Best Entertainment Credit Cards 2019
Singapore has a vibrant nightlife. However, it can be expensive to drink and party in Singapore. To help you win rewards and save money on entertainment expenses, we've selected the best entertainment credit cards in Singapore. These cards provide discounts on entertainment as well as perks like VIP access to clubs.
| Best Credit Cards for Entertainment | Card Features | |
|---|---|---|
| Best for Cashback | UOB YOLO | Up to 8% rebate on weekend Grab, dining & entertainment |
| Best for Miles | HSBC Revolution | 2 miles per S$1 for local dining, entertainment & online |
| Low Spenders | OCBC Frank | Up to 6% rebate online, 5% weekend entertainment |
| MB F&F | Up to 8% rebates in Singapore & Malaysia | |
| Golf & Sports | MB World | 2 free green fees/month at 120 fairways, 25 countries |
| CIMB World | Waived green fees at 40 fairways, 2% cashback on leisure spend | |
| MB FC Barcelona | Unlimited 1.6% cashback, discounts at FC Barcelona stores | |
| High Spenders | SC Visa Infinite | 3 miles per S$1 overseas, free yacht hire & golf privileges |
| Citi Prestige | Unlimited lounge access, bonus hotel nights & golf privileges | |
Best Cashback Card for Weekend Entertainment: UOB YOLO Card
Consider this if you are a young adult looking for discounts and perks on dining, entertainment and travel spending
| Annual Income Requirement | S$30,000 |
|---|---|
| Foreigner Income Requirement | S$40,000 |
- Receive up to S$100 cashback with S$1,000 spend in 1st month
- Enjoy S$5 off Grab when you activate Auto Top-Up w/ UOB Card (min. S$20)
UOB YOLO Card is, by far, the best cashback card on the market for entertainment–it not only offers the highest rewards rate, but also has an extraordinary range of social promotions. After S$600 minimum spend, cardholders can earn up to 8% cashback on weekend entertainment, including at bars, taverns, lounges, nightclubs, movie theaters, ticket agencies & more. Cardholders also earn up to 8% on weekend dining and Grab rides. Essentially, whether you’re getting dinner & a movie or staying out all night at Zouk, you can earn top rewards every step of the way.
Cardholders also earn rebates for online spend–up to 8% for online fashion, travel bookings, and general retail. During the week, all of these categories (dining, entertainment, Grab & online) earn up to 3% cashback. While this may seem a bit low, entertainment spend is often concentrated over weekends, where the rebate rate is higher than any other on the market.
UOB YOLO Card also stands out for its promotions. While these cycle frequently, the card usually offers 1-to-1 food & drink specials; discounted food delivery; dining privileges at bistros, bars & restaurants through Visa Foodie Trail; deals at theaters like Cathay Cineplexes (which adds savings above and beyond the existing 8% rebate); and freebies at popular nightclubs. A few times a year, UOB YOLO Card even hosts big parties at venues like Overeasy Orchard and The White Rabbit with a featured DJ.
Overall, UOB YOLO Card is the best entertainment card on the market because, in addition to top rebates for the category, it also provides added savings through its social promotions. While there’s a S$192.6 fee, it’s waived for 1 year, so you can start partying and saving now, without worrying about extra costs.
- Annual fee: S$192.6, 1-year waiver
- 8% cashback on weekend dining, entertainment, Grab, online travel & fashion (3% weekdays)
- Free travel insurance
- Annual fee: S$192.6, 1-year waiver
- 8% cashback on weekend dining, entertainment, Grab, online travel & fashion (3% weekdays)
- Free travel insurance
Best Miles Credit Card for Online & Local Entertainment: HSBC Revolution Card
Consider this if you spend mostly on shopping, dining and entertainment
| Annual Income Requirement | S$30,000 |
|---|---|
| Foreigner Income Requirement | S$40,000 |
- Receive Samsonite T5 68cm Spinner luggage or S$150 cashback
- Apply with MyInfo via SingPass, get S$20 worth of Grab rides
HSBC Revolution Card is the best entertainment card if you’re a local spender and want to earn miles. While most cards that reward social spend only offer cashback, HSBC Revolution Card offers 2 miles per S$1 spend on local dining & entertainment. This includes spend at clubs, pubs, bars & family KTVs, as well as at restaurants and fast food outlets, which is fairly comprehensive. Even better, you’ll also earn 2 miles per S$1 online spend, including for transit and bill pay.
