,500 annual spend. Ultimately, there’s no better miles-earning card if you want no-fee rewards for entertainment spend–HSBC Revolution Card outshines every competitor.

Best Cashback Credit Cards for Entertainment

These cards offer top rebates for spend at bars, clubs, cinemas & more.

Maybank Family & Friends MasterCard: Best Rebates in SG & MY

  • Best for rebates in SG & MY w/ S$500 min. spend
  • Promotions: Receive S$100 rebate w/ S$250 spend/mo for 2mo
  • Receive S$30 cash via PayNow (through our partnership w/ SGSaver)
  • Read Our Full Review
  • Annual fee: S$180.0, 3-year waiver then w/ S$12k annual spend
  • Up to 8% rebate on fast food & food delivery, groceries, transport, petrol & online TV streaming in Singapore & Malaysia, after S$800 min spend (5% rebate with S$500 min spend)
  • 0.3% rebate all other spend
If you're looking to maximise cashback on daily spend in Singapore and Malaysia, look no further than Maybank Family & Friends Card. Cardholders earn 5% rebate in key categories–fast food & food delivery, groceries, transport, petrol & more–after just S$500 minimum spend. Those spending S$800 earn at an 8% rate. What really stands out for those seeking rewards on entertainment is that Maybank F&F Card extends these rebates to all telecommunication, online TV streaming, cable and radio services. This includes merchants such as Starhub, Singtel, M1 Limited, Circle.Life, MyRepublic, and even Netflix (& more). People who enjoy streaming their favorite shows for leisure can certainly benefit from Maybank F&F Card. Altogether, cardholders can earn up to S$80/month, which can be maxed out with just S$1,000 spend.


It's also worth mentioning that Maybank F&F Card's S$180.0 fee is waived 3 years, and thereafter, with just S$12,000 annual spend. This translates to about S$1,000/month, which–as mentioned–maxes out rewards, allowing consumers to earn S$960/year.

  • Stand-Out: Best for rebates in SG & MY w/ S$500 min. spend
  • Promotions: Receive S$100 rebate w/ S$250 spend/mo for 2mo
  • Receive S$30 cash via PayNow (through our partnership w/ SGSaver)
  • Read Our Full Review
  • Annual fee: S$180.0, 3-year waiver then w/ S$12k annual spend
  • Up to 8% rebate on fast food & food delivery, groceries, transport, petrol & online TV streaming in Singapore & Malaysia, after S$800 min spend (5% rebate with S$500 min spend)
  • 0.3% rebate all other spend
If you're looking to maximise cashback on daily spend in Singapore and Malaysia, look no further than Maybank Family & Friends Card. Cardholders earn 5% rebate in key categories–fast food & food delivery, groceries, transport, petrol & more–after just S$500 minimum spend. Those spending S$800 earn at an 8% rate. What really stands out for those seeking rewards on entertainment is that Maybank F&F Card extends these rebates to all telecommunication, online TV streaming, cable and radio services. This includes merchants such as Starhub, Singtel, M1 Limited, Circle.Life, MyRepublic, and even Netflix (& more). People who enjoy streaming their favorite shows for leisure can certainly benefit from Maybank F&F Card. Altogether, cardholders can earn up to S$80/month, which can be maxed out with just S$1,000 spend.


It's also worth mentioning that Maybank F&F Card's S$180.0 fee is waived 3 years, and thereafter, with just S$12,000 annual spend. This translates to about S$1,000/month, which–as mentioned–maxes out rewards, allowing consumers to earn S$960/year.

UOB YOLO Card: Rebates on Weekend Entertainment

  • Top weekend rebates of up to 8% for social spenders
  • Promotions: Receive S$150 cash credit w/ S$1.5k spend in 1st mo (first 800 sign-ups) via our partnership w/ SGSaver
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • 8% cashback on weekend dining, entertainment, Grab, select UOB Travel (3% weekdays)
  • 3% online travel & fashion
  • Free travel insurance
UOB YOLO Card is, by far, the best cashback card on the market for entertainment–it not only offers the highest rewards rate, but also has an extraordinary range of social promotions. After S$600 minimum spend, cardholders can earn up to 8% cashback on weekend entertainment, including at bars, taverns, lounges, nightclubs, movie theaters, ticket agencies & more. Cardholders also earn up to 8% on weekend dining, Grab rides, and select bookings via UOB Travel. Essentially, whether you’re getting dinner & a movie or staying out all night at Zouk, you can earn top rewards every step of the way.


Cardholders also earn rebates for online spend–3% for online fashion and travel bookings. During the week, all categories (dining, entertainment, Grab & online) earn up to 3% cashback. While this may seem a bit low, entertainment spend is often concentrated over weekends, where the rebate rate is higher than any other on the market.

