Best Entertainment Credit Cards 2019
Singapore is a city with a vibrant night life. However, it could get quite costly to drink and party in Singapore. To help you win rewards and save money on entertainment expenses, we have selected the best entertainment credit cards in Singapore. These cards provide various levels of discounts on entertainment as well as perks that like VIP access to clubs.
Table of Contents
Best No-Fee Rebate Card for Entertainment: OCBC Frank Card
Consider this if you want to earn rebates on entertainment with a no-fee credit card
| Annual Income Requirement | S$30,000 |
|---|---|
| Foreigner Income Requirement | S$45,000 |
OCBC Frank Card is another awesome entertainment rewards card that is more affordable than UOB YOLO Card. With 120 unique card designs ranging from teddy bears to racing cars, it caters to a younger and more hip audience who want to express their individuality in everything they own and use. Its already super low annual fee of S$90 is waived for 2 years.
After the 2nd year, a mere S$10,000 of annual spend will waive the annual fee for you perpetually. While it provides 5% rebate on all entertainment expenses on weekends (3% on weekdays), it has an even better rebate of 6% on all eligible online spend including online shopping, travel booking and food delivery order. Given its rich benefit that come at practically no cost, we think OCBC Frank Card is a great contender for the top spot in this category.
Highlights
- Annual fee: S$80, waived for 2 years and subsequently for annual spend over S$10,000
- 5% rebate on entertainment on weekends, 3% on weekdays
- 14% off on petrol at Caltex & Esso stations
- 6% rebate on online shopping, travel bookings and food delivery
- Min annual income: S$30,000 (S$45,000 for foreigners)
- Promotion: Earn S$88 cashback with card approval + S$80 cash credit with S$800 spend in 1st month
- Read Our Full Review
Best Golf Credit Card: Maybank World Mastercard
Consider this if you are an avid golfer who travels frequently to golf clubs worldwide
| Annual Income Requirement | S$80,000 |
|---|---|
| Foreigner Income Requirement | S$80,000 |
Maybank World Mastercard is easily the best golf credit card in Singapore. That's because it provides its principal card holders with complimentary green fees all year around at 79 world-class fairways in 15 different countries, by far the best deal available for golfers in the country. Not only that, avid golfers get to enjoy special 4Play 3Pay promotions with ferry rebate at the Els Club Malaysia. it comes with mile and cash back rewards to cover a golfer's every major expenditure area: dining, petrol and travel expenses. Though this card comes with a relatively high annual fee of S$240, it's much cheaper to use than other luxury cards that come with worse golf privileges. Furthermore, Maybank World MasterCard's benefits are more than valuable enough to offset the annual fee for people who golf at least once or twice a month.
Highlights
- Annual fee: S$240, 1 year waiver
- 2 complimentary green fees per month at 79 world-class fairways in 15 countries
- 10X TREATS points (or 4 miles) per S$1 spent at select retail and dining establishments
- 19.1% savings on petrol in Singapore (including the 4 miles per S$1 spent on petrol)
- Up to 20% savings at select SPG Hotel and Resorts restaurants
- Complimentary VIP Access to JetQuay at Changi Airport
- Promotion: Receive S$50 cash credit after S$700 spend
- Read Our Full Review
Best No Fee Air Miles Card for Entertainment: HSBC Revolution Card
Consider this if you spend mostly on shopping, dining and entertainment
| Annual Income Requirement | S$30,000 |
|---|---|
| Foreigner Income Requirement | S$40,000 |
HSBC Revolution Card is a great credit card for earning miles on your entertainment expenditures. Typically, an average consumer in Singapore spends about S$2,000 per month, of which one third goes to dining, entertainment and shopping (online). While its flat rate award is relatively weak at 0.4 miles per S$1 spent, HSBC Revolution card grants 2 miles for every dollar spent on these three categories. It also offers a 16% discount on petrol at Caltex and Shell stations.
Though it does charge an annual fee of S$160.5, this fee is waived for the first 2 years for everyone, and subsequently waived for those who maintain an annual expenditure of just S$12,500 on the card. Net of the cost, this card should generate about S$2,000 of savings over a 2-year period according to our calculation. Given its set of high rewards on entertainment, dining and shopping combined with an easy annual fee waiver, HSBC Revolution Card is an excellent choice for young people who might be more conscious about paying annual fees but have an active shopping habit or social life.