There’s no minimum spend requirement and no earnings cap, and you’ll even receive free travel insurance as a cardmember. Finally, HSBC Revolution Card also has a fee-waiver. Cardholders are exempt from the S$160.5 fee after just S$12,500 annual spend. Ultimately, there’s no better miles-earning card if you want no-fee rewards for entertainment spend–HSBC Revolution Card outshines every competitor.
- Annual fee: S$160.5, 2-year waiver, subsequently with S$12,500 annual spend
- 2 miles per S$1 spend on local dining & entertainment, online spend (unlimited)
- Online rate includes travel bookings, recurring bills & transit payments
- No minimum spend requirement
- Up to 20.2% fuel savings with Caltex, 14% with Shell
- Annual fee: S$160.5, 2-year waiver, subsequently with S$12,500 annual spend
- 2 miles per S$1 spend on local dining & entertainment, online spend (unlimited)
- Online rate includes travel bookings, recurring bills & transit payments
- No minimum spend requirement
- Up to 20.2% fuel savings with Caltex, 14% with Shell
Best Entertainment Credit Cards for Low Spenders
If you’re a lower spender looking to avoid a high minimum requirement or annual fee, the following cards are definitely worth consideration.
Best No-Fee Card for Rebates on Entertainment: OCBC Frank Card
Consider this if you frequently spend money shopping for luxury goods and entertainment
| Annual Income Requirement | S$30,000 |
|---|---|
| Foreigner Income Requirement | S$45,000 |
- Earn S$50 rebate w/ card approval
- Receive 1 free night stay at M Social Singapore after S$400 min. spend
OCBC Frank Card is by far the most affordable rebate card for entertainment on the market. First of all, it has one of the lowest minimum spend requirements on the market. After just S$400 offline spend, cardholders earn up to 6% rebate on online spend and 5% on weekend entertainment & at select cafes (Starbucks, The Coffee Bean & Tea Leaf and more). Weekday entertainment and cafe spend, as well as NETS FlashPay Auto Top-Ups, earn 3% rebate. Overall, cardholders can earn up to S$60/month.
Another reason why OCBC Frank Card is a great entertainment card for lower spenders is that it also comes with a fee-waiver. Cardholders are exempt from the (already low) S$80.0 fee after just S$10,000 annual spend–equal to just S$833/month. The closest competitor does not offer a fee-waiver, and also has a much higher minimum spend requirement. For this reason, as well as for its high rebate rate, OCBC Frank Card is definitely the best affordable entertainment card on the market.
- Annual fee: S$80.0, 2-year waiver, subsequently with S$10,000 annual spend
- 6% rebate on online spend
- 5% weekend rebate on local entertainment & select cafes (3% weekdays)
- 3% rebate on first 2 NETS FlashPay Auto Top-Ups
- Up to 16% fuel savings with Caltex, 14% with Esso
- Annual fee: S$80.0, 2-year waiver, subsequently with S$10,000 annual spend
- 6% rebate on online spend
- 5% weekend rebate on local entertainment & select cafes (3% weekdays)
- 3% rebate on first 2 NETS FlashPay Auto Top-Ups
- Up to 16% fuel savings with Caltex, 14% with Esso
Best Card for Rebates in Singapore & Malaysia: Maybank Family & Friends MasterCard
Consider this if you spend a lot of time in both Singapore and Malaysia
| Annual Income Requirement | S$30,000 |
|---|---|
| Foreigner Income Requirement | S$60,000 |
- Receive S$100 rebate w/ S$800 spend (req. 2 card applications + Creditable acct)
If you frequently vacation in Malaysia, Maybank Family & Friends Card offers a great way to earn rebates on leisure spend. Cardholders earn up to 5% rebates after S$500 minimum spend, or 8% after S$1,000 spend, with select merchants in both Singapore & Malaysia. Eligible categories include fast food, groceries, transport, health & wellness and retail with vendors like foodpanda, McDonald’s, Cold Storage, Grab, SMRT taxi, Guardian, POPULAR and many more. In addition, you can earn up to 8% rebate at all theme parks in Malaysia, including LEGOLAND Resort–one reason why you might want to consider Maybank F&F Card for vacation entertainment spend.