UOB YOLO Card also stands out for its promotions. While these cycle frequently, the card usually offers 1-to-1 food & drink specials; discounted food delivery; dining privileges at bistros, bars & restaurants through Visa Foodie Trail; deals at theaters like Cathay Cineplexes (which adds savings above and beyond the existing 8% rebate); and freebies at popular nightclubs. A few times a year, UOB YOLO Card even hosts big parties at venues like Overeasy Orchard and The White Rabbit with a featured DJ.

Overall, UOB YOLO Card is the best entertainment card on the market because, in addition to top rebates for the category, it also provides added savings through its social promotions. While there’s a S$192.6 fee, it’s waived for 1 year, so you can start partying and saving now, without worrying about extra costs.

  • Stand-Out: Top weekend rebates of up to 8% for social spenders
  • Promotions: Receive S$150 cash credit w/ S$1.5k spend in 1st mo (first 800 sign-ups) via our partnership w/ SGSaver
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • 8% cashback on weekend dining, entertainment, Grab, select UOB Travel (3% weekdays)
  • 3% online travel & fashion
  • Free travel insurance
UOB YOLO Card is, by far, the best cashback card on the market for entertainment–it not only offers the highest rewards rate, but also has an extraordinary range of social promotions. After S$600 minimum spend, cardholders can earn up to 8% cashback on weekend entertainment, including at bars, taverns, lounges, nightclubs, movie theaters, ticket agencies & more. Cardholders also earn up to 8% on weekend dining, Grab rides, and select bookings via UOB Travel. Essentially, whether you’re getting dinner & a movie or staying out all night at Zouk, you can earn top rewards every step of the way.


Cardholders also earn rebates for online spend–3% for online fashion and travel bookings. During the week, all categories (dining, entertainment, Grab & online) earn up to 3% cashback. While this may seem a bit low, entertainment spend is often concentrated over weekends, where the rebate rate is higher than any other on the market.

UOB YOLO Card also stands out for its promotions. While these cycle frequently, the card usually offers 1-to-1 food & drink specials; discounted food delivery; dining privileges at bistros, bars & restaurants through Visa Foodie Trail; deals at theaters like Cathay Cineplexes (which adds savings above and beyond the existing 8% rebate); and freebies at popular nightclubs. A few times a year, UOB YOLO Card even hosts big parties at venues like Overeasy Orchard and The White Rabbit with a featured DJ.

Overall, UOB YOLO Card is the best entertainment card on the market because, in addition to top rebates for the category, it also provides added savings through its social promotions. While there’s a S$192.6 fee, it’s waived for 1 year, so you can start partying and saving now, without worrying about extra costs.

Best Entertainment Cards for Online & Shopping

The following cards offer great rebates on all of your online entertainment spend.

OCBC Frank Card: No-Fee Online Rebates for Lower Spenders

  • Up to 6% rebate online after just S$400 offline spend
  • Promotions: Receive & use card instantly when you apply via MyInfo
  • Read Our Full Review
  • Annual fee: S$80.0, 2-year waiver, subsequently with S$10,000 annual spend
  • 6% rebate on online spend
  • 5% weekend rebate on local entertainment & select cafes (3% weekdays)
OCBC Frank Card is by far the most affordable rebate card for entertainment on the market. First of all, it has one of the lowest minimum spend requirements on the market. After just S$400 offline spend, cardholders earn up to 6% rebate on online spend and 5% on weekend entertainment & at select cafes (Starbucks, The Coffee Bean & Tea Leaf and more). Weekday entertainment and cafe spend earns 3% rebate. Overall, cardholders can earn up to S$60/month.


Another reason why OCBC Frank Card is a great entertainment card for lower spenders is that it also comes with a fee-waiver. Cardholders are exempt from the (already low) S$80.0 fee after just S$10,000 annual spend–equal to just S$833/month. The closest competitor does not offer a fee-waiver, and also has a much higher minimum spend requirement. For this reason, as well as for its high rebate rate, OCBC Frank Card is definitely the best affordable entertainment card on the market.

  • Stand-Out: Up to 6% rebate online after just S$400 offline spend
  • Promotions: Receive & use card instantly when you apply via MyInfo
  • Read Our Full Review
  • Annual fee: S$80.0, 2-year waiver, subsequently with S$10,000 annual spend
  • 6% rebate on online spend
  • 5% weekend rebate on local entertainment & select cafes (3% weekdays)
OCBC Frank Card is by far the most affordable rebate card for entertainment on the market. First of all, it has one of the lowest minimum spend requirements on the market. After just S$400 offline spend, cardholders earn up to 6% rebate on online spend and 5% on weekend entertainment & at select cafes (Starbucks, The Coffee Bean & Tea Leaf and more). Weekday entertainment and cafe spend earns 3% rebate. Overall, cardholders can earn up to S$60/month.


Another reason why OCBC Frank Card is a great entertainment card for lower spenders is that it also comes with a fee-waiver. Cardholders are exempt from the (already low) S$80.0 fee after just S$10,000 annual spend–equal to just S$833/month. The closest competitor does not offer a fee-waiver, and also has a much higher minimum spend requirement. For this reason, as well as for its high rebate rate, OCBC Frank Card is definitely the best affordable entertainment card on the market.

