If you’re a high spender, typical cashback cards may be holding you back with monthly limits or earning caps. Maybank FC Barcelona Visa Signature Card not only offers unlimited earning potential, it also offers a higher local cashback rate than any of its competitors. Cardholders earn 1.6% flat rebate on all local spend (compared to 1.5% with others) and enjoy perks like travel insurance and discounts tailored to FC Barcelona fans. While overseas spend earns just 0.8 miles per S$1 (equal to about 0.8% cashback), Maybank FC Barcelona Card offers a fee-waiver with just S$10,000 annual spend–a feature not offered by competitors. If you have a substantial budget and spend most of it locally, Maybank FC Barcelona Card is likely the best option for you.
Maybank FC Barcelona Visa Signature Card Features and Benefits:
- S$30,000 for locals
- S$45,000 for Malaysians; S$60,000 for Others for foreigners
- Unlimited 1.6% cashback on all local spend
- 2 pts (equal to 0.8 miles, or about 0.8% cashback) for spend in foreign currencies
- No minimum spend requirement
- Chance to win 2 tickets to FC Barcelona game, live (prize includes economy-class air tickets, airport and hotel transfer, & 3-Day hotel stay)
- 10% Discount on FC Barcelona official online store (Asia Pacific)
- 5% Discount at the FCBotiga official store in Camp Nou, Barcelona
- Free travel insurance
- Apply for card & new Creditable acct. to receive S$100 rebate w/ S$250 spend/mo for 2mo
- Receive S$30 cash via PayNow (through our partnership w/ SGSaver)
What Makes Maybank FC Barcelona Visa Signature Card Stand Out
Maybank FC Barcelona Visa Signature Card allows affluent consumers to maximise cashback on local spend. Cardholders earn 1.6% cashback on all local spend with no minimum requirement, which is higher than the 1.5% offered by competitors. Rewards are uncapped, so Maybank FC Barcelona Card also offers greater earning potential than alternatives like UOB One Card. The S$120 fee is waived with just S$10,000 annual spend, making Maybank FC Barcelona Card one of the market's most affordable flat-rate cards.
|Spend Level||Maybank FC Barcelona Card (1.6%)||Amex True Cashback Card (1.5%)||Difference|
Maybank FC Barcelona Card isn't a great fit for frequent travellers or lower spenders, however. Cardholders earn just 0.8 miles per S$1 spend in foreign currency–almost half that offered by some competitors. Card rewards only become competitive after S$6,500+ spend/month, so Maybank FC Barcelona Card is best for affluent individuals with mostly local spend.
|Impact of Local-to-Overseas Spend Ratio on Earnings for S$6,500 Monthly Budget|
|90% local, 10% overseas||S$98.8|
|75% local, 25% overseas||S$91.0|
|50% local, 50% overseas||S$78.0|
|25% local, 75% overseas||S$65.0|
Finally, while it lacks common benefits like petrol savings or travel perks, Maybank FC Barcelona Card offers discounts up to 10% at FC Barcelona and FC Botiga official stores, plus a chance to win a trip for 2 to a FC Barcelona game. The prize includes 2 game tickets, economy-class air tickets, airport and hotel transfer, and a 3-day hotel stay. Maybank FC Barcelona Card is great for affluent local spenders who especially enjoy football.
How Does Maybank FC Barcelona Visa Signature Card’s Rewards Program Work?
Use our quick and easy-to-read guide below to learn how you you can redeem card rewards.
|Program Description by Rewards Type|
Maybank FC Barcelona Visa Signature Card Rewards Exclusions
Some credit card expenditures are ineligible for earning rewards. We identify these exclusions below.
How does Maybank FC Barcelona Visa Signature Card Compare Against Other Cards?
Read our comparisons of Maybank FC Barcelona Visa Signature Card with other cards and learn what makes each card unique in their own way. We compare and contrast each card to highlight its uniqueness to help you identify the card that you need.
Maybank FC Barcelona Visa Signature Card v. Standard Chartered Unlimited Cashback Card
Standard Chartered Unlimited Cashback Card is also an unlimited, flat-rate cashback card with no spend requirement. Cardholders earn 1.5% cashback on both local and overseas spend, making the card a better fit for affluent travellers. Cardholders also receive benefits like SimplyGo card functionality and up to 21% fuel savings at Caltex. Consumers seeking unlimited cashback who tend to travel may prefer SC Unlimited Cashback Card.
Maybank FC Barcelona Visa Signature Card v. American Express True Cashback Card
American Express True Cashback Card stands out from other flat rate cards because while spend generally earns 1.5% cashback locally and overseas, new cardholders earn 3% cashback (up to S$150) within their first 6 months. Cardholders enjoy American Express Selects and Global Dining Program, so consumers who prefer dining perks to football benefits may opt for Amex True Cashback Card.
Maybank FC Barcelona Visa Signature Card v. UOB One Card
Average spenders can earn up to 5% flat cashback with just S$2,000 monthly spend with UOB One Card. Cardholders earn rebates based on their minimum spend, up to S$300/quarter, which is great for consistent spenders. Affluent consumers however may prefer Maybank FC Barcelona Card because rewards are uncapped, allowing unlimited earning potential.