Maybank F&F Card is also a great fit for lower spenders because, in addition to its low minimum requirement (just S$500), it also has a relatively easy fee-waiver. Cardholders are exempt from the S$180.0 fee for 3 years, and then with just S$12,000 annual spend. Overall, if your family likes to take trips to Malaysia and want no-fee rewards, Maybank F&F Card is worth considering.
- Annual fee: S$180.0, 3-year waiver, subsequently with S$12,000 annual spend
- 8% rebate on groceries, transport, fast food, health & wellness with select merchants in Singapore & Malaysia, after S$1,000 min spend (5% rebate with S$500 min spend)
- 0.3% rebate all other spend
- Fuel savings up to 20.88% with select petrol merchants (inc. 8% rebate)
- Annual fee: S$180.0, 3-year waiver, subsequently with S$12,000 annual spend
- 8% rebate on groceries, transport, fast food, health & wellness with select merchants in Singapore & Malaysia, after S$1,000 min spend (5% rebate with S$500 min spend)
- 0.3% rebate all other spend
- Fuel savings up to 20.88% with select petrol merchants (inc. 8% rebate)
Best Credit Cards for Golfing Privileges & Sports Discounts
The following cards offer the best privileges and promotions on the market for frequent golfers and sports fans.
Best Miles Card for Golfing Privileges: Maybank World MasterCard
Consider this if you are an avid golfer who travels frequently to golf clubs worldwide
| Annual Income Requirement | S$80,000 |
|---|---|
| Foreigner Income Requirement | S$80,000 |
- Receive S$100 rebate w/ S$800 spend (req. 2 card applications + Creditable acct)
- Free 2-Day, 1-Night Play & Stay Package at Mission Hills Golf Club with S$25k spend on card
If your favorite form of entertainment is a leisurely afternoon playing golf, look no further than Maybank World MasterCard. Cardholders receive the most comprehensive set of golfing privileges on the market–2 complimentary green fees/month at 120 fairways across 25 countries. This is 3x the number of fairways offered by the closest competitor. Additionally, no other card offers such international breadth–Maybank World MasterCard offers privileges at clubs as far away as Spain, the UAE, and the US.
Maybank World MasterCard is also a great option for luxury retail shoppers. Cardholders receive 4 miles per S$1 spend with select dining and retail partners, like Imperial Treasure restaurants & T Galleria by DFS fashion outlets (& many more). Supplementary cardholders also earn at this rate, making Maybank World MasterCard a potentially great option for couples. Furthermore, spend by both principal and supplementary cardholders counts towards earning a fee-waiver. With S$24,000 annual spend, the S$240.0 fee is waived.
Cardholders also enjoy perks like lounge access and free travel insurance. This pairs quite well with miles earned, and access to global fairways. Ultimately, if you’re an avid golfer seeking the best privileges on the market, consider Maybank World MasterCard.