Citi Lazada Card: Lazada Discounts & Miles for Entertainment

  • Miles & discounts w/ Lazada + dining, entertainment & Grab
  • Promotions: Receive S$150 Lazada Voucher w/ S$1.2k spend in 1st 3 mo
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • Up to 4 miles (10pts) per S$1 spend w/ Lazada
  • Up to 2 miles (5pts) per S$1 on dining, travel, entertainment & transport
  • Receive S$1.99 shipping rebate for Lazada purchases of S$50+ (up to 4x/mo)
  • Exclusive offers & discounts with Lazada
  • Free travel insurance
If you're a social spender who also likes to shop online, consider Citi Lazada Card–the absolute best miles card for Lazada shopping loyalists. Cardholders not only enjoy exclusive deals on the platform, they also earn up to 4 miles (10pts) per S$1 spend with Lazada. Transactions over S$50 are eligible for a S$1.99 rebate (up to 4x/month). This may seem small, but it translates to up to 4% cashback on each associated purchase.


Another reason to consider Citi Lazada Card is that it also rewards local social spend, including on entertainment. In fact, consumers earn 2 miles (5pts) per S$1 spend on dining, travel, transport and entertainment. This means cardholders can earn on everything from fast food to drinks at a tavern, plus movie tickets and even the Grab ride they take back home. Earnings are capped at 4,000 miles (10,000pts) per month, however, which is somewhat low. As such, Citi Lazada Card is best for people with budgets of about S$1k designated for online shopping and entertainment spend.

  • Stand-Out: Miles & discounts w/ Lazada + dining, entertainment & Grab
  • Promotions: Receive S$150 Lazada Voucher w/ S$1.2k spend in 1st 3 mo
  • Read Our Full Review
  • Annual fee: S$192.6, 1-year waiver
  • Up to 4 miles (10pts) per S$1 spend w/ Lazada
  • Up to 2 miles (5pts) per S$1 on dining, travel, entertainment & transport
  • Receive S$1.99 shipping rebate for Lazada purchases of S$50+ (up to 4x/mo)
  • Exclusive offers & discounts with Lazada
If you're a social spender who also likes to shop online, consider Citi Lazada Card–the absolute best miles card for Lazada shopping loyalists. Cardholders not only enjoy exclusive deals on the platform, they also earn up to 4 miles (10pts) per S$1 spend with Lazada. Transactions over S$50 are eligible for a S$1.99 rebate (up to 4x/month). This may seem small, but it translates to up to 4% cashback on each associated purchase.


Another reason to consider Citi Lazada Card is that it also rewards local social spend, including on entertainment. In fact, consumers earn 2 miles (5pts) per S$1 spend on dining, travel, transport and entertainment. This means cardholders can earn on everything from fast food to drinks at a tavern, plus movie tickets and even the Grab ride they take back home. Earnings are capped at 4,000 miles (10,000pts) per month, however, which is somewhat low. As such, Citi Lazada Card is best for people with budgets of about S$1k designated for online shopping and entertainment spend.

Best Credit Cards for Sports & Golfing Privileges

These cards offer the best privileges & promotions for frequent golfers & sports fans.

Maybank World MasterCard: Miles & Golf Privileges

  • 2 free green fees/month, access to 120+ global fairways
  • Promotions: Receive S$100 rebate w/ S$250 spend/mo for 2mo
  • Receive S$30 cash via PayNow (through our partnership w/ SGSaver)
  • Read Our Full Review
  • Annual fee: S$240.0, 1-year waiver, subsequently with S$24,000 annual spend
  • 10 pts (4 miles) per S$1 spend with select dining & retail merchants
  • 2 complimentary green fees/month at 120 fairways worldwide
  • Free travel insurance, lounge access & global concierge
If your favorite form of entertainment is a leisurely afternoon playing golf, look no further than Maybank World MasterCard. Cardholders receive the most comprehensive set of golfing privileges on the market–2 complimentary green fees/month at 120 fairways across 25 countries. This is 3x the number of fairways offered by the closest competitor. Additionally, no other card offers such international breadth–Maybank World MasterCard offers privileges at clubs as far away as Spain, the UAE, and the US.


Maybank World MasterCard is also a great option for luxury retail shoppers. Cardholders receive 4 miles per S$1 spend with select dining and retail partners, like Imperial Treasure restaurants & T Galleria by DFS fashion outlets (& many more). Supplementary cardholders also earn at this rate, making Maybank World MasterCard a potentially great option for couples. Furthermore, spend by both principal and supplementary cardholders counts towards earning a fee-waiver. With S$24,000 annual spend, the S$240.0 fee is waived.

Cardholders also enjoy perks like lounge access and free travel insurance. This pairs quite well with miles earned, and access to global fairways. Ultimately, if you’re an avid golfer seeking the best privileges on the market, consider Maybank World MasterCard.