Highlights
- Annual fee: S$160.5. waived for 2 years, and then waived in subsquently for annual spend of S$12,500
- 2 miles on online spend (shopping and travel bookings), dining, and entertainment
- 16% off on petrol at Caltex & Shell
- Up to 10% off on travel bookings online
- Welcome Bonus: A Samsonite Astra 55cm luggage (worth S$350) or S$100 cash back for new customers (S$50 for existing customers)
- Promotion: Save up to S$10,000 with 1,000 Entertainer 1-for-1 deals
- Read Our Full Review
Unlimited Flat Rate Cashback + Football Tickets: Maybank FC Barcelona Visa Signature Card
Consider this if you are a football fan or if you want to earn an unlimited amount of cash rebate without paying an annual fee
| Annual Income Requirement | S$30,000 |
|---|---|
| Foreigner Income Requirement | S$45,000 for Malaysians; S$60,000 for Others |
Maybank's FC Barcelona Visa Signature Card is a very cheap unlimited rebate card that stands out for various reasons. First, Maybank FC Barcelona Card's unlimited cashback is available at a rate of 1.6%, higher than 1.5% provided by other unlimited rebate cards. Not only that, this card's annual fee (S$120) is waived for anyone who spends at least S$10,000 on the card annually, an easily achievable goal for most people. In contrast, other similar cards tend to charge a fee of around S$180. While it doesn't come with a petrol discount, it still presents an opportunity for the cardholder to win 2 free trips (you and your companion) to see FC Barcelona's game live in Spain. Overall, we think this card works perfectly well for those who are looking for the convenience of a unlimited cashback without the high cost.
Highlights
- Annual fee: S$120, waived with S$10,000 of annual spend
- 1.5% cashback on everything
- 0.8 miles per S$1 spent on foreign currency transactions
- No cap on cashback or monthly spend requirement
- No monthly minimum spend & Online price guarantee
- Bonus: Chance to win a free trip for 2 to FC Barcelona Live game every season
- Promotion: Receive S$50 cash credit after S$700 spend
- Read Our Full Review
Best Entertainment Rewards Cashback: UOB YOLO Card
Consider this if you are a young adult looking for discounts and perks on dining, entertainment and travel spending
| Annual Income Requirement | S$30,000 |
|---|---|
| Foreigner Income Requirement | S$40,000 |
Just as the name suggests, UOB YOLO Card is one of the best cards for earning entertainment rewards. YOLO stands for the popular phrase "You Only Live Once,” an epitome of carpe diem that suggests one should live every day to the fullest and have as much fun as possible. To help you do this, UOB YOLO card provides 8% rebate on entertainment, dining and Grab rides on weekends. On weekdays, you can still earn a 3% rebate on these three categories. Not only that, UOB YOLO card also helps you save 3% on all your online fashion and travel transactions.
UOB YOLO Card also provides many nightlife perks like drink specials at the hottest bars in Singapore and priority que at the best clubs in the city. Its annual fee is on the higher spectrum of the market at S$192.6 per annum, but it is waived for the 1st year. Its motto is “Eat. Drink. Play. Repeat.” If you like to live it up and have the budget to afford the life style, we think you will like this card.
Highlights
- Annual fee: S$192.6, waived for the 1st year
- 8% cash rebate on weekend dining, entertainment & Grab rides (3% on weekdays)
- 3% cash rebate on online fashion and travel transactions
- VIP perks like priority que and free access at best clubs in Singapore, 1-for-1 specials at bars and movie theaters
- Promotion: Cashback boosted to 8% for all weekend online spend
- Bonus: 12% rebate on dining, entertainment and Grab all week for the first 3 months
- Read Our Full Review
Highest Flat Rate Cashback Card: UOB One Card
Consider this if you want to maximise your cash rebate and spend about S$2,000 per month
| Annual Income Requirement | S$30,000 |
|---|---|
| Foreigner Income Requirement | S$40,000 |
Flat rate cards are always a good contender for every category. Therefore, we think UOB One Card definitely should be considered as one of the best entertainment rewards cards given its high flat rate of 5% cashback on everything. It's convenient and efficient way of saving money. To get the most out of UOB One Card, however, you should be willing to manage your expenses closely and make effort to maximize awards. As long as you spend just about S$2,000, S$1,000 or S$500 every single month consistently, you can earn up to 5% of cash rebate.
Given this, we think UOB One is suitable for people who have high visibility on their monthly expenses and can optimize their balance on the card at exactly S$2,000 a month. This would most likely include families with large recurring or fixed expenditures.