- Annual fee: S$240.0, 1-year waiver, subsequently with S$24,000 annual spend
- 10 pts (4 miles) per S$1 spend with select dining & retail merchants
- 2 complimentary green fees/month at 120 fairways worldwide
- Free travel insurance, lounge access & global concierge
- Up to 19.1% fuel savings on petrol in Singapore
- Annual fee: S$240.0, 1-year waiver, subsequently with S$24,000 annual spend
- 10 pts (4 miles) per S$1 spend with select dining & retail merchants
- 2 complimentary green fees/month at 120 fairways worldwide
- Free travel insurance, lounge access & global concierge
- Up to 19.1% fuel savings on petrol in Singapore
Best Cashback Card for Golfing Privileges: CIMB World MasterCard
Consider this if you want a free credit card with golf benefits
| Annual Income Requirement | Singaporean & Singapore PR: S$50,000. Applicants who do not meet the minimum requirement can submit a minimum Fixed Deposit Collateral of S$50,000 |
|---|---|
| Foreigner Income Requirement | N/A |
- Up to S$60 rebate w/ S$500 monthly spend for 3 months total
If you’re a frequent golfer and prefer cashback to miles, CIMB World MasterCard is the absolute best option on the market. Cardholders receive complimentary green fees at 40 fairways across 7 countries in SE Asia. This extends to 4 free flights per course, per year–which adds up to an incredible 160 potential games. The closest competitor only offers up to 24 free green fees per year, so the most frequent golfers may prefer CIMB World MasterCard.
CIMB World also stands out for its unlimited cashback rates. Affluent consumers can take advantage of unlimited earning potential with 1.5% rebate on all of their spend. While there are other unlimited cashback cards offering this rate, CIMB World is the only option with a boosted 2% unlimited rebate on leisure spend. This includes wine & dine, entertainment, recreation, automobile, parking, petrol and spend at duty free stores. This also includes golf courses and country clubs, so you’ll double up on savings as you enjoy your golfing privileges.
CIMB World Card also stands out from competitors because it’s free forever. Overall, if you’re an affluent golfer looking for regional privileges and no-fee cashback, CIMB World MasterCard is worth considering.
- Annual fee: Free
- Unlimited 2% cashback on wine & dine, entertainment, recreation, automobile & parking, petrol, and duty-free stores spend (locally & overseas)
- Unlimited 1.5% cashback on all other spend
- Complimentary green fees at 40 fairways in SE Asia
- Free travel insurance, access to MasterCard Airport Experiences
- CIMB 0% Interest i.Pay Instalment Plan
- Annual fee: Free
- Unlimited 2% cashback on wine & dine, entertainment, recreation, automobile & parking, petrol, and duty-free stores spend (locally & overseas)
- Unlimited 1.5% cashback on all other spend
- Complimentary green fees at 40 fairways in SE Asia
- Free travel insurance, access to MasterCard Airport Experiences
Best Unlimited Card for Local Spenders: Maybank FC Barcelona Visa Signature Card
Consider this if you want to earn an unlimited amount of cash rebate without paying an annual fee
| Annual Income Requirement | S$30,000 |
|---|---|
| Foreigner Income Requirement | S$45,000 for Malaysians; S$60,000 for Others |
- Receive S$100 rebate w/ S$800 spend (req. 2 card applications + Creditable acct)
Maybank FC Barcelona Visa Signature Card is the best card for high-spenders with a local budget. Not only does it offer unlimited cashback–or in other words, unlimited earning potential–it also has a higher rewards rate for local spend than any of its competitors. Cardholders earn 1.6% cashback on local spend, compared to 1%–1.5% offered by competitors. While this difference may seem small, it quickly adds up with higher spend. Additionally, overseas spend earns 0.8 miles per S$1 (equal to 0.8% rebate), but this is less competitive.
Maybank FC Barcelona Card stands out as an entertainment card, however, for its unique sports promotions. Cardholders receive a 5% discount at the FC Botiga official store in Camp Nou and 10% off merchandise at the FC Barcelona Official Online Store for the Asia Pacific. Every year, cardholders also stand a chance to win a trip to see a live FC Barcelona game in Spain itself. This prize package includes 2 game tickets, economy-class air-tickets, airport and hotel transfer and a 3-day hotel stay. If you’re a big FC Barcelona fan, this card’s perks are unparalleled.