  • Stand-Out: 2 free green fees/month, access to 120+ global fairways
  • Promotions: Receive S$100 rebate w/ S$250 spend/mo for 2mo
  • Receive S$30 cash via PayNow (through our partnership w/ SGSaver)
  • Read Our Full Review
  • Annual fee: S$240.0, 1-year waiver, subsequently with S$24,000 annual spend
  • 10 pts (4 miles) per S$1 spend with select dining & retail merchants
  • 2 complimentary green fees/month at 120 fairways worldwide
  • Free travel insurance, lounge access & global concierge
If your favorite form of entertainment is a leisurely afternoon playing golf, look no further than Maybank World MasterCard. Cardholders receive the most comprehensive set of golfing privileges on the market–2 complimentary green fees/month at 120 fairways across 25 countries. This is 3x the number of fairways offered by the closest competitor. Additionally, no other card offers such international breadth–Maybank World MasterCard offers privileges at clubs as far away as Spain, the UAE, and the US.


Maybank World MasterCard is also a great option for luxury retail shoppers. Cardholders receive 4 miles per S$1 spend with select dining and retail partners, like Imperial Treasure restaurants & T Galleria by DFS fashion outlets (& many more). Supplementary cardholders also earn at this rate, making Maybank World MasterCard a potentially great option for couples. Furthermore, spend by both principal and supplementary cardholders counts towards earning a fee-waiver. With S$24,000 annual spend, the S$240.0 fee is waived.

Cardholders also enjoy perks like lounge access and free travel insurance. This pairs quite well with miles earned, and access to global fairways. Ultimately, if you’re an avid golfer seeking the best privileges on the market, consider Maybank World MasterCard.

Maybank FC Barcelona Visa Signature: Unlimited Cashback + Perks for Football Fans

  • 1.6% unltd local cashback, fee waiver w/ S$10k annual spend
  • Promotions: Receive S$100 rebate w/ S$250 spend/mo for 2mo
  • Receive S$30 cash via PayNow (through our partnership w/ SGSaver)
  • Read Our Full Review
  • Annual fee: S$120.0, waived with S$10,000 annual spend
  • Unlimited 1.6% rebate on local spend
  • 2 Pts (0.8 miles) per S$1 on foreign currency transactions
  • Up to 10% discount at FC Barcelona official stores
  • Free travel insurance
Maybank FC Barcelona Visa Signature Card is the best card for high-spenders with a local budget. Not only does it offer unlimited cashback–or in other words, unlimited earning potential–it also has a higher rewards rate for local spend than any of its competitors. Cardholders earn 1.6% cashback on local spend, compared to 1%–1.5% offered by competitors. While this difference may seem small, it quickly adds up with higher spend. Additionally, overseas spend earns 0.8 miles per S$1 (equal to 0.8% rebate), but this is less competitive.


Maybank FC Barcelona Card stands out as an entertainment card, however, for its unique sports promotions. Cardholders receive a 5% discount at the FC Botiga official store in Camp Nou and 10% off merchandise at the FC Barcelona Official Online Store for the Asia Pacific. Every year, cardholders also stand a chance to win a trip to see a live FC Barcelona game in Spain itself. This prize package includes 2 game tickets, economy-class air-tickets, airport and hotel transfer and a 3-day hotel stay. If you’re a big FC Barcelona fan, this card’s perks are unparalleled.

On a final note, cardholders enjoy free travel insurance and are exempt from the S$120.0 fee with just S$10,000 annual spend. Overall, Maybank FC Barcelona Card is the best option for high spenders with local budgets, especially if they’re interested in unique football perks.

  • Stand-Out: 1.6% unltd local cashback, fee waiver w/ S$10k annual spend
  • Promotions: Receive S$100 rebate w/ S$250 spend/mo for 2mo
  • Receive S$30 cash via PayNow (through our partnership w/ SGSaver)
  • Read Our Full Review
  • Annual fee: S$120.0, waived with S$10,000 annual spend
  • Unlimited 1.6% rebate on local spend
  • 2 Pts (0.8 miles) per S$1 on foreign currency transactions
  • Up to 10% discount at FC Barcelona official stores
  • Free travel insurance
Maybank FC Barcelona Visa Signature Card is the best card for high-spenders with a local budget. Not only does it offer unlimited cashback–or in other words, unlimited earning potential–it also has a higher rewards rate for local spend than any of its competitors. Cardholders earn 1.6% cashback on local spend, compared to 1%–1.5% offered by competitors. While this difference may seem small, it quickly adds up with higher spend. Additionally, overseas spend earns 0.8 miles per S$1 (equal to 0.8% rebate), but this is less competitive.