Highlights
- Annual fee: $192.6, waived 1st year
- Flat rate cashback of up to 5% (max S$100/month)
- Up to 24% discount on petrol at SPC and Caltex
- Extra interest income of up to 3.33% on your UOB One Savings account
- Promotion: Cashback boosted to 8% for all weekend online spend
- Read Our Full Review
Best Miles Card for Luxurious Perks: Citi Prestige MasterCard Credit Card
Consider this if you want special travel perks like free hotel nights and unlimited lounge access
| Annual Income Requirement | S$120,000 |
|---|---|
| Foreigner Income Requirement | S$120,000 |
Citi Prestige MasterCard Card is a luxury credit card focused on helping you live the prestige lifestyle. However, because of its annual fee of S$535 and high income requirement of S$120,000 annually, this card is only for those who can afford it. Although Citi Prestige MasterCard Credit Card comes with a high price tag, it also provides some awesome benefits like flat rate award of 1.3 miles for every S$1 spent locally and 2 miles for every S$1 spent overseas. We especially recommend this card especially for Citigold members, because 1.3-2 miles of reward can be boosted by up to 30% for Citigold customers.
We have included this card in the Best Entertainment category because, besides the flat rate mile award, Prestige card also provides a mix of luxury entertainment benefits like access to golf courses and discounts on yacht rentals. If you have the money to spend, this is a great card for earning benefits on entertainment expenditure.
Highlights
- Annual fee: S$535
- Annual income requirement: S$120,000
- 1.3 miles and 2 miles for every S$1 spent locally and overseas, respectively, with the ability to boost your reward miles by up to 30% with a banking account with Citi
- Special benefits at Four Seasons and Ritz Carlton around the world, unlimited complimentary 4th night at any hotel
- Unlimited Airport Lounge VIP Access
- Complimentary travel insurance
- Promotion: Welcome gift of 25,000 miles upon card approval
- Read Our Full Review
No-Fee Credit Card for Golfers: CIMB World MasterCard Credit Card
Consider this if you want a free credit card with golf benefits
| Annual Income Requirement | Singaporean & Singapore PR: S$50,000. Applicants who do not meet the minimum requirement can submit a minimum Fixed Deposit Collateral of S$50,000 |
|---|---|
| Foreigner Income Requirement | N/A |
CIMB World MasterCard Credit Card is a great way avid golfers in SE Asia to save money. First, it provides 1% cashback on all local and overseas spend. Not only that, it comes with complimentary green fees at 40 golf courses around SE Asia so that you can earn rebates while golfing in Singapore and overseas. Best of all, you can enjoy all of these benefits without paying a dollar of annual fee.
Highlights
- No annual fee
- Unlimited 1% rebate in Singapore and overseas
- Complimentary travel insurance
- Complimentary green fees at 40 golf clubs in SE Asia
- 1% foreign exchange transaction fee
- Read Our Full Review
Summary of Best Entertainment Rewards Credit Cards 2019
In case you want a quick look at our picks, here are ValueChampion's best entertainment rewards credit cards for 2019.
| Entertainment Cards | Entertainment Reward | Annual Fee | |
|---|---|---|---|
| HSBC Revolution | 2 Miles | S$160.5 | |
| Maybank World MasterCard | Complimentary golf green fees | S$160.5 | |
| OCBC Frank | 5% | S$80 | |
| Maybank FC Barc | 1.6%, football tickets | S$80 | |
| SC Unlimited Cashback | 1.5% | S$192.6 | |
| UOB YOLO | 8% | S$192.6 |
| Entertainment Cards | Entertainment Reward | Annual Fee | |
|---|---|---|---|
| HSBC Revolution | 2 Miles | S$160.5 | |
| Maybank World MasterCard | Complimentary golf green fees | S$160.5 | |
| OCBC Frank | 5% | S$80 | |
| Maybank FC Barc | 1.6%, football tickets | S$80 | |
| SC Unlimited Cashback | 1.5% | S$192.6 | |
| UOB YOLO | 8% | S$192.6 |
Compare the Best Entertainment Credit Cards by Dollar Value
To help you find the best entertainment credit card in Singapore, we have prepared a chart below organizing entertainment credit cards by their 2-year dollar value*. We have estimated an average Singaporean's monthly expenditure patterns through research to model out likely savings from credit cards. It's important to note that this estimate is an approximate value based on an estimate of the average consumer's spending habits, and may differ in actual result depending on your unique set of expenditures.
*ValueChampion calculates the dollar value of rewards based on S$2,000 of monthly spending. We sum the value of points, miles and cashback in dollar terms and subtract the annual fee over a 24-month period. The estimates here are ValueChampion's alone, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.