On a final note, cardholders enjoy free travel insurance and are exempt from the S$120.0 fee with just S$10,000 annual spend. Overall, Maybank FC Barcelona Card is the best option for high spenders with local budgets, especially if they’re interested in unique football perks.
- Annual fee: S$120.0, waived with S$10,000 annual spend
- Unlimited 1.6% rebate on local spend
- 2 Pts (0.8 miles) per S$1 on foreign currency transactions
- Up to 10% discount at FC Barcelona official stores
- Free travel insurance
- Annual fee: S$120.0, waived with S$10,000 annual spend
- Unlimited 1.6% rebate on local spend
- 2 Pts (0.8 miles) per S$1 on foreign currency transactions
- Up to 10% discount at FC Barcelona official stores
- Free travel insurance
Best Entertainment Credit Cards for High Spenders
If you’re a high-spending traveller, you may be interested in luxury travel perks as a form of entertainment. The following cards offer everything from golfing privileges to free yacht hires.
Highest Overseas Rewards Rate: Standard Chartered Visa Infinite Card
Consider this if you travel frequently for business
| Annual Income Requirement | S$150,000 |
|---|---|
| Foreigner Income Requirement | S$150,000 |
- Receive up to 35,000 welcome miles
- Receive up to S$68 cashback on electric bill w/ OEM sign-up w/ select retailers
If you’re an affluent traveller, you may enjoy the top rewards rates and luxury perks offered by Standard Chartered Visa Infinite Card. Cardholders earn at the highest rewards rates on the market–1.4 miles per S$1 locally and an unrivaled 3 miles overseas. Unlike any other card, SC Visa Infinite rewards cardholders for making tax payments. New members also receive 35,000 welcome miles, worth about S$350.
In terms of entertainment, SC Visa Infinite Card stands out for its astounding perks. Like several other luxury cards, it offers free travel insurance, dining privileges, and even an impressive 6 lounge visits/year. However, SC Visa Infinite Card is unique in offering cardholders a complimentary 4hr yacht hire every year–a perfect occasion for high-end entertainment. It’s worth mentioning that cardholders must spend S$75,000 to access this perk. All cardholders receive 30% discounts on green fees at fairways throughout SE Asia, making SC Visa Infinite Card a great option if you enjoy regional golfing.
Overall, SC Visa Infinite Card offers some of the highest rewards rates on the market, paired with luxury perks built for high-end entertainment. While there’s a S$588.5 fee, the privileges offered are reflective of this value.
- Annual fee: S$588.5
- 1.4 miles per S$1 local spend, 3 miles overseas (S$2,000 min spend)
- 35,000 welcome miles (worth S$350)
- Tax payments are eligible for rewards points
- Free travel insurance, 6x lounge access, 1 free 4hr yacht hire
- Hertz Asia Privileges, Golfing/Dining/Hotel Privileges
- Up to 25% fuel savings with Caltex, 15% rebate on Grab
- Annual fee: S$588.5
- 1.4 miles per S$1 local spend, 3 miles overseas (S$2,000 min spend)
- 35,000 welcome miles (worth S$350)
- Tax payments are eligible for rewards points
- Free travel insurance, 6x lounge access, 1 free 4hr yacht hire
- Hertz Asia Privileges, Golfing/Dining/Hotel Privileges
- Up to 25% fuel savings with Caltex, 15% rebate on Grab
Best Miles Card for Luxury Travel Perks: Citi Prestige MasterCard
Consider this if you want special travel perks like free hotel nights and unlimited lounge access
| Annual Income Requirement | S$120,000 |
|---|---|
| Foreigner Income Requirement | S$120,000 |
- Welcome gift of 25,000 miles upon card approval
- Earn up to 10 miles per S$1 spend on hotel bookings at Kaligo
Citi Prestige MasterCard is one of the best travel cards on the market for luxury perks and privileges. Cardholders receive unlimited airport lounge access for themselves and a guest. Often, guests are not included or incur extra costs. In addition, cardmembers receive complimentary access to JetQuay, free limo transfers, bonus 4th hotel nights and free travel insurance. As if that were not enough, cardholders also receive 6 free green fees/year at fairways across SE Asia.