Maybank FC Barcelona Card stands out as an entertainment card, however, for its unique sports promotions. Cardholders receive a 5% discount at the FC Botiga official store in Camp Nou and 10% off merchandise at the FC Barcelona Official Online Store for the Asia Pacific. Every year, cardholders also stand a chance to win a trip to see a live FC Barcelona game in Spain itself. This prize package includes 2 game tickets, economy-class air-tickets, airport and hotel transfer and a 3-day hotel stay. If you’re a big FC Barcelona fan, this card’s perks are unparalleled.

On a final note, cardholders enjoy free travel insurance and are exempt from the S$120.0 fee with just S$10,000 annual spend. Overall, Maybank FC Barcelona Card is the best option for high spenders with local budgets, especially if they’re interested in unique football perks.

CIMB Visa Infinite Card: Unlimited Rewards for Travellers & Golfers

  • Unltd. travel & overseas cashback plus lounge & waived green fees
  • Promotions: Receive S$50 cash credit w/ S$200 monthly spend for 1st 2mo
  • Read Our Full Review
  • Annual fee: Free
  • Unlimited 2% cashback on all travel expenses & overseas spend
  • Unlimited 1% cashback on all other spend
  • Free travel insurance, 3x lounge access, discounted limo transfers
  • Complimentary green fees at 108 fairways across 16 countries
  • CIMB 0% Interest i.Pay Instalment Plan
CIMB Visa Infinite Card is a great option for affluent travellers–especially those who enjoy golfing–who prefer earning cashback to miles. Cardholders earn 1% base cashback on all spend, boosted to 2% on all travel and overseas transactions after S$2k minimum spend. This competitive overseas rate (higher than the 1.5% norm offered by other unlimited cards) is complemented by great travel perks like free travel insurance, 3 complimentary lounge visits/year, discounted limo transfers and even waived green fees at 108 fairways across 16 countries. These perks are typically associated with miles cards, rather than cashback cards, but even when considering every card in the market, CIMB Visa Infinite's golfing privileges are amongst the best available. Perhaps surprisingly, cardholders can enjoy all of these benefits without every having to pay an annual fee. Altogether, CIMB Visa Infinite Card is ideal for high-spending travellers who want to earn cashback but still enjoy privileges typically limited to travel cards.
  • Stand-Out: Unltd. travel & overseas cashback plus lounge & waived green fees
  • Promotions: Receive S$50 cash credit w/ S$200 monthly spend for 1st 2mo
  • Read Our Full Review
  • Annual fee: Free
  • Unlimited 2% cashback on all travel expenses & overseas spend
  • Unlimited 1% cashback on all other spend
  • Free travel insurance, 3x lounge access, discounted limo transfers
  • Complimentary green fees at 108 fairways across 16 countries
  • CIMB 0% Interest i.Pay Instalment Plan
CIMB Visa Infinite Card is a great option for affluent travellers–especially those who enjoy golfing–who prefer earning cashback to miles. Cardholders earn 1% base cashback on all spend, boosted to 2% on all travel and overseas transactions after S$2k minimum spend. This competitive overseas rate (higher than the 1.5% norm offered by other unlimited cards) is complemented by great travel perks like free travel insurance, 3 complimentary lounge visits/year, discounted limo transfers and even waived green fees at 108 fairways across 16 countries. These perks are typically associated with miles cards, rather than cashback cards, but even when considering every card in the market, CIMB Visa Infinite's golfing privileges are amongst the best available. Perhaps surprisingly, cardholders can enjoy all of these benefits without every having to pay an annual fee. Altogether, CIMB Visa Infinite Card is ideal for high-spending travellers who want to earn cashback but still enjoy privileges typically limited to travel cards.

Best Entertainment Credit Cards for High Spenders

Luxury travel perks often double as a form of entertainment; the following cards offer everything from spa privileges to free yacht hires.

Citi Prestige MasterCard: Unltd Lounge & Bonus Hotel Nights

  • Unltd lounge access, free travel insurance & bonus hotel nights
  • Promotions: Free S$200 cash via PayNow (new customers) via our partnership with SGSaver
  • S$30 cash via PayNow (existing customers)
  • Read Our Full Review
  • Annual fee: S$535
  • 1.3 miles per S$1 local spend, 2 miles overseas
  • 25,000 annual renewal miles (worth S$250)
  • 15%-30% annual Citi relationship bonus
  • Unlimited lounge access, travel insurance, free hotel nights & more
Citi Prestige MasterCard is one of the best travel cards on the market for luxury perks and privileges. Cardholders receive unlimited airport lounge access for themselves and a guest. Often, guests are not included or incur extra costs. In addition, cardmembers receive complimentary access to JetQuay, free limo transfers, bonus 4th hotel nights and free travel insurance. As if that were not enough, cardholders also receive 6 free green fees/year at fairways across SE Asia.


These perks are great for both ease and entertainment, but they’re not Citi Prestige Card’s only highlight. Cardholders also earn rewards at some of the highest rates on the market–1.3 miles per S$1 locally and 2 miles overseas. Cardholders also receive 25,000 annual renewal miles (worth S$250) and an annual bonus up to 30% based on tenure of relationship with Citibank. Together, these perks and rates reasonably validate the S$535.0 annual fee. If you’re an affluent traveller and prioritise luxury, consider Citi Prestige MasterCard.

  • Stand-Out: Unltd lounge access, free travel insurance & bonus hotel nights
  • Promotions: Free S$200 cash via PayNow (new customers) via our partnership with SGSaver
  • S$30 cash via PayNow (existing customers)
  • Read Our Full Review
  • Annual fee: S$535
  • 1.3 miles per S$1 local spend, 2 miles overseas
  • 25,000 annual renewal miles (worth S$250)
  • 15%-30% annual Citi relationship bonus
  • Unlimited lounge access, travel insurance, free hotel nights & more
Citi Prestige MasterCard is one of the best travel cards on the market for luxury perks and privileges. Cardholders receive unlimited airport lounge access for themselves and a guest. Often, guests are not included or incur extra costs. In addition, cardmembers receive complimentary access to JetQuay, free limo transfers, bonus 4th hotel nights and free travel insurance. As if that were not enough, cardholders also receive 6 free green fees/year at fairways across SE Asia.


These perks are great for both ease and entertainment, but they’re not Citi Prestige Card’s only highlight. Cardholders also earn rewards at some of the highest rates on the market–1.3 miles per S$1 locally and 2 miles overseas. Cardholders also receive 25,000 annual renewal miles (worth S$250) and an annual bonus up to 30% based on tenure of relationship with Citibank. Together, these perks and rates reasonably validate the S$535.0 annual fee. If you’re an affluent traveller and prioritise luxury, consider Citi Prestige MasterCard.

Standard Chartered Visa Infinite X: Sign-On Miles for Affluent Travellers

  • Receive 100k+ bonus miles upfront for investing w/ SC Bank
  • Promotions: Receive S$100 cash via PayNow (S$50 for existing customers) w/ our partnership with SGSaver
  • 30k welcome bonus miles
  • Earn 3 mi/S$1 overseas w/ S$2k spend in 1 month (until 30 June 2020)
  • Read Our Full Review
  • Annual fee: S$695.5
  • 1.2 miles (3pts) per S$1 local spend, 2 miles (5pts) overseas
  • Points can also be redeemed as cashback or travel credits
  • 2 free lounge visits & free travel insurance
  • Hertz Asia rental car & exclusive hotel privileges
  • Discounted green fees at golf clubs in SE Asia
Standard Chartered Visa Infinite X Card is a great match for affluent travellers with extra funds available for investment. Consumers willing to open a Priority Banking account with Standard Chartered can receive 100,000 KrisFlyer miles (worth S$10k when redeemed for business class tickets) upon placing S$300k in fresh funds. Higher deposits earn greater rewards. Cardholders who place S$800k receive 150,000 miles (worth S$15k) and Priority Private Banking customers who place S$1.5m receive an incredible 300,000 miles (worth S$30k). These bonuses far exceed those offered by any other card on the market–though only the truly affluent can take full advantage of their worth.


Cardholders also benefit beyond the bonus. Every S$1 spend earns 1.2 miles locally and 2 miles overseas. Consumers can also enjoy convenient travel perks like free travel insurance, 2 complimentary lounge visits every year, discounted green fees and rental cars, and exclusive hotel privileges. These rates and perks aren't the most competitive on the market, however, and cardholders also must pay a very high S$695.5 annual fee. Nonetheless, the incredible value accessible to high income individuals through the bonus easily offsets such costs, making SC Visa Infinite X Card more than worth it for wealthy travellers.

  • Stand-Out: Receive 100k+ bonus miles upfront for investing w/ SC Bank
  • Promotions: Receive S$100 cash via PayNow (S$50 for existing customers) w/ our partnership with SGSaver
  • 30k welcome bonus miles
  • Earn 3 mi/S$1 overseas w/ S$2k spend in 1 month (until 30 June 2020)
  • Read Our Full Review
  • Annual fee: S$695.5
  • 1.2 miles (3pts) per S$1 local spend, 2 miles (5pts) overseas
  • Points can also be redeemed as cashback or travel credits
  • 2 free lounge visits & free travel insurance
  • Hertz Asia rental car & exclusive hotel privileges
  • Discounted green fees at golf clubs in SE Asia
Standard Chartered Visa Infinite X Card is a great match for affluent travellers with extra funds available for investment. Consumers willing to open a Priority Banking account with Standard Chartered can receive 100,000 KrisFlyer miles (worth S$10k when redeemed for business class tickets) upon placing S$300k in fresh funds. Higher deposits earn greater rewards. Cardholders who place S$800k receive 150,000 miles (worth S$15k) and Priority Private Banking customers who place S$1.5m receive an incredible 300,000 miles (worth S$30k). These bonuses far exceed those offered by any other card on the market–though only the truly affluent can take full advantage of their worth.