These perks are great for both ease and entertainment, but they’re not Citi Prestige Card’s only highlight. Cardholders also earn rewards at some of the highest rates on the market–1.3 miles per S$1 locally and 2 miles overseas. Cardholders also receive 25,000 annual renewal miles (worth S$250) and an annual bonus up to 30% based on tenure of relationship with Citibank. Together, these perks and rates reasonably validate the S$535.0 annual fee. If you’re an affluent traveller and prioritise luxury, consider Citi Prestige MasterCard.
- Annual fee: S$535
- 1.3 miles per S$1 local spend, 2 miles overseas
- 25,000 annual renewal miles (worth S$250)
- 15%-30% annual Citi relationship bonus
- Unlimited lounge access, travel insurance, free hotel nights & more
- Earn miles on taxes, rent, electricity bills, condominium management & school fees w/ Citi PayAll
- Up to 14% fuel savings with Esso & Shell
- Annual fee: S$535
- 1.3 miles per S$1 local spend, 2 miles overseas
- 25,000 annual renewal miles (worth S$250)
- 15%-30% annual Citi relationship bonus
- Unlimited lounge access, travel insurance, free hotel nights & more
- Earn miles on taxes, rent, electricity bills, condominium management & school fees w/ Citi PayAll
- Up to 14% fuel savings with Esso & Shell
Summary of Best Entertainment Credit Cards 2019
Below, we've prepared a summary of our picks for the best entertainment credit cards 2019.
| Card | Best for... | Annual Fee | |
|---|---|---|---|
| UOB YOLO | Weekend Social Spend | S$192.6 | |
| HSBC Revolution | Social & Online Spend | S$160.5 (waiver) | |
| OCBC Frank | Young Adults, Low Minimum | S$80.0 (waiver) | |
| Maybank F&F | Spend in Singapore & Malaysia | S$180.0 (waiver) | |
| Maybank World | Air Miles for Golfers | S$240.0 (waiver) | |
| CIMB World | Cashback for Golfers | S$0.0 | |
| Maybank FC Barcelona | Unlimited Local Cashback | S$120.0 (waiver) | |
| SC Visa Infinite | Affluent Business Travellers | S$588.5 | |
| Citi Prestige | Luxury Travel Perks | S$535.0 |
| Card | Best for... | Annual Fee | |
|---|---|---|---|
| UOB YOLO | Weekend Social Spend | S$192.6 | |
| HSBC Revolution | Social & Online Spend | S$160.5 (waiver) | |
| OCBC Frank | Young Adults, Low Minimum | S$80.0 (waiver) | |
| Maybank F&F | Spend in Singapore & Malaysia | S$180.0 (waiver) | |
| Maybank World | Air Miles for Golfers | S$240.0 (waiver) | |
| CIMB World | Cashback for Golfers | S$0.0 | |
| Maybank FC Barcelona | Unlimited Local Cashback | S$120.0 (waiver) | |
| SC Visa Infinite | Affluent Business Travellers | S$588.5 | |
| Citi Prestige | Luxury Travel Perks | S$535.0 |
Compare the Best Entertainment Credit Cards by Dollar Value
To help you find the best entertainment credit card in Singapore, we have prepared a chart below organizing entertainment credit cards by their 2-year dollar value*. We have estimated an average Singaporean's monthly expenditure patterns through research to model out likely savings from credit cards. It's important to note that this estimate is an approximate value based on an estimate of the average consumer's spending habits, and may differ in actual result depending on your unique set of expenditures.
*ValueChampion calculates the dollar value of rewards based on S$2,000 of monthly spending. We sum the value of points, miles and cashback in dollar terms and subtract the annual fee over a 24-month period. The estimates here are ValueChampion's alone, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.