Cardholders also benefit beyond the bonus. Every S$1 spend earns 1.2 miles locally and 2 miles overseas. Consumers can also enjoy convenient travel perks like free travel insurance, 2 complimentary lounge visits every year, discounted green fees and rental cars, and exclusive hotel privileges. These rates and perks aren't the most competitive on the market, however, and cardholders also must pay a very high S$695.5 annual fee. Nonetheless, the incredible value accessible to high income individuals through the bonus easily offsets such costs, making SC Visa Infinite X Card more than worth it for wealthy travellers.

CIMB World MasterCard: Rebates for Affluent Socialites

  • Unlimited 1.5% rebate, boosted for leisure spend
  • Promotions: Receive S$50 cash credit w/ S$200 monthly spend for 1st 2mo
  • Read Our Full Review
  • Annual fee: Free
  • Unlimited 2% cashback on wine & dine, entertainment, recreation, automobile & parking, petrol, and duty-free stores spend (locally & overseas)
  • Unlimited 1.5% cashback on all other spend
  • 50% off green fees at select fairways in Asia
  • Free travel insurance, access to MasterCard Airport Experiences
  • CIMB 0% Interest i.Pay Instalment Plan
If you’re high-spending socialite seeking cashback for your leisure spend, CIMB World MasterCard may be the right card for you. Affluent consumers can enjoy unlimited earning potential with 1.5% rebate on all of their spend. While there are other unlimited cashback cards offering this rate, CIMB World is the only option with a boosted 2% unlimited rebate on leisure spend. This includes wine & dine, entertainment, recreation, automobile, parking, petrol and spend at duty free stores. This also includes golf courses and country clubs, which pairs well with the card's 50% discount on green fees at fairways throughout Asia. Other perks include free travel insurance and access to MasterCard Airport Experiences. Finally, CIMB World has no annual fee, allowing wealthy socialites to max out their earnings & enjoy top perks maintenance-free.
  • Stand-Out: Unlimited 1.5% rebate, boosted for leisure spend
  • Promotions: Receive S$50 cash credit w/ S$200 monthly spend for 1st 2mo
  • Read Our Full Review
  • Annual fee: Free
  • Unlimited 2% cashback on wine & dine, entertainment, recreation, automobile & parking, petrol, and duty-free stores spend (locally & overseas)
  • Unlimited 1.5% cashback on all other spend
  • 50% off green fees at select fairways in Asia
  • Free travel insurance, access to MasterCard Airport Experiences
  • CIMB 0% Interest i.Pay Instalment Plan
f you’re high-spending socialite seeking cashback for your leisure spend, CIMB World MasterCard may be the right card for you. Affluent consumers can enjoy unlimited earning potential with 1.5% rebate on all of their spend. While there are other unlimited cashback cards offering this rate, CIMB World is the only option with a boosted 2% unlimited rebate on leisure spend. This includes wine & dine, entertainment, recreation, automobile, parking, petrol and spend at duty free stores. This also includes golf courses and country clubs, which pairs well with the card's 50% discount on green fees at fairways throughout Asia. Other perks include free travel insurance and access to MasterCard Airport Experiences. Finally, CIMB World has no annual fee, allowing wealthy socialites to max out their earnings & enjoy top perks maintenance-free.

Standard Chartered Visa Infinite: Top Overseas Miles Rate & Free Yacht Hire

Standard Chartered Visa infinite Credit Card
Standard Chartered Visa infinite Credit Card
  • Up to 3mi/S$1 overseas, earn rewards for tax payments
  • Promotions: Receive up to 35,000 welcome miles
  • Read Our Full Review
  • Annual fee: S$588.5
  • 1.4 miles per S$1 local spend, 3 miles overseas (S$2,000 min spend)
  • 35,000 welcome miles (worth S$350)
  • Tax payments are eligible for rewards points
  • Free travel insurance, 6x lounge access, 1 free 4hr yacht hire
  • Hertz Asia Privileges, Golfing/Dining/Hotel Privileges
If you’re an affluent traveller, you may enjoy the top rewards rates and luxury perks offered by Standard Chartered Visa Infinite Card. Cardholders earn at the highest rewards rates on the market–1.4 miles per S$1 locally and an unrivaled 3 miles overseas. Unlike any other card, SC Visa Infinite rewards cardholders for making tax payments. New members also receive 35,000 welcome miles, worth about S$350.


In terms of entertainment, SC Visa Infinite Card stands out for its astounding perks. Like several other luxury cards, it offers free travel insurance, dining privileges, and even an impressive 6 lounge visits/year. However, SC Visa Infinite Card is unique in offering cardholders a complimentary 4hr yacht hire every year–a perfect occasion for high-end entertainment. It’s worth mentioning that cardholders must spend S$75,000 to access this perk. All cardholders receive 30% discounts on green fees at fairways throughout SE Asia, making SC Visa Infinite Card a great option if you enjoy regional golfing.

Overall, SC Visa Infinite Card offers some of the highest rewards rates on the market, paired with luxury perks built for high-end entertainment. While there’s a S$588.5 fee, the privileges offered are reflective of this value.

Standard Chartered Visa infinite Credit Card
Standard Chartered Visa infinite Credit Card
  • Stand-Out: Up to 3mi/S$1 overseas, earn rewards for tax payments
  • Promotions: Receive up to 35,000 welcome miles
  • Read Our Full Review
  • Annual fee: S$588.5
  • 1.4 miles per S$1 local spend, 3 miles overseas (S$2,000 min spend)
  • 35,000 welcome miles (worth S$350)
  • Tax payments are eligible for rewards points
  • Free travel insurance, 6x lounge access, 1 free 4hr yacht hire
  • Hertz Asia Privileges, Golfing/Dining/Hotel Privileges
If you’re an affluent traveller, you may enjoy the top rewards rates and luxury perks offered by Standard Chartered Visa Infinite Card. Cardholders earn at the highest rewards rates on the market–1.4 miles per S$1 locally and an unrivaled 3 miles overseas. Unlike any other card, SC Visa Infinite rewards cardholders for making tax payments. New members also receive 35,000 welcome miles, worth about S$350.


In terms of entertainment, SC Visa Infinite Card stands out for its astounding perks. Like several other luxury cards, it offers free travel insurance, dining privileges, and even an impressive 6 lounge visits/year. However, SC Visa Infinite Card is unique in offering cardholders a complimentary 4hr yacht hire every year–a perfect occasion for high-end entertainment. It’s worth mentioning that cardholders must spend S$75,000 to access this perk. All cardholders receive 30% discounts on green fees at fairways throughout SE Asia, making SC Visa Infinite Card a great option if you enjoy regional golfing.

Overall, SC Visa Infinite Card offers some of the highest rewards rates on the market, paired with luxury perks built for high-end entertainment. While there’s a S$588.5 fee, the privileges offered are reflective of this value.

OCBC Voyage: Elevated Miles for Local Dining

OCBC Voyage Card
OCBC Voyage Card
  • Boosted miles rewards for local dining spend
  • Promotions: Receive 15,000 annual bonus miles
  • Read Our Full Review
  • Annual fee: S$488
  • 1.2 miles per S$1 local spend, 1.6 miles local dining, 2.3 miles overseas
  • Unlimited lounge access, free limo transfers, golfing privileges
  • Free travel insurance & global concierge service
OCBC Voyage Card stands out not only for its extraordinary flexibility in earning and redeeming miles, but also for its great travel perks. Cardholders earn an impressive 2.3 miles per S$1 spend overseas, 1.2 miles locally, and a boosted 1.6 miles on local dining. This makes it easy to continue earning miles whether you're currently abroad or spending time at home. Additionally, cardholders can redeem miles with no conversion fees and no blackout dates.


In terms of entertainment, OCBC Voyage Card offers great perks well-suited to wealthy travellers. Consumers enjoy 30% off green fees at 24 fairways across 12 countries. Additionally, cardholders are granted unlimited lounge access at select airports worldwide, plus up to 2 free limo transfers per month (more generous than any other luxury travel card). other perks include card-specific deals and discounts at select restaurants and retail stores. While there's a considerable S$488 annual fee, wealthier travellers seeking high-end comfort and entertainment on their trips may want to consider OCBC Voyage Card.

OCBC Voyage Card
OCBC Voyage Card
  • Stand-Out: Boosted miles rewards for local dining spend
  • Promotions: Receive 15,000 annual bonus miles
  • Read Our Full Review
  • Annual fee: S$488
  • 1.2 miles per S$1 local spend, 1.6 miles local dining, 2.3 miles overseas
  • Unlimited lounge access, free limo transfers, golfing privileges
  • Free travel insurance & global concierge service
OCBC Voyage Card stands out not only for its extraordinary flexibility in earning and redeeming miles, but also for its great travel perks. Cardholders earn an impressive 2.3 miles per S$1 spend overseas, 1.2 miles locally, and a boosted 1.6 miles on local dining. This makes it easy to continue earning miles whether you're currently abroad or spending time at home. Additionally, cardholders can redeem miles with no conversion fees and no blackout dates.


In terms of entertainment, OCBC Voyage Card offers great perks well-suited to wealthy travellers. Consumers enjoy 30% off green fees at 24 fairways across 12 countries. Additionally, cardholders are granted unlimited lounge access at select airports worldwide, plus up to 2 free limo transfers per month (more generous than any other luxury travel card). other perks include card-specific deals and discounts at select restaurants and retail stores. While there's a considerable S$488 annual fee, wealthier travellers seeking high-end comfort and entertainment on their trips may want to consider OCBC Voyage Card.

Additional Resources on Finding the Best Credit Card for You

Carrie Arndt

Carrie is a Senior Analyst at ValueChampion, specialising in credit cards in Singapore. She previously led consumer studies worldwide as a Senior Research Executive at MMR Research.

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